Reborn as the richest man in India

"Why is it gone? I saw it thrown here just now." He glanced around and found nothing.

After a few minutes, he gave up and left.

Not long after this person left, another person came over.

"That guy Bian Da must have taken it." He didn't find the business card either, and he saw Bian Da just leaving here, "Humph, that bastard Bian Da, you were pretending to be rich with me a few days ago, no? When I think about it, I was just pretending, and I almost got deceived by him, bah~~"

After that, some people came here to hang out one after another, and then walked away like no one else.

These people are almost all under thirty, which is the age when they have a lot of fun.

Qiao Ge's business cards were not given randomly. He first wanted to satisfy the big guys, and then there were not many left, so he also gave them to some relatively young people.

Those big guys definitely don't care about Qiao Ge's discount, but for these young people who spend a lot of money, it's worth saving a little.

You can save a little on what you eat in private, but you can't save on what you eat with your brothers outside. This is a matter of face, which is a big problem.

"Brother, I really have you, and I made a big deal out of you." Harpal sighed.

Just now, the boss's secretary came over to talk to Qiao Ge and agreed to go to the government office tomorrow to discuss the purchase of organic agricultural products.

He and Noma came from other places. Of course they heard what Qiaogo said just now, and they were still very surprised.

With so many of us gathering together, someone must have reached an agreement privately and made a business.

But those are all in private, secretly.

Who can be so careless as Qiao Ge and promote products to those elders and big guys?

Even if someone else had the heart, they wouldn't have the guts.

Qiao Ge really succeeded.

But he now understands that the main purpose of Qiao Ge's voice should be to promote products. Of course, Qiao Ge's products are excellent, otherwise who cares about you?

"If my old friend hadn't brought me here, how would I have had such an opportunity." Qiao Ge said gratefully.

This is really grateful. These days, Hebicha and the others have introduced me to many people, participated in many games, and gained a lot.

"It should be." Noma laughed, and then asked Hebizha, "I saw you and Hender chatting for a while just now, what were you talking about?"

"What else could it be? He asked me if we wanted a loan." Hebicha said with a smile.

"Huh? Is Beni's brother in the loan business? Or works in a bank?" Qiao Ge was stunned for a moment.

It's okay to say that it's a bank, but if it's private, it's certainly usury.

Some are your own funds, while others are borrowed from banks at low interest rates and then re-loaned at high interest rates.

For a child of a powerful family like Heng De, it is too easy to borrow money from banks at low interest rates. Once it is resold, it is profit.

"Ah, yes, it is in the loan business. It is almost the largest private loan company in India." Seeing Qiaogo looking a little dazed when Hebicha said this, he couldn't help laughing and said, "Don't get it wrong, Industrial Credit and Investment Corporation of India , a very formal investment company.”

Qiao Ge came to his senses. Isn't this the predecessor of India's second largest bank (referred to as ICICI) and the largest private bank in its previous life?

Of course, it is not a bank yet, it is just a credit and investment company. Later, a bank subsidiary was established, and later, the bank merged with the parent company.

Industrial Credit and Investment Corporation of India mainly provides loans to industrial projects.

"What about the petrochemical industry?" Qiao Ge asked.

Investment in this industry is huge. Even if the three of them unite some people to raise funds, some of it must be raised from banks and other channels.

These banks, investment credit companies, etc., must have evaluated the project and know that it can make money. The probability of the loaned money becoming a bad debt is very low. They are eager for you to lend more.

"Yeah, ask me if I have any intention here." Hebicha smiled, "It's just that I can't decide on this kind of thing."

"That's a great thing. The more prepared the funds are, the better." Qiao Ge said.

"It can't be that simple." Hebicha nodded and smiled bitterly, "We don't know what will happen about the petrochemical license yet, and if it is revealed, we may not be able to get it. And Hende means to lend money now , the maximum limit can be 1 billion.”

"This?" Qiao Ge was stunned.

He understood what Herbicha meant. The timing of the loan was a bit wrong at this time.

Because the license issue has not yet been settled, and now they have borrowed 1 billion, and they have no use for the time being, wouldn't it mean that the interest was paid in vain?

Investment credit companies are a little different from banks. Their interest rates are much higher than those of banks.

Even if they borrow money here and want to re-lend it to others, there will be no interest rate difference.

So this loan seems a bit useless.

"Anyway, I will pass the news to the old man and the others later. They will decide how it will be specific." Hebicha said, "By the way, Qiaogo, if you need funds, you can go to Hende. Although the interest rate is higher than that of the bank, But the limit is more flexible than that of banks.”

This made Qiao Ge's heart move. If he could borrow money, of course he would still want to.

When it comes to investment in Malay, my own funds are a bit small.

If you can borrow a sum of money, you can speed up your industrial layout.

However, you still need to think carefully about how much money to borrow.

"Can I borrow without collateral?" Qiao Ge asked.

"Well, the interest rate must be higher." Hebicha replied, "Let me tell you, Hende has plenty of funds in hand and wants to release them early to earn interest. Unfortunately, not many people have borrowed money recently. We can only hold it in our hands. So, with your current reputation and industrial management status, I think it’s not a big problem to borrow a few hundred million."

Qiao Ge really wanted to say that hundreds of millions would not be enough, but he had to borrow a billion anyway. The more, the better.

Think about it, the rupee has been depreciating in the next few years, especially during the reform in 1991, which was almost a big depreciation.

So now you can borrow as much as you can, and the more you borrow, the more you earn.

It's just that you want it, and others won't dare to lend you such a large amount.

However, Qiao Ge is still a little excited. This can be regarded as a candidate channel for financing.

When you really need funds in the future, you can still borrow a sum of money, even if the interest rate is high.

"Who is that person?" Qiao Ge suddenly saw a middle-aged man not far ahead who was constantly looking for people to talk to in the crowd, nodding and bowing, and smiling in various ways.

This should be a sign of asking for something from someone, but just looking at his expression, it didn't look like he was getting what he wanted.

"He?" Harpal glanced at him and replied, "A real estate developer who made a lot of money from housing and real estate development. A few years ago, he didn't know why he went crazy and invested heavily in commercial real estate. He said he wanted to What kind of epoch-making business pattern was created? A large amount of land was purchased in the suburbs of New Delhi. The main shopping mall building was built slowly for eight years and was not completed. Nearly one billion were invested one after another, which brought it down. Then Now he is begging grandpa to sue grandma, hoping that someone can lend a helping hand and give him a hand. Unfortunately, no one is optimistic about him, and no one is willing to invest at all. The loan from the bank still needs to be repaid, and no one can be found. If we help, the end result will definitely be to be auctioned and go bankrupt. Instead of creating an epoch-making business structure, it has become an epoch-making joke in New Delhi."

"Eight years?" Qiao Ge was speechless for a while. Even if a profitable industry hasn't been developed for so long, the cost of interest alone would be enough to ruin it.

When it comes to commercial real estate, Qiao Ge immediately thinks of Wanda Plaza in his previous life. It was so famous and very successful.

There are many reasons for their success, one of which is that the cycle from land acquisition to construction to opening is very short, which saves a lot of costs.

As for the subsequent investment promotions, after the brand was established, various local governments and brand parties rushed to cooperate, forming a virtuous circle.

Qiao Ge just thinks about it now. He doesn't have the capital to do these things now.

After all, these are heavy asset investments and require massive capital investment.

"Aren't you guys interested?" Qiao Ge asked.

"That's a pit. Anyone who goes there will die." Harpal laughed. "I've been arguing with the government for so many years about road construction without success. The road leading there is still in tatters. What's wrong with water and electricity?" Ah, it's all temporary, and the government hasn't done everything right. In addition, because he's so big, everyone is afraid to avoid him when he hears about it."

A billion dollar unfinished project.

Qiao Ge didn't even know what to say. If this kind of project didn't communicate well with the local government and didn't handle the early stages, how could it go smoothly in the later stages?

No wonder it has been delayed for eight years, but my own problems are still huge.

"Three brothers are here too." At this time, a man in his thirties came over to talk.

"Oh, Bian Da, what's wrong with you?" Hapal glanced at him and asked.

"I'm here to see Brother Qiaogo." Bian chuckled, "Let me introduce myself first..."

Only then did Qiaogo know that his name was Bianda Pendakar. From his surname, he could tell that he was a Brahmin.

Bian Da came here for a simple purpose, he just wanted Qiao Ge's business card.

"I'm really sorry. I've run out of business cards. I'll have someone give you one tomorrow." Qiao Ge said with a smile.

"Thank you so much." Bian Da laughed.

After watching Bian Da leave, Noma said: "This guy is still a bit slovenly, hanging out with women all day long."

The three of Hebiza gave Qiao Ge a brief introduction to the Pendakar family. This family is considered a business family and has a wide range of contacts in the shopping mall.

Bian Da is also a direct descendant, but this guy hangs out with a bunch of second and third generation children all day long. The elders in his family hated him and beat him and scolded him. In the end, they had no choice but to let him go.

After all, in such a big family, there is not just one male who is the direct descendant. If one number is useless, there are still many numbers to choose from.

It's better to let him eat and drink like this than to stage various grievances and grievances between brothers, uncles and nephews competing for family property in the future.

Then, some more people came over and asked Qiao Ge for his business card.

Originally, Hebizha and the others didn't think anything of it when one of them came over. But once there were more people, they quickly figured it out.

"Isn't it? Are they trying to save money by relying on my products? Will they be short of money?" After listening to Hebicha's explanation, Qiao Ge was a little surprised.

"Brother, you have to understand one thing. Their family's money does not mean their money." Noma said a little speechlessly, "Do you think everyone makes a lot of money like you? No matter what When it comes to money, the three of us combined can't beat you. Not to mention those guys just now. No one knows better than them about eating, drinking and having fun. As for making money, haha."

Qiao Ge finally understood.

"That's good, for me, I have an extra group of customers." Qiao Ge laughed.

Of course he wants to win over wealthy people to buy them, so that his products can replace imported products.

I just didn't expect that the first batch of people to eat crabs would probably be these dandy boys.

The number of people in this group is also huge. Anyway, they are making money for themselves, giving them business cards, discounts and so on, so there is no problem at all.

The 50% discount is a huge profit for me.