Reborn as the richest man in India
Chapter 265 Credit loan 5 billion (please ask for monthly votes)
The year after next will be another general election year. Judging from the current situation, the Congress Party has a huge advantage, and the prime ministership will definitely belong to the Congress Party.
Then I will definitely be able to improve my position next time.
As for how much you can raise, it depends on your performance in the past few years.
Although I am an old man in the Congress Party, there is also great internal competition.
Now that he had the opportunity to improve his political performance, he certainly didn't want to miss it.
"I want to enter the rice industry, and this is no small matter. My goal is to become the largest grain merchant in the country." Qiao Ge said with great pride.
Manmohan smiled: "Okay, this is a great thing. Just go ahead and do it. Well, is there any trouble?"
He soon realized that this kid couldn't just mention it like this.
"I can't hide anything from you." Qiao Ge smiled a little sheepishly, "Actually, the land purchase is not going well. It is too difficult to purchase large areas of land, especially paddy fields. I don't know if Singh Sir, can you give me some advice?"
"Do you want to plant it yourself?" Manmohan was stunned for a moment and asked.
“You can either grow it yourself or find someone to buy it, but I would rather have a larger share of the rice under my own name, so that it is more stable,” Qiao Ge said.
Qiao Ge's words made Manmohan sigh: "Such an investment is huge."
To be honest, when he heard that Qiaogo was entering the rice market, his first reaction was of course to buy it from farmers and then sell it. Unexpectedly, Qiaogo also thought about growing it himself as much as possible, and the investment in buying land was a huge amount of money.
"Yes, and it is a long-term project." Qiaogo said.
"Let's do this. I will help you keep an eye on whether anyone wants to sell paddy fields." Manmohan thought for a while and said, "Of course, the government also has some grain companies with many paddy fields under their names. Many of them are very successful. There is a problem and they are losing money every year. This group of scum is a bunch of worms. Even a pig can manage it better than them..."
After scolding for a while, Manmohan continued: "I will keep an eye on these companies for you. The government may be interested in selling them."
"Thank you, Mr. Singer." Qiaogo said gratefully.
Yes, his real target is these state-owned grain companies.
They have a lot of land in their name. If they can acquire it, it would be the best.
Now that we have received Manmohan's promise, we will not only have an advantage in the competition with other companies in the future, but at least we will not suffer too much loss.
After leaving Manmohan, Qiao Ge went to find Huida. Of course, the three of Hebicha also called out.
"Brother Qiaogo, your arrival in New Delhi is a bit sudden this time. Why didn't you tell me in advance so that I could pick you up?" Huida asked, "I heard that you just went abroad for a trip not long ago? It's great to be young. ah."
Wydar has just taken over the affairs of the Pandit family, so he has been in New Delhi recently.
The three people of Hebicha were also a little surprised that Qiaogo came to New Delhi.
In the past, when Qiao Ge came over, he would usually tell them in advance.
"I'm not going out to play, there's something big going on." Qiao Ge said with a smile.
Hearing this, Huida's expression changed and he said, "Is it possible that your coming to New Delhi this time is a so-called big event? Is it a big investment?"
In fact, they could probably guess that Qiaogo came to New Delhi without communicating with them, and there must be something important.
Now listening to Qiao Ge's tone, it is obviously a good thing.
"Of course, for a very large investment, it depends on how much you guys are willing to invest." Qiao Ge said with a smile.
"Ah ah ah, Qiao Ge, please tell me to send him off quickly." Harpal said anxiously.
"Yeah, don't be so pretentious." Hebizha also said.
Although Noma said nothing, the look on his face said it all.
"Remember the big project I mentioned to you before? Oh, the one targeting the Sitharaman family." Jogo said.
"You are finally willing to say it." Hapal sighed, "I have always kept this in mind. So can we proceed now?"
The three Hebichas are gearing up. They are the enemies of the Sitharaman family. If they can target their opponents, they will of course be very happy.
The Pandit family has no grudges against the Sitharaman family, but Huida knows that the Jogo project is not just for the Sitharaman family. The most important thing is to make money.
As long as we can make money, does it matter who we target?
I will definitely invest to keep up.
"The palm oil industry." Jogo complied.
"Palm oil?" The four of them couldn't help but be stunned.
Huaida was the first to come back to his senses: "Brother Qiaogo, I know a little about the palm oil industry. The amount of imported palm oil in China is scarce now. Um~~Yes, palm oil is cheap. Do you want to use it?" Is palm oil going to impact the edible oil market of the Sitharaman family? No, no, such a small amount of imports will have no impact on the market."
It has no impact on the edible oil market, so it will naturally not be able to damage the Sitharaman family's position in the edible oil market.
Huida was a little confused about what Qiao Ge meant.
"Yes, Qiaogo, the country has not yet liberalized the import of palm oil. Even if our current import volume is compared to the huge consumption of edible oil market, it will not make a splash at all." Hebicha said.
"But if we can monopolize the import of palm oil, although the import volume is not worth mentioning compared to the volume of other vegetable oils, if we are allowed to do it, we can make a lot of money." Harpal said.
"Qiaogo, do you mean smuggling? If it is smuggling, the quantity will be larger." Noma also said.
I have to say that Noma's words made everyone's eyes brighten, and they felt that this idea was reliable.
This should be Qiao Ge's idea, otherwise how can it be said that it is a big project and can make a lot of money?
"What are you thinking? I do legitimate business, and I don't do anything illegal." Qiao Ge said with a smile.
These words left the four of them a little confused.
"Everyone, we can look abroad, such as investing in the palm oil industry in Malaysia." Qiao Ge said with a smile, "We must control it at the source."
The four of them were stunned. The topic suddenly turned to foreign countries, making it difficult for them to react for a while.
Then, Jogo explained to the four people in more detail, including that Manmohan would propose liberalizing palm oil imports at the government meeting.
These words made the four people's eyes brighter and brighter.
This is the inside story, the big inside story.
If the government liberalizes the import of palm oil, and if it deploys its plans in Malaysia in advance and controls the supply of palm oil raw materials, wouldn't it just make money lying around?
The four people looked at Qiao Ge with unusually complicated eyes.
Unexpectedly, so much money has been secretly transferred abroad these days.
Only now did they understand why Qiao Ge had been acting as an import agent for them everywhere before and gave them a lot of discounts.
All for transferring foreign exchange.
They don't blame Qiao Ge for investing in Malay first.
After all, this kind of thing is really difficult to leak.
Moreover, the relationship between himself and others and Qiao Ge was not so close at that time, so it was normal for Qiao Ge not to tell him and others.
Besides, even if Qiaogo and a few of his friends had said to invest in the Malaysian palm oil industry, they probably would not have followed suit.
Because the government of the country has not yet relaxed its policies, and when it will be liberalized, that is all Qiaogo’s guess about the future.
It's different now. With Manmohan working around the government, I believe the problem won't be too big.
In recent years, maybe we can let it go, and the risk will be very small.
Of course, the main reason is that the government wants to increase taxes on the edible oil market. So there is no reason for the government to refuse the attack on the Sitharaman family, and this matter is of benefit to the government.
"I thought, let me tell you first, we have to contact the Sharma family later to see if they can join." Qiaogo said, "Of course, Mr. Singh will also help contact the Sharma family. For a moment. In addition, I will also ask the Vasayan family."
After hearing Qiao Ge's words, the four of them felt more at ease.
With these two major families joining, no, even if only one joins, that's enough.
"Qiaogo, since you are so optimistic about the palm oil market, then the Pandit family and I will invest even if we are trying to sell the pot." Huida immediately expressed his position.
"We will definitely invest, but the three of us have limited funds, so Qiaogo, we will convince the old man to let them join." The three of Hebiza looked at each other and said.
"Okay, now that the palm oil industry is slowly recovering, you have to acquire it as soon as possible. Otherwise, the longer you delay, the harder it will be to acquire a suitable industry, and the cost will be higher." Qiao Ge said, "Is it just about your funds going overseas?"
"Haha~~" Huaida laughed loudly and said, "Brother, don't worry, we all have our own channels, of course it's the illegal means you mentioned, so what? Everyone does it. Don't worry, In terms of funds, we will transfer as much as possible.”
Hearing this, Qiao Ge said nothing more.
After all, they are both old and wealthy families, so they are not as taboo and cautious about these things as I am.
There is no way, I have no background and no foundation.
Try not to let others take advantage of you.
After making peace with them, Jogo visited the Sharma family again.
This time Yas and Hender met Qiao Ge together.
Manmohan had already mentioned some things to them, but they had to ask Qiao Ge for details.
After hearing Qiao Ge's specific plan, Yas and Hender could not hide their shock.
Ever since Manmohan mentioned palm oil to them, they realized that Qiaogo was really able to seize the opportunity, and he also had an advanced sense of smell.
Although Manmohan will exert his efforts in palm oil imports this time, as far as Qiaogo's plan is concerned, even without Manmohan, the country's palm oil imports will be liberalized sooner or later.
Qiao Ge has made plans in Malay so early. No matter how you look at it, he is making a lot of money.
Since the government intends to target the edible oil market, of course they will side with the government.
By giving face to the government, you can also benefit from it. It would be a fool not to do such a good thing.
Hender is here naturally because he works at the Industrial Credit and Investment Corporation of India, where he is a senior executive and has considerable power.
For external investment, it would be more appropriate for some funds to go through his company.
"Maybe we have to call you the Palm Oil King." Yas sighed.
"This~~ hasn't been imported yet, it's too early to say this." Qiao Ge said with a smile.
"It's late. Even in Malaysia, you can be called the king of palm oil." Yasi said.
Hender quite agrees with this.
Perhaps there are some palm oil industry companies in Malay that are bigger than Qiaogo's, but Qiaogo's is his personal investment. Based on this asset, Qiaogo deserves the title of king.
After not seeing each other for just a few months, Qiao Ge brought him too many surprises.
The Gupta Square project is not simple.
They have conducted in-depth research on this project. If it is carried out according to Qiaogo's plan, the probability of success is extremely high, otherwise they will not invest.
Of course, the recent exclusive agreements signed by several high-end shopping malls in New Delhi and most high-end department store brands will have an impact on this project, but Qiao Ge is still very calm.
Although they didn’t say anything specific, the Sharma family chose to believe Qiao Ge.
Now it involves overseas investment. This kid has quietly made such a large investment outside. Even he feels a little numb.
How could a normal person do this without fear of being mistaken?
"So I wonder how much you are prepared to invest?" Qiao Ge asked.
He knew very well that Manmohan had told them about this, and they must have already planned the amount of investment.
"Rs 3 to 5 billion," Yas replied immediately.
"Uncle?" Hender's eyes widened.
This amount greatly exceeded his expectations. In his opinion, the family's investment of about US$100 million should be enough.
However, his uncle was still responsible for the family's investment, and he didn't know much about it before he came.
"This is the family's decision, Hender. Is it okay for you to help convert these into U.S. dollars and transfer them out?" Yas asked.
"This?" Hender hesitated.
It's too much. If it's $100 million, he won't have any problem at all.
If calculated based on 5 billion rupees, that would be nearly 400 million U.S. dollars. It is not easy to transfer so much.
Even at the lowest price of 3 billion rupees, that is nearly US$240 million.
"Qiaogo, you said we need to hurry up, right?" Yas asked Qiaogo before Hender could answer.
"Yes, the prices of assets related to the palm oil industry are rising now. The sooner you pay, the smaller the price. Otherwise, if it is too late, you may not be able to buy it with money." Qiaogo said.
"Did you hear that? Finish this matter within a month." Yas said to Hender again.
"Uncle, you are really~~" Hender was about to shout that it was really difficult for him to do it.
"There is no need to discuss, you have to do it even if you can't do it. I don't care what means you use, normal or abnormal, all channels will do." Yas's tone suddenly became a little serious.
Heng De's expression changed and he said hurriedly: "Yes, I will do my best to get it done. But uncle, if this is the case, the price paid by the family will probably be much higher."
"What is this fee? Think about the future benefits." Yas said lightly.
Hender took a deep breath, it was true, he was a little too concerned about the cost.
This is probably due to his occupation, because he works at the Industrial Credit and Investment Company of India and earns most of these handling fees and price differences. I can't blame him.
Think about it, after the success of this project, my family and Qiaogo will almost monopolize the domestic palm oil market in India. How will they still be short of the current handling fees and other expenses?
But thinking of this, he couldn't help but look at Qiao Ge again, and said that no matter how much he invested here, it was not even half of Qiao Ge's, and this guy was the big one.
What an amazing achievement.
Every step is unexpected, and you deserve to make money.
"So how much can the others raise?" Yas asked.
"This is not clear yet." Qiao Ge replied.
I really can't estimate how much Huida and the others will pay.
In particular, Hebiza and the three of them need to ask their father for instructions.
"I thought about it, and the Huida and Pandit families should be able to make about 3 billion in total." Yas said.
"So much?" Hender frowned.
The assets of the Pandit family are only over 10 billion now, so if they take out a third of it at once, this is cash.
"Don't underestimate Huida's courage." Yas smiled. "As for the other three families, I think the total is about one billion. As for the Vasayan family, even if they want to invest, they probably won't be able to get much out recently. , even if he has 5 billion. Tsk, tsk, in this way, even if our Sharma family contributes 5 billion, it is still not as good as Qiao Ge. No, no, that is far behind. All the assets you have acquired now are already The price has increased, it has more than doubled. You are really admirable, admirable!"
In the end, Yas didn't know how to evaluate Qiao Ge.
"Luck." Qiao Ge smiled.
Hebi checked the assets of the three fathers, and Qiao Ge probably had some knowledge. Each of them had a net worth of about one billion.
So Yas said that the three of them could contribute one billion, which was calculated based on one-third of their assets.
However, Qiao Ge feels that the final amount should be more.
Because the Whyda and Pandit families are actually separate, the Pandit family will invest, and Whyda personally will invest, so in total, they should probably exceed 3 billion rupees.
"Luck?" Yas smiled and sighed without saying anything more.
Qiao Ge is indeed very lucky. Not long ago last year, the price happened to be low when he purchased it. Not everyone can encounter such a good opportunity.
However, this must be attributed to Qiaogo’s good vision. If he hadn’t valued the palm oil industry, he would not have thought of investing in Malaysia.
If you don’t invest in Malaysia, even if there is an opportunity, you won’t be able to grab it.
"Mr. Hender, if I want to loan money to your company, I don't know what the conditions are." Qiao Ge asked.
"Dollars?" Hender was stunned for a moment.
"No, don't get me wrong. I won't transfer US dollars to other countries for the time being." Qiao Ge said with a smile, "It's just domestic loans."
Hender breathed a sigh of relief.
Next, he will have to help his family transfer hundreds of millions of dollars, which will cost him his life. If Qiao Ge also wants to transfer US dollars, it is basically impossible.
But when Qiao Ge said it was a domestic loan, a bright smile appeared on his face: "Qiao Ge, you are a high-quality customer. Whether it is the loan amount or the interest rate, you must be the most favorable one."
"What's the limit?" Qiao Ge asked.
"If it's a mortgage, I can lend you 80% of the estimated value. If it's a credit loan, with your current assets, I think a limit of one billion is fine." Hengde said with a smile.
However, his smile quickly solidified, because he saw that Qiao Ge still maintained a faint smile, and there was no change due to his own words.
He realized that Qiao Ge was not very satisfied with what he had just said.
"If it is your high-quality asset, I can help you lend 8.5% of the mortgage loan. As for the credit loan, you can probably apply for 1.5 billion." Hengde hurriedly added.
"Hender, are you too conservative? With Qiao Ge's current potential, is the credit loan worth just this much?" Yas asked.
"I wonder if the credit loan can reach 5 billion?" Qiao Ge stared at Hender and said.
Not only did Hender's eyes widen at these words, but Yas was also startled.
~~~~~
Note: The update of 10,000 words has been completed today. Thank you for your support.
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