Reborn Brazil as a Plutocrat

Javed Umai was writing calculations in his notebook. It took more than ten minutes before he raised his head and looked at Fang Langdao

"Mr. Fang, the minimum cannot be less than 800 cruseiros per year, otherwise we will lose money."

Fang Lang stared at Javid Umai carefully for a while before saying

"Mr. Youmai, this kind of insurance policy business with a scale of 100,000 people should not be viewed from a purely risk management perspective.

This is a very large amount, and you should calculate how much investment your company can make with this money after receiving the premiums.

The profits you earn from your investment will be countless times more than the premiums you earn simply."

The surprise on Javid Umai's face flashed away, and he quickly returned to normal, saying with a smile

"Mr. Fang, it seems that he is very clear about the profit model of our insurance company.

In fact, the 800 Cruzeiro I gave is the final price I gave after careful calculation and adding our investment profits.

You have to understand that there are currently no low-risk projects suitable for investment of insurance funds.

If we choose high-risk projects, the return on investment may indeed break even.

But we cannot bear the risk."

"We can directly add 100,000 customers at one time, but this is a development opportunity that we may not be able to get even with any amount of money!

Mr. Yumai, don’t you think about it seriously?”

In order to allow workers to enjoy basic medical services at a relatively low price, Fang Lang put down his face.

Bargaining with Javed Umay.

But as the boss of Yumai Insurance Company, he obviously does not agree with Fang Lang's point of view.

No matter what Fang Lang said, he just refused to let go. The minimum annual premium cannot be less than 800 Cruzeiro.

If calculated based on 800 cruseiros per year, the workers themselves need to pay about 22 cruseiros per month, accounting for about 8% of the workers’ monthly income.

Now even 5%, Fang Lang is not very sure that he can convince everyone.

Not to mention eight percent.

In the end, Fang Lang could only sigh and shook his head helplessly.

"I'm really sorry, Mr. Yumai, I think we need to think about it carefully."

Javed Umai is obviously very excited about this business,

Therefore, there is also some helplessness

"Mr. Fang, we at Yumai Insurance are very interested in this business.

However, the price you gave is really too low.

If there are any results from your discussion in the end, you can contact me by phone."

After speaking, he stood up directly, nodded to everyone in the office, and turned around to leave.

In fact, this time cannot be regarded as a negotiation. Both parties only preliminary expressed their ideas.

The reason why Javed Umay chose to leave directly was to give Fang Lang and others time to discuss on their own.

I also want to return to the company as soon as possible and arrange for the company's financial personnel to recalculate whether this project has the value of cooperation.

Seeing that Javed Umay was about to leave, Mayor Scalia also chose to stand up and say goodbye to everyone.

After leaving Fangyuan Group, Mayor Scalia asked Javed Umay to board his car and left together.

Fang Lang stood by the window of the office, watching this scene, with a smile on his lips.

"Everyone is gone, so what else are you watching?"

Fang Xinshan looked at his son, who was standing tall and tall by the window, and asked doubtfully.

Fang Lang turned around and smiled

"Nothing, let's see if Mayor Scalia can convince Mr. Javed Umay."

"How do you know Mayor Scalia will help you convince the other party?"

Fang Xinshan asked slightly confused.

Fang Lang smiled and said

"Guess!"

Hearing Fang Lang's words, Fang Xinshan rolled his eyes and ignored his son.

At this time, Mayor Scalia, as Fang Lang expected, was chatting with Javed Umay about the insurance business they had just discussed.

"Javid, I think you should take over this business even if it's a loss."

When Javed Umai invited the mayor to ride in the car with him, he already knew that the other party would definitely discuss the matter with him.

But what he didn't expect was that the first sentence actually suggested that he should win the business even at a loss.

"Oh! Why?"

Mayor Scalia could vaguely guess some of Fang Lang's inner thoughts, and the purpose of doing this should be to have something to do with the union.

"Actually, once this insurance business is launched, it will definitely not have only 100,000 customers."

Hearing what the mayor said, Javed Umai was shocked.

"How is it possible? Fangyuan Group doesn't even have 100,000 workers! Mr. Mayor actually thinks there are more than 100,000 orders."

"Who said Fangyuan Group doesn't have 100,000 workers? Do you know how many workers there are in just three car brand factories and corresponding supporting factories?

If Fangyuan Group purchases a basic medical insurance for all workers, what do you think will be the consequences if other factories do not purchase it for their own workers?

Therefore, you should take a longer-term view.

This is a really big business."

As a businessman, Javed Umai reacted immediately.

There was an imperceptible glint in his eyes for a moment, but it quickly faded away.

After a long while, I said:

"But the quote he gave was too low, and it was impossible for any insurance company to accept it.

Unless"

As he spoke, he turned his attention to Mayor Scalia.

Seeing that Mr. Mayor was feeling a little nervous, he asked anxiously

"Unless what?"

Javed Umai took a deep breath, gritted his teeth and said

"Unless the government provides subsidies."

Mayor Scalia glared and stared at Javid Umai. This damn capitalist is really too greedy.

It's not enough to collect money from workers, but they want the government to provide subsidies.

This is not something he, a small mayor of Sao Paulo, can decide. He must at least go to Congress for discussion.

However, as a politician, he quickly saw the huge political impact this matter could bring.

My heart couldn't help but start to get hot.

Javed Umai saw Mayor Scalia deep in thought and did not interrupt him. Instead, he quietly began to think about his own problems.

For a while, the car fell into an eerie silence.

At the same time, far away in the northernmost land of the United States, Alaska.

A group of workers covered in mud are nervously working around a huge drilling equipment.

"Captain, why do you think the company allows us to continue digging deeper in the original well?

Is it possible that you want to penetrate the earth?"

A young man wearing denim overalls, a plaid shirt, and a peaked cap looked at the middle-aged man who was looking at the soil that had just been drilled out and analyzed it carefully.

"Someone gives you money to drill through the earth, why don't you do it?"

The middle-aged man said without raising his head.

"Haha why not! As long as the money is available, it is not impossible for me to go into space and drill through the moon."

The young man laughed loudly after hearing this.

The middle-aged man who was checking the soil on the ground did not continue to answer the conversation.

Instead, he reached out and pulled out a slightly black stone chip from the soil and looked at it carefully.

Not sure yet, I put it under my nose and sniffed it.

Then he bounced up from the ground as if he was electrocuted.

shouted

"Boss, boss, come here and see, what is this?"

In a tent not far away, some people were sleeping, while others were writing and drawing with pens and paper.

Hearing the cry, a middle-aged man with long hair and a somewhat slovenly look stood up from the stool and said

"Why are ghosts howling? Can oil really be drilled out of an abandoned well?

This new boss is also a fool. He doesn’t know anything but gives random orders.

It must be because of the extra money."

As he spoke, he walked towards the drilling equipment.

The man holding the stone piece glanced at the boss who was wandering over and couldn't wait any longer.

He ran directly to the sloppy man and handed him the gravel in his hand

"Boss, look at this stone quickly. I smell the smell of oil."

The slovenly middle-aged man who was a little disapproving at first became energetic instantly when he heard this.

"What!"

I snatched the stone piece from the man's hand and looked at it. The more I looked at it, the bigger my eyes got.

Looking at the man in front of him with disbelief, he said

"This was just dug out from here?"

"That's right, boss. Just dug it out."

The sloppy man put the stone piece under his nose and smelled it, and his face began to flush.

I rushed directly to the mud pile next to the drilling rig and rummaged around.

Soon several more identical stones were found.

The actions of the two people attracted the attention of everyone around them, and everyone moved closer.

The sloppy man looked at the people in front of him with disbelief.

"There is really oil, there is really oil down here. Hahaha"

When everyone heard this, they all looked in disbelief.

After all, this well was the one they originally abandoned, and everyone thought it was impossible to find oil here.

But who knew that during the winter break, the company’s boss would change.

The new boss didn’t know who he was deceiving, and asked everyone to continue drilling in the original holes.

Everyone originally took it as a joke, but unexpectedly a new situation emerged today.

But for everyone, being able to dig out oil is also of great benefit to them.

After all, they also get a commission after the oil is produced.

Therefore, after hearing that there was really oil down here, everyone became as excited as if they had been given a shot of blood.

People gathered around the drilling platform and inspected the drilled oil-bearing shale.

As time goes by, more and more gravel is drilled out of the well, and everyone becomes more and more confident.

After another whole day and night of drilling, everyone who had just finished lunch heard a huge vibration coming from the drilling platform.

Everyone who was resting ran to the drilling platform and stared at the drilling platform as it descended little by little.

As the probe continued to penetrate deeper, the vibrations became louder and louder, as if a demon from the abyss was about to break out of the ground.

But the people gathered around the drilling platform were not afraid at all, but instead showed uncontrollable excitement.

It's like a devil's believer preparing for the coming of Satan.

The vibrations lasted for about half an hour, and there was a whistling sound like a strong wind blowing through the entrance of the cave.

Everyone knows that this is the roar of natural gas being awakened.

An unpleasant smell began to emit in the air, and then a burst of natural gas rushed out of the casing, spraying out a black oil liquid more than ten meters high.

The nearby workers were poured all over their heads and faces, but no one could escape, and they all stood below and cheered loudly.

Let the black gold cover your whole body.

This is a moment worth remembering. Years of hard work finally bear fruit at this moment.

Of course, this has nothing to do with the Ridgefield family.

Soon, the news that Global Petroleum Exploration Company had discovered a large oil field in Prudhoe Bay, Alaska, spread like wildfire.

As the second largest shareholder, Morgan received the news immediately.

And soon found the famous McNaughton Consulting Company to conduct a resource assessment on the Prudhoe Bay project.

When the evaluation results were handed to Morgan, Morgan couldn't believe his eyes.

I saw "Estimated reserves of 10 billion barrels" boldly written in red pen on it.