Reborn Capital Tycoon

Since HSBC took control of Hang Seng Bank, it has relied on Hang Seng Bank's relationship to further control Huashang Capital.

With the support of HSBC, Hang Seng Bank has now developed into a giant consortium second only to several foreign banks, and its strength is so strong that no one dares to ignore it.

I have to say that HSBC is brilliant.

Later HSBC Bank was the only one in Hong Kong, and even Standard Chartered Bank, which also has the right to issue Hong Kong dollar banknotes with HSBC Bank, can only be held back.

Thinking that a few years later, HSBC Bank successively helped the charter ship king abandon ship and dock, and Li Chaoren settled in Hutchison. The most important turning points in their lives were all completed by HSBC Bank.

Chen Yi couldn't help but wonder if he should find a chance to make friends with Shen Congee who has not yet taken the position of HSBC's top class king, and see if there is a chance to replace the charter king and Li Chaoren in the future.

However, this thought only flashed away in Chen Yi's mind and did not stay for long.

If you want to run fast, you must first learn to walk.

Without that capital, I don't even have the opportunity to meet people, so there is no friendship.

If it is said that it is possible to cut off Li Chaoren's humiliation, it is still possible. The charter king, the world-class ship king tycoon, is not something that a small man like him can provoke.

Everything is difficult at the beginning, let's start the toy factory first.

About ten minutes later, Hang Seng's business manager walked in with a dozen documents, "Mr. Chen, sorry for keeping you waiting."

"It doesn't matter," Chen Yi said lightly.

"Mr. Chen, there are a total of twelve toy factories at Hang Seng Bank for you to choose from. You can check the details of these toy factories first."

Chen Yi picked up a piece of information about a toy factory, and didn't read much about it. He just looked at the scale of the toy factory.

"This Xingguang toy factory is located in Kowloon, with a scale of about 300 people. It is a relatively well-known toy factory. The current value of this company is about 100,000."

Before the other party finished speaking, Chen Yi raised his hand and interrupted: "This company is not suitable, the scale is too big. According to the number of employees, the monthly salary alone costs more than 100,000 yuan. I can't afford it."

"Uh..." The business manager choked when he heard the words, but he was not embarrassed, and immediately continued to ask with a smile on his face: "Mr. Chen, why don't you tell me your requirements first, and I can help you choose. If the funds are insufficient, Mr. Chen can choose Applying for a loan at Hang Seng Bank, I can try to help Mr. Chen get the most favorable interest loan."

"Oh?" Chen Yi raised his head and took a serious look at the middle-aged man in his thirties in front of him. He glanced at the other's badge and said with a smile, "It turns out that Manager Chen is also surnamed Chen."

Manager Chen nodded and smiled, "Three hundred years ago, maybe Mr. Chen and I were in the same family."

Just now when he went back to get the materials, he made a special call to ask his superiors. From his general manager, Manager Chen learned that the check in Chen Yi's hand was indeed genuine, so he came up with the idea of ​​making friends with him.

No need to say more about who Lee Tycoon is.

The cash check issued by the other party is not something that ordinary people can get. Although the number of Chen Yi's check is a bit small, it is precisely because of this that it is his turn to take over.

In the eyes of Manager Chen, even if Chen Yi is not a rich man, he still belongs to the category of potential stocks. Someone who can be valued by Li Daheng must have extraordinary abilities.

In this case, why not leave a favor, so that in the future, you may get unexpected gains.

Even if not, it doesn't matter, the bank pays attention to the collateral, anyway, it won't suffer, at most it is within the scope of his authority, give some discounts, kill two birds with one stone, why not do it.

Chen Yi didn't know what the other party was thinking, but he was attracted by the other party's words that he could get a loan from Hang Seng Bank.

Originally, he was thinking of buying a small factory with dozens of people. After all, he didn't have much funds in hand, and he might not even be able to pay wages if there were too many employees.

But it's different if you can get a loan.

As the saying goes, starve to death the timid and starve to death the bold.

In this way, once the Rubik's Cube becomes popular, he will not be in a hurry because the toy factory is too small.

"Manager Chen, to tell you the truth, I don't have much capital, only the one hundred thousand yuan given by Mr. Li, so the scale of the toy factory I need can't be too big. If it's too big, I can't even pay the employees' wages."

"Since you said that you can get a loan from Hang Seng Bank, I won't ask for the exact amount. You might as well help me find out. That toy factory is more suitable. First of all, this factory has sufficient raw materials and there is no problem with its operation and management. Start work, and at the same time, the workers are not owed wages..."

When Manager Chen heard this, he looked at Chen Yi in surprise, he didn't expect the other party to tell his details so simply.

However, it was precisely because of this that Manager Chen put away his little thoughts, and selected the most suitable toy factory from a dozen documents, and placed it in front of Chen Yi.

"Mr. Chen, this Dafeng toy factory is located in Shau Kei Wan. Its boss, Ma Qingrong, is eager to get rid of it because of the failure of investing in the stock market before. Dafengche has been operating well before and has not defaulted on the wages of employees. The main problem lies in the difficulty of capital turnover. "

"Because Dafeng Toy Factory's previous loan to Hang Seng Bank has not been repaid, and we don't know how much the other party has lost in the stock market, so we dare not continue to borrow from it for the time being."

"If Mr. Chen is interested, I can help you contact Boss Ma of Dafeng Toy Factory and ask him to come out and talk."

"If Mr. Chen can take over Dafeng Toy Factory, Dafeng Toy Factory can temporarily owe the loan to Hang Seng Bank, as long as Mr. Chen repays the interest on time."

After listening, Chen Yi asked, "How much loan does Dafeng Toys Factory owe Hang Seng?"

Manager Chen said: "Dafeng Toys Factory still owes Hang Seng Bank a loan of about 100,000 yuan. If the whole Dafeng Toys Factory was a year ago, including the land, it would be worth about 300,000 yuan. Now affected by the stock market, the house price in Xiangjiang has also increased. If Mr. Chen accepts the loan from Dafeng Toy Factory, it will not exceed 100,000 yuan at most, and he can take it."

Chen Yi shook his head and said, "According to the current decline in the Xiangjiang stock market, I think it's just the beginning. The land price in Shau Kei Wan is not high in the first place, and the house price will definitely fall even more by then."

During the Hong Kong stock market bubble in 1973, the Hang Seng Index fell from more than 1,700 points to more than 100 points in the following year, a drop of more than 90%.

The Xiangjiang stock market has always been closely related to real estate. If the stock market plummets, real estate prices will naturally suffer a severe setback.

He didn't want to waste money on this, and now it was just the beginning, and he didn't need to pick up a mess and be taken advantage of.

————