Reborn Entrepreneurial Giant

Chapter 726 Financial Services Platform

"Your Name" was made into a Sino-Japanese co-production "Animation" under Qu Li's promotion. You don't need to think about it to know that it was shot by Makoto Shinkai. Although he hates Japan, he still honestly likes some Japanese culture. His favorite is of course the young lady who spreads educational knowledge, and the rest may be the works of a few directors such as Hayao Miyazaki and Makoto Shinkai.

This cartoon was released during the Spring Festival in February. I don’t know what Pony Pictures thought. Anyway, it was released before February 14th. Then it was involved in the scandals of many domestic and foreign female stars such as Qu Li and Hao Min, and then the popularity started to rise. Come up.

Qu Li awkwardly accompanied Chen Danlin to watch "Your Name" in Yangcheng, recalling the youthful days of the past. This cartoon does not show Chen Danlin's hometown, but the scenery of Daocheng, Yading and other western Sichuan. The Land of Abundance is not inferior at all. In the water town of Jiangnan.

The animated movie is quite good, and the background story is almost the same. Makoto Shinkai's level has not changed, but the Japanese version will not be released in Japan until this summer. It seems that Xiao Ma's operational level is still not good enough. He feels that summer is the best time for this kind of movie.

Neither "Your Name" nor Qu Li's scandal can cover up the most important merger before the Spring Festival. If history repeats itself with the merger of Didi and Kuaishou, it will just be without Goose Factory as a participant.

The merger of the top two players in the online ride-hailing industry, with multiple traffic portals including WeChat, Alipay, Amap, and Guge Map, has basically established the new company’s status in the world.

Although there are many QO users, there are too few QO payment scenarios. Even if QO red envelopes are reproduced, it is still difficult to attract users to bind bank cards. As for Tencent, it is similar to Momo, so there is nothing to worry about. Therefore, Uber, which Goose Factory has a stake in, can only burn money if it wants to rise. As for Yidao, who is supported by Baidu, I have never heard of it.

The competition and cooperation between Ahri and Shijiang shocked many people. They thought that the two companies were fighting fiercely, but I didn't expect it. I didn't expect it.

Not everyone has not thought that at least in the cooperation with Tongda Network, many investors still see the restraint and forbearance between the two companies. The competition is not for life and death, but for better growth.

The merger of Didi Kuaidi has made several founders a hot topic in the news, and a new Internet giant is about to be born. However, this is inseparable from the two major e-commerce giants, and the two companies BT are chasing after them. The war is not over.

Qu Li watched in Yangcheng, and there was no disturbance at all. The status of WeChat payment was difficult to shake, and the final result did not affect Time Jumei.

"Is this really our last large-scale red envelope event?" Jing Xuwen looked at Qu Li

"Of course, the WeChat team must learn to restrain their desires." Qu Li

WeChat has almost as many active users as registered users, which means that most users launch WeChat at least once every day, which is terrifying, far exceeding all applications such as QO. Therefore, every small change in WeChat can arouse discussion among users.

The more this happens, the more restraint is needed. When a user abandons an application, there may never be a chance to recover it. The advantage of Zhang Xiaolong is that all the innovations of WeChat he is responsible for, even if they are bad, are within the tolerance range of the vast majority of users. Perhaps the most disgusting thing is that users are forced to change their mobile phones. Hundred-yuan phones and old phones really cannot use WeChat and WeChat payment smoothly. However, the most annoying thing among users is that the mobile phone is too laggy rather than WeChat updates.

Qu Li didn't know if he and Huang Zheng had such restraint, but he told Lu Qi anyway that as a CEO, he couldn't let WeChat become bloated just for petty profits. Therefore, Time WeChat is very cautious about adding new features, especially advertising.

Now that the Spring Festival is coming soon, Alipay has launched a big promotion mode. It not only collects five blessings, but also has red envelope activities. Unfortunately, users in third- and fourth-tier small cities may not have Alipay, but most of them have WeChat. No matter how awesome you are outside, you still have to listen to your mother when you return to your hometown. According to her habits, you still have to grab red envelopes on WeChat.

This WeChat red envelope grabbing activity involves both online and offline. For example, when you go shopping in some business districts starting from February, you can get coupons, movie tickets, cash red envelopes, etc. by shaking your WeChat. When you pay for offline consumption with WeChat, you will get Take the opportunity to grab red envelopes and get red envelopes of different sizes. Even red envelopes have developed password red envelopes...

You must know that Shijimei's e-commerce business is very powerful. They also cooperated with the "Zhaocaijinbao" advertising alliance to send out a large number of e-commerce coupons and free shipping coupons, allowing many small and medium-sized websites to participate in this feast. Grab traffic with Alipay.

This battle has been prepared for several months. Qu Li will not stop it, but it will not happen in the future. He does not want to put too much burden on consumers. In fact, WeChat does not need traffic and does not need to increase the frequency of use.

Jupay Wallet also participated in this red envelope event. With the widespread use of WeChat payment, the role of Jupay Wallet has become a bit embarrassing, seriously affecting the operation of "Jumei Financial Services", so it is now renamed "Time Financial Services", not The name changed to sound better because WeChat has become more important.

If there is a strong WeChat payment in Shijiazhuang, Jupay wallet can only transform in advance. However, Qu Li has doubts about whether Jupay will become a comprehensive service platform for personal life or a comprehensive personal financial services platform.

The former is similar to Alipay, with more room for imagination; the latter is purer, removing services such as group buying, takeout, and travel, and aims to become a financial technology company.

The current business of Shijimei is complicated enough. Qu Li prefers to "specialize" and obtain all Internet finance licenses. Unfortunately, he realized this a little late. This year's A-share bull market has changed a lot of things.

Ant said it did not want securities in the first half of the year and wanted to invest in Deppon Securities in the second half of the year. The regulators did not give approval and said it was feasible, nor did they clearly deny that it was not possible. Instead, they put it on hold indefinitely. ByteDance’s Dolphin stock failed to succeed in the end. You must know that Oriental Fortune acquired a traditional securities company.

Time Financial Services now has a stake in insurance, controls a private bank, and has third-party payment, fund and insurance sales, small loans, personal credit reporting and other businesses. Jupay is a carrier or platform for many businesses.

There are actually a lot of existing businesses, and if they can do well, they will be a unicorn company. However, Quli is really unwilling to develop only in China, so he went to England to investigate opportunities.

Time Financial Services has now invested in Stripe in the United States and Adyen in the Netherlands, which has actually postponed its development in Europe and the United States. In addition, Time Financial Services has also invested in Kakao, a kimchi country. Therefore, Time Financial Services’ internationalization path only leaves six Southeast Asian countries and Turkey. , and Japan?

It is a pity that Jupay cannot compete with WeChat Pay within the company and cannot compete with Alipay outside the company. It can only develop the international market honestly and slowly apply for financial licenses from various countries... (End of this chapter)

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