Reborn in Hong Kong: The Tycoon Grows Up

Corporate bonds refer to loan certificates issued by joint-stock companies to increase capital within a certain period of time. For the holder, it is just a certificate providing a loan to the company, and it reflects only an ordinary creditor-debt relationship. Although the holder has no right to participate in the management activities of the joint-stock company, he can charge fixed interest from the company every year according to the provisions of the coupon, and the order of interest collection must be before the dividends to shareholders. The principal can also be recovered first when the joint-stock company goes bankrupt and is liquidated. Corporate bonds have longer maturities. Once the bonds mature, the joint-stock company must repay the principal and redeem the bonds.

Generally, corporate bonds take ten years to be redeemed, but Shardantong had just acquired Far East Bank after all, and was worried that the Qiu family or other insiders might cause harm. Therefore, the bond redemption time is greatly shortened, and the first issue only takes 45 days. Just to let everyone taste the sweetness, 3-year bonds are his ultimate goal.

After three years, the corporate bonds can be exchanged for rare earth mineral company shares, which is very attractive. Although it has been so long, the people of Xiangjiang are very enthusiastic about rare earth minerals. The Huo family, the Bao family, and the Dong family were able to double their family assets because they were founding shareholders of the rare earth company.

Many people in Xiangjiang also believe that rare earths are more precious minerals than gold. There are now rare earth corporate bonds issued by Shadantong, and they will also have priority in converting stocks in the future. This is definitely a plan that will drive all the citizens of Xiangjiang crazy. If done well, there will be no upper limit on bond sales.

But Shen Bi was not happy at this time, and he was very reluctant when he agreed just now. In front of Bao Yugang, he didn't dare to hesitate at all. It's just that he took the initiative to find someone, and now the other party made a request; he directly disagreed because he was afraid of taking risks. So what would Bao Yugang think? He would definitely think that he was deliberately trying to trick him; let alone dating in the future, it might be difficult to even meet him.

Bao Yugang's request is very simple. He wants him to agree to issue corporate bonds; the prerequisite must be that HSBC can endorse the bonds issued this time.

In other words, no matter what the rare earth mining company looks like in the end, even if there is no funds to pay, it doesn't matter, because HSBC will take care of the bottom line. Although HSBC's high issuance fees are given; compared with the risks, Shen Bi can't help but feel a little worried.

He knew very well what state the Far East Bank was in. If there is a problem in that link, HSBC will also be in trouble. But now Bao Yugang must not be allowed to have any doubts. Although he was reluctant, Shen Bi decided to tell the truth.

Ever since being videotaped by the Charter King without his knowledge, Bao Zixuan has been thinking about revenge. Therefore, I have been monitoring the Charter King for a while, and today I finally got the desired result.

Xiao Mo used to be an employee of the Heiyun Security Department because he had worked as a scout before; and his appearance had no distinctive features, making it difficult to spot him in a crowd. In addition, he has strong anti-reconnaissance capabilities, so after successfully completing several missions, he was entrusted with important tasks by Peng Yifei; he is currently considered the number two figure in the Black Cloud Intelligence Department.

Peng Yifei has been on a business trip in Europe recently, so any emergencies at the headquarters are handled by Xiao Mo. At this time, Xiao Mo not only knew that Zheng Yutong and Shen Bi had gone to Charter King's office, but also recorded the conversation.

After learning that several of them wanted to issue corporate bonds, they immediately came over to report to Bao Zixuan.

Xiao Mo came to Bao Zixuan's office. Fortunately, he had been told that as long as the boss's office was unoccupied, he would be arranged as soon as possible.

Seeing Xiao Mo coming in, Bao Zixuan smiled and said, "Is there any breakthrough on Bao Yugang's side?"

Investigating Bao Yugang was a task he personally arranged. Xiao Mo came to report at this time, which is definitely related to this matter.

After all, Xiao Mo was born as a scout, and there were some habits that he might never be able to change in his lifetime. He said simply and directly: "Boss, just now, Shen Bi and Zheng Yutong came to Pao Yugang's office. They are going to do something together again, and this time it is a three-party alliance."

"Zheng Yutong proposed to issue corporate bonds in the name of Rare Earth Minerals Company. There are two types of bonds; one is short-term bonds, which can be redeemed in one and a half months, with a yield of 3%; the other is long-term bonds, which can be redeemed in three years, with a yield of 3%. It can actually reach 72%, and you can choose to buy company stocks when redeeming; there is definitely a conspiracy here, otherwise no one would offer such a high return."

If we say one and a half months, the 3% income is easy to explain. After all, the interest rate is similar to that of private loans, so it’s not that scary. But the three-year income of 72% is indeed scary.

Normally, this kind of high-interest borrowing is a short-term short-term behavior. No one can guarantee that there will be such high returns in the long term. Therefore, it is more of a scam, but if the bonds jointly issued by world shipping king Pao Yukang and jewelry king Zheng Yutong, and endorsed by HSBC, the people of Hong Kong will inevitably go crazy.

The chance of success of the bond issuance is very high, at least the public will buy it. Considering that Zheng Yutong has discovered many problems in Far East Bank, at least one generation of branches in Southeast Asia has been sold by the Qiu family. There are still more than 10 billion Hong Kong dollars in non-performing loans, which Shard Dantong must be very aware of. At this time, the Zheng family's purpose is very obvious, and they must be hoping to get funds.

As for why Shen Bi agreed, it is easier to explain. Not only can you earn considerable issuance fees, but you can also take the opportunity to attack small and medium-sized banks in Hong Kong.

Funds will not be transferred out of nowhere to buy bonds issued by rare earth mineral companies; then the funds deposited in other banks will naturally decrease; it may even cause a run on small and medium-sized banks in Hong Kong.

Once this situation is formed, it will be an opportunity for HSBC to merge and acquire other banks. With the strong rise of Heiyun Bank, the small and medium-sized banks in Hong Kong are having a very difficult time. If there is a run on the company now, it will definitely not be able to withstand it; bankruptcy or bankruptcy is very likely; being acquired may be the most ideal outcome.

After Bao Zixuan called, Yuan Tianfan came to the office. Although Bao, the richest man, knows a little about corporate bonds. But he is definitely not as professional as Yuan Tianfan. It is better to listen to the opinions of professionals first.

Yuan Tianfan also just returned from Southeast Asia. Fortunately, the trip went very smoothly. I learned that it was Heiyun Group that acquired Nanyang Far East Bank. Both the local government and bank employees were very cooperative. It can be said that a green light is very rare in the history of corporate acquisitions and mergers in the world.

This is the benefit of building a reputation. The richest man in Xiangjiang can drive the local economy and increase employment. The employees of Heiyun Group are treated very well. This is recognized in the world, so of course there will be no resistance.

Xiao Mo played the recording of the conversation between the three people, and Yuan Tianfan and Bao Zixuan listened carefully.

After the recording finished playing, Bao Zixuan said with a smile: "These people are going to cause trouble again, how should we deal with it."

President Yuan didn't ask much about why his boss had this recording. As long as you do your job well, don't worry too much. And the boss asked him to listen to the recording directly, which is enough to illustrate the problem. At least trust has risen to a new level. If you have other thoughts, you shouldn't.

Yuan Tianfan: "The purpose of Zheng Yutong's issuance of corporate bonds is very obvious, which is to absorb more funds. The key to why Shen Bi helped him was that in addition to being a partner and making huge profits, he could also attack other small and medium-sized banks in Hong Kong. Then HSBC can become the savior and take the opportunity to acquire other small and medium-sized banks."

"As for Bao Yugang, I don't know if the boss noticed it; Shen Bi said that he could help the Bao family get what they want most. Now that Shardantong has acquired Far East Bank, Bao Yugang will definitely have ideas. Shen Bi and Bao Yugang The relationship between the two is very close, and HSBC employees are basically aware of their relationship."

"Shen Bizai understands Pao Yugang's idea of ​​controlling a bank. However, he was previously a director of HSBC, and the banking law stipulates that he cannot acquire other banks."

"But now the Bao family is no longer what it used to be. At least in terms of capital scale and influence, no one can ignore it. It is fully capable of controlling a bank and developing it."

"The issuance of bank bonds means that there will be a run on small and medium-sized banks. Some banks will definitely not be able to withstand it. Bao Yugang can take advantage of the opportunity to act; I guess this is the reason why he can agree. After all, the charter king is not as good as Shark Dantong at this time. Lack of money.”

Professional matters should still be left to professionals for analysis.

Bao Zixuan was also sighing, it was much better than his analysis. At least the three people's respective purposes were very clear, and they couldn't find any reason to refute them.

Now that you have found the problem, you can just prescribe the right remedy. But if a run occurs on small and medium-sized banks, isn't it also an opportunity for Heiyun Bank?