Reborn in Hong Kong: The Tycoon Grows Up

At this time, the two tycoons were in a dilemma. It was easy to acquire a bank, but it was extremely difficult to survive. Both Feng Yaojing from Wing Heng and Wu Yisun from Wing Lung are seniors who have been engaged in banking operations for many years. Could it be said that they are less capable than the two of them, at least in the financial field, absolutely not. But now both Wing Hang Bank and Wing Lung Bank are struggling and are even on the verge of bankruptcy.

Maybe there is no shortage of funds for the two of them, but if the acquired company cannot make money, then what is the point of acquiring it. Is it just for the convenience of settling accounts? Maybe you can convince yourself that no one can bear it in the long run.

Li Zhaoji: "Li Sheng, maybe we can discuss it with Heiyun Bao Zixuan."

When he heard that he was looking for Bao Zixuan, Li Chaoren immediately understood what he meant. In fact, cooperation with Heiyun Bank is also part of his plan. After all, compared to Shen Bi, working with Bao Zixuan is more reassuring.

Mr. Bao is also transferring assets, otherwise he would not be able to make such a big splash in the Middle East. However, the construction of Heiyun Town has never stopped, and it is not an exaggeration to describe it as a rapid progress. Then the thing is easy to explain, Bao Shaofu will never leave.

As for HSBC, I can't say for sure. No one can figure out what the British think. Although HSBC was once a quasi-central bank, Shen Bi had already begun to decentralize it after learning that Hong Kong's return was irreversible, and he did not hesitate to give up many privileges for this purpose. With the strong rise of Black Cloud Bank, HSBC's position has become more embarrassing, and perhaps leaving is not impossible.

If you cooperate with a company that is ready to run away at any time, you are causing trouble for yourself. They are all authentic Chinese, and most of their industries are in Xiangjiang. Real estate is an industry with very high policy and resource requirements. If you rashly enter a new market, you will definitely not be able to succeed. For the local development of Xiangjiang, Heiyun Bank is obviously more suitable and convenient.

And there is another very important point. The two of them want to acquire the bank; they really need the nod from the richest man Bao, at least not to fight with them. If Heiyun Bank joins, the possibility of a successful acquisition is very low; at least in terms of funding and bank employees, Heiyun has an absolute advantage.

Li Chaoren: "Can Bao Zixuan give us this face? When Bao Huodong's company was split last time, we didn't stand on his side. And we still have some disputes with Hutchison Whampoa. Last time Shark When Da Tong caused trouble, he even directly bought the company's stock."

"Although I bought it back later, I no longer have any friendship with Bao Zixuan."

In fact, Lee Shau-kee certainly knows about the relationship between the old Superman and the richest man Bao. But he really felt confident in saying this. At least Bao Zixuan had always been in contact with him. It could be said that the relationship between the two was quite good. Before Bao Huodong split, Li Zhaoji specifically called Bao Zixuan to express his support for all his decisions.

At that time, Mr. Bao no longer wanted to have anything to do with Zheng Yutong, Bao Yugang and others, so he did not agree, saying that the company must be split up. But this feeling will definitely be remembered in my heart, and it also shows that Lee Shau Kee is not the one who adds insult to injury.

When Black Cloud Bank suffered a run crisis, instead of going to the bank to withdraw money, Lee Shau-kee deposited several hundred million Hong Kong dollars more and entered. Although the amount is not large, it is not easy to get so much money out at once.

Regarding Heiyun Town, I must thank Lee Shau Kee. Without the other party's advice, it would never have been so smooth. The richest man Bao owed the other party a big favor. Although it is not for his own business, if Bao Shoufao is asked to sell his face now, the other party will not refuse.

Lee Shau Kee: "As for Bao Zixuan, I will take care of it. Although I am not 100% sure, I am still very confident at over 70%."

"And even if Mr. Bao doesn't agree, if we acquire the bank, there will be a market that can be explored. What do Li Sheng think of Wanwan!"

The other party is not a random person. Being able to say this shows that there is a story between the two. It seems that Lee Shau Kee is smarter than imagined, at least in terms of making friends, he is definitely better than himself.

When it came to Wanwan Market, Li Chaoren immediately understood what it meant. Unlike cross-strait relations, the relationship between Bay Area and Hong Kong has always been somewhat delicate. Since colonial times, the two places have had many connections.

Lee Shau Kee even went to Wanwan to invest in real estate business a few years ago. It can be said that he has deep connections in Wanwan. Currently, there is no bank specifically responsible for business transactions between Xiangjiang and Wanwan; most of them adopt a cooperative approach. If the bank succeeds in the acquisition, it can really manage the financial account transactions between the two places.

Strangely enough, Heiyun Group has never invested in Wanwan. At most, there are brand stores in several economically prosperous cities in the Bay Area. There are no factories, which is really strange. The current manufacturing industry in Wanwan is not bad, and it still has something remarkable to offer in Asia.

In fact, the Wanwan authorities have invited Heiyun Group to invest many times, but Bao Zixuan rejected them all. The current Heiyun Group is really not suitable for the past, but it cannot completely offend people to death. Therefore, under the name of Yulin Institute of Technology, we cooperated with several universities in Wanwan. Mainly for the chip field, in this regard Wanwan still has some technical advantages.

Li Chaoren said with a smile: "Then please trouble Li Sheng. If you can persuade Bao Zixuan to help, things will be much easier to handle in the future. Black Cloud Bank can not only provide certain support in business, but also ranks among the best in the world in terms of banking equipment." Leading level. Why so many small and medium-sized banks are becoming more and more difficult to operate now has a lot to do with the popularization of Heiyun Bank's ATM machines."

"And now in the banking industry, information storage is very critical. In this regard, you have to ask that guy Bao Zixuan for advice, or buy equipment from Heiyun Group. Spending money doesn't matter to us, but the money must be spent well. In terms of technology, you and I are both I don’t understand, but you have to pay special attention.”

"In addition, Li Sheng has already considered entering the Bayan market, so I will be more confident. This is a path that many banks have not taken before; if we successfully open the Bayan market, Heiyun and HSBC may both seek cooperation with us."

Hearing Li Chaoren say this showed that the other party had definitely studied it carefully. Moreover, this person is too shrewd. It is still unclear how to cooperate with such a person. But at this time, the family has no other choice but to take one step at a time.

Lee Shau Kee: "We still need to make a detailed plan. We really need to consult professionals in this regard. As our business grows, we don't understand many areas. It's very important to keep pace with the times."

"The conversation between Bao Zixuan and Bao Yugang was exposed, which raised a question from the side. Why is the profit of our rare earth company so much lower than before? The main reason is still not professional enough. I heard that Zheng Yutong and the chartering king have been all over the world Should we also take action to find experts in rare earths?"

Li Chaoren: "The bank's plan is easy to handle. I will arrange it when I get back. Don't worry, Li Sheng. But the rare earth mineral company does not have the final say. We still have to see what other companies mean."

As a professional in the banking field, Li Chaoren has already had reserves. The idea of ​​owning a bank is no longer a day or two. As banks have continued to fail and merge in Hong Kong in recent years, Cheung Kong has recruited many banking professionals. When it comes to making plans and picking up equipment; not to mention being particularly professional, at least there won't be any big mistakes.

Li Shauji: "It seems that Li Sheng has been prepared in advance, so things will be much easier to handle. The management of the bank will still be left to you, and our family is only responsible for supervision. After all, one person's energy is limited, and Li Sheng can do more work!"

In fact, what Lee Shau Kee said makes sense. According to the size of the enterprise and its business scope. The Lee Shau Kee family is definitely broader than the Lee Chaorman family. After all, Hutchison Whampoa's surname was Bao at this time. Li Chaoren has no chance to get it, so it is normal for him to be overtaken by Li Shauji.

Afterwards, the two communicated some details and left separately. The final result of the negotiation was to acquire Wing Lung Bank. Lee Shau Kee was responsible for negotiating with Bao Zixuan and striving to obtain financial and technical support from the other party. Li Chaoren is responsible for formulating relevant acquisition plans; and is mainly responsible for negotiating with the Wu Yisun family.

It can be said that the bank chosen by the two is quite accurate. Currently, Wing Lung Bank is the smallest among the four banks and has the least assets. In addition, Wu Yisun is older, so his descendants may not be able to run the bank well. The two of them just wanted to enter the banking field and did not have many requirements for scale. In the eyes of HSBC and Heiyun, there is not much difference between Wing Hang and Wing Lung. The acquisition of Wing Lung will not cause too many companies to compete with it, which can reduce the pressure on yourself!