Reborn in Hong Kong: The Tycoon Grows Up
Chapter 1254 Xiangjiang UnionPay 4
When Mr. Dong received a call, Bao Zixuan had to understand what he meant. It seems that the negotiation has entered a critical moment. It is obvious that Feng Yaojing wants to sell at a high price; only then does it reveal that Shark Dantong has pocketed all Xiangjiang's non-performing loans. They are all smart people and no one wants to suffer.
It is a foregone conclusion that Wing Hang Bank will be acquired by Huo, Hu and Dong, and Heiyun Group can add another order. Although the amount will not be too large, after all, the scale of Eternal Bank is limited; even if all equipment is replaced, it will not be much. But it is definitely an important step for the Heiyun Bank system. It is very critical and of great significance to whether standards can be formulated in the future!
At this time at Huo's house, they learned that Qiu Degen had dug such a big hole for Zheng Yutong; the three of them never expected it. Judging from past experience, it was Zheng Yutong who dug holes for others. Qiu Degen definitely made history. It has never been done before, and it will be difficult for anyone to do so in the future. Of course, their minds completely changed after a month and a half.
Hu Yingxiang: "After we acquire Wing Hang Bank, we will inevitably compete with Shardantong. Can we take advantage of the other party's absorption of so many non-performing loans and make a fuss about it?"
At present, Heiyun and HSBC are unattainable, and the two companies will not regard them as opponents at all. If you want to reach the heights of the two banks, you can't do it without ten years of development.
Mr. Bao has been able to get support from local governments when building branches in so many places around the world; that's because he has high-end manufacturing that can drive the local economy. In comparison, the three companies have no advantages. As long as HSBC is doing well in trade between Europe, America and Hong Kong, there is really no need to worry about anything else.
If small and medium-sized banks in Hong Kong want to develop, competition is still very fierce. In the past, major banks did not pay attention to the business of ordinary citizens, or they did not open so many branches, which would inadvertently increase a lot of costs. But with Heiyun Bank ATMs all over the streets, this advantage has been lost. Then their internal competition pressure will be greater, and they must find coping strategies.
Huo Yingdong said with a smile: "Now is not the time. Bao Zixuan knows about this, but he doesn't say anything. It is definitely not his character. As long as we watch from behind, someone will take care of him."
"The top priority is to successfully accept Wing Hang Bank, and not to make any mistakes. And first of all, we must stabilize the customers. If the depositors withdraw all their money and then cancel their accounts, then what is the point of our acquisition."
At this time, Huo Yingdong's intention was very obvious. There was a deep conflict between Bao Zixuan and Zheng Yutong; the other party must be waiting for the opportunity. It will definitely not be that simple for Bao Baoqiu to take action.
Early the next morning, Hu Yingxiang, the eldest son of the Dong family, and the eldest son of the Huo family came to the head office of Yongheng Bank. At this time, Feng Yaojing had been waiting there for a long time. He did not dare to joke with the three super tycoons as he had agreed on something last night. In that case, it is hard to say whether the Feng family can stay in Xiangjiang, let alone open a bank.
When he returned home last night, Feng Yaojing called everyone in the family together and held the last family meeting. Because after the bank is sold, the Feng family will be divided directly. The shares were distributed according to proportion last night, and Feng Yaojing didn't ask for a cent. At such an old age, his previous savings are enough for him to spend the rest of his life.
It is precisely this kind of asking for nothing, coupled with the relatively even distribution of heads of houses, that makes the family members have no objections.
Feng Yaojing said very formally: "Hu Sheng, Dong Sheng, Huo Sheng; I have asked people to sort out all the accounts, and the vaults have been sealed. From now on, this bank will be handed over to you, and the employees will fully cooperate. As for the Feng family, they will Please don’t worry about leaving.”
Now that they are selling, they must not be sloppy; they are all super rich families. The happier you are, the happier people will be when they pay. If you want to have any evil thoughts, then I'm sorry, the three families will never make it easy for you.
This time it is a joint acquisition by three companies. If the Feng family still stays in the bank, it will be too uninteresting and it will be very unhappy in the end. It's better to leave directly, and this time each house can be allocated hundreds of millions of Hong Kong dollars, plus the previous savings; you can do anything you want, there is no need to hang around in the bank.
In order not to make the same mistake as Shark Daredevil, the three companies brought many accountants, lawyers and financial auditors. If what Feng Yaojing said is true, the deal will of course be priced at HK$3 billion.
We conducted a detailed investigation into the situation of the bank. After all the accounts were checked, Hu Yingxiang said to the depositors who came to withdraw money: "Everyone, Wing Hang Bank has been jointly acquired by three of us. If you believe Mr. Hu, you can wait until the accounts are thoroughly checked before deciding whether to withdraw money. In short, your savings will not be short."
Although the two young masters Huo and Dong did not speak, standing here at this moment is enough to explain the problem. In addition, Hu Yingxiang just said that the three families were united, so it is obvious that the Huo family and the Dong family must also be involved. Depositors come to withdraw money, and the income is on the one hand. Many time deposits are about to expire, and even if other banks offer higher returns, they cannot be compared to the returns of current banks in one or two years in one or two months.
They are more worried about bank failure and the loss of their assets. Being able to stabilize customers with one person certainly has a lot to do with the trust inside. But it is enough to illustrate one point, that is, savers still recognize the financial strength of the Zheng family. Thinking that they have just acquired a bank, there is absolutely no need to worry about their hard power.
Now there are three joint ventures. If the funds cannot be guaranteed, then I really don’t know who to trust.
After a while, all the depositors left. At this time, the Feng family could only lament that this was the influence of the super tycoon. The work handover was still very smooth. The Feng family also wanted to get the money as soon as possible, so there was no need to waste time on this matter.
In two days, after checking all the accounts, Hu Yingxiang handed over the HKD 3 billion check from Heiyun Bank to the Feng family. As for how they are distributed, it is not Hu Yingxiang's concern.
It only took three days for Wing Hang, the largest of the four remaining small and medium-sized banks in Hong Kong, to be unable to hold on; it was incredible. The Huo family, Hu family, and Dong family definitely offered a price that the other party could not refuse, otherwise it would not have been so smooth.
For the people, it doesn't have much impact. After all, Wing Hang Bank was acquired, which was too far away from them. But for charter kings, Li Shauji and Li Chaoren, it is a tricky thing.
The plan to enter the banking field has been formulated and cannot be changed. There are only three companies to choose from now, and they are relatively small ones; if you don't hurry up, you may get nothing.
Wu Guangzheng hurriedly reported the situation to his father-in-law Bao. He had been preparing for so long, but he didn't expect that the speed was still slow.
At this time, the charter king was a little angry, maybe because he was dissatisfied with his own indecision, or maybe he was dissatisfied with the progress of his son-in-law's work. He said seriously: "You must already know about the joint acquisition of Wing Hang Bank by the Huo family, the Dong family, and the Hu family. No matter what method is used, it doesn't matter even if you spend more money. Within three days, I will make all of Hong Kong You know, the Bao family owns a bank."
Don't worry, there are so many tycoons in Xiangjiang watching; if you don't take action, nothing will happen to the Bao family!
Wu Guangzheng has been with the Charter King for many years, and his father-in-law has a good temper. It's rare to see someone talk to himself so seriously. He definitely took it seriously, and he couldn't slack off.
Then he said it was no problem and had made an appointment with Liao Liewen in the evening.
At the same time, Li Chaoren and Li Shauji also had an emergency meeting. The combined strength of the Huo family, the Dong family, and the Hu family cannot be underestimated, and there are only a few small and medium-sized banks. Big banks won't pay attention to you at all, and most importantly, they don't have the financial strength.
Li Chaoren: "I have made an appointment with Wu Yisun, and the result is expected tonight. What does Bao Zixuan say? If Hei Yun intervenes, we will be even more passive."
Li Zhaoji also didn't expect that Huo Yingdong and others would move so fast. If they don't hurry up, there's no telling when the next opportunity will be. But he was a super tycoon after all, and he reacted quickly. So he said directly: "I have made an appointment with Bao Zixuan to meet at noon today. I originally wanted to make an appointment in the evening, but whoever wants to Bao Zixuan doesn't have time. I guess there are a lot of people looking for him in the past few days. It seems that we really need to hurry up."
Li Chaoren felt relieved when he heard that they could meet at noon today. As long as Hei Yun doesn't come out to disrupt the situation, others really don't have to worry about it. HSBC's Shen Bi will still give him a favor. After all, if he wants to develop in Hong Kong in the future, Shen Taipan will still need the help of a Chinese tycoon.
After the two discussed the details, they began to act separately.
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