Reborn in Hong Kong: The Tycoon Grows Up

Just after Zhang Yuliang announced the successful acquisition of Nanyang Commercial Bank, Zheng Yutong, Shen Bi, and Bao Yugang began secret talks in the office of the chairman of HSBC Bank. Although I don't want to have anything to do with Shark Dantong, it is impossible to get rid of him now. If we really do that, the Bao family will definitely pay a heavy price.

But as Nanyang Commercial Bank was acquired by the Zhang family, Shen Bi felt much more relieved. There are too many people coming to the bank to buy bonds from rare earth mining companies these days. Originally this was a good thing, and he wouldn't have to bear the responsibility if something went wrong. After all, you are just a publisher earning a handling fee.

But he knows better than anyone what state Zheng's Bank is in. If there is a problem with the bonds, it will inevitably affect HSBC. After all, HSBC endorsed the bonds, but it had to bear huge losses. There is another thing that worries him, and that is the Charter King.

At this time, Bao Yugang didn't know what was going on between him and Sha Dantong; if the other party knew, he would have known that Zheng's Bank had absorbed so many bad loans; and if he wanted to drag the Bao family into trouble, the relationship between the two would inevitably break down. At the same time, Chong Hing Bank has nothing to do with him. The transition from professional manager to boss may be difficult to achieve.

Zheng Yutong first said: "Bao Sheng, Shen Sheng; that boy Bao Zixuan actually asked his father-in-law to come forward to acquire Nanyang Commercial Bank. It seems that he will definitely start a competition with us."

"And I also heard that Lee Shau Kee, Li Chaoren's Wing Lung Bank, and the Wing Hang Bank of Huo, Dong, and Hu have all reached an agreement with Heiyun Group. In the future, they will purchase the same office equipment and ATM automatic deposits from Heiyun Bank. Cash withdrawal machine.”

"Although I don't want to admit it, Heiyun Group is indeed ahead in the field of bank office systems. If our banks don't have ATM machines, how can we compete with others?"

"After all, labor costs are one thing, and the most important thing is not being able to provide 24-hour service."

What banks are fighting for is financial strength, but more importantly, service. The reason why Heiyun Bank has grown so rapidly is because it has a large number of ATM machines in every corner of Hong Kong. To put it bluntly, even if you are a dancer, you can save money on your way home at night, which is relatively safe.

But so far, only Black Cloud Bank can do it. Now there may be several more banks; but among the new ones, Zheng's and Bao's banks are not included.

HSBC can rely on the huge advantages it has accumulated in the past to survive by doing some businesses that other banks cannot do. But rare earth bonds are only temporary and cannot last. Recently, I have seen bank funds increasing every day, but they will have to pay high interest in the future.

If there is a problem with the rare earth mineral company, then the Zheng family and the Bao family, including HSBC, will definitely not have an easy time.

Although Bao Yugang doesn't like Zheng Yutong, for the sake of profit and the survival of the bank, he doesn't care about that much at this time. To put it bluntly, the nature of businessmen is like this, and no one will have trouble with money. If it were just Zheng Yutong, he might still consider it. But now that Shen Bi is also around, they can only form a rope and cooperate again.

It can be said that the relationship between the three is very interesting. Two Chinese tycoons actually need a British tycoon to connect them in order to communicate and cooperate. The most important thing is that the two of them were very familiar with each other before and have collaborated on many projects together.

Bao Yugang: "Shen Sheng, now that we have entered the banking industry, we must develop our own bank. This is not only a matter of making money, but also involves reputation."

In fact, Shen Bi certainly understands what the charter king said. After all, these Chinese tycoons attach great importance to reputation compared to making money. Moreover, this is also related to the issue of obtaining and allocating resources. Investments always lose money, and family assets have seriously shrunk. Then other families or forces will not seek cooperation with you in the future, and the government will not invite you to invest, and many opportunities will be lost.

At this time, Shen Daban began to regret. If he had known that Pao Yugang would invite him to run Chong Hing Bank together, there would not be so much trouble. It is absolutely possible to make use of some of HSBC’s resources. Although there is a principle of avoidance of competition, it can be done in secret. But now it's too late to say anything. There is only one way to go.

Saving Shark Dantong means saving himself, there is no other choice.

Shen Bi: "As for bank office equipment, ATM and other products, there are currently two ways to go. The first is to directly negotiate with Heiyun Group. I believe that with the purchase volume of the three of us, Bao Zixuan cannot remain indifferent. Although I don't want to admit it, but Still, I have to say that Heiyun Bank’s office equipment and ATM machines are really the latest in the world. Therefore, if you want to better serve customers, it’s best to get them.

"You can also buy them from the UK. After all, the world's first ATM machine was invented in the UK. However, there is currently a major flaw in British products that needs to be overcome; that is, they can only withdraw money, not deposits."

In fact, even Shen Bi couldn't convince himself to buy British goods at this moment. A product with only half the functions will definitely not be able to compete with others. Customers are not fools, of course they know what they will choose.

Charter King: "Forget it about British products. After all, they are still semi-finished products. If we buy them back, we won't be laughed at. Therefore, we can only find a way from Heiyun Group. We would rather let Bao Zixuan kill him with a knife." Buy the product back. And there is one more thing that can be used, the anti-monopoly law. At the worst, let the Governor's Mansion come forward to coordinate, I believe Bao Zixuan is being overbearing; Youde's face will still be given."

If you get ripped off, you can only admit that you are unlucky because you can't produce anything; and in this world, only Heiyun Group's products are the best.

Shen Bi: "Bao Zixuan is a businessman. Besides, this is a good opportunity to promote bank office products, so there is no reason to refuse. And with the issuance of rare earth bonds, both Zheng Bank and Bao Bank have stabilized, at least There is absolutely no shortage of funds. Even if Bao Zixuan has the ability and strength, he can't do anything to us."

The one who is most unsure at this time is definitely Shadantong, after all, he has caused trouble for Bao Zixuan a lot before; now the initiative is in his hands, and of course he will deliberately try to manipulate you.

Bao Yugang: "Now we have to find a way. One of us must go over to negotiate with the Black Cloud Group. Zheng Sheng and I are not suitable, so I hope Shen Sheng can come forward."

Going to the enemy's door to beg for help is a job no one wants to do. But Zheng Yutong was ruled out first. After all, when he met Bao Zixuan, it was better not to start a fight. If the other party tried to provoke him, the meeting would definitely break down.

The charter king had previously recorded a conversation with someone, but with a criminal record, the other party would definitely doubt his sincerity. On the contrary, Shen Bi is the most suitable. After all, although the two have had conflicts, they have not had much interaction in recent times.

Moreover, both of them are Oxford graduates, so they still have some kind of friendship; although this kind of friendship can be said to be plastic, after all, they can still have some kind of relationship.

Although he was reluctant, since he had already boarded the pirate ship, he had no choice but to bite the bullet.

And he also knew that both Bao Yugang and Zheng Yutong were good-looking people. If you feel slighted during the conversation with Bao Zixuan, arguing with the other party will only make things worse.

Shen Bi: "Since Bao Sheng said this, I will soon make you the richest man. However, you two must be mentally prepared. It is inevitable that the other party will ask for a sky-high price. After all, it is a seller's market, and only Heiyun Group can provide it in the world today. .”

"So I hope that after the matter is completed, you two will not think that I spent too much money."

As long as Shen Bi is willing to come forward, it's nothing more than spending a little more money, it's not a big deal.

Zheng Yutong: "As long as things can be done, no matter how much it costs, I will never complain."

After several days of investigation and analysis, Shark Dantong also calmed down. Investment banking indeed has a lot to offer. But there must be no speculation, long-term development is necessary. Banks attach great importance to word-of-mouth and reputation and need to maintain it.

Heiyun Bank is developing rapidly, not only because of the large number of employees in Heiyun Group, but more importantly because of its good service system. Bao Zixuan also has a rare earth mineral company, but when the bank was run, it did not use the black cloud company to make a fuss. With the other party's intelligence, it was not unexpected, but he did not want to disrupt the normal operation of the bank.

After the bond of the rare earth mining company ends this time, we can't mess around. It is necessary to formulate a scientific strategic plan for the bank and strive to build a century-old enterprise.

In this way, at the request of Bao Yugang and Zheng Yutong, Shen Bi took the initiative to contact Bao Shaofu even if he was reluctant.