Reborn in Hong Kong: The Tycoon Grows Up
Chapter 1490 Unpredictable thoughts
In fact, almost everyone saw Bao Zixuan's arrival. It's just that there are always people around, so it's not easy to disturb him. Now that Lee Shau Kee has finished talking to him, people familiar with him will definitely want to come over and say hello. This time the British convened a meeting, but they didn't have any good intentions! In addition, it is Chinese businessmen who now dominate the capital in Xiangjiang; at this time, we must not mess up our position and let the British take advantage.
If Chinese businessmen want to fight for better conditions, they must unite; even Zheng Yutong and Pao Yugang know this very well. But asking them to bow to Bao Zixuan is absolutely impossible.
But others don't think so. It's OK not to bow their heads, but at this moment they must unite Bao Zixuan and Heiyun Bank; even now Bao Zixuan's focus is no longer on Hong Kong.
After all, Xiangjiang still has such a big industry, and everyone is familiar with each other, so there is no need to worry that the other party will do things that harm the interests of Chinese businessmen.
Huo Yingdong came over and said with a smile: "You are still making a big noise. It seems that we are really old. What are our plans for the future? We are really ready to increase investment in the Middle East."
When it comes to Bao Zixuan gaining a foothold in the Middle East, Mr. Huo is the one who feels the most uncomfortable. After all, he had always hoped that Bao Zixuan could step up. And this guy has really done it in terms of investment. The investment scale of Heiyun Group and Hutchison Whampoa in mainland China is larger than that of other Hong Kong tycoons combined.
What is this concept? In other words, Bao Zixuan is very optimistic about the economic development of mainland China. Moreover, given the capabilities of the other party, it is absolutely trivial to increase investment in the future and bring the economy to a higher level.
But just when the Hutchison Plaza project was just approved and ready to show off its capabilities, Fucairah unexpectedly gave people such a big surprise. To add 2,000 square kilometers of land, we still need to protect the chokepoint of the Persian Gulf. Who would give up such a superior geographical location so easily?
Regardless of whether it is a person or a company, no matter how strong it is, it is ultimately limited. In the future, Heiyun Group will definitely increase its investment in Fucaira, and anyone else will do the same. Then the scale of investment in other places will inevitably decrease accordingly.
Hong Kong will inevitably return in the future. If Heiyun Group reduces its investment scale, it will be very difficult for the economy to develop rapidly.
Of course, this is only one aspect. Bao Zixuan's influence is too great; if this drives other tycoons in Hong Kong to invest in Fuchaira, then Hong Kong's economy will even show a downward trend.
If this happens, the British will definitely have something to say. Mr. Huo still wanted to admonish Mr. Bao. Although he knew it was of little significance, he still had to try.
Bao Zixuan: "I hope to have factories all over the world, and this goal will not change. And it is not good to invest too much in one place. To avoid risks is to give benefits to others."
"As for Fucaira, we will definitely increase investment in the future. If Mr. Huo is interested, just go and look around."
When Bao Zixuan said this, Huo Yingdong certainly understood what it meant. It seems that the other party has made up his mind, so there is no need to dissuade him. If both parties are unhappy because of dissuasion, it will not be very good to each other.
But for Fucaira, even if Huo Yingdong is interested, he will not choose to invest in it at this time. Safety is one thing, but the most important thing is that the time is not right.
What would people in Xiangjiang think if they saw that the Huo family was investing in other places at this time?
Huo Yingdong smiled and said, "Since you have already made your decision, I can't say much."
"But this meeting is related to the interests of all Chinese banks; you must not let go, and you have to take the lead. At present, our strength and scale are not enough for foreign banks to pay attention. But Black Cloud Bank is different. , I heard that we have successfully opened up markets in several countries this time, which is really an amazing achievement.”
In fact, letting Heiyun Bank take the lead has already formed a tacit understanding among Chinese bankers. On the one hand, they don’t want to be the first, but the most important thing is that their strength does not allow it. Although they have a lot of personal assets, there is a big gap in the size of their banks compared to HSBC and Standard Chartered.
The basic business is all within Hong Kong, and there is still a lot of cooperation with HSBC. Fund exchanges between Xiangjiang and the UK still need to be handled by HSBC and Standard Chartered. Even Black Cloud Bank is powerless.
At this stage, there are very frequent financial exchanges between Xiangjiang and the United Kingdom; or in other words, with Commonwealth countries. If these are cut off, the losses will definitely not be small.
This is why HSBC still has the ability to convene everyone for a meeting; at the same time, it must give everyone face.
Bao Zixuan said with a smile: "I just came back not long ago, so I have to take the lead in everything. Even if you ask me to do something, you must know the ins and outs!"
Huo Yingdong really doesn't know if this guy doesn't know. After all, everyone knows that Black Cloud Bank has always been managed by professional managers. Bao Zixuan rarely participates in specific operations. It is not impossible if Yuan Tianfan did not tell the boss. After all, the incident had just happened, and Bao Zixuan had been in the Middle East.
And it's a war, so unless there is a special emergency, he will never be disturbed.
But it feels impossible. After all, it is a major matter related to the development direction of the bank and its core competitiveness. Bao Zixuan is delegating power, and Yuan Tianfan should also report to him.
But since people ask, you have to answer.
Huo Yingdong thought for a while and said: "At present, competition among the major banks in Hong Kong is very fierce. In order to attract depositors, they do everything they can. Of course, Heiyun Bank is not involved in all this. After all, it is engaged in business between enterprises; and black cloud bank The cloud's own employee storage business is enough to make your bank the number one in Hong Kong."
"But we people can't. In order to develop, we can only continue to attract savers and seize resources from HSBC and Standard Chartered. The only advantage is nothing more than lower operating costs."
"Take HSBC as an example. The salary of Shen Bi alone is comparable to the salary of the entire management team of one of our banks. Therefore, we definitely have an advantage in attracting local customers in Hong Kong."
"Although HSBC's status has declined, it has been the first bank in Hong Kong for so long after all. It still has a lot of resources at a critical moment; the British do not want to see HSBC have problems or fail to survive."
"So they want to use other means to interfere in the development and operations of Chinese-owned banks. It has not been made clear yet, but they should set maximum deposit and loan interest rates."
"If the conditions are moderate, it will be beneficial to both parties. After all, we are also very struggling if the deposit interest rate increases significantly."
"But now I'm worried that HSBC is causing trouble. You still don't understand Shen Bi's character. He is definitely a master who will never give up until he achieves his goal."
"Recently, you have not been in Xiangjiang. HSBC has started to do things again, and many of them are not commercial methods, which has made everyone miserable."
Use administrative means to intervene in the economy and capital trends. This trick is not very clever, but it will definitely be very effective. Perhaps Shen Bi also saw this and organized this meeting. "
Bao Zixuan: "Let's see what Shen Bi wants to do first. It's definitely not that simple. If it's just to reduce interest rates, there's no need to make such a big noise. Everyone must abide by an order from the Governor's Mansion."
"And Shen Bi will not do this kind of direct intervention in economic development. He still pays attention to his image. He has always flaunted himself as the most powerful banker in Hong Kong and an absolute professional. He should not be in the retirement grade. What kind of stain will you leave on yourself?"
Hearing what Bao Zixuan said, Huo Yingdong also felt that it made sense. After all, if we really ask everyone to lower interest rates, issue a document, or make a phone call, everyone will implement it seriously. No one is willing to go against the Governor-General's Mansion. That's not asking for trouble.
And lowering deposit interest is good for everyone. Bank management costs are already fixed, so profits will naturally increase accordingly. As for lowering the loan interest rate, it is completely under your control.
This kid thought things through, and he also understood Shen Bi better.
But there is also a possibility that Bao Zixuan doesn't want to be the first person; he said this deliberately. After all, their future focus will definitely be on Fucaira; although the Hong Kong financial market has nothing to do with it, it will definitely not be as focused on it as before.
The only way now is to wait and see what Shen Bi wants to do. Given his age, it is likely that this will be his last dance in Hong Kong. As Bao Zixuan said, a person who attaches great importance to reputation will not allow stains to appear at the last moment of his career.
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