Reborn in Hong Kong: The Tycoon Grows Up

We can't stand still here and don't say anything. Shen Bi came with a strong purpose, but there were few British people present; Bauhaus-Sanderson had been very impressive just now, and now it was his turn to play again.

Shen Daban was also very helpless. Once upon a time, among the many Chinese tycoons in Hong Kong, he responded to every call and no one dared not give him face. But now, some people dare to directly oppose his opinions.

Huo Yingdong didn't say anything, after all, the other party had never been polite to him. But for Zheng Yutong, HSBC definitely made great efforts in the process of getting rich. Moreover, many Chinese tycoons present have definitely received great help from HSBC in their development and growth. Now for the sake of profit, I actually made myself feel so uncomfortable. It seems that you really can't have friendship with businessmen. The only one who will suffer is you.

Shen Bi has a very close relationship with prominent Chinese businessmen such as Bao Yugang and Li Chaoren. Bao Yugang came to Xiangjiang to develop in his early years and was preparing to enter the shipping industry, but he lacked funds. Shen Bi took a fancy to Bao Yugang's business strategy. At that time, shipping companies were using short-term rentals to make money. Although the profit is high, the ship also has a lot of dead time. Bao Yugang broke with tradition and leased the ship directly to customers. In this way, although the profit is less, in the long run, the benefits are actually greater.

Shen Bi liked Bao Yugang's strategy and strongly supported Bao Yugang. Pao Yugang received financial support from HSBC and purchased ships on a large scale. In less than 20 years, he became the world's shipping king. Pao Yugang's success is partly due to his own efforts and partly to the support of HSBC.

In the late 1970s, after Shen Bi took charge of HSBC, he gave even greater support to Chinese businessmen. At that time, HSBC and the Yangtze River Group jointly built the Chinese People's Bank of China Building, and Li Chaoren also left a very good impression on Shen Bi. In the days to come, he would help Li Chaoren with funds many times.

Moreover, in order to have a relationship with Shen Bi, Li Chaoren did not even make any money, just to please HSBC. Now that I see myself being besieged, I am still indifferent and have no conscience.

The key battle for Li Chaoren's fortune was to rebuild the Chinese Bank business in 1977. Li Chaoren opened a small plastics factory in Hong Kong in the 1950s. In the 1960s, although he was the king of plastics in Hong Kong, how could the profits of manufacturing be compared with finance and real estate. At that time, Li Chaoren was just a small wealthy man in Xiangjiang. In the early 1960s, Li Chaoren gradually started the real estate business.

In 1972, Li Chaoren's Yangtze River Group was successfully listed, and he gradually became a moderately wealthy man in Hong Kong. However, in the following ten years, Li Chaoren's career only improved steadily and did not develop by leaps and bounds. In 1977, Li Chaoren made a real fortune because of an unprofitable business, and he met a noble person in his life.

Xiangjiang Central is a place where every inch of land is at a premium. In the 1970s, there were a lot of construction projects in Xiangjiang, and Central was developing at a rapid pace. At that time, HSBC, a wealthy man in Hong Kong, bought the Chinese Bank in Central. The Chinese Bank is a building built in the early 20th century. This building once witnessed the rise of Chinese businessmen in Hong Kong, so it was called the Chinese Bank.

The famous Far East Stock Exchange was born in the Chinese Bank. It was the birth of the Far East Exchange that enabled wealthy Chinese companies such as Li Ka-shing and Lee Shau Kee to go public to raise funds and achieve leapfrog development.

HSBC was the largest company in Hong Kong at that time. The total market value of one of its banks accounted for about 10% of the entire listed companies in Hong Kong. It was called the Big Mac in Hong Kong.

After HSBC bought the Chinese Bank, it planned to demolish and rebuild the building because it was too old. At that time, many real estate companies participated in the bidding, and it was every rich man's dream to connect with HSBC.

Li Chaoren naturally hopes to win the business of rebuilding the Chinese Bank, but facing the fierce opponents, Li Chaoren is not sure of victory. In the end, the plan submitted by Li Chaoren was almost unprofitable. The unprofitable strategy successfully attracted the attention of HSBC. Shen Bi naturally handed over the business of rebuilding the Chinese Bank to Cheung Kong Holdings.

Li Chaoren has a very long-term vision. He is not just doing business with Chinese Bank; he hopes to get on the HSBC boat through this business. It took only 2 years for Cheung Kong Industries to build the new Chinese Bank. The new building has a total height of 22 floors and a total area of ​​240,000 square feet. The exterior walls use the most advanced technology at the time. In addition, the building's lighting and fire protection systems are all controlled by computers. The new Chinese Bank made everyone at HSBC and Shen Bi very satisfied. During the two years of contact, he also had a comprehensive understanding of Li Chaoren.

Shen Bi believes that although Li Chaoren is not the top rich man in Hong Kong, his vision and ability are unmatched. At that time, the former chief executive of HSBC took a fancy to Pao Yugang's ability and supported him to become the richest man in China.

Li Chaoren built the Chinese People's Bank. Although he didn't make any money, he made something more important than money. Another year later, Li Chaoren purchased Wharf shares in the market. At that time, Yihe Company found Shen Bi and asked him to persuade Li Chaoren to stop. Li Chaoren sold his face to Shen Bi again. In this way, Li Chaoren gained Shen Bi's favor even more.

Therefore, when Li Chaoren had any financial needs, Shen Bi would provide them without hesitation.

Without Shen Bi, Chinese businessmen would not have been able to develop so fast. But without the assistance of Chinese businessmen, HSBC would not be the scale it is today. However, during the Hong Kong dollar crisis, Shen Bi actually cooperated with Wall Street in order to realize the globalization of HSBC. A good hand of cards was beaten to pieces.

But in Shen Bi's heart, he still felt that these Chinese tycoons were very unjust. In order to get the project, he deliberately curry favor with me. With just one word from me, you can give up easy gains. Of course, Shen Bi did not let his friends suffer, at least he was never stingy in providing funds.

Now, for the sake of profit, HSBC and him are ignoring it. It's not that these Xiangjiang businessmen don't know that if something goes wrong with HSBC, the only thing waiting for Shen Bi is to return to the UK to retire. After all, due to a series of incidents in recent years, the board of directors no longer has so much trust in Shen Bi. It's just that the competition pressure is now very high, and no suitable successor has been found, so Shen Bi has no choice but to continue to take charge.

Shen Bi thought for a while and said: "You are all tycoons in Xiangjiang, some of the richest people. Although I, Shen Bi, am not from Xiangjiang, I came to Xiangjiang at the age of 21 and joined HSBC Bank. It has been 40 years now. It can be said that It is watching Xiangjiang become an international metropolis step by step. My feelings for this city are definitely no worse than anyone else."

"But haven't you seen what Hong Kong is like now! People live in a high-cost environment. It can be said that if they don't work hard for a day, there will be an economic crisis. There is no happiness in living in this kind of city."

"Those who can go to the bank to save money are all rich people. Even if the interest rate is lower, it doesn't matter to them. But the people who take out loans are all people who really need money. Many people have no choice but to go to the bank to run their businesses. I just went to the bank for a loan. If we want to develop Xiangjiang, we must reduce the cost of capital."

"In the process of development, you have basically received help from HSBC; HSBC and I, Shen, have never charged high interest rates! Increasing the cost of using funds is not a trivial matter. Therefore, I hope everyone will be cautious. Entrepreneurs need to You must have a sense of social responsibility and don’t do things that are unkind to the rich.”

Shen Bi really has a talent for speaking, it would be a pity not to perform. After playing the emotional card, let’s start talking about friendship. This made many tycoons at the scene deep in thought. After all, what Shen Bi said was indeed true; at the same time, Youde's expression could not deceive anyone at all.

If you continue to fight Shen Bi to the end, then Youde will definitely introduce new policies for the development of Hong Kong Economic Law. The banking industry will definitely bear the brunt of the impact. Why don't you drop it yourself and see that policies are changing?

That's really just asking for trouble if you don't eat and drink as a penalty.

At this time, Bao Yugang suddenly said: "Everyone, lowering the interest rate on deposits will be beneficial to everyone. But the situation of each bank is different. After all, some banks can only attract customers through high interest rates. Most banks have no brand names yet. So loud.”

"Lowering interest rates will inevitably lead to the loss of customers, and a bank will lose customer deposits; then even if the family has money, it will be very difficult to operate. We must find a compromise plan that can not only stimulate the economy and reduce the company's capital costs, but also ensure that The core interests of small and medium-sized banks.”

"After all, we also need to survive. HSBC and Standard Chartered Bank are century-old companies with deep foundations and can gain the trust of customers. But if we banks don't use benefits to attract customers, why should the public trust you."

It can be said that what Yugang Bao said is still very reasonable; it can be regarded as impartial and he has found the key to the problem.