Reborn in Hong Kong: The Tycoon Grows Up

After Sister Zhao left the Kyoto Branch of Heiyun Bank, the appraiser began to report the relevant situation to the head office. Coincidentally, the appraiser currently serving as the Kyoto branch of Heiyun Bank is the vice president of the bank; otherwise, he would not have dared to grant a credit line of US$10 million. As for the president, he is having a meeting at the head office at this time; it can only be said that there is an inevitable part in it!

After Yuan Tianfan heard the report from the Kyoto branch, he called Bao Zixuan directly. Only by knowing the boss's next move can we make work arrangements.

Bao Zixuan was a little surprised when he suddenly received a call from Yuan Tianfan; the two of them didn't communicate much. I am not very familiar with the banking industry and will not be involved in specific affairs. We will hold a conference call at most once a month, taking into account each other's busy work schedules; we will basically not actively disturb them.

Knowing what kind of person Yuan Tianfan is, he must have called him if there was something urgent; in fact, it is not just Yuan Tianfan, but almost all Heiyun executives are like this. Bao Zixuan is absolutely decentralized and doesn't like to be disturbed. In addition, his whereabouts are unpredictable, so his subordinates rarely take the initiative to contact him.

Bao Zixuan smiled and said: "Mr. Yuan, is there any good news?"

Xiangjiang and Kyoto are in the same time zone, and it is working time at the moment; naturally, people should be commensurate with their positions, which is the minimum respect. At present, everything is going smoothly in Heiyun Bank, and it is gradually gaining the trust of depositors; as long as it develops step by step, it is only a matter of time before it surpasses HSBC.

There can't be any bad news. I haven't heard of any Xiangjiang tycoon actively looking for trouble! Most of the enemies have too much time to take care of themselves, and not looking for them would be a waste of money; how dare they take the initiative to provoke the Black Cloud Group!

Yuan Tianfan smiled and said: "Boss, you are still awesome. You helped the bank open up the situation as soon as you arrived in Kyoto."

"You don't know that the mainland people do not trust private banks; they even have some instincts, which makes the business expansion very slow. You just went to Zhongguancun yesterday, and today someone came to ask for a loan; and he is a relatively big person in Zhongguancun Merchant.”

"The current assets should be more than 20 million Huaxia dollars. In the past, I wanted to buy more shops in Zhongguancun; I wanted to expand my business. I didn't have a penny loan from other banks before, so the appraiser directly gave me a credit of US$10 million."

"The purpose is to set a benchmark, so the head office is preparing to allocate an emergency fund to the Kyoto branch; I don't know what you think."

People in Mainland China will never deposit money in private banks; and the starting deposit limit for Heiyun Bank is 1 million yuan. Currently, there are really very few people who have that ability.

However, there are not many restrictions on loans. In addition to daily operating expenses, funds need to be mobilized from the head office on a regular basis.

Of course, this is not accurate. The funds of Heiyun Group and Baohuodong Mining Company, as well as the accounts of some enterprises in Hong Kong, will still be placed in Heiyun Bank.

Considering that the company is planning to make big moves in Beijing, Yuan Tianfan, who has an extremely keen sense of business, cannot remain indifferent. Therefore, I thought of transferring funds from the head office, which can also be said to show an attitude.

Bao Zixuan said with a smile: "It's up to you to decide on bank matters! As long as Heiyun Bank is not sold, I have no objection."

"In addition, except for normal operating funds, all the rest will be transferred to Germany, Eastern Europe and the Soviet Union; you should also be prepared, and we will meet in Germany."

Even though he has prepared 200 billion US dollars in funds, Bao Zixuan still feels that it is not enough; there is only one chance, at least in his lifetime; when the political situation stabilizes, there will be no advantage for you to take advantage of! You must try your best, otherwise you will easily suffer losses.

I had never thought about mobilizing Heiyun Bank's funds before, but now the situation has changed a lot; European and American capital has quietly entered, and competition will become very fierce. This is the time to compete for strength. If you want to maximize your benefits, you must use all your strength. If you look forward and backward, you may get nothing!

It has been a long time since I joined Heiyun Group, and it seems that my boss has never paid so much attention to something; even when Heiyun Bank faced a bank run, it felt unimportant.

As the president of Heiyun Bank, he is naturally aware of the group's capital trends. Although some of them have not passed him, he has been in the financial industry for many years. Of course, he can understand the international capital trends.

Suddenly, international hot money began to shift from Japan to Europe, indicating that Europe will make big moves next; as the biggest beneficiary of the Japanese stock market and property market, the same is true for Bao Zixuan.

An analysis of the profits earned in Japan shows that at least more than 100 billion US dollars have been transferred to Europe; now they have to transfer funds from Heiyun Bank. What a big game this is; it is simply unimaginable!

Based on his absolute trust in his boss, Yuan Tianfan immediately said that there was no problem and he would cooperate with all actions. After arranging the internal affairs of the bank, we flew directly to Germany.

The last time the Japanese stock market and real estate market were in turmoil, Heiyun Bank's participation was very low; this time Germany must not miss the opportunity. After all, there are some things; once missed, it is impossible to own it.

As for Sister Zhao, when she returned to the store, she began to think about purchasing a store. Suddenly, she came up with a bold idea to buy an existing store directly. No matter what happened, she still had the qualification to buy a half-price store!

Knowing that demolition is going to be done will definitely make people panic; not all landlords can hold on. In addition, the loans provided by Heiyun Bank are in U.S. dollars, and people who want to go abroad are very eager to get them.

As long as you make good use of it, there is definitely a lot to be done; and having found your target, I believe you will definitely succeed.

The shop next door is for rent, and the landlord, Sister Zhao, happens to know her; her son has always wanted to go abroad, but was limited by funds. Now she has 10 million US dollars in credit for her children; the other party should not refuse!

I went directly to the landlord's house of the shop next door. I believe that the landlord already knew the news that Zhongguancun was about to be demolished!

A father and son are quarreling. The son's academic performance is not bad; he wants to go abroad, but the family has no money for him to do so. At the same time, as a father, I don’t want my son to go out. Many people never come back after going abroad; they even cut off contact with their families.

Seeing Sister Zhao coming over, the old man smiled and said: "Xiao Zhao, as the eldest sister, you also help me persuade this boy; he wants to study abroad."

I came here to buy a store, and I was just thinking about how to speak; there was no way to dissuade me.

Sister Zhao smiled and said: "Uncle, I heard that Brother Qing has good academic performance, and it would be good to go out and see the market! Many people want to go abroad, but they are suffering from lack of places; Brother Qing is admitted to the school and only needs to pay half of the fees; But you can’t ruin your child’s future.”

Hearing what Sister Zhao said, the boy who was called Brother Qing immediately became energetic and said directly: "Dad, you see, Sister Zhao said that you can see the world if you go out. There are only 3 places in our class, and I still have to choose the one that costs the least. "

While the old man was deep in thought, Sister Zhao said with a smile: "Uncle, have you heard that Zhongguancun is going to be demolished as a whole? I don't know what you think."

In fact, the old man is also worried about this matter. If there is no talk of demolition, he may still grit his teeth and let his children go to school. But at this moment, news of the demolition of Zhongguancun comes out.

Unlike Sister Zhao, who used to run her own business everywhere, that business mainly relied on shop rent to maintain expenses. Suddenly, I have no income for two years, and my children have to study abroad. How can I bear it?

The uncle thought for a moment and said: "I am also worried about this matter. I heard that Xiao Zhao's business has been booming in recent years. But that uncle, I live entirely on rent, and now I want to move to Qianqi Instrument Factory and add To go to Naqing, I also need to go to the United States to study; it’s another big expense, so I’m just thinking about it!”

That family's ancestors were very wealthy and had a very large business; the area of ​​the shop in Zhongguancun was much larger than that of the Zhao family. But the descendants really failed to live up to expectations and had no business talent; they could only live by collecting rent from their ancestral property. Even so, he should be much better than ordinary people; but he still likes to spend a lot of money even though he can't make money, so his family doesn't have much savings.

If it were a later generation, it would be okay if the rents of shops in Zhongguancun were enough to support luxury expenses; now that the rents are not high, life is not as good as imagined!

If you move to a precision instrument factory, the merchant will definitely not pay rent to that company; even if you move back, maybe something will happen; you may even ask that company to return the deposit.

The family in the moonlight family has a hard time returning the merchant's deposit; now that the child has to go to the United States to study, it's strange that the old man doesn't have to worry!

But for Sister Zhao, this is a once-in-a-lifetime opportunity. I originally thought about buying a half-price shop share from that person, but now it seems that I don't need it.

Just buy from that store and all your problems will be solved.

The two families have known each other for many years, and they know that the old man is not that easy to deceive; everything needs to be considered in the long run. At this moment, Sister Zhao already has a new idea!