Reborn in Hong Kong: The Tycoon Grows Up

At 4 o'clock in the afternoon on September 15, 1977, this was the half-month settlement day for every bank in Hong Kong. But just today, the amount of U.S. dollars transferred to the account of Black Cloud Gaming Company shocked HSBC employees who had seen the scene. What exactly did Heiyun Company do?

In fact, we can't blame them. In the eyes of Hong Kong people in this era, the most profitable businesses are real estate, banking, shipping and retail. The jewelry industry seems to be so-so. Other industries have no advantages in Hong Kong. Although the garment industry is getting by, it is hard-earned money and the profits are not high.

But I didn't expect that a small game company would make such a huge amount of money these days. Just half of this month has passed, and all Heiyun's customers have remitted a total of 180 million US dollars to the company's account. This is mainly thanks to Phil Hawkins. This guy agreed to remit the full payment in order to obtain the agency rights. His company alone remitted US$90 million, not counting the US$13 million in machinery he paid for goods.

The incident at Heiyun Company directly alarmed HSBC's general manager Pu Weishi. Mo Keyuan reported to Puwais the changes in Heiyun's account amount in the past half month at the company's meeting.

Shen Bi, the senior manager of HSBC, was supposed to chair the meeting, but Shen Bi was in London reporting on his work during this period, so Puves chaired the meeting.

Pu Weishi: "Manager Mo, am I making a mistake? Why did the account of Heiyun Game Company change so much in only half a month?"

Mo Keyuan: "We checked it carefully three times, and have already sent faxes and phone calls to the bank that sent us the money."

Pu Weishi: "So this game company is not simple!"

Mo Keyuan: "This is just for us. I heard that a large amount of US dollars was transferred to Heiyun's account at Standard Chartered Bank." Bao Zixuan knew that eggs cannot be put in one basket. Although some things in the banking industry are interconnected, they also have a competitive relationship. This makes everyone know that Heiyun Company may have a large deposit in the other party's bank account, but the bank's principle of customer confidentiality makes it impossible for the opponent to know the deposits in the customer's account. specific amount. Otherwise, if the customer information is leaked through your own bank, you will be very passive, which may cause customers to cancel their accounts. In serious cases, it will cause a large-scale run. You can't keep secrets for me, why should I trust you?

Pu Weishi: "Then their expenses are high."

Mo Keyuan: "The expenses are huge. In addition to the purchase of components, their biggest expenses are the purchase of equipment and the construction of factories. I sent people to investigate and found that the construction parties who built the factories for them basically worked in two shifts. It may be Because they are very fast in settling the payment! I tried to get a loan from them several times, but their boss is currently studying in the United States! So I didn’t succeed.”

Pu Weishi: "I remember you said he was our Oxford alumnus! Why did he go to the United States to study again?"

Mo Keyuan: "I asked their vice president, Ms. Zhao Tingting, about this issue. Bao Zixuan is the only student from Xiangjiang who was directly admitted to Oxford University and MIT as an exchange student. So he still has to study at MIT. After completing two years of study at the college, they also established a branch in the United States. We learned that their remitters this time were mainly major game agency companies in the United States, and Citibank in New York alone remitted US$90 million to us."

In fact, Bao Zixuan deliberately let Zhao Tingting leak this information, so that people would regard him as an immortal genius, because only in this way, others will not doubt your research results.

Pu Weishi: "Okay, I'll report to him when Taipan comes back! Pay close attention to Heiyun Game Company. We must meet their requirements as soon as possible. I heard that the boss of Heiyun Company has entrusted us to acquire stocks. This Manager Yuan is responsible for this matter!"

Yuan Tianfan was shocked when he heard this. He didn't expect that this young man who only met him once and never asked about the stock acquisition situation. After spending 10 million US dollars to drive the acquisition of 200 million Hong Kong dollars, the young boss who had no follow-up was not just pretending. Calm. But I have never been afraid of the risk of liquidation, and my own money is completely sufficient.

Yuan Tianfan: "Yes, he spent 10 million US dollars and entrusted us to use 4 times leverage to acquire Wharf's shares. So far, 55% of the target has been completed."

Pulaus: "This boss also has a good vision in finance! Handle the matters entrusted by Heiyun Company well. This time we want to let the other party know that HSBC is the best choice for cooperation in Hong Kong. If Standard Chartered Bank takes over from us, Taking away such a large customer would be a serious dereliction of duty on our part. I hope everyone will remember that you are all senior executives of the bank, and everyone understands the principle of confidentiality for customers. We hope that leaking customer information will not appear in our case."

This young man was able to earn so much money while still completing the rest of his studies on campus. He seemed to be someone who wanted to develop in a low profile. Since he did not want to attract too much attention, we were obliged to keep the client confidential.

When HSBC was having a meeting, Standard Chartered Bank was also holding a semi-monthly meeting in the conference room. The meeting was chaired by Bauhaus-Sanderson, head of Standard Chartered Bank's Asia region. Each department reported to him the main content of its department's work, and there was nothing outstanding about it. After all, HSBC and Hang Seng Bank in Hong Kong are much larger than Standard Chartered Bank. Although they have the right to mint coins, they mostly print small-denomination banknotes because they only have a 30% share.

But when Huang Zefa, manager of the deposit department, reported, everyone felt that the US dollar deposits had increased so much all of a sudden.

Bauhaus-Sanderson is only 34 years old this year. He has his own abilities, but many people think that he can stand out and become the head of the Asian branch of Standard Chartered Bank's most profitable region; more because of Sanderson The family is the largest shareholder of Standard Chartered Bank. He is not the kind of rich second generation who cheats his father. He is also someone who wants to prove to his family and doubters that he is not just relying on his ancestors to cloud his reputation. I earned this position through my ability. Let his brothers and sisters see that I, Bauhaus Sanderson, am the most suitable successor to Standard Chartered Bank.

Bauhaus-Sanderson graduated from the Department of Economics at Oxford University and worked his way up from a stock trader to his current position at Standard Chartered Bank in the UK. Only he knows how much hardship he endured in order to make his grandfather value him. This is also the main reason why he was able to defeat many competitors and become the loser in the Asian division. Because he is the most willing to endure hardships and the most capable among the third generation of their family. He is not a bit better than his brothers and sisters, at least on the surface.

Bauhaus-Sanderson: "Manager Huang, how come there is an extra $80 million in deposits? Is it a mistake? Or someone is laundering money through our bank."

Huang Zefa: "Mr. Sanderson, I checked it 4 times carefully. The increase of US$80 million came from Black Cloud Gaming Company. They just opened an account in our bank at the end of last month. At first, everyone didn't pay attention to it and just regarded it as Treated as an ordinary customer; but in the past few days, US$80 million has been remitted to their company account. These are remittances from well-known foreign banks, and there are no illegal transactions or money laundering."

Bauhaus-Sanderson: "That's good. This company is our big customer. We must serve it well and never let HSBC know their information."

Huang Zefa: "Mr. Sanderson, I'm afraid this is also what HSBC is worried about, because based on HSBC's attitude towards them, the US dollars in the HSBC account may be twice or even several times that of ours. Their main account is HSBC, and we only have Separate accounts. And he has never touched the money with us, and all payments are handled by HSBC on his behalf."

At this time, everyone was shocked. They didn't expect that a small game company could make so much money.

Bauhaus-Sanderson: "Okay, then let's see what the other party needs, and we can snatch their payment business. I don't want large amounts of currency exchange rates and handling fees to go into HSBC's pocket. Since Their main business is overseas, and this is our advantage over HSBC. Find an opportunity to arrange for me to meet with the boss of this company."

Huang Zefa: "Okay, but the meeting may not be possible in the short term. After completing two years of studies at Oxford University, the owner is now completing the remaining studies at the Massachusetts Institute of Technology in the United States. I have no plans to return to Hong Kong in the short term. I I found out through their company’s vice president, Ms. Zhao Tingting, that I had made such a request to him before.”

Bauhaus-Sanderson: "It turns out he is an alumnus of Oxford! That will be easy!"

After explaining everyone's work, Bauhaus-Sanderson began to inquire about the situation of Bao Zixuan from his classmates in Oxford and some people who stayed at the school to teach.

Bao Zixuan did not expect that his craziness in the United States would already create a reputation in the banking industry in Hong Kong.