Reborn Industrial Tycoon

Luo Bing and the four masters looked pitifully, looking at Li Weidong longingly.

Li Dashan felt quite helpless. This kind of thing where acquaintances come to borrow money has always been the most troublesome thing.

After all, Mr. Li Dengke is the veteran of the transportation company, and Li Weidong also grew up in the transportation company. The friendship between the two generations lies here, as does the intricate interpersonal network of state-owned enterprises. This is something that must be considered.

If he didn't borrow it, he would not only offend Luo Bing and the other five people, but also damage the reputation of Li Weidong and his son in the transportation company.

At that time, the old people in the transportation company will say that Li Weidong forgot his roots when he became prosperous, and by the way, Mr. Li Dengke also ran on it!

According to the logic of modern people's thinking, I don't owe you anything. It's only natural that I don't lend you money. What's the point of forgetting my roots? Anyway, I no longer work for the transportation company. If you offend someone, just offend me. No matter how you do

No scolding can hurt me even a hair.

However, in the 1980s and 1990s, people's thinking was not like this.

In people's minds at that time, whichever company you worked for would always bear the imprint of that company on you. If you were prosperous, you should help your "natal family".

For example, if an employee of a state-owned enterprise is transferred to a government agency and becomes a leader step by step, then this leader should naturally strive for some benefits for the company he has worked for. If he does not do this, he will have a reputation of being ungrateful.

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In the eyes of today's young people, this is quite unbelievable. What does the company I worked for in the past have to do with who I am now?

However, in that era, this was a "universal value"!

So from the moment Luo Bing and the others found Li Weidong, Li Weidong had to take control of him.

After Li Weidong pondered for a few seconds, he asked: "Masters, how many cars do you plan to buy? Are you planning to buy one car for each person, or are you planning to drive two people in one car in a row?"

"It's best to have one person per car," Luo Bing said.

"That's five cars! That's more than one million!" Li Weidong frowned, and then said: "I really can't borrow this money!"

"Xiao Li, I know this money is a bit much, but you used to be a dispatcher. You must know how profitable transportation is. Don't worry, we can pay back the money for the car within two years." Luo

Bing said.

Li Weidong shook his head: "Director Luo, don't get me wrong, I'm not afraid that you won't be able to pay back the money. I just think that this opportunity to borrow money cannot be opened easily!

It is true that we have friendship between us, and several old masters have indeed watched me grow up, but everyone in the entire transportation company who is a bit older has watched me grow up, and they all have friendship with my family.

If I lend you money today, and if other masters encounter difficulties tomorrow and come to me to borrow money, do you think I should lend it or not?

There are seven to eight hundred truck drivers in the transportation company who can run freight. If they all come to me to borrow money to buy cars, even ten Li Weidongs can't help. So I definitely can't borrow this money."

The four masters suddenly looked disappointed, and Luo Bing said: "Otherwise, you can lend us the money for two cars first! We will work in two shifts to haul goods."

"Director Luo, this is not a question of how much to borrow, but whether to borrow or not. Once you open the door to borrow money, even if you borrow ten or twenty thousand, you won't be able to stop it in the future!" Li Weidong said.

"Okay, I understand. If we brothers think of other ways, it won't stop you, Director Li, from getting rich!" Luo Bing snorted coldly, and even called Li Weidong "Director Li".

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Li Weidong smiled nonchalantly and said, "Director Luo, don't be impatient, I haven't finished saying this yet!"

"What else do you have to say?" Luo Bing asked.

"Actually, I have a question, why don't you go to the bank to get a loan to buy a car? When I was working in a transportation company two years ago, there were many self-employed people who would borrow money to buy a car and run the transportation business. You are all familiar with the routes.

He is an experienced driver, and he can also find sources of goods. It must be easier to get a bank loan than those who are self-employed, right?" Li Weidong said.

"If I can get a loan, why do I need to come to you?" Luo Bing continued: "This year is no better than before. In previous years, as long as you had a driver's license for a big car, you could get a loan to buy a car.

Now, no certificates will work, and banks won’t approve loans at all!”

"That's right. Banks are tightening their money now! It's really hard to get loans now." Li Weidong continued, "Well, I have an idea that may be able to help you."

"What's the idea?" Luo Bing asked immediately.

"You should go to the bank for a loan, and I'll give you a guarantee. I'm familiar with that President Wu, and if I guarantee it, the loan will definitely be approved. If you make money, you can return it directly to the bank." Li Weidong said.

"You gave me a guarantee? Aren't you afraid that we won't pay back the money? Then the bank will still have to ask you as the guarantor to collect the account!" Luo Bing said.

Li Weidong smiled slightly: "You are buying a car with a loan. If you can't pay back the money, you will definitely take the car away first. If it is not enough, you will ask me as a guarantor. Besides, I am willing to guarantee you. I mean you can trust me.

You won’t harm me, Li Weidong!”

"Then you are not afraid that if you open this hole, other masters will come to you to guarantee the purchase of cars in the future?" Luo Bing asked again.

Li Weidong said calmly: "I estimate that the bank's tightening of money will not last long. Maybe next year, the loan policy will be relaxed again. By then, even without my guarantee, Li Weidong, the masters can

The loan has been obtained.”

…

For Li Weidong, it is absolutely impossible to lend money to Luo Bing and others.

In Li Weidong's memory, the freight business of the transportation company was on the verge of collapse. It won't be long before a large number of freight drivers will be laid off.

If Li Weidong lends money to Luo Bing today, in the future all laid-off drivers and masters will come to Li Weidong to borrow money, and Li Weidong will not be able to bear it. Therefore, this borrowing hole must not be opened. Once it is opened, it will be difficult to close.

But Li Weidong still had to help with this kind of thing, so Li Weidong pushed Luo Bing and the others to the bank and asked them to get a loan from the bank.

Although Li Weidong also wants to guarantee Luo Bing and others, the bank's tightening of money is only temporary after all. After a year, banks will no longer tighten money and loans will become easier. By then, those laid-off drivers will not need Li Weidong's guarantee.

Can get a loan.

The next day, Li Weidong went to the bank to find President Wu. First, he went through the loan procedures for the 50 million promised to President Wu; second, he gave Luo Bing and the others a guarantee for the loan to buy a car.

With Li Weidong's guarantee, President Wu approved the loan for Luo Bing and the others without saying a word.

After all the procedures were completed, President Wu did not let Li Weidong leave. Instead, he set up a banquet in the bank's guest house to entertain Li Weidong.

With a loan of 50 million, Li Weidong helped President Wu complete the task. President Wu naturally had to set up a banquet and keep in touch with Li Weidong.

After a few glasses of wine, the names of the two changed from "President Wu" and "Director Li" to "Brother Wu" and "Brother Li."

As the two of them chatted, Li Weidong also began to slowly pick up words from President Wu.

"Brother Wu, it's really difficult to get a loan from you now! I heard that many people who were eligible for loans in the past are not approved now?" Li Weidong asked.

"How should I explain this to you?" President Wu organized his language and said: "Enterprises like you with good profits will not come to us for loans because they think bank interest rates are too high, so come to our bank now.

There are mainly the following types of companies that provide loans;

One kind is really unsustainable. This type of enterprise has backward products and poor management. It is basically waiting for death. It has asked for a loan from our bank and has not invested in production. Anyway, it will lose as much as it produces. It is better to get

Money should be given to workers to pay back wages or to reimburse medical expenses.

In the past, when such half-dead enterprises came to us for loans, we would basically give them a 50% discount. If the enterprise wanted a loan of one million yuan, we would approve it for half a million yuan. After all, both the enterprise and the bank belong to the state, even if

We don't approve loans. If people go to their superiors and the leaders come to them, we still have to approve them.

Now, if this type of enterprise wants to apply for a loan, it will definitely not be approved at all. Even if it is approached by the leader, it is useless. After all, the national credit tightening policy is there. If you want a loan, either

Pay off the previous debts first, or use physical objects as collateral.

The other type is enterprises that have temporary difficulties in operating. Many of these enterprises are trapped in triangular debt. They owe money to others, and others also owe them money. Therefore, enterprises of this type are still profitable on the financial books.

, some profits are quite good, but the company's account is very poor.

If enterprises of this type want to maintain production, they can only ask us for loans. But the newly produced products they borrow from loans are likely to enter into new triangular debts. Things are sold, and the accounts are also very good, but

If you can't receive money, what's the use? So we don't dare to approve new loans for this type of enterprises."

Li Weidong nodded and asked: "President Wu, you just talked about the triangular debt. Last year, our city conducted a large-scale cleanup of the triangular debt. I heard that the effect was quite good. There should be many companies

Can you repay the loan?"

"It was pretty good at the beginning. A few funds were invested, revitalizing some companies, and some companies repaid their loans. But not long after, those companies that had repaid the money came to borrow money again, because they fell into a new situation.

In the triangular debt, the final analysis is to treat the symptoms rather than the root cause, and the root cause of the disease has not been found!" President Wu said.

"I also heard that in order to obtain funds, our Dongcheng District mortgaged all the companies in the district to your bank?" Li Weidong asked again.

"Are you talking about your Jinxing Agricultural Machinery Factory in Dongcheng District?" Manager Wu said.

Jinxing Agricultural Machinery Factory was a topic that Li Weidong was interested in, but he still pretended to be chatting and asked: "How much is this agricultural machinery factory worth?"

"Your district used Jinxing Agricultural Machinery Factory as collateral and borrowed 10 million from our bank!" President Wu replied.

"Are you still paying 10 million?" Li Weidong asked immediately.

"The district has no money, so what can we pay back?" Manager Wu curled his lips and then said: "Only the interest of 10 million yuan is paid back by the agricultural machinery factory itself!"

"Then the valuation of 10 million is too high or too low?" Li Weidong asked.

Manager Wu shook his head: "It's really hard to say. Jinxing Agricultural Machinery Factory is a relatively large collective enterprise in Dongcheng District. The total number of factories, equipment, land, product technology, etc., must exceed 10 million. But the key is

The agricultural machinery factory now also owes a loan from the Agricultural Bank of China!

I remember it was the year before last. Jinxing Agricultural Machinery Factory borrowed three to four million from the Agricultural Bank of China in order to introduce a four-wheel tractor production line. The production line was installed and debugged last year, and it just started production in the second half of the year. After all, the time was too short, and the sales volume

How that will happen is still unknown.

If these four-wheel tractors sell well, then the Jinxing Agricultural Machinery Factory will be valuable. Even if a four-wheel tractor sells for 2,000 yuan and 5,000 units are sold in a year, that is 10 million yuan! It is estimated that it will be worth 10 million yuan in two years.

Can make money from the production line.

But if these four-wheel tractors don’t sell well, even if the Jinxing Agricultural Machinery Factory is destroyed, the Agricultural Bank of China’s three to four million loan will cost three to four hundred thousand a year in interest, which may bring the company to its knees!”

Li Weidong nodded and said with a smile: "This is quite interesting. Jinxing Agricultural Machinery Factory has been mortgaged to you, and the Agricultural Machinery Factory also owes the Agricultural Bank of China. If you take away Jinxing Agricultural Machinery Factory, wouldn't it mean that you owe the bank

Got money from the Agricultural Bank of China?”

"Yes, so for us, the current Jinxing Agricultural Machinery Factory is a hot potato. Now we hope that the four-wheel tractors of the Jinxing Agricultural Machinery Factory can be sold better. Otherwise, the ten million we loaned out may be

It’s going to be a waste!” President Wu said with a grimace.

"Brother Wu, don't worry, the Dongfanghong four-wheel tractor is selling well. This shows that the market for four-wheel tractors is still very large. The tractors from Jinxing Agricultural Machinery Factory will definitely sell well!" Li Weidong said with a smile.

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"Brother Li, I appreciate your good words. Come on, let me toast you a glass!" Mr. Wu picked up the wine glass.

Li Weidong secretly said in his heart: "Brother Wu, you may have misunderstood me. This is not a good word, but poisonous milk!"

…

After drinking and eating, Li Weidong left the bank and returned home.

After drinking a cup of tea, Li Weidong lay on the bed and slept until about four o'clock in the afternoon.

After washing his face and waking up, Li Weidong fell into thinking again.

"Luo Bing has already come to borrow money. I don't know who will come in two days. It seems that I can't stay in this house anymore. I have to go out and hide for a while!

Hey, what is this? If you owe someone money, you can just go out and hide from the debt. I have plenty of money, so I still have to go out and hide!

No wonder I just donate to the school silently. It seems that if I do good things in the future, I can’t leave my name behind and have to keep a low profile! Next time I donate, I will get a sign saying ‘Good Samaritan Donates XX Money’.

Having said that, where should I go to hide? Or go to the Provincial Department of Foreign Trade to find Ma Dexing! See if he has any newly arrived imported cars. If there is a good car, I will just change it!"

Li Weidong feels that the Big Blue Bird is no longer worthy of his current worth. Even if he doesn't have a BBA, he still needs a Crown! It would be better if he has a BMW 7 Series or a Mercedes-Benz S-Class.

"The current Mercedes-Benz S-Class is probably the sixth generation. It's a bit early to buy it. When the seventh-generation S-Class comes out, I will definitely buy one. The W140 of the seventh-generation S-Class is the famous 'Tiger Head Bend'"

!But if I buy the Tiger Head Bend, do I have to have a driver to look good?"

…

The next day, Li Weidong drove to Jicheng early in the morning.

Li Weidong was also an old acquaintance of the Provincial Department of Foreign Trade. He came to Ma Dexing's office with ease.

"Director Li, what brought you here!" Ma Dexing asked Li Weidong to sit down.

"I'm not here to see you." Li Weidong continued: "By the way, let's see if the Department of Foreign Trade has imported any new cars this year."

"Want to change your car? How many years have you been driving your car?" Ma Dexing thought for a while and then said: "I remember your car is Nissan's Big Blue Bird, right? There seems to be no such car among the cars coming this year.

It’s better than that car of yours. By the way, there’s a Ford Bullet, do you want it?”

"Bullet? What do I want with that thing?" Li Weidong curled his lips.

The bullet was the MPV of that era. At that time, companies such as General Motors, Ford, Toyota, Renault, and Mercedes-Benz successively launched commercial MPV cars, and they all used an arc-shaped front design, similar to a bullet, so domestic

This type of vehicle is collectively called a bullet.

Later generations of MPV cars basically abandoned the bullet design, with only Toyota's Previa still using a similar design.

Ma Dexing took out a form from the drawer, glanced at it a few times, and said, "Then you have to wait for the second half of the year. In the second half of the year, Toyota Crown will arrive in Hong Kong, and then there will be a new car called Lexus."

"LS400?" Li Weidong asked immediately.

"Well, it says Lexus 400. I've never heard of this car! It costs more than 600,000 yuan, which is more expensive than a Crown." Ma Dexing said.

"This car is good, leave one for me." Li Weidong said immediately.

Lexus was Lexus. At that time, the Chinese generally called it Lexus, and the LS400 was the first model of Lexus.

Although it is a new brand and new model, but with the backing of a giant like Toyota, the LS400 is still a very good car and is better than the Crown in every aspect.

"Okay, I'll say hello to the customs and leave one for you!" Ma Dexing nodded, then picked up another document, handed it to Li Weidong, and then said, "Don't leave yet, help me by the way."

Let me take a look at this thing."

Li Weidong found the document, glanced at it, and said, "Is it in Japanese?"

"Well, the Japanese translator in the hall is on maternity leave. I originally planned to hire a Japanese translator from elsewhere, but you just happened to be here, which saves me trouble." Ma Dexing said.

"I don't think it's appropriate for me to see the important documents in the hall!" Li Weidong said.

"If it's an important document, I can't show it to you! This is just a memorandum for negotiating with a Japanese company. You don't need to translate it in too much detail. Just give me a brief introduction to the above content."

Ma Dexing paused and then asked: "Qingqi Motorcycle introduced a light pedal motorcycle from Suzuki of Japan. The sales are very good. You should have heard of it, right?"

"You are talking about Xiao Mulan, right?" Li Weidong said.

Ma Dexing nodded: "Yes, it's that thing. It's small, not expensive, and doesn't need to be put into gear. It can run as soon as you twist the accelerator. It's more suitable for women to ride."

The Taifeng Motorcycle Factory in our province also saw the market potential of this kind of scooter, and then it also found a Japanese company to introduce a production line. This is the memorandum of negotiation with the Japanese side.

When it comes to introducing production lines from foreign countries, our Foreign Trade Department must find out what the negotiation process was like and whether any diplomatic disciplines were violated during the process. I have already read the Chinese version of the memorandum, which was recorded by the Japanese side.

, we also have to take a look and make sure there is no difference from the Chinese version."

"I understand! Then let me take a brief look at it first, and then give you a convincing introduction."

After Li Weidong finished speaking, he quickly looked through the Japanese memo.

However, when Li Weidong saw some of the key data above, he frowned.

"No, this engine data shouldn't be for a scooter, right? Has the Taifeng factory been cheated by a Japanese manufacturer?"

Okay, I’m going to start pretending again! Every time I write about pretending, people criticize me in the comments, and one by one they ask me if I can stop pretending. As a result, I wrote two daily chapters, and my subscriptions started to drop. I still can’t listen to you.

Yes, I want to write a chapter about pretending to slap people in the face. This chapter is less than 6,000 words. It’s almost Chinese New Year. I was busy with other things during the day after passing the customs. I only started writing when I came back in the evening. I hope you can forgive me.