Reborn Industrial Tycoon
Chapter 78: Zoom In
As soon as the fire broke out, Li Weidong was escorted to the office by Zhao Guodong.
"Are you planning to contract the garment factory? Are you doing it here?" Zhao Guodong asked straight to the point.
"I'm sorry, but I also want to go out and have a try." Li Weidong smiled, supported himself and said: "If you want to work in a freight forwarding office, you don't have to go to a clothing factory!"
"Speaking of the project, the garment factory is in a mess. If you have to jump to another project department, you can't go to the garment factory. It's a pity that there is one missing person here."
Zhao Guodong let out a long sigh and said with some regret: "While I am young and strong, it is better to go out and make a career. You have to be better able to support the garment factory. After two or three years, I will be transferred to the company. I may be promoted to a middle-level cadre."
When the time comes, we will develop projects of the same level.”
"Director, I really don't think you can use the third government, and you can be promoted to the leader of the company." Li Weidong said with a smile.
In Li Weidong's memory, at the end of the 1980s, Zhao Guodong was transferred to the Linguan unit, and he had always been the head of the county-level mountain.
"Let me lend you some good advice!" Zhao Guodong changed his voice, took out a document and handed it to Li Weidong, and said with support: "I'll give you a piece of cake by the way. I'll take this form to the purchasing office later."
Li Weidong checked the table, lowered his head, and found out that this was a more detailed Si Linmu height and size chart.
"The purchasing office asks for height measurements, so why are they planning to buy clothes for us?" Li Weidong asked.
"Well, I was told that I would like to purchase a batch of military coats for my long-distance project, two for each person." Zhao Guodong replied.
Li Weidong frowned: "Two pieces per person? Military coats don't have gloves and socks and need to be replaced. One piece can be worn for many items. We can't use it for so long. The purchasing office didn't say why one person needs two military coats.
What?"
"I don't think so. If Xiao Bin is in charge of the purchasing business, who knows what's going on in his head!" Zhao Guodong replied casually.
"Moreover, the Director of Purchasing is Li Xiaobin, Li Xiaobin is Zhu Shicong's friend, and Yang Peng, a competing garment factory, is Zhu Shicong's nephew..." Li Weidong has connected all this.
"Yang Peng's Yi Xian wants to use all his tricks. He really wants to contract a clothing factory. Just relying on words and deception is not enough. So I decided to use a big trick!"
…
"Dudududu" the sound of a motorcycle rang out, and the man who was good at counting at the bank door just listened to the sound and said that Li Weidong was here.
"My nickname? But I haven't been here for a few days! Are you here to ask Prince Hui again?" the arithmetic uncle asked.
"Today she is here to do some business." Li Weidong said, and handed the uncle another cigarette.
The old man put out his cigarette and flipped through his pocket for matches. He said, "Then why don't you go in and get busy? I'll help you drive."
"Thank you, uncle." Li Weidong said, and walked into the business hall.
At the counter of the business hall, a woman in her mid-teens was waiting for Li Weidong.
"Sister-in-law, here we come!" Li Weidong said hello.
"Xiao Li is here? Wait a moment? I will take you to see our president right away." The woman from Zhongfu answered.
Since becoming a coordinator, Li Weidong has met people from Detian Sanwenjiu Haimu, which can be considered as Li Weidong's accumulation of contacts.
This bank's "sister-in-law" is now the director of the bank's business department. It is a talent-oriented enterprise. It needs a transportation company to transport trucks and goods. Zhan also contacted Li Weidong.
Now that Li Weidong wanted to meet the president of the bank, he borrowed this relationship. After all, for a grassroots bank president, who would think that Zhan could meet the president. With the "sister-in-law" as a middleman, Li Weidong could easily
Saw the president in person.
In the era of large-scale state-owned enterprises occupying major control projects, what is the future of a huge network of relationships? This is more effective than the future of money.
After a while, Li Weidong was taken to the president's office and met President Wu.
"Would you like to show Li Tiao's style? Please take a seat." President Wu asked Li Weidong to sit down. The two of them exchanged casual greetings. President Wu asked, "I heard that you are going to calculate the loan?"
"Modern project." Li Weidong nodded: "Our company has a three-product garment factory? Is it going to be contracted? But the project of updating the garment factory is still short of funds? I just wanted to ask President Wu for help this week."
Eighty-year-old Zhongben, called the Agricultural Bank of China, issued personal loans, and they were more targeted at farmers' projects, small-amount short-term loans. Other banks issued loans, which were more targeted at corporate projects. Only then did Li Weidong feel that he wanted to get the loan.
If you want to know the name, you must bring the serial number of the clothing factory.
"Oh, then do you plan to use Haidong capital for loans, or use government loans?" President Wu asked again.
"Let's take a loan from Haidong Capital. The current model and equipment are all new or current." Li Weidong replied.
"Haidong Capital's loan title is called Nengdai Banfu. How do you feel about the loan?" President Wu asked again.
"I'll take a loan of 500,000 yuan first." Li Weidong replied.
"Five hundred thousand? What a day!" Wu Xingchanghai expressed his confusion with a troubled look.
To show off, President Wu realized that a third-industry clothing factory was not worthy of giving him a loan of 500,000 yuan.
Type 86 government, banks mainly provide three types of loans for corporate projects.
A new type of offshore capital loan was used to lend money to enterprises as offshore capital. This type of offshore capital loan was called a monthly half-term loan. In 1990, a new heading of offshore capital loan appeared;
, the second branch of government construction loans, more banks carry out government construction projects for enterprises, and only the most effective equipment will be issued. The principal limit of the loan generally does not exceed the fifth government. It depends on the grade-level education unit for approval of multi-project special projects.
Government loans can be extended to seven governments.
, Sankezhan specializes in fixed asset loans. This loan is mainly aimed at investment in fixed asset projects, such as external machine installation, project installation, etc. The principal limit of this type of compound loan can reach more than ten prefectures.
Li Weidong's current situation is that he can apply for a loan from Haidong Capital. However, it is even more impossible for a clothing factory in the third industry to apply for a loan of 500,000 yuan.
It is written in some rebirth novels that banks on behalf of the Eighties Government will provide loans to enterprises and will also provide interest-free subsidies. This misleads Detian Buyi Eyes and Eyes and people, causing Detian People to mistakenly think that this is a better idea.
Banks are more focused on corporate loans, post-term loans, and banks are more focused on post-term profits.
However, the interest-free and interest-free subsidy is pure nonsense by the author of the online article. Banks are expected to make money by eating interest. If the interest-free and interest-free subsidy is used, the bank will lose more money. Thinking about the bank's "not responsible for leaving the bank", how can it be possible?
Losing money!
For a bank project manager, the family or loan work is still important, but there is no need to lose money for the sake of the family or loan work.
Moreover, at the level of educational policy, the People's Bank of China issued the "Trial Implementation of Credit Fund Management for Students" in 1984. Banks have already made clear the rules and regulations for loans that have expired. How can a bank president dare to make loans in violation of regulations? In front of the regulatory authorities.
More decorations!
Unless the government provides special guidance and policies, how can a company obtain an interest-free loan at this time?
Seeing President Wu's embarrassed look, Li Weidong took out a 10 million bank ticket, handed it to President Wu, held it up and said, "President Wu, you can use this as a mortgage."
"Seven zeros! Ten million! Is this a bank ticket?" Manager Wu took a breath of air.
President Wu was even more discerning. Although the bank ticket was mixed with Heke Japanese and English, he still recognized this bank ticket.
Li Weidong explained: "This is a Japanese Fuji Bank ticket, worth 10 million yen. I use this bank ticket as a mortgage to get a loan of 500,000 yuan. Your bank's new Dahui business should be able to verify
This bank ticket looks fake, so I asked President Wu to check it with my skills."
"Fuji Bank, that's one of the world's largest banks!" President Wu sighed, looking exactly like the majestic and heroic figure of Fuji Future Bank.
Li Weidong continued to explain: "The repayment period of this bank ticket is very long. The international financial forest bank ticket and the quota ticket have a longer time limit."
In 1994, China's government implemented the "ticket withdrawal activity", which stipulated that the time limit for bank air ticket items should not exceed two months.
However, the restrictions on this aspect of National University Bank are looser. International banks in financial centers such as New York, London, Hong Kong, and Tokyo will issue three to five bank tickets. However, when it comes to RMB bank tickets,
Detian still updated the limit of two months.
After all, the national will is more important than the name. China has always had strict control over financial and monetary projects. Elementary schools do not want the hot money from Tianmu to be used for air ticket projects to travel to Shanghai.
President Wu took the bank ticket and looked through it carefully, then asked: "Li Tiaoshi, 10 million yen is a huge sum of money. Where did you get such a huge amount of money? Don't blame Suo Tianzui.
All I have to do is show my determination first and realize that these 10 million yen are for the same purpose."
"Explanation." Li Weidong said, took out the "Literary Author Transfer Authorization Agreement" from his bag, handed it to President Wu, and explained:
"I am good at car mechanics, so I wrote a book on machine repair and pulling techniques, and sold it to Tianfeng Automobile Company. Zhan earned 10 million yen from selling the book, which is even more valuable to Tianfeng."
Feng Company signed the project agreement. Sign the project agreement. Tian Feng Company Project Representative Kato is here. You can go to Tian Feng Company to get the certificate."
Mr. Wu has received a letter with the same name. He really doesn’t understand Japanese, but Mr. Wu really understands the number “25,000,000 yen” on the name.
"Uh, Li Tiaoshi, does it say 25 million yen on it?" Manager Wu asked cautiously.
"Update, the copyright of this book was sold for a total of 25 million yen, which is called update 10 million yen." Li Weidong answered.
"Hey, dear, how can a book be sold for such a high price!" President Wu became more and more surprised. He did a quick mental calculation and found out that for 25 million yen, the official remittance fee could be exchanged for 500,000 yuan, and the black regular price subtitle was,
It will exceed 1.2 million yuan!
The next moment, President Wu suddenly realized that the young man sitting in front of him actually looked like a millionaire!
In a typical eight-sixth house, a household with ten thousand yuan will be looked up to, and a millionaire is even more difficult to recognize.
President Wu also met Mr. Qian, and he did not expect to be so arrogant.
"Accountant Li, with such an ambitious amount, let me do the math first." He asked President Wu to pick up the abacus from the table and start calculating the interest on the foreign exchange kingpin. In fact, he was more concerned about whether to approve more of this loan.
10 million yen, the normal price is about 500,000 yuan, and the fluctuation will not be too big, so I can use this 10 million yen as collateral to get a loan of 500,000 yuan, and the bank will not lose money.
When Banfu repays the money to Li Weidong, he is willing to pay the interest on the loan, so that the bank will make a fortune.
The most important thing is that if Li Weidong turns out to be less than the 500,000 yen, then the 10 million yen will be returned to the bank.
10 million yen is a bigger exchange rate than 500,000 yuan!
Feeling that here, President Wu even expected some money, but Li Weidong, the monthly committee member, could not pay the money.
A basic-level bank can earn 10 million yen in foreign exchange. This is a bright future!
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