Reborn Tokyo Golden Age

On January 6, Shirakawa Kaede visited the Akita Prefectural Office again.

Different from last time, this time there are two more people beside him, Professor Arai Yu and Professor Yamada.

Government building, last meeting reception room.

"Sasaki-san, Ueda-san" Bai Chuanfeng who entered the reception room greeted his acquaintances first, and then introduced Professor Yamada and others behind him to each other.

As for Yuhou Bank, there was also one more conference participant.

Motoyama Takeshi, one of the major shareholders of Yugo Bank, currently serves as the vice chairman of the shareholders' meeting.

The two sides sat down, and Sasaki stood up and spoke first.

"I won't introduce much to the two parties attending today's meeting. One is the Ugo Bank, the pillar of Akita's financial industry.

On one side is Baichuan Electric, a powerful multinational electronic technology company.

The purpose of this meeting is to solve the operating difficulties of Yuhou Bank.

Of course, all of this is done on the basis of mutual consent and friendly communication. "

Because it was a closed-door meeting, the Akita County Government took the lead in finding new investors for Ugo Bank.

Regarding the latter's operating risks, it has already been mentioned last time.

Therefore, no one shy away from the problems existing in Yuhou Bank at this time.

An open and honest discussion can solve the problem more effectively, which is also related to the credibility of the Akita Prefecture government.

Moreover, Bai Chuanfeng is also a native of Akita. If he deliberately sets up a trap for him, it will be very detrimental to the unity within Akita.

Therefore, the information on the table at this moment listed in detail the various assets and liabilities of Yuhou Bank.

"Presumably, Bai Chuan-sang is sitting here with a certain amount of sincerity."

Sasaki Kikuji looked at Shirakawa Kaede on the right, and the latter nodded in agreement with his statement.

So Sasaki turned his attention to Ugo Bank on the left again, "Then Ueda-san and Motoyama-san have no objection to Shirakawa Electric's possible joining in the future, right?"

The latter two also nodded, expressing that they did not exclude Shirakawa Electric from becoming one of the shareholders of Ugo Bank.

"So, very good." Sasaki Kikuji nodded in satisfaction.

If everyone has a consensus, then the following things will be further possible.

"Ueda-san, why not talk about the current difficulties of Ugo Bank and the problems that need to be solved urgently."

In addition, it is Kikuharu Sasaki in remark of chairperson.

Cheng Ueda put down the documents in his hands and crossed his fingers, "Currently, the main problem of Ugo Bank is the excessive non-performing assets.

The loans to farmers cannot be recovered in the short term, and the investment in agriculture is basically at a loss due to the heavy snowfall.

In addition, the agricultural insurance business also requires a large amount of capital expenditure.

So the biggest difficulty for Ugo Bank at the moment is..." Ueda Cheng paused as he looked at the crowd, "Funds are short. "

Unrecoverable loans, investment losses, and insurance compensation, these few problems put Yuhou in a difficult situation of capital turnover.

From this, it can be estimated that the deposit business of Yuhou Bank itself is also at a very low threshold.

Maybe it's because the deposit business is sluggish, or it may be that Yuhou Bank has used too much deposit money to invest in the above-mentioned businesses.

This has resulted in the current shortage of funds.

Despite all kinds of difficulties, Yuhou Bank's net assets are still more than 40 billion.

Then it can almost be concluded that this part of the net assets is likely to be real estate.

Considering the more than a dozen branches of Yuhou Bank, it is not difficult to guess the specific knowledge of this part of the real estate.

Yu Arai and Professor Yamada looked at each other, knowing each other clearly.

The cash reserve of Yuhou Bank is very dangerous, a gleam flashed in the eyes of the two of them.

Without making a fuss, Arai Yu winked at Bai Chuanfeng.

After getting the signal from the two seniors, Bai Chuanfeng immediately had a solid foundation for this negotiation.

Just when Sasaki cast his eyes on Bai Chuanfeng at the conference table, the latter also spoke in time.

"Ueda-san, I would like to ask. How much working capital does your company need to solve the current predicament?"

Both Cheng Ueda and Gang Motoyama cheered up and asked directly how much they needed.

It seems that the opponent's strength is indeed strong, and perhaps the solution to the current problem of Yuhou Bank will really fall on the opponent.

"Currently, the funds needed by Yugo Bank are about..." Ueda wanted to say a number that was enough to unlock all the problems of Yugo Bank.

But after thinking about it, he still gave a conservative figure, "30 billion yen."

In fact, he wanted to report a larger number, but he was afraid of scaring Bai Chuanfeng, so he discounted it in the end.

Even so, after reporting 30 billion, Ueda Cheng hurriedly handed over the information in his hand.

"Bai Chuan-san, please rest assured that Yuhou Bank has other assets. Most of them are investment and holdings in other clubs. Please take a look."

Bai Chuanfeng took it and glanced at it. They were all local clubs in Akita.

In addition to agricultural clubs, most of the others are primary and secondary industries with low added value such as food processing, animal husbandry, and timber manufacturing.

The only thing that interests him a little bit is a comprehensive trading company called Sanden Trading.

And a chain store engaged in the sale and rental of entertainment equipment, which has a bit of a shadow of the retail industry.

But the scale is the same, and the influence is mostly concentrated around Akita Prefecture.

However, Bai Chuanfeng also understands that agriculture, forestry and animal husbandry are the most important thing in Akita.

An investment like Yuhou Bank can only be regarded as quite satisfactory, and there is nothing particularly eye-catching.

Bai Chuanfeng handed the information in his hand to Professor Arai Yuhe Yamada, and then turned his attention to Ueda Cheng.

"Ueda-san, please forgive me. Ugo Bank's assets are not very special.

On the contrary, there are too many non-performing assets, which seriously affects the asset allocation of banks. "

Hearing Shirakawa Kaede's views on Ugo Bank, Ueda Cheng and Motoyama immediately showed disappointment.

Even Kikuji Sasaki couldn't help but want to say something.

"However..." Bai Chuanfeng didn't give them a chance to speak, "Considering that Yugo Bank is a local company in Akita Prefecture, I am also from Akita Prefecture.

Therefore, Shirakawa Electric may consider increasing the capital of Ugo Bank. "

"Bai Chuan-san is indeed a hero of Akita Prefecture. I admire him for doing such a noble thing for the economic cause of his hometown."

Before the others could speak, Kikuji Sasaki spewed a handful of beautiful words first.

"Exactly, exactly..." Naruto Ueda and Tsuyoshi Motoyama nodded again and again.

"Everyone, I can invest in Yuhou Bank, but there are conditions."

How could the business be negotiated so easily? It would be foolish not to take the opportunity to negotiate terms at this time.

Bai Chuanfeng's speech made the originally warm atmosphere in the meeting room immediately fall silent again.

Sasaki and Ueda Cheng looked at me, I looked at you, and finally Sasaki spoke.

"Bai Chuan-san, if you have any conditions, you might as well put them forward, let's discuss together."

"Exactly, exactly..." Ueda Cheng and Motoyama nodded anxiously.

Bai Chuanfeng was also polite, and directly showed the horses and chariots.

"There are too many shareholders behind Yuhou Bank, which is not conducive to the club to make centralized decisions."

Sasaki paused, while Ueda Cheng and the others looked at Bai Chuanfeng in astonishment.

This is indeed a bit too direct...

Now that so many investigations have been done on Yuhou Bank, Bai Chuanfeng, the shareholder behind him, has naturally learned all about it.

There are more than a dozen members of the shareholder meeting behind a local bank.

Equity is also quite dispersed, almost no absolute holding exists.

Such a shareholder meeting is very unreasonable for a local bank.

The bank is in the development and pioneering period, so there must be a strong person to lead everyone to be brave and diligent, so that the club will grow.

Otherwise, the opinions are too scattered, and quarreling every day is enough to cause headaches, and it is even more difficult to unify opinions and make decisions.

So you want Bai Chuanfeng's money? Yes, but the structure of the shareholder meeting must be changed first.

Sasaki Kikuji hesitated to speak, and Ueda Cheng and Motoyama Tsuyoshi also showed conflicted eyes.

They wanted Bai Chuanfeng's money, but they were worried about the shares in their hands.

"Everyone" Bai Chuanfeng spoke again, which instantly attracted their attention.

"I have studied the debt of Yugo Bank, and I think 30 billion yen is far from enough to solve the bank's bad debt problem.

Therefore, Baichuan Electric can provide an additional amount of funds on this basis.

It is used to solve short-term, long-term and all problem assets of Yuhou Bank. "

Ueda leaned forward immediately, "How much?"

Bai Chuanfeng looked at him and wrote lightly, "Counting the part that Ueda-san just said, 50 billion."

Ueda Cheng and Motoyama just took a deep breath and looked at Bai Chuanfeng in a daze.

Kikuji Sasaki, the head of the conference table, stared round, five...five billion? !

How much money does Bai Chuanfeng have?

This was the only thought in Sasaki's mind at the moment.

50 billion yen, 200 million US dollars, is there any company in Akita that can spend so much cash at once?

Sasaki searched for a while, but couldn't find the answer.

This is cash, and it is completely different from market value.

Presumably, the size of Shirakawa Electric... Sasaki didn't even dare to think about it at this moment.

No, Baichuan Fengsang is from Akita, so Baichuan Electric should also be a local company in Akita.

Akita City needs Shirakawa-san, and Akita City needs Shirakawa Electric.

Not to mention the frenzied cry in Sasaki's heart, the two of Ugo Bank haven't recovered yet.

They feel that the 30 billion they proposed is already a big mouth for the lion, and it is estimated that no Akita company can come up with so much cash.

They also learned through Sasaki that Baichuan Electric is a multinational company, so they directly offered such a sky-high price.

The number Ueda wanted most in his heart was 40 billion, but he just discounted it because he was afraid of scaring people...

Thinking about it now, I am still too conservative. Poverty limits my imagination.

50 billion is directly doubled on the basis of 30 billion.

Is Ueda tempted by this number? Of course I'm excited.

With this money, all the problems of Yuhou Bank can be solved.

But things like this...

The more Bai Chuanfeng invested, the more their shares were diluted.

"Baichuan-san, this is a big matter, and Ueda can't make the decision. So I have to go back and discuss it before I can give you a reply."

After all, rationality prevailed over greed, and Ueda Cheng took a deep breath before giving his own answer.

"Of course." Shirakawa nodded, "But Ueda-san, please tell the shareholders of your company that Shirakawa is willing to pay a 10% premium to buy their shares, and the capital increase of 50 billion will remain unchanged."

How arrogant...

Ueda almost nodded in agreement directly, but he nodded with a serious face, then got up and left.

He was afraid that if he didn't leave again, he couldn't help but agree.

Seeing the back of the other party leaving, Bai Chuanfeng turned his gaze to Sasaki Kikuji at the end of the long table.