Reborn Tokyo Golden Age

Ohta's visit to Osaka this time was actually just for business. After several years of development, today's Mud Stick Co., Ltd. is no longer what it used to be.

Not to mention all kinds of small department stores and second-hand stores, the only company under its umbrella is Mudbangmao, which focuses on pink movies. It is also famous in the film industry at this time.

With the launch of various weird and bizarre series one after another, Mudbangmao has become a big club in the Ivy world.

There are countless female haiku actors with different looks in the club. Haven’t you seen that Ota is getting thinner and thinner now because of her busy schedule?

However, the most profitable business of Mudbang Co., Ltd. is not the second-hand store or Mudbang Cat.

What really brought Ohta and the others a huge amount of wealth was Fuji Credit. Don’t get me wrong, it has nothing to do with the Fuji Group.

Neon people have a special attachment to the word "Fuji". When people mention it, the first thing they think of is Mount Fuji.

The latter is almost a belief-like existence in the hearts of Neon people. It has too many meanings, such as hometown, holy mountain, auspiciousness, etc.

Therefore, in order to spread the name of their company widely, many companies will add the word "Fuji" in front of their names.

Such as Fuji Film, Fuji Glass, Fuji TV, Fujitsu and Fuji Foundation.

Although the names sound similar, there is actually no necessary connection between them.

The same principle applies to Fuji Credit Co., Ltd., which is purely for a good fortune.

And just by listening to the name, you know what Fuji Credit does. Yes, it provides loans to the public.

With the prevalence of the bubble economy, people's desire for consumption has become stronger.

In addition to major banks and financial institutions lending money, private capital companies are also doing the same thing.

However, unlike banks' large-amount loans, private finance mostly deals with small-amount consumer loans.

After all, if you can afford real estate capital, without trillions of yen in capital, you won’t be able to turn around at all.

Although real estate is very popular, microfinance also has a place to survive.

According to the latest statistics, about 40% of Neon's GDP is supported by national consumption.

Strong consumer desire has also created a prosperous credit market.

As a result, various credit clubs took advantage of the prosperity of the bubble and sprung up in every corner of Neon.

There are many small clubs among them, which were formerly various loan sharking organizations run secretly by the Yakuza.

Ohta's Fuji Credit also has this meaning.

Of course, because of its strong background, at least Fuji Credit looks a lot like that now.

Because of its abundant funds and fast lending, Fuji Credit has basically established a firm foothold in the Kanto region after two years of development.

As for why Fuji Credit has extremely rich reserves, a certain Northern Bank smiled and said nothing.

Since the consumer loan business is so profitable, why doesn’t Beidu Bank do it itself?

Because Beidu Bank only plays the big ones, not the small ones.

Moreover, due to the promulgation of Neon's "Investment Law" in 1984, the law has strict restrictions on loan interest rates, and the maximum annual interest rate must not exceed 73%.

However, Fuji Credit is a private institution with weak supervision, coupled with the advancement of financial liberalization.

The annual interest rates of the loan sharks issued by Ohta start at the lowest 365%, and can even reach as high as 1825%.

Neon’s “dark gold” interest rates are generally divided into three levels.

10% interest for 10 days, the annualized interest rate is 365%; 30% interest for 10 days, the annualized interest rate is 1095%; 50% interest for 10 days, the annualized interest rate is 1825%.

“Dark money” actually means loan sharking, and most of them have a loan cycle of 10 days.

The amount of loans Ota and others generally lend is small, mostly 10,000 to 50,000 yen.

Fuji Credit offers different interest rates depending on the customer's borrowing amount and urgency. This kind of business has a small loan amount, quick repayment, and generous interest.

Therefore, in just a few years, it has made nearly 20 billion yen for Fuji Credit. Of course, Hokuto Bank will eventually share some of these profits.

So is such a hugely profitable loan sharking business illegal?

It's not illegal, but loan sharking is a gray industry in Neon.

The government's attitude towards it is that it neither protects nor prohibits it.

This ambiguous approach is the industry most likely to generate gray profits.

Therefore, under the trend of the times, Fuji Credit came into being.

Now Kanto can no longer meet the pace of Fuji Credit's expansion. As the birthplace of the rise of non-bank consumer credit business, Osaka has become the next target of Ota's expansion.

Recently, Ota has been inspecting here. He has already designated three or four areas to serve as the locations for Fuji Credit's branch in Kansai.

But today, one of my younger brothers strongly recommended him to go to this "Eikawa" izakaya to pay homage to the so-called Onoe Goddess.

After so many years of crawling around in Tokyo, Ota no longer believed in the so-called gods, ghosts, demons and Buddhas.

Instead of kneeling in a shrine and praying weakly, it is better to pick up a stick, knife and gun to fight for a future.

However, the people under his command boasted that Ogami Goddess was so amazing that Ota couldn't help but feel a little curious.

So without much thought, he led a group of people straight to the izakaya.

Regardless of whether it's true or not, it's okay to have a glass of wine to relax.

However, before they could enter the store, two security personnel stood in front of them.

"Hey, you guy, why are you blocking the way?" One of Ota's subordinates jumped out immediately upon seeing this.

The two security guards responded ruthlessly, "Our store does not accept Yakuza, please find another place."

"Asshole, who do you think is Yakuza?!" The gangsters hate others calling themselves Yakuza. I am a serious employee of a serious club, do you know that?

However, before his subordinates could get angry, Ota stopped them with a wave of his hand.

"Sorry, it was our employee who was rude just now. I am the president of Fuji Credit, Kazuyoshi Ohta.

I have long heard that Ogami-san can communicate with gods, so today I specially came to visit him to pray for answers, and also invited two Haihans. "

Ohta handed over his business card very politely, along with two thick envelopes.

Seeing Ota's extraordinary bearing, the two security guards also hesitated in their hearts. However, after touching the envelope, their expressions seemed to be blown by the spring breeze, and they were quietly relieved.

"It turns out to be President Ota, Ogami-san's ceremony hasn't started yet, and a waiter will take you there later.

However, the space in the store is limited, and you can only bring two assistants in. "

As soon as the security guard finished speaking, the boys couldn't help but want to get angry, but Ota's look shut them up.

Taking his cronies with him, Ota followed the waiter and slowly walked into the famous "Eikawa" izakaya.

Entering the izakaya, the atmosphere was much quieter. Under the leadership of the waiter, Ota and his party quickly arrived at a spacious hall.

There are a large circle of guests kneeling down here, and above, a mother-in-law who is over 50 years old is wearing a kimono and her hair is in a bun, meditating quietly.

There was nothing beside her except a colorful three-legged golden toad statue.

Although the atmosphere in the hall was quiet, everyone present, without exception, looked at the mother-in-law who was looking up with burning eyes.

She must be the Onoe Goddess. In order not to stand out too much, Ota and his two assistants also found a place to sit down.

After waiting like this for another two minutes, Ogami Goddess suddenly touched the golden toad and began to mutter something.

Because the voice was not loud, Ohta tried hard to distinguish it for a while but couldn't hear it, but it was probably reciting scriptures.

But different from Ota's curiosity, when the other people kneeling here heard that Onoue Mistress began to chant sutras, the enthusiasm in their eyes even shocked Ota beside them.

Is this really a good place to ask about money-making plans? Are you sure it's not a religious ceremony?

The two assistants next to "boss" Ohta also felt something was wrong, and they couldn't help but look at Ohta with a guilty conscience.

However, before their boss could respond, the other customers kneeling in the circle were already glaring at the three of them.

The fierce eyes seemed to be preparing to deal with them because they had disturbed the gods.

The two assistants, who were frightened into silence, suppressed their unfinished words.

Ohta shook his head at them, indicating not to say anything.

Just like that, the goddess' chanting at the end echoed vaguely in my ears again.

After a while, Ogami stopped chanting and opened her eyes.

Following her movements, everyone sat up straight and looked at her, or at the golden toad, with great desire.

"Nomura Securities~"

In the midst of many fanatical looks, Onoe Goddess slowly spit out a club name.

"Nomura Securities! It's Nomura Securities~!"

"Quick! Quick! Write it down and go buy Nomura Securities tomorrow!"

The originally quiet hall suddenly felt like water drops falling into a hot oil pan.

There was a "pop" sound, causing a boil.

Kitagawa Yo, who was waiting for a reply from Sumitomo Service in the private room, frowned when he heard the noise outside.

As the noise grew louder, Bei Chuanyang stood up and lifted the curtain at the door.

"Hey, can you guys be quiet?"

The lively atmosphere in the hall suddenly fell silent with this rebuke.

After a second, everyone reacted and stood up to yell back.

But at this time, Sumitomo who was originally sitting inside also came to the door of the box.

"I'm sorry, this is my friend's first time in Osaka. Please forgive me if I'm negligent."

As Sumitomo said, he bowed to everyone, and nodded to Onoe Godmother.

Seeing that it was the Sumitomo Service, everyone in the hall unconsciously suppressed their anger. At the end, the goddess also nodded politely in return.

Since it was a misunderstanding, everyone stopped worrying about it, and the lively atmosphere returned to the hall again.

"Boss, what was that just now...?"

"Silence." Before his subordinates could finish speaking, Ota motioned to his assistant to shut up.

Of course he knows who that guy who just came out is? Why did Hiroshi Kitagawa of Industrial Bank get involved with the Sumitomo family?

Recently, because of the investigation of the controlling parties behind Fuji Heavy Industries and Nissan Group, Shirakawa Feng not only used his power on the bright side, but dark people like Ota were also digging up all kinds of gossip.

As a representative of Industrial Bank at the Fuji Heavy Industries shareholders' meeting, Kitagawa Hiroshi was also within the scope of Ohta's investigation.

I saw the characters in the secret files in my desk drawer suddenly appeared in Osaka, and had secret conversations with the Sumitomo family in a private room.

Ohta instinctively felt that things were not that simple. He had been in this business for too long and his sense of smell was much more sensitive than ordinary people.

Seeing that the two people in the box retreated again and closed the curtain, Ota also stood up.

"Okay, let's go out." He didn't even want to see Ogami Goddess anymore. When he got out, he immediately called Tokyo to inform them. That was the top priority now.

"Sumitomo-san, what's going on outside?" Until now, Kitagawa Yoo still looked incredulous.

Some of the people outside just now were vaguely familiar faces to me.

But if he remembered correctly, those few were either the chief executives of Toyo Bank or the general managers of Beidao Securities.

These are all well-known figures in the financial circle. Why are they now surrounding an old woman like a group of believers?

I have to say that this was beyond Bei Chuanyang's imagination, and it was especially puzzling to him.

Seeing Kitagawa's new outlook on things, Sumitomo couldn't help laughing.

"Kitagawa-san, do you believe that Nomura Securities' stock will rise tomorrow?"

"Eh?"