Reborn Tycoon Rise

"Then I don't know how much money Mr. Xu needs?" Murakami Yohei was not too surprised. In fact, as soon as he received Xu Zhi's invitation, he guessed that it should be cooperation in loans. Otherwise, if It was cooperation in other aspects, and Xu Zhi didn't need to make an appointment with him as the bank president.

"Four billion U.S. dollars." Xu Zhi took a sip of tea and said calmly, as if it was only 40 U.S. dollars a book.

Murakami Yohei couldn't help but change his expression and asked: "Mr. Xu, are you kidding?"

"Of course not! I came to Japan this time mainly for this purpose." Xu Zhi said seriously.

"Japan...Mr. Xu, do you want to acquire a large company in Japan?" Murakami Yohei immediately figured it out. After all, Xu Zhi has a large number of banking partners in Hong Kong and the United States, and now he suddenly wants to do this with a Japanese bank of his own. The only explanation for a large-scale cooperation is to conduct a very large-scale merger and acquisition in Japan. In order to cope with domestic pressure in Japan, Japanese financial institutions can only be chosen for financing cooperation.

Thinking of this, Murakami Yohei couldn't help but get excited. Japan has developed rapidly in recent years. Currently, a large number of transactions involving mergers and acquisitions of Japanese companies in the international market are Japanese companies acquiring others. In turn, there are many acquisitions of Japanese companies, but they are generally smaller in scale, and this Once, involving US$4 billion, it must be a top Japanese company! It is conceivable that the profits from being able to participate in such a transaction are huge.

Xu Zhi smiled and shook his head and said: "I will acquire some assets in Japan, but it will not be a certain company, but a large number of properties!"

"Real estate?" Murakami Yohei was a little discouraged. Although the capital for the acquisition of real estate is no less than that of large companies, the operation is much simpler. The simpler it is, the fewer bargaining chips he has to negotiate, and the less profit.

But he quickly returned to normal and said, "Mr. Xu, are you going to borrow 4 billion US dollars and then buy all of it in Japan?"

"To be precise, I bought real estate in Tokyo and Osaka." Xu Zhi said with a smile. After the Plaza Accord, housing prices in almost all Japanese cities have increased significantly, with Tokyo and Osaka the most.

"I didn't expect Mr. Xu to be so optimistic about our country's real estate market." Murakami Yohei sighed.

"As the world's second largest economic power, Japan's current development naturally makes me very optimistic. And based on the current development speed of Japan and the United States, I think it is just around the corner for Japan to replace the United States and become the world's largest economy." Xu Zhi opened his eyes. Said with blind eyes, but if you only look at the overall economic value, Japan at the peak of the real estate bubble was really stronger than the United States.

"Haha...I'm borrowing Mr. Xu's good advice." Yohei Murakami laughed heartily. Today, Japan has become the world's largest trade surplus country and the world's largest creditor country. Its products are dumped in European and American countries. This is the peak moment after World War II. , many citizens believe that Japan’s goals during World War II have almost been achieved.

"Mr. Xu, 4 billion US dollars, such a large loan requires sufficient collateral. I need some financial information from Midea!" Murakami Yohei continued, although judging from some data in the global market, Midea's profits are definitely Not small, but this loan business that can affect the fate of the Sumitomo Consortium will inevitably require detailed review procedures.

"This is not a problem. As long as your bank signs the cooperation memorandum and confidentiality agreement, we will provide some internal information." Xu Zhi said formally: "However, our cooperation may be more than 40 US dollars!"

"What does Mr. Xu mean? You want to borrow more money?" Murakami Yohei was also speechless. He learned that Xu Zhi was going to invest US$4 billion in Japan to enter the real estate market. Although he was happy to complete the deal, I have to say something secretly: this kind of investment is simply crazy.

Japan's real estate market has been on the rise since the mid-1970s, and the rate of return on investment is indeed good. However, it is really impossible for ordinary people to use their most profitable company as a mortgage and bet on it with all their strength.

After all, larger companies pursue profits while paying more attention to risks.

But now it seems that US$4 billion is not enough to satisfy the other party. You must know that even Sumitomo Bank may not dare to undertake this project alone.

"The US$4 billion is true, but it is just the mortgage of Midea Group. What I mean is that the US$4 billion is only the down payment when buying a property. I still need the assistance of Sumitomo Bank for the remaining balance." Xu Zhixiao explained.

"If that's the case, Mr. Xu, I'm afraid this figure will reach tens of billions of dollars!" Murakami Yohei was almost shocked. You know, Japan's foreign exchange reserves today are only more than 300 billion U.S. dollars, the top in Japan. Among the companies, few have a market capitalization of tens of billions of dollars, and given Sumitomo Bank's size, if it wants to mobilize such a large amount of funds, it will also need to draw from its peers.

Taking a deep breath, Murakami Yohei asked cautiously: "Mr. Xu, before I came here, I didn't expect that the scale of our cooperation would be so large. I need to go back to discuss it again, but I want to ask one more question:

Mr. Xu, for such a large investment, the returns may be great, but the risks are equally great. Are you really sure? "

The first purpose of cooperation between banks and enterprises is risk control. If something goes wrong with the borrower, even if the bank can legally auction the collateral, the process is extremely cumbersome, and when the value of the collateral is insufficient, bad debts will form. For a loan as large as this one, if a bad debt does occur, Sumitomo Bank, given its size, may not be able to bear the consequences.

"Do you think I'm joking?" Xu Zhi asked with a smile.

Murakami Yohei thought for a moment and said: "Mr. Xu, this loan is too large. I wonder if you would accept our bank to cooperate with other banks to form a banking syndicate to jointly lend you money?"

Xu Zhi thought for a while and nodded: "Okay, but I also have a request. Whether it is the Midea mortgage loan in front of me or the balance of the property in the back, I only accept US dollars!"

"Only US dollars? Mr. Xu thinks the yen exchange rate will rise?" Murakami Yohei quickly reacted.

"Yes!" Xu Zhi nodded and admitted. In fact, it is impossible to hide this kind of thing from experienced financial people. As long as he talks about lending US dollars to invest in Japanese real estate, people like Murakami Yohei will know about this level of investment. The message expressed: Optimistic about Japan’s future real estate market and that the exchange rate between the yen and the US dollar will rise.

After all, if you are only optimistic about a certain industry within a certain country, then in order to avoid exchange rate risks, it is safest to use the currency of that country for financial activities.

If you want to invest in real estate in Japan, you can borrow money from any international bank with Midea as collateral. However, when the down payment model is adopted later, it will be difficult for banks outside Japan to intervene, and you must consider wooing a Japanese consortium, and this consortium has no Electronics industry, so Sumitomo Consortium was finally selected by Xu Zhi.

"It's difficult to raise tens of billions of dollars from Japanese banks. We also need to mobilize funds from overseas branches. If this is the case, the interest rate will probably be much higher!" reminded Murakami Yohei.

"The interest can be discussed later." Xu Zhi smiled. Compared with the upcoming increase in exchange rates and land prices, this interest is nothing!

Murakami Yohei nodded, stood up and said, "Okay, in this case, I will convene a board meeting immediately after I go back to discuss this matter. If our bank agrees to this cooperation, I will definitely notify Mr. Xu as soon as possible!"

Xu Zhi also stood up, shook hands and said: "Then I will wait for the good news from your bank, but I also have a time plan for my investment. If your bank delays too late, I will have to find other banks. .”

"Don't worry, Mr. Xu, we will make a decision as soon as possible." Although he faced some threats, the profits contained in this cooperation made him excited.