Reborn Xiangjiang as a Tycoon

Chapter 43 Standard Chartered Senior Class

Around four o'clock in the afternoon that day.

Standard Chartered Bank.

When 19 million US dollars was remitted to Xiangjiang from the United States, Standard Chartered's senior manager Huo Yaohua was alerted. He learned about this from the lobby manager.

As early as half a month ago, when the first 8.5 million US dollars remitted from RB arrived, Huo Yaohua remembered this company from the reports of his subordinates. After all, it was a sum of 3,000 US dollars.

Transfers of tens of thousands of Hong Kong dollars.

With a bank turnover of more than 30 million Hong Kong dollars a year, it is no longer considered a small company in Hong Kong. What's more, it is just a transfer. It is impossible for the banks handling it not to pay attention and want to retain such a big customer.

After all, Huo Yaohua is the senior manager of Standard Chartered, so he just remembered this company, and then asked the managers below to send an invitation letter to this company at the bank's quarterly exchange meeting held next month, so as to communicate more with the boss of the company and retain customers.

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Unexpectedly, not long after this, the company received another transfer of up to 19 million US dollars, and this time it was transferred from the United States. One was from RB, and the other was from the United States. I guess it was an international business.

The total of the two times is more than 100 million Hong Kong dollars. Huo Yaohua can't help but pay attention to this company. No one can guarantee whether this company will make more money in the future. Such big customers must definitely be retained and give them the best quality products.

Serve.

Thinking of this, Huo Yaohua made a decision, but he still asked the people below to investigate the company and the information of the company's boss in detail. Only in this way can he better suit his interests.

After the funds arrived, Lin Baicheng received a notification from the bank, and his contract with Phil Smith officially came into effect.

Phil Smith only stayed in Xiangjiang for two days, and then went back to Los Angeles.

Lin Baicheng personally entertained Phil Smith these two days, so he had no time to do anything else. After Phil Smith left, he immediately went to Standard Chartered Bank.

Lin Baicheng's visit to Standard Chartered Bank this time was not just to transfer money to Yum Securities' company account. If it was just that, his sister Lin Shufang could do it.

When Lin Baicheng showed his company's account and expressed his intention to get a loan, he met the bank manager, and then met the manager of the bank, Huo Yaohua, the person in charge of Standard Chartered Bank in Hong Kong.

Standard Chartered Bank's executive officer Huo Yaohua is actually equivalent to HSBC's executive officer Shen Chow. However, Standard Chartered Bank cannot compare with HSBC in Hong Kong, and Huo Yaohua's ability may be quite different from Shen Chow. Anyway, Lin Baicheng, who wrote entertainment articles before his rebirth, found out

According to Shen Chou's information, it is impossible to find out who was the chief executive of Standard Chartered Bank in this era. This shows that Huo Yaohua was not famous at all in later generations.

"Huo Daban!"

Lin Baicheng was a little surprised that Huo Yaohua, a senior classmate, actually entertained him personally.

"Lin Sheng, I didn't expect that you, a great writer, are not only first-rate in writing, but also a business wizard. In just two months, you managed a successful game company and made a lot of money."

Last night, the people below handed over information about Galaxy Games and its boss to Huo Yaohua. Huo Yaohua was shocked after reading it. He didn't expect that a young man who graduated from Form 5 could build such a huge fortune in just half a year.

He started writing novels in March. Currently, "Wind and Cloud Dominates the World" is popular in Hong Kong and is rated as the best martial arts novel since Jin Yong wrote it. He obtained more than one million Hong Kong dollars by selling the publishing rights of the novel.

Later, I may have obtained more funds through loans, acquired an arcade factory, and then developed and sold games. They were sold in Xiangjiang, Wandao, and Southeast Asian countries. The first big order was US$8.5 million from RB, and the second

The order is $19 million from the United States yesterday.

Huo Yaohua didn't know the cost of Lin Baicheng's arcade machine, but he thought that 20% of the profit should be there. After all, Lin Baicheng didn't have much capital at the beginning. In other words, based on 20% of the profit, Lin Baicheng earned 20 to 30 million Hong Kong dollars.

And this has only been two months since the game company opened for business.

In just six months, he went from an ordinary young man who just graduated from the fifth grade of secondary school to a wealthy man with a net worth of 20 to 30 million Hong Kong dollars. It is not an exaggeration to call him a business wizard.

"You can't even call me a business genius, Huo Daban, you are so complimentary."

Lin Baicheng smiled modestly. He was not arrogant, because he felt that anyone who was reborn fifty years later would have achieved what he has achieved now, and might even do better than him.

"Lin Sheng, you are so humble. At your age, it only took you half a year to reach your current net worth. There are a few people in this world who can be called a business wizard."

Lin Baicheng's modesty surprised Huo Yaohua even more. It was really rare to achieve such achievements at such a young age without being arrogant or complacent at all. Based on this alone, Huo Yaohua felt that Lin Baicheng was not a thing in the pool and would definitely achieve great things in the future.

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Hearing this, Lin Baicheng was no longer humble. He was always humble and complimentary. What's the point of always being like this?

"Huo Daban, I came here today to get a loan from Standard Chartered Bank."

Upon hearing this, Huo Yaohua immediately said: "No problem, Lin Sheng is willing to lend money to us at Standard Chartered. That is to take care of our business."

"Then I wonder how much loan I can get from your bank without any mortgage loan?"

Lin Baicheng looked at Huo Yaohua and asked, if possible, of course he hopes to obtain a large loan without mortgaging the shares of the game company. Although pledging a share loan does not mean that there will be problems with the shares, there is a contingency in everything.

The Glove White Wolf is of course the best.

"This is it"

Huo Yaohua pondered deeply after hearing this, thinking about how much credit loan it would be appropriate to give Lin Baicheng.

If Lin Baicheng uses the shares of the game company to make a loan, as long as the shares are sufficient, Huo Yaohua will not hesitate to borrow even 100 million Hong Kong dollars, but unsecured credit loans are different.

If Lin Baicheng goes bankrupt during the loan period and does not have any collateral, there will be a question mark on how much money Standard Chartered Bank will be able to recover. Therefore, there are still risks in unsecured loans.

However, you should not only consider risks in everything, but also consider retaining high-quality customers.

Lin Baicheng currently conducts international remittances through Standard Chartered Bank, but this does not mean that the other party will always do so. If Standard Chartered cannot show Lin Baicheng's sincerity, Lin Baicheng may completely change banks, which will be a big loss to Standard Chartered Bank.

It's just a big loss now, but if Lin Baicheng develops better in the future, the loss to Standard Chartered will be too great.

Therefore, Huo Yaohua needs to weigh the amount of unsecured loans that can not only demonstrate the sincerity of Standard Chartered, but also reduce the risks of Standard Chartered itself.

(The numbers in the previous chapter were calculated incorrectly and have been revised. If you have already read it, just refresh it.)

(End of chapter)