Reborn Xiangjiang Tycoon Growth

Chapter 1244: Opportunities for Bank Expansion 4

Judging from the current situation, both Heiyun Bank and HSBC are obviously interested in Far East Bank. Qiu Degen has been in business for so many years and began to engage in banking business in the 1950s. Of course he knows what HSBC and Heiyun need. They have the first-generation outlets and licenses in Southeast Asia.

Very attractive to both families.

However, Far East Bank currently has limited assets and scale, and it will have to bear a series of problems such as bad debts, bad debts, bad debts, etc. after acquisition, so the price given will not be too high. In addition, it is currently facing a run, so the price of the brand is almost negligible.

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However, Shardantong’s quotation of HKD 200 million was not very kind. After all, bank branches and office locations are all self-owned properties, and the real estate alone is expensive.

Qiu Degen: "I'm not afraid of Zheng Sheng's jokes. Far East Bank really doesn't have to worry about selling. As you know, since I experienced the real estate crisis in the 1970s, I have been cautious and dare not take too big steps. Although there has been no development like other families in Xiangjiang for so many years.

It’s fast, but the foundation is still very stable.”

"The most valuable thing about Far East Bank is not its business in Hong Kong, let alone the few pieces of land in Hong Kong. Black Cloud Bank and HSBC may be more interested in first-generation business in Southeast Asia."

Qiu Degen's business is very stable, which is not a secret in Hong Kong. Otherwise, he would not have developed much for so many years. Although stability means slow development, the foundation is still very solid. Even if Far East Bank issued a

The problem is, the Qiu family still has other industries that can support it.

In the past, HSBC paid more attention to European and American business, and did not attach much importance to the establishment of branches in Southeast Asia. After all, the European and American business is already enough, and the relationship between the Southeast Asian generations is complicated. HSBC really looked down on it before. As for Black Cloud Bank, it has only been established for a short time. It is still there.

In the midst of rapid expansion, we must clearly distinguish between management and management, so we did not take care of the business in Southeast Asia.

The competition between HSBC and Heiyun is so fierce now. Whoever has more branches can attract more customers. Both Shen Bi and Bao Zixuan know this clearly. Therefore, they will never miss such a good opportunity.

There will definitely be a competition between the two sides.

Knowing that Far East Bank cannot be saved, Qiu Degen definitely hopes to maximize profits. It is not only the selling price of the bank, but also who to make friends with. It will be more beneficial to the Qiu family. After all, selling the bank will mean that the Qiu family has other industries.

To develop, the Qiu family also needs to live.

HSBC and Heiyun are stronger than the Zheng family in every aspect; there is no doubt about this. Therefore, if Qiu Degen agrees to sell Far East Bank to the Zheng family, the only way is to increase the price. Apart from this, there is no other way.

Zheng Yutong, who wanted to understand, smiled and said: "I don't know how much money Mr. Qiu wants. My friend, I will definitely satisfy you in terms of price."

At this time, spending more money to appease Qiu Degen is the wisest choice.

The other party has information about the Zheng family's past at Asia Television. Although Pao Yugang knows it, he can't do anything to him. But the Hong Kong tycoons will definitely have other ideas. At least it will be very difficult for the Zheng family to make friends.

As for spending an extra 100 million or 200 million yuan, Shark Dantong really doesn't care that much at this time. With the steady development of Hong Kong's economy, although the real estate business has been affected to a certain extent, the jewelry industry has made a lot of money. More

Important rare earth minerals can generate huge profits every year, and currently there is no pressure on funds.

As long as Zheng Yutong understands, he also hopes to sell the bank to a layman. The price is one thing. After all, the other party does not have a professional team. It is not that easy to find out the details of Far East Bank. Moreover, Zheng Yutong has screwed the Qiu family very badly this time. , you can definitely use this opportunity to take revenge.

Qiu Degen: "1 billion Hong Kong dollars, otherwise the Qiu family would rather sell the bank to Heiyun Group or HSBC."

Zheng Yutong also asked someone to evaluate before, and Far East Bank was worth about 500-700 million Hong Kong dollars. Now the other party directly offered a price of 1 billion, clearly taking him as a scapegoat. You must know that it is definitely not worth 500 million now, after all, it is facing a run at the moment; and Major banks in Hong Kong no longer accept money orders and checks issued by Far East Bank.

For a bank without credibility, the brand must not be priced at a premium; this is an industry rule.

Although I have money, money does not come from strong winds.

Zheng Yutong: "It's a shame that I still regard Mr. Qiu as my friend. This offer is really insincere."

"In a week, although this offer is a bit far-fetched, it still makes sense. But at this moment, I cannot accept it."

"I don't think either Bao Zixuan or Shen Bi will accept this price."

When doing business, it is normal to ask for prices and pay back the money. However, this price is indeed a bit harsh. Qiu Degen knows that Zheng Yutong will definitely not agree. But he also has his own ideas and believes that the other party will consider it carefully.

Qiu Degen: "One billion Hong Kong dollars is not only the bank price, but also the price of this video tape. In fact, this video tape has no meaning to the Qiu family, but after all, it is related to the cooperation between Zheng Sheng and the chartering king. matters."

"Stabbing someone in the back is not the way of a gentleman."

Zheng Yutong: "600 million Hong Kong dollars, this is my greatest sincerity. If possible, I will send someone over tomorrow to check the accounts."

When there had been no bank runs before, banks could only buy up to HK$600 million; it can be said that Shark Dantong was still very sincere.

Qiu Degen: "Then it's settled, but we must initial an agreement, otherwise I won't trust; and Zheng Sheng must pay half of the deposit. I only accept cashier's checks or cashier's checks from HSBC, Black Cloud Bank or Swiss Bank. Cheque."

After speaking, he directly took out the contract. It seemed that this guy came prepared. Moreover, he didn't even trust his own bank check. It seemed that this guy also had no confidence in the Far East.

Zheng Yutong did not hesitate. After reading the contract, he signed it and attached a check for HKD 300 million from HSBC.

Seeing Zheng Yutong so cheerful, Qiu Degen did not hesitate. He said directly: "Tomorrow is the morning. You can come over to hand over. I will wait for Zheng Sheng at the bank."

What Zheng Yutong didn't know at this time was that the contract date was written as tomorrow, which meant that the contract would not be legally effective until tomorrow.

But there is still a lot of time tonight, and a lot of things can be done; it depends on what Qiu Degen does.

Back in time, when Qiu Degen had just left home, Yuan Tianfan suddenly found him.

Sha Dantong had caused so much trouble for him in Xiangjiang, and Bao Zixuan wanted revenge no matter how good-tempered he was. Therefore, in the Zheng family, there were people reporting various information to Heiyun at any time. It was learned that Zheng Yutong also wanted to buy Far East Bank , Bao Zixuan immediately thought of a way to deal with it.

They are both well-known figures in the banking industry, and Qiu Degen and Yuan Tianfan are very familiar with each other.

Yuan Tianfan smiled and said: "Heiyun Bank has no choice but to do this. Please forgive me, Mr. Qiu."

The Qiu family will definitely have opinions on the first bank that does not recognize Far East Bank's drafts and checks. But since they reported the richest man's privacy, it is reasonable for them to retaliate. It is all business, so they can't blame others.

Qiu Degen said with a smile: "President Yuan is joking, I am not that stingy. But you will not come to me for no reason, so if you have anything, please tell me directly."

The other party does not know that the conversation between Shark Dantong and his son has been monitored. Moreover, Yuan Tianfan will not say this. If it is exposed, the people and wealthy people in Hong Kong will also feel panic. The British will not sit idly by and watch, after all, they are monitoring other people's conversations.

, is an illegal act. In the eyes of Europeans and Americans, personal privacy is very important, and no one dares to risk the world.

Yuan Tianfan said with a smile: "Who gave the video of the conversation between the boss and the chartering king to the son? I don't need to remind you. Zheng Yutong's intention is very obvious. He gave the video to the Qiu family. He is going to attack the Far East Bank. That's it.

You should understand."

"And judging from the current situation, it is almost impossible for the Qiu family to keep Far East Bank. So why not maximize their interests and take the opportunity to retaliate."

Yuan Tianfan is definitely not so kind and has a strong purpose. However, Qiu Degen is still very interested in maximizing interests and being able to take revenge on Sha Ting Tong. Why is the Qiu family like this? It can be said that they all worship Sha Ting Tong.

Give.

Qiu Degen said with a smile: "It seems that President Yuan has already made a plan. As long as it is beneficial to the Qiu family, I have no reason to disagree."

Although he has not had much contact with Bao Zixuan, this person is very upright in his business. He earns his money openly, and he should not stab him in the back. Just like this time, he did not recognize the drafts and checks from Far East Bank in the first place, and even issued them in advance.

The announcement is so aboveboard that no one can find fault with it. Moreover, there was no direct conflict of interest between the two parties before. In addition to the current situation of the Qiu family, one can only choose to imagine the other party.

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