Reborn Xiangjiang Tycoon Growth

Knowing that the matter was beyond his ability, Er Shao Zheng thought that he could not report to his father at the company. If he got angry directly and affected his normal work, then his sin would be even greater. But there are so many brothers and sisters at home,

He was the only one involved in the whole thing; if he got angry, he would definitely bear the brunt.

Under He Saiyun's persuasion, she decided to go home and report in the evening. After all, some things have to be faced sooner or later, and they will always be stabbed. It is better to explain the problem clearly earlier. And the sooner Dad understands the problem, the better the countermeasures can be found in advance.

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In recent days, Zheng Yutong has been very high-spirited. He is the only one who combines the five real estate giants in Xiangjiang and the jewelry tycoon. Now he has successfully acquired a bank, allowing him to enter the financial field. In the future, the Zheng family will have more financing channels, and they don’t even need to be in the financial field.

Worry about money issues.

Seeing his second son coming home with a sad face, Zheng Yutong didn't express his anger. Now, it should be a day of celebration, not for him to mourn for him. What would outsiders think of his son when they see him like this? It's just for himself.

It's embarrassing. Could it be that he had a conflict with his girlfriend? It's really possible that this guy has real feelings.

Zheng Yutong: "You don't want to make your family happy when you go home, do you? A real man has been made like this by a woman. Don't say that he is my son, Zheng Yutong. I can't afford to embarrass that person if I follow you."

Hearing what his father said, Mr. Zheng immediately reacted. He really thought that he had been raped by a woman! How could it be possible? Who was he? It was always him who dumped others; it was really not the girl's turn to dump him.

Second Young Master Zheng thought for a moment and said, "Dad, we were deceived by Qiu Degen."

When Zheng Yutong heard his son say that he had been deceived by Qiu Degen, he instinctively thought it was impossible. Having been cornered by Pao Yugang, how could he deceive him in turn? Qiu Degen was always a serious businessman, and I had never heard of him deceiving anyone.

Zheng Yutong: "What do you think about every day? Do you feel that managing the bank is too stressful? If you are not capable, let your sister or elder brother manage it. Don't be suspicious all day long and embarrass the family."

I don’t even believe it. It seems that I can only speak with facts, otherwise my father will definitely fall silent in his dream. Everyone in the family knows Zheng Yutong’s thoughts. He wants to build the Zheng family into a jewelry, real estate, banking, and mining company.

, a family with high technology and a whole body, has only one imaginary enemy, and that is the Heiyun Group.

Of course he would not admit it if he said he was deceived now; the bank acquisition was a crucial step for the Zheng family, and it was the time to promote the Zheng family's strength to the people of Xiangjiang, so how could he be deceived.

Mr. Zheng said with a serious expression: "Qiu Degen has hollowed out the Far East Bank, and the 18 branches in Southeast Asia were separated as early as two years ago. There is no affiliation with the Hong Kong Far East Bank at all. Both parties are at best partners."

"Far East Bank is called Hong Kong Far East Bank in Hong Kong, but the company registered in Southeast Asia is called Nanyang Far East Bank. What we are acquiring now is Hong Kong Far East Bank, which does not include its business in Southeast Asia at all. In other words, Zheng's

If banks want to enter the Southeast Asian market, they must reorganize branches, otherwise they have no other choice."

"And it is now impossible to acquire those 18 branches. Heiyun Bank has taken a step to the rescue. At present, Heiyun has sent management personnel in and started to connect with the Xiangjiang headquarters."

"At the same time, Nanyang Far East Bank stated that it will no longer cooperate with Zheng Bank. In other words, we have lost a generation of business in Southeast Asia."

Zheng Yutong was extremely angry when he heard that Qiu Degen played this trick with him. He must seek revenge when he finds an opportunity. The Zheng family has never suffered such a big loss.

Seeing that his son was hesitant to speak, Zheng Yutong said angrily: "If you have any other problems, tell me all at once. I'm not that fragile and the sky can't fall."

After all, he is a tycoon-level person, and his mental endurance must be much stronger than others.

This is why Second Young Master Zheng dared to go home and report, because he believed that his father's mental quality could definitely bear it.

Zheng Ershao: "The split of Far East Bank is just a small problem. As long as we are willing to spend money, we can still build a new branch in Southeast Asia. After all, Far East Bank still retains the banking licenses of various countries in Nanyang, but it will take some time and energy."

"But Hong Kong Far East Bank has a bigger problem, at least in terms of lending, there are too many irregularities."

"Hong Kong Far East Bank has a total loan of HK$12 billion, of which 10 billion may not be recovered."

Hearing that 10 billion in bank loans cannot be recovered, not only Zheng Yutong, but the entire Zheng family can't sit still. What kind of concept is this? The Zheng family needs to spend 10 billion Hong Kong dollars to put in real money.

Zheng Yutong said nervously: "If this was the case, Far East Bank would have collapsed long ago and would not be able to survive now. Moreover, Qiu Degen's business has always been very stable, and there should not be so many bad loans."

In fact, signing the contract without thorough investigation has a lot to do with Qiu Degen's usual business strategy. Xiangjiang's economy has developed rapidly in recent years, and many people have entered the real estate industry to make money. The Qiu family only builds some hotels and tourism projects, and does not touch real estate at all. This makes

It failed to keep up with opportunities and its development lagged far behind other families.

You must know that 20 years ago, the Qiu family was much stronger than the five real estate tigers; the current situation has a lot to do with Qiu Degen's step-by-step strategy.

I would like to ask such a person, how could he not investigate clearly before taking out a loan? A loan of 12 billion yuan cannot be recovered even if it is 10 billion yuan. What is the concept of this? If you open a bank like this, your family business will have been ruined long ago.

Seeing everyone in the family looking at him, Er Shao Zheng knew that he must explain the matter clearly, otherwise he would not be able to calm down tonight.

Mr. Zheng said in a lively tone: "The problem is that Qiu Degen did this deliberately to set a trap for our Zheng family. He used high-quality loans from Far East Bank in exchange for non-performing loans from other banks. And the dates were all the day before our family acquired the bank."

"That is to say, we started to deal with this matter before the negotiations with my father were completed, or even before the negotiations. After all, the Qiu family has been running banks for many years, and they must know the heads of the major banks in Hong Kong."

"Now, of course, people will agree to exchange high-quality loans for bad loans from other companies. They will even give high subsidies. After all, the loans exchanged are basically unrecoverable; some even the lenders have passed away. And the loans exchanged back,

They are all reputable companies and individuals.”

"Not only will it not be a burden, but it will also add a stable customer. In short, if the bank wants to come back to life this time, it will need to invest at least 10 billion Hong Kong dollars."

After that, he handed over a copy of the bank loan and an analysis report on each loan to Zheng Yutong.

At this time, Zheng Yutong couldn't care less about his demeanor and started to look at it immediately.

Fortunately, bank loan contracts have a unified format, and you only need to look at the specific amount. The main thing is to look at the analysis report. After all, he does not understand the specific situation, so he still needs to look at the analysis of professionals.

He Saiyun's professional ability is definitely not bad; after all, she has a good family background and graduated from a prestigious school. Therefore, the analysis of each loan is very accurate, at least Shardantong cannot find any faults.

The status of some borrowers shows that they are deceased, and their family members have immigrated. I wonder how such loans can be recovered; some are serving time in prison and have no relatives.

There are various signs that this is a big trap. Qiu Degen wants to trap him to death. Combined with the previous attitude of the other party, it turns out that the old boy has already planned it.

Qiu Degen and Pao Yugang were from the same hometown. Could it be that there was also a charter boat king involved, and they were acting for him before? The more he thought about it, the more likely it was. At this time, Zheng Yutong began to doubt everyone around him.

Although they have successfully entered the banking field, the price is too high. The Zheng family can get 10 billion Hong Kong dollars, but it will affect many major projects. And no matter who is cheated of 10 billion Hong Kong dollars for no reason, they will not

Comfortable.

Seeing the professional analysis report of the loan, Zheng Yutong immediately thought of something, so he said: "Who made this report? It should be your new lawyer girlfriend!"

At this time, the family, especially Mrs. Zheng, was also very surprised. After all, everyone in the family knew what Mr. Zheng was like. Unexpectedly, he had a lawyer girlfriend quietly. It seemed that he had grown up and knew what he was like.

The woman is even more suitable for him.

Mr. Zheng didn't say anything, but nodded slightly and gave a positive answer.

Zheng Yutong: "What is her opinion?"

Mr. Zheng: "You can file a lawsuit against the Qiu family, but it is unlikely to win the lawsuit, but it is not hopeless at all. There is also a direct application for bank bankruptcy to minimize the loss. The other option is to spend 12 billion Hong Kong dollars.

funds, revitalize banks; and then actively develop first-generation business in Southeast Asia."

"As Asia's financial center, Xiangjiang has a strong ability to radiate to surrounding countries. We can fully use this advantage to develop and expand the bank."

"Currently, for European business, customers will first choose HSBC; for mainland China business, they will choose Heiyun; for U.S. business, they will choose HSBC and Heiyun; for Japanese business, they will choose Sumitomo Bank and Heiyun Bank."

"Although Heiyun Bank successfully acquired Nanyang Far East Bank, it will take some time to digest it. Xiangjiang Far East Bank still retains a first-generation banking license in Southeast Asia. Perhaps only in this way can it have a chance of survival."