Reborn Xiangjiang Tycoon Growth

Corporate bonds refer to loan certificates issued by a joint-stock company to increase capital within a certain period of time. For the holder, it is just a certificate for providing a loan to the company, and it only reflects an ordinary creditor-debt relationship. The holder

Although they do not have the right to participate in the management activities of the joint-stock company, they can collect fixed interest from the company every year according to the provisions of the coupon, and the order of interest collection must be before the shareholder dividends. When the joint-stock company goes bankrupt and liquidates, the principal can also be recovered first. The maturity of corporate bonds is longer.

Once the bonds mature, the joint-stock company must repay the principal and redeem the bonds.

Generally, it takes ten years for corporate bonds to be redeemed, but Shardantong had just acquired Far East Bank after all, and was worried that the Qiu family or other insiders would cause harm. Therefore, the bond redemption time was shortened a lot, and the first issue only took 45 days. This is to give everyone a taste of it.

Sweet, 3-year bonds are his ultimate goal.

After three years, corporate bonds can be exchanged for rare earth mineral company stocks, which is very attractive. Although it has been so long, the people of Xiangjiang are very enthusiastic about rare earth minerals. The Huo family, the Bao family, and the Dong family are rare earth companies.

As a founding shareholder, the family assets doubled.

Many people in Xiangjiang also believe that rare earths are more precious minerals than gold. Now some companies are issuing rare earth corporate bonds, and they can also be redeemed for stocks in the future. This is definitely a plan that will drive all Xiangjiang citizens crazy. If it is done well

, there will be no cap on bond sales at all.

But Shen Bi was not happy at this time. He had been very reluctant when he agreed. In front of Bao Yugang, he did not dare to hesitate at all. It was just that he took the initiative to go to the other party and now the other party made a request; he directly disagreed because he was afraid of taking risks.

So what would Pao Yugang think? He would definitely think that he was deliberately trying to trick him; let alone dating him in the future, it might be difficult to even meet him.

Bao Yugang's request is very simple. He wants his consent to issue corporate bonds; the prerequisite is that HSBC can endorse the bonds issued this time.

In other words, no matter what the rare earth mining company looks like in the end, even if there is no fund payment, it doesn't matter, because HSBC will cover the whole situation. Although HSBC's high issuance fee is given, compared with the risk, Shen Bi can't help but feel a little worried.

He knew the state of Far East Bank very well. If there was a problem in that link, HSBC would also be in trouble. But now Bao Yugang must not be allowed to have any doubts. Although he was reluctant, Shen Bi decided to reveal the truth.

Ever since he was videotaped by the Charter King without his knowledge, Bao Zixuan has been thinking about taking revenge. Therefore, he has been monitoring the Charter King for a while, and today he finally got the desired result.

Xiao Mo used to be an employee of the Heiyun Security Department, because he had worked as a scout before; and his appearance has no characteristics, which is difficult to find in the crowd. In addition, he has strong anti-reconnaissance capabilities, so he has excellent

After completing several missions, he was entrusted with important tasks by Peng Yifei; he is currently considered the number two figure in the Black Cloud Intelligence Department.

Peng Yifei has been on a business trip in Europe recently, causing an emergency at the headquarters, which was handled by Xiao Mo. At this time, Xiao Mo not only knew that Zheng Yutong and Shen Bi had gone to Charter King's office, but also recorded the conversation.

When he learned that several of them wanted to issue corporate bonds, he immediately came over to report to Bao Zixuan.

Xiao Mo came to Bao Zixuan's office. Fortunately, he had been told that as long as the boss's office was unoccupied, he would be arranged as soon as possible.

Seeing Xiao Mo coming in, Bao Zixuan smiled and said, "Is there any breakthrough on Bao Yugang's side?"

The investigation of Bao Yugang was a task arranged by him personally. Xiao Mo came to report at this time, which is definitely related to this matter.

Xiao Mo was a scout after all, and some habits may never be changed in this life. He said simply and directly: "Boss, just now, Shen Bi and Zheng Yutong came to Bao Yugang's office. They have to do things together again, and this The second is the tripartite alliance.”

"Zheng Yutong proposed to issue corporate bonds in the name of Rare Earth Minerals Company. There are two types of bonds; one is short-term bonds, which can be redeemed in one and a half months, with a yield of 3%; the other is long-term bonds, which can be redeemed in three years, with a yield of 3%. It can actually reach 72%, and you can choose to buy company stocks when redeeming; there is definitely a conspiracy here, otherwise no one would offer such a high return."

If you say one and a half months, the 3% return is easy to explain. After all, it is similar to the interest rate on private loans, so it is not that scary. But the 72% return in three years is indeed a bit scary.

Normally, this kind of high-interest borrowing is short-term behavior. No one can guarantee that there will be such high returns in the long term. Therefore, it is more of a scam, but the bonds jointly issued by the world's shipping king Bao Yugang and the jewelry king Zheng Yutong; With the endorsement of HSBC, the people of Xiangjiang will inevitably go crazy.

The probability of the bond issuance being successful is very high, at least the public will buy it. Considering that Zheng Yutong has discovered many problems in Far East Bank, at least one branch in Southeast Asia has been sold by the Qiu family. There are also more than 10 billion Hong Kong dollars in non-performing loans, Shark Dantong must be very It’s clear. The Zheng family’s purpose is very obvious at this time, they must be hoping to get funds.

As for why Shen Bi agreed, it is better to explain. Not only can he earn a considerable amount of issuance fees, but he can also take the opportunity to attack small and medium-sized banks in Hong Kong.

Funds will not be transferred out of nowhere to purchase bonds issued by rare earth mineral companies; then the funds deposited in other banks will naturally decrease; it may even cause a run on small and medium-sized banks in Hong Kong.

Once this situation occurs, it will be an opportunity for HSBC to merge and acquire other banks. With the strong rise of Heiyun Bank, the small and medium-sized banks in Hong Kong will have a very difficult time. If a run crisis occurs now, it will definitely not be able to survive; bankruptcy, Bankruptcy is very likely; being acquired may be the most ideal outcome.

After Bao Zixuan called, Yuan Tianfan came to the office. Although Bao Shoufang knew a little about corporate bonds, he was definitely not as professional as Yuan Tianfan. It was better to listen to the opinions of professionals first.

Yuan Tianfan also just came back from Southeast Asia. Fortunately, the trip went very smoothly. When he learned that it was Heiyun Group that acquired Nanyang Far East Bank, both the local government and the bank employees were very cooperative. It can be said that it was a green light all the way, which is the best in the history of corporate acquisitions and mergers in the world. , are very rare.

This is the benefit of building a reputation. The richest man in Xiangjiang can drive the local economy and increase employment. The employees of Heiyun Group are treated very well. This is recognized in the world, so of course there will be no resistance.

Xiao Mo played the recording of the conversation between the three people, and Yuan Tianfan and Bao Zixuan listened carefully.

After the recording finished playing, Bao Zixuan said with a smile: "These people are going to cause trouble again, how should we deal with it."

As for why the boss had this recording, President Yuan didn't ask much. As long as he did his job well, he couldn't interfere too much. And the boss asked him to listen to the recording directly, which was enough to explain the problem. At least, his trust has risen to a higher level. .If you have other thoughts, you shouldn’t.

Yuan Tianfan: "The purpose of Zheng Yutong's issuance of corporate bonds is very obvious, which is to absorb more funds. Why did Shen Bi help him? In addition to being a partner and making huge profits, the key is that he can also attack other small and medium-sized banks in Hong Kong. Then HSBC can become the savior and take the opportunity to acquire other small and medium-sized banks."

"As for Bao Yugang, I don't know if the boss has noticed it; Shen Bi said that he can help the Bao family get what they want most. Now that Shardantong has acquired Far East Bank, Bao Yugang will definitely have ideas. Shen Bitong and Bao Yu Gang has a very close relationship, and HSBC employees are basically aware of their relationship."

"Shen Bizai understands Pao Yugang's idea of ​​controlling a bank. However, he was previously a director of HSBC, and the banking law stipulates that he cannot acquire other banks."

"But now the Bao family is no longer what it used to be. At least in terms of capital scale and influence, no one can ignore it. It is fully capable of controlling a bank and developing it."

"The issuance of bank bonds means that there will be a run on small and medium-sized banks. Some banks will definitely not be able to withstand it. Bao Yugang can take advantage of the opportunity to act; I guess this is the reason why he can agree. After all, the charter king is not as good as Shark Tong at this time. Lack of money.”

Professional matters should still be left to professionals for analysis.

Bao Zixuan also lamented that the analysis was much more accurate than his analysis. At least the three people had very clear goals, and they couldn't find any reason to refute it.

Now that we have found the problem, we can just prescribe the right medicine. But if a run occurs on small and medium-sized banks, isn't it also an opportunity for Heiyun Bank?