Reborn Xiangjiang Tycoon Growth

Now that Zhuang Shiping has named him, Wu Yisun cannot stay out of the matter. Moreover, the matter itself is closely related to him. The situation of Wing Lung Bank is not much better than that of the other three banks.

But Wu Yisun was also very embarrassed at this time. After all, he didn't get any news from Qiu Degen at all. Although the two often got together, Qiu Degen acted according to the rules and he had nothing to say. But no matter what, today

Come up with an attitude. At the same time, everyone must also agree on the same opinion. If you don't think of a solution, Wing Lung Bank may really have nothing to do with the banker.

Wu Yisun's grandfather Wu Yikang established the Zhaolong Bank in Yangcheng in his early years and became famous far and wide. Later, due to civil war and natural disasters, his family gradually declined. Wu Yisun had a difficult childhood. Although he was talented, his family was poor and he dropped out of school at the age of 14.

Then he went to work at Tai Lai Bank in Hong Kong.

With no ancestral support or support, he could only start as a handyman. Wu Yisun Ya was diligent and cautious, worked hard and tempered himself in a difficult environment. He was humble and diligent, and he learned how to do business amidst the tedious chores.

The recipe was highly appreciated by the boss Wu Jiming

, received guidance from many sources, and became the boss's deputy at the age of 20. In 1933, with the trust and support of many friends, he raised 44,500 yuan and founded Wing Lung Bank in Bonham East Street, Hong Kong.

In the first year after that, he made a profit of more than 9,000 yuan.

When it comes to the difficulty of starting a business, Wu Yisun is definitely more difficult than the other three. This makes him extremely tenacious and never admits defeat. But at this time, he also felt powerless. In the face of absolute strength, Wing Lung Bank was almost breathless.

.If it were not for Feng Yaojing's organization, he would have thought of closing the bank directly or selling it. Let's see what other industries his family can work in. After all, he is 80 years old and can't move much.

Seeing that several other brothers are thinking about gambling, the Wu family cannot give in because it is not the family style.

Although there is competition in Xiangjiang Private Bank, this competition is still very benign. At least it will not add insult to injury and take advantage of others' danger. After all, everyone knows the truth of losing one's words and losing one's teeth, so to protect other banks is to protect oneself.

Wu Yisun: "I made a special trip to Qiu's house today, but Qiu Degen didn't mention anything about the bank at all. As for the specific situation of Far East Bank, he didn't reveal a word. Mr. Qiu also followed the rules, so I can't blame him.

.”

"But we can analyze it from another angle. After all, before the Qiu family sold the bank, they exchanged loans with several of us. Not only us, Heiyun, HSBC, and Standard Chartered also exchanged loans with the Qiu family. Yes.

It is said that most of the non-performing loans in Hong Kong are currently in the hands of Zheng's Bank. This means that Zheng's Bank currently holds more than 10 billion Hong Kong dollars in non-performing loans, and it should be very short of money."

"Even if Zheng Jiajia has a great business, it will be unable to do anything in the short term in the face of a deficit of tens of billions of Hong Kong dollars. That's why Zheng Yutong thought of raising funds through the issuance of rare earth mineral company bonds. HSBC Shen Bi must know the situation of Zheng's Bank. But

In the face of huge profits, and it can hit several of us, Mr. Shen will definitely give up some principles."

"At the same time, he also has absolute confidence in rare earth minerals. Even if there is a problem with Zheng's Bank, as long as the rare earth minerals in southern Guangdong Province are still operating, then there will be nothing and there will be no risk at all."

"Shen Bi knows what the status of Zheng's Bank is, but the chartering king may not know that. Therefore, can we start from this aspect? With the strength of several of us, we are definitely no match for others. The best way is to start from within. Destroy the enemy."

"Of course this is just one of them. The second point is to see if we can contact Heiyun Group. The relationship between Bao Zixuan and Zheng Yutong has never been good. The last time Heiyun Bank suffered a run, it was Shadantong who was behind it. If If Mr. Bao is willing to help, then things will be much easier to handle."

After hearing Wu Yisun's analysis, several others still agreed with it.

Liao Liewen knew that he had to express his opinion. Although these were uncles, he was the family leader at this time and the chairman of Chong Hing Bank. So he said directly: "Actually, the second son-in-law of the chartering king has already contacted me. "The meaning behind the words is very obvious; ask me if I have any intention of selling Chong Hing Bank."

"It means that Bao Yugang also wants to buy a bank at this moment. Maybe he has had the idea for a long time; maybe he saw that the Zheng family successfully acquired the bank and didn't want to fall behind. In short, no matter what it is, the Bao family wants us to be unlucky at this time; and then You can buy your bank at the lowest price."

Since you want to acquire a bank, you must contact him in advance. It would not be appropriate for Bao Yugang to come forward in person, so he left it to his second son-in-law to handle the matter as appropriate.

At present, there are only four banks in the Hong Kong market that are most suitable. Compared with Chong Hing Bank, the other three founders are still there. And some are older than Pao Yugang. It was not very convenient for Wu Guangzheng to negotiate in the past; therefore, the first one was The target is Chong Hing Bank.

Although Liao Liewen is not weak in ability and has experienced some storms, it is inevitable that he will have some emotions and tempers of the rich second generation. In addition, the age difference between the two is not big, and they know how to adapt. Of course Wu Guangzheng will put his first target Chong Hing Bank; maybe in his mind, this is a good breakthrough.

In fact, no matter which bank is acquired, it does not matter to the Bao family. It is because Far East Bank is in the hands of Sha Dantong that it has gained the trust of the citizens of Hong Kong; it is precisely because of the existence of Bao Zixuan that Heiyun Bank can become the number one bank in Hong Kong.

The Bao family has been doing business in Xiangjiang for many years and has always had a good reputation. I believe the public will definitely buy it.

Hearing that the Bao family had set their sights on Chong Hing Bank, several other companies immediately felt that something was not good. It would be difficult or even impossible to defeat the enemy from within. It turned out that the Bao family also wanted to acquire a bank. No wonder the chartered ship king I will be so supportive. Even though I knew that Far East Bank had problems, I still spared no effort.

It is easy to explain now, everything is for profit. For the super rich, owning a bank can not only enhance the strength of the family, but also make things much more convenient. At least in terms of funds, there is no need to worry too much.

Bao Shaofu is a good example. The construction of Heiyun Town is so fast; Heiyun Bank must have contributed to this. And depositors will not have any objections to this. After all, all subsidiaries of Heiyun Group are very healthy. The revenue generation capacity is super strong. It is much better to lend their deposits to high-quality enterprises than to fail to collect the loans.

Now that the chartering king also wants to enter the banking industry, the living space of small and medium-sized banks in Xiangjiang will become smaller and smaller in the future. Without taking some measures, they may really have to withdraw.

Feng Yaojing: "With the addition of super tycoons such as Bao Zixuan and Zheng Yuping, the living environment of Xiangjiang Bank has become very bad. Although each of us has small assets, compared with the super tycoons, we are still far behind."

"If we don't unite, we can only be at the mercy of others. Therefore, I have a suggestion, which is to merge our four banks and establish a new bank. Only in this way can we have a chance of survival."

"At the same time, we have formed an alliance with Heiyun Bank. Currently, Zheng Yutong, Bao Yugang, and Shen Bi are coming fiercely. If we don't find an ally, even if we gather the strength of the four banks, we may not be our opponents. Depositors are very realistic. Who gave it to them? The interest rate is high; whoever allows them to make money will naturally put the money in that bank."

"Fortunately, we are not without any advantages. At least the non-performing loans of each company have been dealt with. As long as we work together and survive this period, I believe Zheng's Bank will definitely have problems first."

It still makes sense, but it is also very difficult to merge four companies. How to evaluate the assets and how to distribute the shares are all issues that need to be considered.

Seeing that everyone was silent, Zhuang Shiping, who knew something about the situation, said helplessly: "If the four of us merge, there may be many problems. Besides, water from afar cannot quench the thirst of the near. After all, the merger of the four banks will take a certain period of time. The issue of share distribution also needs to be considered. It’s definitely not enough time.”

"As for cooperation with Heiyun Bank, we can consider it. After all, it is not a secret that Bao Zixuan and Zheng Yutong have a bad relationship. But the prerequisite for cooperation is capital. Now what capital do we have to cooperate with others? Without us, Heiyun Bank will still develop. , and you may not know it yet.”

"Far East Bank had separated its business in Southeast Asia two years ago and established Nanyang Far East Bank separately. It only had a cooperative relationship with the Xiangjiang headquarters. At this time, the 18 branches of Nanyang Far East Bank had been acquired by Heiyun Bank. It is still unclear whether Bao Zixuan will have any ideas about our bank."