Reborn Xiangjiang Tycoon Growth

If Chinese people want to control the financial industry in Hong Kong, they must have matching strength. It is definitely impossible to rely on Heiyun Bank alone. After all, there are so many investments and financial institutions from HSBC, Standard Chartered, and the United Kingdom, and it is impossible for Bao, the richest man, to dominate the sky with one hand. But

Joining forces with other Chinese tycoons in Hong Kong is a good choice.

At the same time, Bao Zixuan is not worried that they have other ideas. On the one hand, their strength does not allow it. More importantly, the bank equipment and systems are provided by Heiyun Group. If you really dare to have any evil intentions, then forget about bank customer information and deposit information.

Yes. Of course, this is only the last resort. It cannot be used easily; if it is used, it will seriously affect the reputation of Heiyun Group.

Bao Zixuan smiled and said: "What was I doing at that time! Hu Sheng sent me money. It is definitely the same equipment as Heiyun Bank. At the same time, to show sincerity, Hu Sheng and others can visit the server room of Heiyun Bank."

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"Hu Sheng studied in the United States, and of course he knows about the application of industrial computers in modern banking. Currently, all counters of Heiyun Bank are operated by computers and are directly connected to the main server. It is not only convenient and fast, but also less prone to errors."

"Heiyun Group can provide banking systems and open source code. But you really need to find someone to program the core data yourself. In case you don't make it clear later, I'm afraid of taking responsibility!"

Unlike other tycoons in Xiangjiang, Hu Yingxiang is also a top student who graduated from a prestigious American school. Of course he knows what the American banking industry is like. It can be said responsibly that the gap between these banks in Xiangjiang and Wall Street is at least 30 years.

Although I don’t know what Bao Zixuan’s purpose is for doing this, this guy has never cheated his partners. Moreover, they have analyzed before that Heiyun Group will definitely support it fully. After all, this will not only sell the company’s products and make a lot of money, but also

It can enhance the strength of Chinese businessmen and achieve multiple goals with one stone.

What Huo Yingdong said was very reasonable, although Bao Zixuan was unwilling to cooperate with them. Maybe everyone did not do the right thing when covering the affairs of Huo Dong Mining Company last time, which broke his heart on the one hand; more importantly, it was

With his strong character, he must have complete control over business management.

Typical of the tycoon's style, major decisions must be obeyed by him; even if it is a wrong decision, it must be carried out unconditionally. We are all tycoons, how can we stand this. Therefore, it is best for Baohuodong Mining Company to be split up

choice. Perhaps there is another concern, and that is the monopoly issue. 70% of rare earth mineral reserves are reserved, but it has absolute pricing power. Currently, such an arrogant company is not allowed to exist in the international market.

Not to mention that the company is in mainland China, even in the United States.

Hu Yingxiang said with a smile: "Sheng Bao is a professional in this field, and he will give us some guidance when the time comes. The equipment fully complies with the standards of Black Cloud Bank, and you can even place an order now."

When I heard that the other party had not yet succeeded in acquiring it, I dared to place an order directly. But if I thought about it carefully, there was really no reason for failure in the cooperation between the three companies.

Bao Zixuan smiled and said: "Hu Sheng, don't worry, the industrial computer Heiyun Group can allocate production capacity, and other supporting facilities are in production at any time, so there is no need to worry."

"It's better to recruit more computer talents now. Banks want to grow and develop in the future. Not only professional financial talents, but also computers are equally important."

Hearing what Bao Zixuan said, Hu Yingxiang immediately understood what he meant. Everyone is smart, and some words cannot be said too straightforwardly.

The two people, whose drinking capacity is very different, only drank one bottle of red wine. That is to say, they are worried that the rich man Bao will not have enough fun, otherwise for someone who can usually drink a bottle of foreign wine for a month, it is impossible to drink so much with you!

Fortunately, the goals of both parties have been achieved, and Bao Shoufao has successfully formulated banking standards; at least regarding banking systems and equipment, external banks have already adopted them. Although this bank has not yet been successfully acquired, even this is a huge progress.

As for Hu Yingxiang, if Bao Zixuan promises not to compete with him, everything will be much easier to handle. Except for Heiyun Group, others in Xiangjiang want to compete with the three of them; it really depends on whether the family is strong enough and whether the body is so strong.

It can be said that Yongheng Bank is already in their possession, and they are just waiting for good news from the eldest son of the Dong family.

At the same time, in a teahouse near the head office of Wing Hang Bank, the eldest son of the Dong family was having talks with Feng Yaojing, chairman of Wing Hang Bank.

The division of labor was very clear before. Due to his identity, Huo Yingdong did not participate in the specific negotiations. He only sat in the rear and negotiated with China Mainland on the bank's entry. Hu Yingxiang was responsible for communicating with Bao Zixuan to prevent the other party from participating, and purchasing banking equipment; of course

It is best to be connected to Heiyun Bank. At present, it seems that Hu Yingxiang has achieved satisfactory results; now that everything is ready, it only depends on whether Mr. Dong can convince Feng Yaojing.

At this time, Wing Hang Bank is in a very difficult situation. Today alone, the bank's capital reserves have decreased by HK$600 million. Together with the investment in advertising regardless of cost, the effect is very obvious.

If the current situation continues, it may not last for less than a month. Opening a bank requires capital, but the assets of the families that opened banks in the early days are not necessarily very rich. Most of them absorb deposits and then lend them out to earn an interest difference.

However, if depositors want to withdraw their deposits, they will give the bank up to three days. Even if it is an amount of hundreds of millions, it will not take more than a week.

But it is not that easy to recover the loan. Therefore, once a run breaks out, if you are not strong and have no strong allies, it will be easy to collapse. Back then, Bao Zixuan was known as the richest man in Hong Kong, but when facing a run, he also needed to come from abroad.

The reason for mobilizing funds back is that bank funds must be loaned out, otherwise how can we make money? If we just keep the money somewhere, it will probably go bankrupt faster!

Wing Hang Bank does not have the strength to secure the richest man, so it can only pray for a miracle, otherwise there is nothing we can do.

Feng Yaojing: "Sir Dong, we are all busy people, so if you have anything to say, please just say it."

As an old man who has been working in shopping malls for many years, of course he knows what is going on when Mr. Dong comes to visit. However, there are some things that cannot be said clearly. Maybe it is better to let the other party take the initiative; it would be good to have a little initiative.

Mr. Dong said very seriously: "Feng Sheng, since you asked, I have nothing to hide. I came here for the affairs of Yongheng Bank, but I came here to say that I want to acquire Yongheng Bank."

Seeing that the other party was not hiding anything, he spoke very frankly. At least he showed his sincerity, and it was much better than others. When the Feng family wanted to acquire a company before, they would definitely help analyze the company's difficulties, and then

Belittle him. But the other party didn't do that, perhaps out of disdain, or perhaps to show his attitude.

I'm just here to talk to you about the bank acquisition. I don't want to hear about other things; I'm not interested in knowing.

Feng Yaojing: "We are all smart people. It seems difficult for the Feng family to keep Wing Hang Bank, but Dong Sheng is not the only buyer! So I want to hear the specific price and then make the final decision."

Typical to tell you, good goods don’t have to worry about buyers. Mr. Dong was well prepared and said with a smile: “There will be many families and companies that want to acquire Wing Hang Bank. After all, with Zheng Yutong entering the banking industry, other families will not fall behind.

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"But this time the Dong family, the Huo family, and the Hu family are united; just imagine who else will compete with us."

"And just now, Hu Sheng has reached an agreement with Mr. Bao. Black Cloud Bank will not acquire Wing Hang Bank. If you don't believe it, you can verify it."

"As for the chartering king family, their target has always been Chong Hing Bank. Therefore, there is no competition. Feng Sheng is a smart man and should know what this means."

"Maybe there are other buyers from Wing Hang Bank, but Feng Sheng himself is not sure whether the price can be higher than what we paid!"

"There are currently four banks in Hong Kong to choose from, and we are not necessarily hanging on the Yongheng family. What is the current state of the banks? Even if media reports cannot explain the problem, doesn't Feng Sheng himself still know it?"

I heard that it was a joint venture between three companies, and even convinced Bao Zixuan. In addition, the charter king’s goal was very clear, and it had always been Chong Hing Bank. In other words, unless the bank was sold to HSBC, but with Shen Bi’s stingy character, he couldn’t give much money.

.Perhaps selling to three joint ventures is the best option, and it can also create a good relationship!

But at this time, Feng Yaojing was still very unwilling. It has been nearly 40 years since he founded the bank in 1937. During this period, he has not seen any storms. Is there really no hope at all?