Reborn Xiangjiang Tycoon Growth

Chapter 1282 Banking changes day 5

Just after Zhang Yuliang announced the successful acquisition of Nanyang Commercial Bank, Zheng Yutong, Shen Bi, and Bao Yugang started secret talks in the chairman's office of HSBC Bank. Although they did not want to have anything to do with Shadantong, they now wanted to It's impossible to get rid of the other party. If he really does that, the Bao family will definitely pay a heavy price.

But as Nanyang Commercial Bank was acquired by the Zhang family, Shen Bi felt a lot more relieved. There were too many people coming to the bank to buy bonds from rare earth mineral companies in the past few days. This was originally a good thing, and he didn't have to bear the responsibility if something went wrong. After all, he was just doing it. For a publisher, it only earns a handling fee.

But he knows better than anyone what state Zheng's Bank is in. If there is a problem with the bonds, it will inevitably affect HSBC. After all, HSBC endorses the bonds, but it has to bear huge losses. There is another point that worries him. That is the Charter King.

At this time, Bao Yugang still didn't know what was going on between him and Sha Dantong; if the other party knew about it, he would have known that Zheng's Bank had absorbed so many bad loans; and if he wanted to drag the Bao family into trouble, the relationship between the two would inevitably break down. At the same time, Chong Hing Bank has nothing to do with him. The transition from professional manager to boss may be difficult to achieve.

Zheng Yutong first said: "Bao Sheng, Shen Sheng; that guy Bao Zixuan actually asked his father-in-law to come forward to acquire Nanyang Commercial Bank. It seems that he will definitely start a competition with us."

"And I also heard that Lee Shau Kee, Li Chaoren's Wing Lung Bank, and the Wing Hang Bank of Huo, Dong, and Hu have all reached an agreement with Heiyun Group. In the future, they will purchase the same office equipment and ATM automatic deposits from Heiyun Bank. Cash withdrawal machine.”

"Although I don't want to admit it, Heiyun Group is indeed ahead in the field of bank office systems. If our banks don't have ATMs, how can we compete with others?"

"After all, labor costs are one thing, and the most important thing is not being able to provide 24-hour service."

What is the bank fighting for? Financial strength is one aspect, but more importantly, service. The reason why Black Cloud Bank has grown so rapidly is because it has a large number of ATMs in every corner of Hong Kong. To put it bluntly, even a dancing girl; on the way home at night Being able to save money is relatively safe.

But so far, only Heiyun Bank can do it. Now there may be several more banks; but among the new ones, Zheng's and Bao's banks are not included.

HSBC can rely on the huge advantages it has accumulated in the past to survive by doing some businesses that other banks cannot do. But rare earth bonds are only temporary and cannot last long. Recently, bank funds have been increasing every day, but they will have to pay high prices in the future. Interest.

If there is a problem with the rare earth mineral company, then the Zheng family and the Bao family, including HSBC, will definitely not have an easy time.

Although Pao Yugang doesn't like Zheng Yutong, for the sake of profit and the survival of the bank, he doesn't care about so much at this time. To put it bluntly, businessmen are like this in nature, and no one will have trouble with money. If it was just Zheng Yutong, he might still consider it. .But now that Shen Bi is also around, we can only form a tightrope and cooperate again.

It can be said that the relationship between the three of them is very interesting. Two Chinese tycoons actually need a British tycoon to connect them in order to communicate and cooperate. The most important thing is that the two of them are very familiar with each other before and have collaborated on many projects together.

Bao Yugang: "Shen Sheng, now that we have all entered the banking industry, we must develop our own bank. This is not only a matter of making money, but also involves reputation."

In fact, Shen Bi certainly understands what the charter king said. After all, these Chinese tycoons attach great importance to reputation compared to making money. Moreover, this is also related to the issue of obtaining and allocating resources. Investments always lose money, and family assets are severely reduced. Then other families or forces will not seek cooperation with you in the future, and the government will not invite you to invest, and many opportunities will be lost.

At this time, Taipan Shen began to regret. If he had known that Pao Yugang would invite him to run Chong Hing Bank together, there would not be so much trouble. Some of HSBC's resources can be fully utilized. Although there is the principle of avoidance of competition, it can be operated in secret .But it's too late to say anything now. There is only one way to go.

Saving Shark Dantong means saving himself, there is no other choice.

Shen Bi: "As for bank office equipment, ATM and other products, there are currently two ways to go. The first is to directly negotiate with Heiyun Group. I believe that with the purchase volume of the three of us, Bao Zixuan cannot remain indifferent. Although I don't want to admit it, Still, I have to say that Heiyun Bank’s office equipment and ATM machines are really the latest in the world. Therefore, if you want to better serve customers, it’s best to get them.

"In addition, you can also buy it from the UK. After all, the world's first ATM machine was invented in the UK. However, there is currently a major flaw in British products that needs to be overcome; that is, you can only withdraw money, but cannot make deposits."

In fact, even Shen Bi himself can't convince himself to buy British products at this moment. A product with only half the functions will definitely not be able to compete with others. Customers are not fools, and of course they know how to choose.

Charter King: "Forget it about British products. After all, they are still semi-finished products. If we buy them back, we won't be laughed out of our minds. Therefore, we can only find a way from Heiyun Group. We would rather let Bao Zixuan kill him with a knife." After purchasing the product, there is another point that can be taken advantage of, the anti-monopoly law. At worst, let the Governor's Office come forward to coordinate, I believe Bao Zixuan is being overbearing; Youde's face will still be given."

If you get ripped off, you can only admit that you are unlucky because you can't produce anything; and in this world, only Heiyun Group's products are the best.

Shen Bi: "Bao Zixuan is a businessman. Besides, this is a good opportunity to promote bank office products. There is no reason to refuse. And with the issuance of rare earth bonds, both Zheng Bank and Bao Bank have stabilized, at least There is absolutely no shortage of funds. Even if Bao Zixuan has the ability and strength, he can't do anything to us."

The one who is most unsure at this time is definitely Shadantong, after all, he has caused trouble for Bao Zixuan a lot before; now the initiative is in his hands, and of course he will deliberately try to manipulate you.

Bao Yugang: "Now we have to find a way. One of us must go over to negotiate with the Black Cloud Group. Zheng Sheng and I are not suitable, so I hope Shen Sheng can come forward."

Going to the enemy's door to beg for help is a job no one wants to do. But Zheng Yutong was excluded first, after all, he and Bao Zixuan met; it would be good if they didn't start a fight. If the other party tried to provoke him, the talks would definitely break down.

The charter king had previously recorded a conversation with someone, but with a criminal record, the other party would definitely doubt his sincerity. Instead, Shen Bi was the most suitable person. After all, although the two had conflicts, they had not had much interaction in recent times.

Moreover, both of them are Oxford graduates, so they still have some kind of friendship; although this kind of friendship can be said to be plastic, after all, they can still have some kind of relationship.

Although I was reluctant, since I had already boarded the pirate ship, I had no choice but to bite the bullet.

And he also knew that both Bao Yugang and Zheng Yutong were good-looking people. If they felt slighted during the conversation with Bao Zixuan and quarreled with each other, it would only make things worse.

Shen Bi: "Since Bao Sheng said this, I will soon make you the richest man. However, you two must be mentally prepared. It is inevitable that the other party will ask for a lot of money. After all, it is a seller's market, and only Heiyun Group can provide it in the world today. .”

"So I hope that after the matter is completed, you two will not think that I spent too much money."

As long as Shen Bi is willing to come forward, it's just a matter of spending a little more money, so it's not a big deal.

Zheng Yutong: "As long as things can be done, no matter how much it costs, I will never complain."

After the past few days of investigation and analysis, Shark Dantong has also calmed down. Investment banks indeed have great potential. But they must not speculate and must develop in the long run. Banks attach great importance to reputation and credibility and need to persevere.

Heiyun Bank is developing rapidly, not only because of the large number of employees in Heiyun Group, but more importantly because of its good service system. Bao Zixuan also has a rare earth mineral company, but when the bank suffered a run, it did not use Heiyun companies to make a fuss. Given the other party's intelligence, it was not unexpected, but he did not want to disrupt the bank's normal operations.

After the rare earth mineral company bonds end this time, we can't mess around. We must formulate a scientific strategic plan for the bank and strive to build a century-old enterprise.

In this way, at the request of Bao Yugang and Zheng Yutong, Shen Bi took the initiative to contact Bao Shufu even if he was reluctant.

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