Reborn Xiangjiang Tycoon Growth

Bao Zixuan knows Shen Bi better, and he does have a more far-reaching plan at this moment. If it can be implemented according to the plan, it will be a huge boost to the financial industry in Hong Kong. Coupled with the network and brand advantages of HSBC Bank, it will definitely become the largest Beneficiaries.

Even Black Cloud Bank does not have as many outlets and branches as HSBC at this time. After all, it has been developed for more than a century, and its business in many places is deeply rooted. It is not easy for other banks to get in. This is also Shen Bi's confidence. , a confidence that can bring HSBC back to the top of Hong Kong.

Even though he knew that in terms of asset size, HSBC was far behind Black Cloud Group and even Hutchison Whampoa. But he did not rule out the possibility of occupying the commanding heights from another aspect. At least the influence of the bank, Shen Bi did not want to Lost. Previously, due to the Hong Kong dollar crisis, HSBC lost part of its minting rights due to actions that harmed the interests of the people of Hong Kong.

Then Heiyun Bank relied on its technological advantages, especially the extensive use of ATM machines, to make HSBC's customer base in Hong Kong surpassed by Heiyun. In fact, Shen Bi could accept these, and he also had reasons to convince the board of directors.

With the return of Hong Kong, HSBC is not so suitable to exist as a quasi central bank; it is reasonable to give up some functions and privileges. If you want to continue to be the leader of Hong Kong's banking industry, you must do things that convince and satisfy all banks.

In fact, Shen Bi is a little envious of Heiyun Bank and Yuan Tianfan. If he were in his position, Heiyun Bank would probably have become the unshakable overlord of Xiangjiang Bank. But it's useless to think about it now. It is more practical for HSBC to grow and increase its influence. He is about to leave the company where he has worked all his life, and he is retiring as chairman; at least he must leave a space for his successor to develop with great prospects.

The arrival of Governor Yoder made the atmosphere at the scene weird. After all, everyone knew that the previous stage was a period of mutual testing; now it is finally time to see the real deal.

What people didn't expect was that Youde walked directly towards Bao Zixuan. What kind of operation was this? Even Bao Zixuan was a little confused. Could it be that he hadn't seen him for a long time and the old guy missed him, but this explanation didn't make sense at all. After all, The relationship between the two is not that familiar. Could there be something else going on here?

He came to find him as soon as he came over. In addition, the other party was the governor, so it was difficult for Bao, the richest man, to refuse. He would never abandon his property in Xiangjiang in the future, and he would not dare to abandon it. He really could not refuse the goodwill released by Youde.

Youde smiled and said: "I heard that you are back, and I have wanted to meet you for a long time. But I was worried that you had not been in Xiangjiang for so long and had many things at home and company, so I didn't bother you. Now I just happen to see you here, but It also saves a lot of trouble.”

Unexpectedly, the governor said this, which made Bao Zixuan a little confused. Could it be that the old boy had something to do with him, or had some other purpose. But he didn't say it, and it was hard to ask. Why did he say that the other party was also the governor of Xiangjiang, and his identity was And where is the status placed?

Bao Zixuan said with a smile: "I have just come back, but I am worried about His Excellency the Governor. Next time if something happens, just ask the secretary to call me; but don't say anything to disturb me. That will be a shame. I feel a little embarrassed."

If you don’t know the other party’s purpose, it’s better to continue first. To avoid causing trouble for yourself or even causing unnecessary misunderstandings. After all, you still have to see what the other party says first and then respond accordingly. Lee Shau Kee and Fok Ying Tung both know about Middle East affairs.

; As the governor of Xiangjiang, it is impossible for Youde not to know.

In other words, they would definitely not think about asking the main body of the black cloud to relocate to the UK. The British had made many hints before, but the richest man refused them for various reasons. At this stage, it is even less likely

.But being so polite all of a sudden must be a request. As an official with a veteran diplomat background, Youde seems to be very polite; but I guess only he knows what he is thinking in his heart.

Youde smiled and said: "It's not a big deal, it's just related to the future development of Xiangjiang's economy. I want to discuss it with you. After all, in recent times, the real estate market in Xiangjiang has been very volatile due to the combination of various factors."

"Although you are not engaged in real estate development, you can help analyze the problem from another perspective."

The latest wave of real estate price increases started at the end of 1975; the government started a subway construction plan in 1976, which increased the value of urban land. In 1978, it launched the "Home Ownership Plan", which solved the housing problem of 2.225 million ordinary citizens.

The population of Xiangjiang exceeded 4.5 million in 1977 and reached 5 million in 1979.

The increase in demand caused the supply of buildings to exceed demand, and emerging towns were gradually formed. Following the rapid development in the late 1970s, the real estate market in Hong Kong reached its climax in 1981. However, the subsequent global economic crisis and the negotiations on the Huaying-Hong Kong issue caused a crisis of confidence among Hong Kong people.

.At the end of 1982, Hong Kong property prices dropped 60% from 1981, and in 1983 the real estate market completely collapsed.

Although it is getting better now, it is still very different from before.

After all, people in Xiangjiang are waiting and watching, not daring to buy a house. Especially since Bao Zixuan has made such a big noise in Fucaira. Media reports are on the one hand, and the most important thing is that it has a little relationship; or families who can afford a house have a little bit of a relationship.

relationships and channels.

Heiyun Group is likely to develop in Fucaira in the future, which will not be a good thing for Hong Kong's economy. In fact, since the 1970s, Hong Kong's industry has been in the stage of modernization, diversified development and the formation of an international financial center.

Time came to the 1980s; Xiangjiang's economy developed rapidly, whether in processing industry, foreign trade, transportation, finance, construction, tourism, etc. It gradually formed an economy based on processing industry, led by foreign trade, and multi-faceted.

An industrial city characterized by a variety of businesses.

The industrial development process of Xiangjiang has some characteristics that are not exactly the same as those of other countries and regions: export-oriented, industry and trade have a symbiotic relationship; light industry dominates; small enterprises account for the majority and are highly adaptable, etc.

These characteristics are determined by the inherent small environment of Hong Kong itself. Hong Kong itself lacks natural resources, and industrial raw materials and semi-manufactured products mainly rely on imports. It has a large population and a small land, but it has a natural harbor in the world. The internal market is limited and most of the products are

needs to be exported. Therefore, the development of industry depends on the export of raw materials.

Both the import and export of products must rely on foreign trade. Without foreign trade, Hong Kong industry and the entire economy will suffocate. On the other hand, due to less investment in light industry tools, short production cycles, fast capital turnover, and strong adaptability, etc.

; So Xiangjiang embarked on the road of developing light industry from the beginning.

It can be said that except for Heiyun Group, most enterprises are engaged in light industrial production.

However, light industrial products themselves do not have much technical content. Moreover, Xiangjiang products are basically at the lowest end of the industry, or are produced by OEMs. European manufacturers all have their own reputations; they can even be said to have become luxury goods. Therefore, the added value of the brand is very high

, the company has a relatively deep foundation and accumulation.

But Xiangjiang is different. They all rely on labor costs and transportation advantages to receive orders. If these two advantages are lost, it will be very difficult for the company to survive.

Nowadays, Southeast Asian countries are rising rapidly, and China has a clear advantage in labor costs and land costs. If Xiangjiang does not change, or does not find a path suitable for its own development, then the final result can be imagined, and decline is even inevitable.

.

If a city wants to develop, it may be possible to rely on the financial industry, but there are big disadvantages. A small population may not be a big problem, but you must know that the financial industry does not require so many employees. Although it can be said that everyone in Xiangjiang is stock trading, it cannot just

Relying on this; not engaging in specific production labor; giving people a feeling of being weak all the time.

Moreover, the overall economy is not good, let alone how good the real estate market will be.

Youde doesn't have any good solutions at present, but he really wants to solve it. Although the return of Xiangjiang is inevitable, it will happen ten years later. He does not want to cause a serious decline in Xiangjiang's economic development during his term of office.

That is a matter of ability, which has a great impact on reputation. But I also know that as a diplomat, I am not good at economic development. London made him the governor of Xiangjiang at this time, mainly to negotiate with the mainland.

Since you don’t understand, then find someone who knows how to help. After thinking about it, there may be no one more suitable than Bao Zixuan.