Reborn Xiangjiang Tycoon Growth

Early the next morning, Bao Zixuan arrived at the Governor's Mansion at the agreed time. The staff of the Governor's Mansion had long been informed that all the Governor's schedule for this morning was cancelled, and only the richest man, Bao Zixuan, would be received.

This kind of situation is rare in the Governor's Mansion, and no one has such a face. But when I think of the rich man Bao who came here today, it feels natural to work in the Governor's Mansion. Anyone who works here is not a fool, and they can see the current situation clearly.

At this time, the Hong Kong stock market and property market are both falling, and the economic situation is quite bad.

At this time, the purpose of the governor's invitation to Bao Shaofu was self-evident. In fact, they also had some selfish motives. They wanted to know what the conversation between Bao Shaofu and the governor was about. Knowing a little bit of information could bring him a lot of wealth.

However, the rules here prevent them from doing so. If they are found out, it will not be as simple as being fired. In serious cases, they may be imprisoned. The staff of the Governor's Mansion are in inner conflict.

Bao Zixuan specially wore a custom-made Chinese tunic suit today. He looked very energetic. If nothing else happens, he will go to Hang Lung Bank in the afternoon. This is his first step into the bank. He must show his best side to depositors. This

At that time, Hang Lung Bank needed a spirited young man to help everyone regain confidence.

Governor Youde saw Bao Zixuan's clothes and smiled and said: "Bao Sheng, you are here, you are so handsome today. If my daughter is not married, she will definitely let him marry you, but unfortunately there is no such opportunity now."

Bao Zixuan's appearance can only be regarded as average, and he is still far from being handsome. However, he is very sunny, and combined with his huge wealth, people will think that he is very handsome.

Since Youde made the joke first, Bao Zixuan also replied with a British humorous tone: "It is such a pity not to become the son-in-law of His Excellency the Governor. Judging from the appearance of the lady, I know that your daughter must be very beautiful."

Yoder: "Of course, my daughter is very beautiful and has completely inherited her mother's genes."

"This time I want to hear your views on Hong Kong's financial market and the future direction of Hong Kong's economy."

Seeing that this guy from home didn’t mention the topic, and suddenly made such a big topic. He really doesn’t understand the world of these politicians, don’t they all say that the British are very straightforward! It seems that the rumors are really not credible, at least in this world

This is not reflected in Yoder.

Bao Zixuan said with a smile: "Your Excellency, this topic is too big, and I really can't answer you right now."

"We are in different locations. What you care about is the entire Xiangjiang. I only need to deal with Heiyun's affairs. Therefore, I don't have much say in the entire Xiangjiang economy, at least I haven't considered it comprehensively yet."

After hearing this, Youde felt that this guy must be making an excuse. As the head of the largest company in Hong Kong, if he doesn't take all the considerations into consideration, he wouldn't believe it. Bao Zixuan has invested so much in Xiangjiang, how could he not care about the economic situation of Xiangjiang.

Youde smiled and said, "Don't be humble, Mr. Bao. There are only you and me here. It doesn't matter even if we don't agree. I just invite you to come over today to discuss it."

Youde had already said what he said. Bao Zixuan knew that he had to express his views. Otherwise, it would be difficult to explain. He thought for a while and said: "The issue that the citizens are most worried about at the moment is whether there will be conflicts between Hua and Ying because of Xiangjiang."

When a war breaks out, as long as this issue is explained clearly, there will be no big fluctuations. Most people will follow the trend, but they do not have the ability to immigrate. Even if they forcefully immigrate to a foreign country, they will still be at the bottom. It is better to stay in Hong Kong.

develop."

"The second is the stock market and property market issues in Hong Kong. I don't think the stock market should be too worrying, it's just entering a period of adjustment; but the property market is closely related to people's lives."

"The rise in property prices will drive up the cost of living in Hong Kong. When rents increase, merchants will definitely have to raise prices for their goods. If they don't raise prices, they won't be able to survive, but rising prices will lead to a decrease in sales. The rising prices of daily necessities will definitely be shared among the citizens.

It will increase the burden on poor families."

"The rise in property market prices will also cause Hong Kong to lose its industrial soil. It is difficult for a city to develop much without industry. Therefore, I think the decline in property market prices is not a bad thing to a certain extent."

"The decline in property market prices may affect some enterprises in Hong Kong in the short term, but in the long run the benefits definitely outweigh the disadvantages."

Bao Zixuan thought for a moment and continued: "The third issue is the reshuffle of the banking industry in Hong Kong. Currently, there are too many large and small banks in Hong Kong. The financial industry is very developed, but it has also caused certain hidden dangers. The weak banks want to

To absorb deposits, deposit interest rates must be increased, and the consequence of this is that loan interest rates will also increase accordingly."

"Many powerful companies will go to big banks for loans, while only small businesses will choose small and medium-sized banks. Companies take loans with high interest rates. Once there is any disturbance in the market, it will be difficult to pay off the bank debts. This will turn into a vicious situation.

In a cycle, banks use depositors' money to lend money and cannot get back the loans they make. Once the bank declares bankruptcy, ordinary citizens will definitely suffer heavy losses."

In the future, if Hong Kong wants to occupy a place in the world, it can put more effort into technology, communications, and shipping. If it becomes a technology, communications, and shipping center in Asia, its economy will naturally improve.

Youde feels that Bao Zixuan has definitely put a lot of effort into the economic research of Xiangjiang, and many things must not be finished yet. After all, opinions are corporate secrets, and they have no obligation to tell you.

Youde: "Sheng Bao is so humble. He has a very accurate view of Xiangjiang's economic development and future direction, at least better than me."

"You are right. The threshold for Hong Kong's banking industry is indeed a bit low. Some companies dare to open banks without any strength at all. What is the difference between this and cheating money?"

"You must have heard about Hang Lung Bank now! They have applied for takeover by the Hong Kong government. These businessmen are really hateful. I didn't talk to them when they were making money. Now that I can't continue to operate, I want to get rid of it. How can there be such a good thing in the world?

"

"I invite you here this time in the hope that Heiyun can come forward to take over Hang Lung Bank, and at the same time, you can acquire any bank you like."

"After careful consideration, the Hong Kong government believes that only Heiyun Group's intervention will increase the confidence of depositors. Only the intervention of the richest man can maintain the stability of Hong Kong's financial industry."

Hearing that the conversation finally got to the point, Bao Zixuan knew that this opportunity had finally come. However, he couldn't seem too special, and he had to figure it out well.

Bao Zixuan: "I am very grateful to the Governor for your trust, but I have never worked in a bank, and I am not an economics major. I am worried that poor management will drag down the entire Heiyun Group."

Youde: "You are the most influential person in Hong Kong when it comes to business, and banking is also a business. No one is more suitable than you, and the Hong Kong government will fully support you."

"You just have to be confident and do it boldly, and don't worry about anything else."

Bao Zixuan: "This matter is too big and I need to think about it. It is best to hold a meeting to discuss it and at least evaluate the project!"

Youde finally asked Bao Zixuan to come over, so why would he let him go so easily? He quickly said: "Don't worry about Hang Lung Bank's previous losses. I will let the banker bear it. You just need to deal with the current crisis."

"That is to say, Heiyun only needs to step forward to get a bank. You can follow this method for any bank you want to acquire later."

Bao Zixuan: "You don't need to think about it to know that Hang Lung Bank has a lot of dead debts. There will be a lot of bad debts, and many loans will definitely not be recovered. After Heiyun takes over, it will need to pay depositors' deposits, and this account is not cost-effective."

Youde: "Hang Lung Bank can still sustain itself, which proves that it is not at the end of its rope. This bank has many excellent assets, and you should understand this."

Bao Zixuan: "Since the Governor has already said what he said, I would be disrespectful if I disagree. Heiyun Group took over Hang Lung Bank, but the name needs to be changed to Heiyun Bank to let people know that it is me, Bao Zixuan

business."

"At the same time, I don't want to use the banker. I like to hold 100% control in my business. No one or institution can hold shares of Heiyun Bank. The banker's losses need to be borne by themselves. In order not to embarrass you, Heiyun

The group will pay the funds needed to purchase the bank after the accounts are cleared, otherwise who will say clearly in the future."

Bao Zixuan is also worried about causing trouble in the future. What if the bank takes it to the bank without spending any money? The Hong Kong government and the banker are looking for the back account. Even if it is just one yuan, he must calculate it clearly to avoid leaving any hidden dangers in the future.

Governor Youde did not expect that this kid was so smart and so comfortable dealing with young people. Whether it was the purchase of war bonds last time or the bank acquisition this time, Bao Zixuan was really happy to do things.

In the future, I still need to deal with more people like this, who have ideals, make quick decisions, dare to think and act. In comparison, Shen Bi is really far behind, and there is no comparison with Bao Zixuan.

From Youde's point of view, Bao Zixuan reluctantly took over Hang Lung Bank, making him once again feel that he had won the negotiation.