Reborn Xiangjiang Tycoon Growth
Chapter 541: The Bank's Worries 2
In fact, it was Bao Zixuan's purpose to promote the bank terminal system in front of several bank tycoons. If the system is only used by Heiyun Bank, it will form a monopoly in the short term. But it will also bring hidden dangers in the future; this is not particularly high. Technology and technology can be developed by any computer software company with the Black Cloud System as a template.
If we wait for other companies to develop similar systems, it will be very difficult to promote the Black Cloud Bank system. It is better to share the system directly, and you can control the core password yourself. In this way, everyone who wants to join can All enterprises in the Heiyun Bank system must purchase equipment from Heiyun Group, which is more profitable than opening a bank.
Bao Zixuan had already told the people below that the banking system and terminal equipment could be opened to them. So Li Gong took them directly to visit the computer room on the underground floor.
Seeing several large computers neatly arranged together, Shen Bi and others felt that they had gone to the wrong place. When did banks need so much equipment? What a waste!
Li Gong said with a smile: "This is the data center of our Heiyun Bank. All the bank's data can be stored here. After our calculations, we can now provide efficient and convenient services to 200 million customers."
When I heard that I could serve 200 million people, I suddenly felt that it was not so wasteful. If I earn 10 yuan from each customer every month, my profit in that year could exceed 20 billion. Of course, this is only theoretical data, but it also illustrates in disguise. This machine is really easy to use.
Shen Bi: "It is true that it can serve many customers, but ordinary banks cannot afford it. These machines alone are expensive and require the cooperation of a large number of professionals. Ordinary people really don't know how to operate these machines."
"It seems that it is of no use now. When there is a suitable opportunity in the future, HSBC can consider introducing equipment and systems."
Shen Bi's words were meant to paralyze his opponents. As a veteran who has worked in banks for many years, he was very optimistic about the system developed by Heiyun, but he did not want other banks to use it. Now he wanted to paralyze his opponents; it would be nice to have a time difference. .
But Li Gong didn't understand what Shen Bi was thinking, so he quickly explained: "This equipment and system are indeed expensive, but they can provide customers with more accurate and efficient services, and can save a lot of manpower. If you want to You can take stock of the data every day, and it won't waste any time. It only requires a few keystrokes."
"In addition, the popularity of ATMs can serve customers 24 hours a day, and machine operation can save a lot of manpower. This can reduce costs invisibly, and personnel wages alone can save more than half."
When Shen Bi heard what Li Gong said, he really wanted to interrupt him, but it was too obvious. Now Bauhaus-Sanderson and the Japanese both feel that this system is good, and HSBC wants to fight this The time difference is difficult.
The scale of Heiyun Bank is still very small. Even if Mr. Bao is rich, he is not necessarily an official. The development of the bank still needs a process. However, the scale of the two banks in front of them is considerable. Once they compete with HSBC for territory, it will be really easy to fight. Headache and bleeding.
Gong Li received an order from his boss to let these bankers purchase a complete set of equipment from Black Cloud Bank. This was linked to his bonus, so he couldn't help but work hard to promote it.
Sumitomo Takeshi already had a plan in mind, but he didn't dare to say it in front of the two British people now. So he asked: "We already know the system very clearly; I heard that there is a huge treasury down here, which is owned by the Black Cloud Group itself. I want to visit the production, but I don’t know if it’s convenient.”
In fact, Shen Bi and others had also heard about it, and it was Bao Zixuan who spread the news intentionally. The output of special steel from the steel plant of Baohuodong Mining Company located in the deep sea is already very considerable. Although there are many places in mainland China that need special steel, But the price never went up, after all, there was an agreement.
If you want to maximize profits, you must find ways from other aspects. Large vaults consume a lot of special steel. For this reason, Bao Zixuan opened a large vault customization production line in the customization department where old Hector worked. After all, every The requirements and sizes of each vault are different. It is very feasible to produce in a custom workshop. At least it can reassure people that Bao Zixuan is constantly squeezing the residual value of these old technicians. Fortunately, they themselves also enjoy this feeling of being valued.
Li Gong said with a smile: "I don't have the authority to take you to the underground vault, so I can only ask Engineer Hector to take you there." After that, he took them back to the lobby on the first floor, and then notified Old Hector through the intercom. Please, after a while Lao He appeared in front of several people.
Each work badge of Heiyun Bank has area restrictions. If you want to enter the vault, you must be a staff member inside. Only Bao Zixuan and Yuan Tianfan’s work badges in the entire bank have no restrictions. They can go anywhere they want, just swipe The card can be entered anywhere in the bank.
Old Hector also received the order. This time, he served as a technical expert to answer customers' questions. Not only could he get a considerable commission, but he could also get several boxes of Maotai liquor even if it was not sold.
He enjoys this feeling of being valued very much. He has never been as happy as he has been working in the past few years after working in the industry for decades. Old Hector has the idea of immigrating to Hong Kong, but he is still hesitating now.
Seeing that it was the Germans who introduced the products to them, it was nothing for Sumitomo Takeshi, a Japanese. Germany and Japan admired each other internationally, and both countries were leading the world in the fields of industry and finishing. But for the British It was not so comfortable. They saw that it was Germans introducing products to them in Hong Kong. Shen Bi and Bao Hao said that Sanderson felt a little unnatural in his heart. They still retained the pitiful pride of the British Empire in their hearts.
After all, today is the opening ceremony of Heiyun Bank, so even if you feel uncomfortable, you can't show it; most importantly, they still need the service of this German at this time.
Old Hector didn't want to serve the British, but the boss said that the British couldn't produce these products. Heiyun is now making money back from the British, which makes the Germans very interested.
Arriving at the corner of the first floor, Old Hector entered a series of passwords; the circular metal door automatically opened. He led a few people into the elevator, swiped the card on the elevator, and the elevator began to descend. The elevator door After opening it, old Hector came out with a few people.
After passing two more metal doors, several people came to the underground space of the vault. At this time, there were already some people visiting inside. Many of them were known to Shen Bi. They saw such a large number of safes and the complicated process when they first entered. Shen Bi knew that no bank in Xiangjiang could put pressure on Heiyun in the safe deposit box business. Heiyun Bank was crushing every bank in this business field.
Seeing several local Hong Kong tycoons testing safes with keys, and with satisfied smiles on their faces, Shen Bi knew that HSBC's safe business must be adjusted, otherwise he would definitely die in embarrassment.
At the same time, Taipan Shen had a new idea in mind. HSBC was about to build a new headquarters building. Now it seemed that all these equipment could be installed and a safe and data center belonging to HSBC could be built underground.
Now it seems that Bao Zixuan can only make a big deal. I hope this guy is not too shady. If the hardware is not improved, he will not even be qualified to compete with others in the future.
What made him even more worried was that two strong competitors, Standard Chartered and Sumitomo, were still eyeing him. Shen Bi thought that the traditional structure would be broken after Heiyun entered the banking industry. But he didn't expect Bao Zixuan to start from the technical level, which made him Some are beyond reach.
In fact, it is not only Shen Bi who is so worried, but Sanderson and Sumitomo Takeshi in the back feel that the safe business can be abandoned. Compared with the vault of Heiyun Bank, their place is like children's play house. It seems too childish.
HSBC can also maintain its status as the industry leader through minting rights and achieve profitability through scale. However, they all have to rely on the bank itself to make money. It is estimated that they may be short of money in the future. This is the thought of the two rich fifth generation.
When other small and medium-sized banks saw Heiyun's advanced equipment, they thought about selling the bank. They had no advantage in front of Heiyun. They might as well buy it to Bao Shoufao or HSBC while the bank was still worth some money. Do something else.
In the future, banks in Hong Kong will not be easy for small and medium-sized capital to enter. This is the true thinking of many small and medium-sized bank bosses.
But today is the opening day of Heiyun Bank, and it is also the beginning of worries for other banks in Hong Kong.
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