Reborn Xiangjiang Tycoon Growth

William Morgan was worried about the long nights and long dreams. After Bao Zixuan agreed, he asked Oakley to deal with the Hong Kong dollar exchange. Every extra day of delay will increase the risk. At the same time, if you get the Hong Kong dollars early, you can also make money from other Wall Street hedge funds. Now

He even felt that what he said at the time was a bit understated. It is estimated that even 200 billion Hong Kong dollars Bao Zixuan would agree.

Oakley is worried about a 100 billion Hong Kong dollar loan. The Hong Kong dollar has appreciated so much. The most important thing is that there are not many Hong Kong dollars in the market. Even if it wants to collect 100 billion Hong Kong dollars, it is impossible. Even if it collects the redeemed US dollars, it cannot be exchanged for 1,000.

billion Hong Kong dollars; it can be said that this business suffered a loss of at least 30 billion Hong Kong dollars.

Failure to repay the loan will seriously damage the reputation of Morgan Bank. The dignified Morgan family actually borrowed money from the bank. Doesn’t this make the whole world laugh?

Now I heard that Black Cloud Bank is willing to unconditionally take over the loan between Morgan Bank and HSBC, which means that Black Cloud Bank is willing to use 101.5 billion Hong Kong dollars to redeem the US dollars mortgaged by Morgan Bank to HSBC. The current exchange rate of US dollars to Hong Kong dollars is only the original exchange rate.

70% of the loan, which means that Heiyun Bank directly suffered a huge loss of 30% when taking over the loan between them and HSBC.

How could such a shrewd person like Bao Zixuan engage in a loss-making business? Could it be because of the eldest lady? I have long heard that there is a relationship between Bao Zixuan and the lady. The last time I came to Xiangjiang, I met the richest man Bao. It must have been the lady who asked Bao Zixuan for help.

Beauty smiles and Bao Zixuan would rather lose money than accept the loan. It seems that men all over the world are the same.

When Oakley came to Black Cloud Bank, he saw that there were a lot of customers here. When combined with Mencoro of Morgan Bank, there was really no harm without comparison.

Yuan Tianfan received Oakley. After all, the other party said that he was also the person in charge of Morgan Bank Hong Kong. Where was his position?

After sitting down, the two of them started to deal with Hong Kong dollar exchange, loan transfer and other matters. This may be the last business that Oakley handles in Xiangjiang. He is planning to return to the US headquarters to report on his work in the near future. Because of his misjudgment that HSBC would not be involved, etc.

Due to various factors, he is likely to be placed idle or take the blame and resign, and the latter is more likely.

After all the procedures were completed, Yuan Tianfan said: "President Oakley, I heard that you will return to the United States in the near future. What are your plans in the future?"

Oakley: "President Yuan is really well-informed and is still waiting for further instructions from the company. I can only go back and take a look at the situation. You also know that Morgan Bank has suffered heavy losses this time, and someone must take responsibility for this loss. I

The position is neither high nor low, and it is on the front line, so it is quite suitable."

Yuan Tianfan heard the other party's helplessness, so he said directly: "You should know that we are alumni, but I graduated 10 years later than you. I found out some information about the seniors through school connections, but don't misunderstand me.

There is no other meaning. Heiyun Bank will open 20 branches in the United States next year and needs a president who is familiar with U.S. banking business. If you are interested, you can consider it; I will recommend the senior to my boss."

Oakley didn't expect that he was actually being recruited, but it was really an opportunity. Seeing that Black Cloud Bank is so prosperous, the most important thing is that Bao Zixuan is a person worth following. Being able to work in Black Cloud is really a good choice.

Oakley: "Thank you, junior, I need to think about it. I have worked at Morgan Bank for nearly 20 years, and I still have to wait until I return to the United States."

"In addition, I have a question that I really want to ask my junior. If it's inconvenient, you don't have to answer it."

Yuan Tianfan smiled and said: "Senior, please speak directly if you have anything to say. After all, the business has been completed now. After the official business has been discussed, any problems between our alumni can be discussed easily, don't you think so."

This is the advantage of alumni. Everyone can quickly find consensus and it is easy to get closer.

Oakley: "Now that the Hong Kong dollar has appreciated so much, the U.S. dollars mortgaged by Morgan Bank with HSBC are not worth HK$101.5 billion at all; according to the current exchange rate, it can be exchanged for about HK$70 billion at most. Why did Black Cloud Bank take over this loan unconditionally?

Mr. Bao is very smart in business, how could he make a loss-making business?"

In fact, Yuan Tianfan also asked this question. After all, if he takes over, he will directly lose money, and even lose all the profits. It was not until Bao Zixuan explained it to him that he suddenly realized it, and he was very happy.

Yuan Tianfan: "Since the procedures have been completed, there is nothing to hide. The senior will know sooner or later, so I will tell you, but I hope the senior can keep it a secret for a few days."

Oakley: "Please rest assured, junior, this is a private issue and has nothing to do with our two banks. It's just that I am very curious."

When Yuan Tianfan wants to recruit people, he has to show some sincerity, and the other is his confidence. Even if the other party leaks it, it has nothing to do with the overall situation. After all, this is a conspiracy, and HSBC cannot tell them even if it is suffering.

Yuan Tianfan: "Morgan Bank borrowed U.S. dollars as collateral from HSBC, but now HSBC can no longer provide the collateral. We are all engaged in banking business. If you cannot provide the collateral I placed with your bank at that time, then this

How to calculate the loan?"

"Now I go to HSBC with 101.5 billion Hong Kong dollars, but HSBC cannot get back the U.S. dollars that were pledged at that time. At the same time, other banks in Hong Kong will not exchange U.S. dollars for HSBC, so the initiative will be in the hands of Heiyun."

"This loan is a huge loss in the hands of Morgan Bank because you don't have enough Hong Kong dollars to redeem it in U.S. dollars. Even if you know that HSBC cannot get the U.S. dollars, there is nothing you can do. The two parties can only negotiate, and the best result is to withdraw the money."

step."

"Heiyun Bank is able to come up with the Hong Kong dollars. If HSBC fails to come up with the US dollars, we will have the final say. If HSBC doesn't want to lose its credibility, it can only compromise. We have the final say on how many Hong Kong dollars we need to pay back."

After hearing this, Oakley understood, and at the same time, he felt that even though he knew it, there was nothing he could do to stop it. Morgan Bank did not have that many Hong Kong dollars at all. Even if it got the Hong Kong dollars now, it still needed to close its position. Morgan Bank could not withstand the trouble at this time.

Oakley: "I don't have to worry about HSBC starting to exchange large amounts of U.S. dollars to collect the U.S. dollars before the loan matures."

Yuan Tianfan: "The exchange rate of the Hong Kong dollar is not very stable, and financial institutions in Hong Kong are still worried that HSBC will sell out Hong Kong. Therefore, we can only wait until the end of this year before considering letting HSBC handle Hong Kong dollar exchange and foreign exchange business."

Now Oakley fully understands that they just won't let HSBC exchange the US dollars. They will definitely not be able to provide collateral by then. It seems that Shen Bi will definitely bleed a lot this time.

Thinking of always hiding from him, Oakley still felt a little happy. Judging from Heiyun's attitude, HSBC would definitely not have an easy time this time. The richest man would not even look at him if he made too little money.

At the same time, Oakley also admired Black Cloud Bank's operation. It was obvious that a businessman with huge losses was able to make a profit. This is his skill.

Oakley: "This time Morgan Bank lost unjustly. It seems that with an opponent like Heiyun, no institution can take it lightly. I am very interested in your proposal now; I will talk to you after I finish dealing with the US matter." connect."

Yuan Tianfan: "I'm waiting for news from the senior, but please keep the content of our conversation today confidential."

Oakley knew that Black Cloud Bank definitely wanted to catch HSBC off guard, and it was probably the same for him. So he said without any hesitation: "Don't worry about this; to be honest, I really want to see Shen Bi's wonderful expression, but it's a pity that I I want to go back to the United States, but I can guess what Shen Bi looks like just by thinking about it."

Oakley didn't stay too long. After his curiosity was satisfied, he left Black Cloud Bank. At the same time, he was a little regretful that the young lady did not go with Bao Zixuan. The Morgan family actually wanted such a man to be their son-in-law. It was not impossible to find him. Are you comfortable?

Oakley, who has lived in Xiangjiang for many years, must have a better understanding of Chinese culture than other Americans, especially some of the cultural customs of Xiangjiang. It is estimated that only old Morgan can think of letting the richest man in Xiangjiang marry. I really thought it was still 100 years ago. Morgan The family is a little too arrogant.

I was really excited when I heard that Yuan Tianfan invited me today. Black Cloud Bank has just started. With Bao Zixuan’s ability and financial resources, the scale of the bank will definitely not be small. This requires a large number of management talents. I have worked at J.P. Morgan Bank’s Xiangjiang Branch for many years. Very familiar with the operating procedures of U.S. Bank business and Xiangjiang Bank business.

Joining Heiyun Bank can help you integrate quickly, and I guess Heiyun has also taken a fancy to this. The most important thing is that Heiyun Bank has just been established, and many of its ideas can be put to use. It is easy to formulate a development strategy suitable for Heiyun Bank in the United States.