Reborn Xiangjiang Tycoon Growth

Shen Bi knows that since the other party is here, he must want to make a profit from HSBC. Otherwise, it is impossible to take the huge risk to take over the Morgan Bank loan, and being blackmailed by Bao Zixuan is inevitable. Why not first see the other party's appetite and whether HSBC can accept it I'm saying it, but don't you accept the possibility?

Shen Bi said with a smile: "So that's what happened. When Morgan Bank provided the loan, the Hong Kong dollar exchange rate was relatively low. Now the Hong Kong dollar has appreciated. Since Black Cloud Bank has taken over part of the business of Morgan Bank's Xiangjiang Branch, I think this matter will be forgotten.

"We are brother banks. HSBC not only eliminates the exchange rate difference, but also won't charge interest this time. President Yuan even came here in person. I still have to give him face."

If Morgan Bank heard the terms offered by Shen Bi, they would probably jump with joy. Oakley would agree without hesitation. He would even entertain Shen Bi well in the evening to thank him for his mercy.

But now we are facing Yuan Tianfan, and behind him is Bao Zixuan, who knows the situation of HSBC very well. How could he be easily deceived by Shen Bi? What is the point of taking over the Morgan Bank loan like this?

Yuan Tianfan: "Thanks to Mr. Shen for his kindness, but Heiyun had already promised when he took over the business of Morgan Bank. He would not do anything that would harm the brand value and business image of Morgan Bank."

"After all, Heiyun Bank has still received a lot of benefits from Morgan Bank, and this loan has been included in the benefits. We can't just take the money and do nothing, otherwise it will make people laugh if it spreads. So Don't be polite, Mr. Shen, what should I do? Just do it.”

"Morgan Bank needs business reputation, and Heiyun Group cannot do anything that violates business ethics. Now it is not just a loss issue, but also a business reputation issue between banks."

"If Morgan Bank knows that Black Cloud Bank took over and failed to handle the loan, how can they cooperate in the future? Those who know will say that Shen Daban is high-spirited and has the demeanor of a general. But those who don't know will feel that Black Cloud Bank is cheating and does not comply. Business Rules.”

"Heiyun Bank is a subsidiary of Heiyun Group, which is a multinational enterprise. We cannot let the entire group suffer for the sake of a few tens of billions of Hong Kong dollars."

"If Heiyun Bank involves the business reputation of Heiyun Group, would Shen Daban feel that I can still stay in Heiyun? When I came, the boss had made it clear that even if he suffered a loss, he would have to repay the loan, otherwise it would be difficult to say no in the future. Sounds good. Heiyun Group cannot afford to lose this person, and the boss is very concerned about his reputation."

What Yuan Tianfan said was better than what he sang. If Shen Bi didn't understand the situation of Bao Zixuan and Heiyun, it would be possible for Shen Bi to believe it. Isn't this obviously the army of HSBC? Does he know that HSBC can't get the US dollars and will force the palace?

Shen Bi: "As for business reputation, please rest assured, President Yuan. HSBC will never slander Heiyun Bank's business reputation because of this loan. If President Yuan needs it, HSBC can publish it in the newspaper and publicly explain it in the media. This is HSBC's initiative to give up." , Heiyun Bank and Bao Sheng will never be involved."

"This time we were able to preserve the Hong Kong dollar credit system, and it was even more recognized by the international community than before. But thanks to Mr. Bao, HSBC did something wrong. Although I didn't know about it before, I still bear the leadership responsibility."

"If there is no Black Cloud Bank to turn the tide, HSBC will be the sinner of Hong Kong. If there is no Bao Sheng to strategize, it is not an exaggeration to ask me, Shen Bi, to take the blame and resign."

"It is our honor that the man who saved Hong Kong can use HSBC. Therefore, we must not ask for this loan again. I will handle the matter cleanly and leave no trace behind. President Yuan can put his heart in his stomach." .”

Both sides knew what was going on, but they refused to tell the truth. Because Heiyun's statement meant to threaten and take advantage of the situation. If HSBC couldn't hold back at first, they would let Bao Zixuan kill him severely.

Yuan Tianfan: "Don't say that, Mr. Shen. The victory over international hot money is the result of the joint efforts of all the people in Hong Kong. Black Cloud Bank does not dare to take credit. Although HSBC did some wrong things in the early stage, it was because Mr. Shen did not understand Condition."

"Since you understood the ins and outs of the problem, you have actively responded to the call of the Hong Kong government, and HSBC has also actively participated in the fight against international hot money. Therefore, if the credit of HSBC is equal to the credit and demerit, Shen Taipan has definitely contributed to the people of Hong Kong."

"I'm saying that even if Heiyun Bank did its meager efforts and made a small contribution to Hong Kong, it would not dare to accept such a big gift from HSBC. After all, it involves tens of billions of Hong Kong dollars, and it also involves Morgan Bank. Therefore, Heiyun Bank must repay this loan no matter what, and I hope Shen Taipan can fulfill it."

Seeing that Yuan Tianfan had made it clear that he wanted to make HSBC look bad, he knew that the matter could not be avoided. It seemed that the only way to avoid disaster was to lose money, otherwise Bao Zixuan would not be able to let it go. This young man is getting more and more scary, and it seems that it is already difficult for him to work at Hong Kong HSBC Bank Much has been achieved, and the process of globalization must be further accelerated.

Shen Bi smiled and said: "Since you said so, I can't help you. But there is a trouble now, that is, the US dollars that Morgan Bank mortgaged with HSBC have been used to rescue the market. You also know that in During the Hong Kong dollar crisis, HSBC used all its foreign exchange reserves to exchange for Hong Kong dollars, so the US dollars originally pledged were used to repurchase Hong Kong dollars."

"Now HSBC can no longer withdraw U.S. dollars. At the meeting at the Governor's Palace, Mr. Bao promised that if HSBC's foreign exchange reserves have problems or losses due to the conversion of Hong Kong dollars, Black Cloud Bank will never sit idly by."

"HSBC is currently facing this situation. We can't just ignore it when Mr. Bao agrees!"

Shen Bi wants to throw the problem to Hei Yun again. Now that I have made concessions, what you promised at the Governor's Mansion must be fulfilled!

Yuan Tianfan: "Sheng Bao has never told me this. You also know that Mr. Bao is a boss with an engineer background. He never cares about these things. To be honest, I made the decision privately to take over the business of Morgan Bank. I have to decide first and then make decisions later." Behavior."

"After all, this is a business worth tens of billions of Hong Kong dollars. If I exchange hundreds of billions of Hong Kong dollars for U.S. dollars today, I won't have to bear any responsibility even if I lose money. But if I get nothing and still lose tens of billions of Hong Kong dollars, that's really hard to explain."

"So I hope that Mr. Shen can understand that I am just a part-time worker. Before doing anything, I must first consider giving an explanation to the company, at least so that the boss can find loopholes."

Yuan Tianfan and Bao Zixuan are obviously playing a double act. It is estimated that even if they call Bao Zixuan now, they may not be able to find the person. Now they say that they make the decision privately and inform the boss afterwards. Bao Zixuan is not a fool; he is a person who has just arrived at the company. Isn't it a lie to be able to decide such a big thing without the boss's consent?

Shen Bi knew that he had resigned this time and just hoped that the dark clouds would not be too dark; the feeling of leaving his fate in the hands of the enemy was really suffocating.

Shen Bi: "President Yuan, please don't say that. We are friends. How can we embarrass our friends?"

"What do you need HSBC to do so that you won't be in trouble? Can we discuss it?"

Yuan Tianfan: "HSBC currently has no foreign exchange reserves, which is very dangerous for the largest bank in Hong Kong."

"Our Black Cloud Bank can provide a sum of US dollars to help HSBC tide over the difficulties, but the exchange rate must be calculated at 7 yuan, so that I can have an explanation in front of the boss. After all, this is my decision to help HSBC tide over the difficulties. Who made HSBC my natal family!"

Quoting such a high exchange rate and saying that HSBC is your natal family, isn't this a trap for someone to die? Bao Zixuan's attack was so cruel that he directly cut the money earned by HSBC in half.

But does Shen Bi have any other choice now? After thinking about it, he really has no choice but to follow Hei Yun's request.

Finally, after a series of complex calculations, Heiyun Bank and HSBC reached an agreement. Heiyun Bank exchanged 22 billion U.S. dollars for HSBC's 128 billion Hong Kong dollars, of which 17 billion U.S. dollars was Morgan Bank's collateral.

After deducting bank loan interest and other expenses, it is equivalent to Black Cloud Bank taking out 5 billion US dollars in cash and taking 26.5 billion Hong Kong dollars from HSBC. The final calculation is based on the US dollar to Hong Kong dollar exchange rate of 1:5.3.

Not only did HSBC not earn the exchange rate difference and interest on the loan, it also lost HK$6.5 billion based on the current exchange rate. This made Shen Bi's office a mess after Yuan Tianfan left, and there was no smiling face for several days.

Especially when he learned that Yuan Tianfan came here with US dollars to process the loan this time, Shen Bi almost fainted from anger. This was a clear sign that HSBC was hemorrhaging money, and the Baozi Xuan incident had been brewing for a long time!