Reborn Xiangjiang Tycoon Growth

Chapter seven hundred and twenty second use of reserves

Bao Zixuan only guessed that these people were plotting against him, and he didn't know what the specific purpose was at the moment. He was planning to attack that company, so he could only take it one step at a time. The superficial enemies were Shark Dantong and Charter King.

, but they definitely have support behind them, otherwise they would not dare to take such a big risk due to their personalities.

The investment issue in Iraq must be resolved now, otherwise it will be a big crime to deceive the president of a country. The most important thing is that in order to show sincerity, the eldest son has been exiled. If you regret it, I will kill you. If you break the promise in front of Iraq,

It is bound to have a chain reaction in other Middle Eastern countries, and it will not end well when the time comes.

Bao Zixuan left Hutchison Whampoa Building and went directly to the headquarters of Black Cloud Bank in the New Territories. When he saw the boss coming, many people took the initiative to say hello. Not only the bank employees, but other customers who came to handle business also said hello to Bao Zixuan. People

Once you've reached a certain level of fame, it's difficult to keep a low profile.

Yuan Tianfan doesn't look very good at this time, mainly because he drank too much yesterday. He doesn't have the drinking capacity of Bao Zixuan, so he is feeling uncomfortable here!

Seeing the boss coming, he stood up and said, "Boss, why are you free to come here today?"

Seeing President Yuan's state, Bao Zixuan said with a smile: "Don't be so polite. I just happened to see you if I have something to do. I won't dare let you drink like this next time. It's really scary."

The secretary poured two glasses of water for the two of them and then left.

Bao Zixuan: "Bao Huodong Mining Company just held a board meeting, and the project to invest in oil and gas fields in Iraq was rejected. It's also because I'm stubborn and take myself too seriously. Now it seems that some people are consuming our funds, just thinking about Heiyun Group

We start when we are short of funds. Some people feel that they will support us, but now it seems we still have to rely on ourselves. It is still unreliable to do business in partnership. We will still need to invest internally for any projects in the future. Even if we have less money, it doesn’t matter. The most important thing is

rest assured."

"I came here this time to ask Heiyun Bank to allocate funds to deal with investment in Iraq. And we can't keep a low profile. We have to let the wind out, so that the enemy can surface."

Hearing that funds need to be transferred from Heiyun Bank again, Yuan Tianfan had a headache. Almost one-third of the funds in Heiyun Town came from Heiyun Bank. Yesterday, internal employees had to borrow money from the bank during the meeting. No matter how rich Heiyun Bank is,

I can't stand the trouble, so I'm going to try this now. The funds may be a bit insufficient, at least I'm not absolutely sure.

Yuan Tianfan: "Boss, Heiyun Bank's funds are also very tight. If it invests in the Iraqi oil and gas fields at this time, it will affect the progress of other projects. The employee loan problem has not yet been resolved, and sufficient funds must be set aside. This was decided at yesterday's meeting

Don't regret things easily."

"Heiyun Bank can allocate up to 500 million U.S. dollars. Any more will affect the bank's operations."

Of course, Bao Zixuan knew the actual situation of the bank, but the money had to come from Heiyun Bank. Otherwise, the enemy would not take the bait, and the plan to lure the snake out of its hole would fail.

Bao Zixuan: "Currently, other branches are also very strapped for funds, and they can only find a way from Black Cloud Bank. Therefore, I don't care what method you use, I need you to come up with US$2.5 billion in funds."

Hearing that Heiyun Bank was needing to allocate 2.5 billion US dollars, Yuan Tianfan suddenly felt a lot of pressure. In normal times, he would not have paid much attention to the mere 2.5 billion US dollars, but most of Heiyun Bank's funds were used in the Heiyun Town project.

At this time, it can be said that it is difficult for a clever woman to cook without rice.

This is the first time the boss has given him an order, and he must complete it no matter what. Even if it is difficult, he must do it. Bao Shaofu is a boss who only cares about results. No matter where he is, don't give too many reasons to the boss.

Yuan Tianfan: "Boss, if we do this, we can only withdraw the deposit reserves. But once there is a change or a run, Heiyun Bank will be very troubled and even affect the entire group."

Deposit reserves, also known as statutory deposit reserves or storage reserves, refer to the deposits in the central bank prepared by financial institutions to ensure the needs of customers to withdraw deposits and liquidate funds. The deposit reserves required by the central bank account for 10% of its total deposits

The ratio is the deposit reserve ratio. By adjusting the deposit reserve ratio, the central bank can affect the credit expansion capabilities of financial institutions, thereby indirectly regulating the money supply.

In the past, HSBC could function as a quasi-central bank. Later, the share of minting rights was reduced, so that HSBC, Standard Chartered, Black Cloud and Hua Xia Bank all had similar functions, and no bank would put deposit reserves in HSBC.

Each bank will determine the amount of reserves based on the total amount of deposits. Currently, Heiyun Bank's deposit reserves are 22%, which is the result of precise calculations. If it is too small, it will be very dangerous. Once a problem occurs, the situation will be uncontrollable.

.

Bao Zixuan: "This time things are not that simple. Many people are watching us use our reserves. This is also their purpose. If we don't use the reserves of Heiyun Bank, how can we know who is behind it."

Hearing the boss's analysis, Yuan Tianfan immediately understood what it meant. But was it worth it? Heiyun Bank would take risks just to lure out enemies. If anything changes, it would be very passive.

After Bao Zixuan left, Yuan Tianfan quickly arranged for his subordinates to raise funds. The Iraq project cannot be delayed, otherwise the previous efforts will be in vain. Moreover, it involves the credibility of the group and the boss, but he does not dare to hesitate at all.

Although Zhuang Xiaohui is the eldest daughter of the banker family, she was quickly re-employed due to her outstanding performance after joining Black Cloud Bank. The most important thing is that there are not many professional financial talents in Hong Kong at present. If she is really talented, she will either open her own investment company or work in

Work in major banks. No matter how good the benefits are, Black Cloud Bank cannot poach people endlessly, otherwise it would be strange if other banks don't work hard with you.

It was under this circumstance that Zhuang Xiaohui relied on her own abilities to stand out and is currently the director of the credit department of Heiyun Bank.

Just after the boss left, he received a call from President Yuan. There must be something important to deal with. This is a good opportunity, an opportunity to prove himself in front of the boss. The banker's preference for boys is very serious. If you can open a new world in Heiyun Bank

, is also a good choice.

Yuan Tianfan also wanted to inspect Zhuang Xiaohui. The boss said that he would use the reserves in a big way. Then Zhuang Xiaohui was a suitable candidate. If there was no one available, it would be impossible for this young lady of the banker to become the director of the credit department.

Zhuang Xiaohui: "President Yuan, why did you ask me to come here?"

Yuan Tianfan: "There is indeed a matter that needs you to handle. I really don't feel comfortable leaving it to anyone else."

Seeing that Yuan Tianfan attached such great importance to Bao Zixuan and had just left, Zhuang Xiaohui felt that the matter was unusual. Now she could handle it by herself, which showed her status and she also felt that she had won the trust of the company.

Zhuang Xiaohui: "You can just ask me for anything, and I will do my best."

In Zhuang Xiaohui's view, from the moment she decided to work in Heiyun Bank, she could not act like a young lady. Now she is only a middle-level manager of Heiyun Bank and cannot take her status too high. The eldest lady of the Zhuang family

Identity is a thing of the past, and it should not even be mentioned now.

In her heart, she still admires Yuan Tianfan very much. This man's talent and ability are worthy of admiration. He is also extremely proficient in banking business and is much better than her.

Yuan Tianfan: "You allocate 2.5 billion US dollars from the reserve fund, and the boss wants to invest it in the Iraqi oil and gas field project."

Zhuang Xiaohui was very worried when she heard that bank reserves were being used. This was a big taboo for banks. At that time, Hang Lung Bank was forced to sell to Bao Zixuan because of insufficient funds and a run. Could it be that Black Cloud Bank is going to suffer the same fate as Hang Lung Bank?

It's the same mistake, do you want to stop it?

But when you think about whether Bao Zixuan or Yuan Tianfan are human beings, don't they know the danger of using bank reserves. Now that you dare to use the reserves, there must be countermeasures. As subordinates, the tasks assigned by the leaders

As long as you execute it, it's best not to ask any other questions.

Zhuang Xiaohui: "Okay, I will prepare the funds as soon as possible. You can just tell me two days in advance."

I still wanted to say something, but when I saw Yuan Tianfan's expression, I didn't say anything more. This attitude made Yuan Tianfan very satisfied. He didn't refute, didn't ask questions, and could just carry out the orders. Subordinates should have the attitude of subordinates to be leaders.

There is no need to explain anything to subordinates.

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