Reborn Xiangjiang Tycoon Growth

Warships and aircraft are fun to buy, but the funding problem needs to be solved urgently. Bao Zixuan had never planned such a huge capital expenditure before, and sales require a process. The funds cannot be withdrawn in a short time, and the U.S. military cannot owe money, and

I don’t dare to owe it.

Although Heiyun Computer Company has a lot of funds in its account, it does not dare to misappropriate all of them. After all, with this fund, if there is a problem in Xiangjiang, it can be rescued as soon as possible.

Nearly 1 billion US dollars have been spent on purchasing naval and air force equipment, not counting 300,000 military vehicles. You must know that that is the bulk, and it is impossible to do it without 2.5 billion US dollars. As expected, the more money you have, the less money you have.

money.

Engineers from Jeep, Dodge, and Heiyun Motors have conducted comprehensive inspections on active U.S. military vehicles. They can basically meet the requirements for use, and there are very few parts that need to be replaced. The U.S. military still does a quick job in logistics supply.

It’s very in place and has to be admired.

The U.S. Department of Defense has indeed given certain support to Heiyun Group, at least taking the initiative to help with funds. Bao Zixuan knows that when dealing with the U.S. military, one must understand how to share interests. Some loans must be used, otherwise everyone will lose face.

nice.

The leading banks in the United States have all taken the initiative to contact Heiyun Group. No matter how you look at it, Bao Zixuan will not lose money on this business. Moreover, the American banking industry is eager for him to lose money, so that he may get unexpected gains.

Wells Fargo, founded in 1852 and headquartered in San Francisco, is the only bank in the United States with an AAA rating. The founders are Henry Wells and William Fagg, and it is the bank with the highest market capitalization in the world. Wells Fargo is a bank that provides all-round services

The bank's business scope includes community banking, investment and insurance, mortgage loans, specialized lending, corporate loans, personal loans and real estate loans, etc.

Not only Wells Fargo, but another well-known bank in the United States also participated.

Citibank is a retail bank affiliated with Citigroup. Its main predecessor is the City Bank of New York, which was established on June 16, 1812.

Citigroup serves approximately 200 million customers in more than 100 countries around the world, including individuals, institutions, corporations and government departments. It provides a wide range of financial products and services from consumer banking services and credit, corporate, investment banking services, as well as brokerage and insurance

and asset management, etc., which cannot be compared with any other financial institution.

As for Morgan Bank, the number one bank in the United States, Bao Zixuan, the richest man, has been well avoided. The Ministry of National Defense also knows the love-hate relationship between Bao Zixuan and the Morgan family, so it is not too demanding. If anything happens, all plans will be cancelled.

will be disrupted.

Originally, old Morgan wanted to come over and get a share of the pie, but the Hong Kong tycoon just didn't agree. This left him helpless. Fortunately, the business was not very big, otherwise he would have to vomit blood.

After careful calculation by engineers and accountants, Heiyun Group needs to pay US$3.67 billion to the U.S. military. The richest man in the wallet can afford it, but he cannot do so at this time. Otherwise, it will be difficult to transport decommissioned equipment out of the United States.

, there are huge interests involved here.

If there were two U.S. banks behind it and the military acquiesced, things would be much easier to handle, and at least a lot of trouble would be saved.

David Wells is the grandson of Henry Wells, the founder of Wells Fargo. He can be said to be a fourth-generation rich man. Currently serving as the president of Wells Fargo, he is definitely the most capable person in the family. Many people

It is said that wealth cannot last more than three generations, but this does not apply to foreign countries. At least when it comes to raising children, established families still have their own unique features.

Citibank is a professional manager system, and John Reed appeared in front of Bao Zixuan as the senior vice president of Citibank. Although John Reed is the vice president, he basically plays the role of CEO. He represents Citibank in negotiations with Heiyun Group

, which is understandable.

Moreover, the other party has another identity and is an alumnus of Bao Zixuan.

Originally, he did not want to personally intervene in the loan matter, but John Chambers had to contact the Ministry of National Defense. The identities of the others were not equal, so Bao Shaofu could only come forward in person.

Seeing the two people coming in, Bao Zixuan said with a smile: "The presence of these two great masters really makes the entire Heiyun Group feel full of glory."

Everyone is tacitly aware of whether to cooperate or not. Bao Zixuan wants to solve the problem once and for all and does not want to waste time here. Because he still wants to win the order for new American military vehicles. Although the hope is not high, he still has to fight for it.

The most important thing is to make technical reserves and prepare for the development of next-generation models.

Although David Wells came from a super-rich family, he did not dare to show off in front of Bao Zixuan. He smiled and said, "Mr. Bao is too polite. It is my honor to see you again."

Being able to become the heir of the family is enough to show that David Wells' ability is not bad, and his emotional intelligence is not that low.

John Reed: "Mr. Bao, please don't say that. Coming to Heiyun Group is an opportunity that many people dream of."

When two people are invited to come together this time, they will definitely not choose the home court of any bank. The Detroit branch of Heiyun Group is the most suitable choice. After all, it involves military vehicle transactions. In addition, Bao Shaofu wants to lead the new car after the meeting.

R&D, and the coordination of the Jeep production line. After negotiating the loan, you can get started immediately.

After the three of them sat down, Bao Zixuan said: "Mr. Wells and Senior Reed; both of them are well-known figures in the American banking industry. It is an honor for Heiyun Group to have the opportunity to cooperate with Wells Fargo and Citibank. I think as long as

As long as everyone has a positive and cooperative attitude, this business will definitely be successful."

John Reed was very happy to be called Bao Zixuan. The benefits of being an alumnus of a well-known university were once again reflected. Although he did not study science and engineering, it would not have any impact.

There's nothing wrong with David Wells. After all, he didn't graduate from MIT, so he couldn't make friends if he wanted to. And alumni are just a bridge and can't change anything.

After a while of pleasantries, the meeting got down to business.

Bao Zixuan: "I don't know what kind of support you two can give to Heiyun. Only cooperation and win-win business can last long."

The two of them didn't expect Bao Zixuan to change topics so quickly. Fortunately, they had both experienced big scenes and were prepared in advance.

David Wells: "Wells Fargo can lend $2 billion to Black Cloud Group with an annual interest rate of 8%, which will be repaid with interest after five years."

The interest and repayment methods are quite generous, at least compared to their American counterparts.

John Reed: "Citibank will also provide the same treatment, and the specific amount will be decided by Mr. Bao."

The meaning is obvious, as long as Bao Zixuan is willing to pay as much money as he wants, Citibank will satisfy him.

Bao Shaofu was not very satisfied with this result, mainly because the interest rate was a bit high. The two banks did not have to do anything, and the annual income was US$160 million. The most important thing was that there was no risk, because no one would worry about Heiyun Group not being able to pay back.

Bao Zixuan said with a smile: "It stands to reason that the conditions given by you two are already very generous, but I want to make one point. Heiyun Group is not short of money. You two should know that the funds in Heiyun Computer Company's account alone are enough to pay

The cost of decommissioning weapons and equipment from the Department of Defense.”

"This cooperation is more about balance. After all, no one can eat alone."

"Currently, the two banks are not very strong in the Asian market. We can still cooperate in this regard. If we want to maximize our interests, it is not impossible to operate in the Middle East and the Soviet Union."

As the most well-known bank in the United States and even Europe and the United States, everyone wants to expand externally, but there has never been a chance. Bao Zixuan said it is true. This time it is to achieve a balance of interests. He can cooperate with anyone he wants, and there is future expansion.

market opportunities.

John Reed obviously knew how to cherish opportunities, so he said: "The annual interest rate of 5.5% is Citibank's sincerity, and it is also my maximum authority. Other conditions remain unchanged, I don't know what my junior wants."

David Wells did not expect Citibank to make such a big concession all of a sudden, which made Wells Fargo very passive; but it had to follow, otherwise Citibank would definitely be cut off.

John Reed knows Bao Zixuan better, and the alumni resources can provide a lot of feedback. Bao Zixuan likes to be straightforward, which may be a common trait among men majoring in science and engineering; he has seen too many such people at MIT. Therefore, in

Only after the board of directors gained full power did it have such courage.

Bao Zixuan: "Senior Reed, please do as you say! 2 billion U.S. dollars, with an annual interest rate of 5.5%; however, it will take 7 years, and the principal and interest will be repaid in one lump sum after maturity. In order to give the senior an explanation,

Black Cloud Computer Company pledged 10% of its shares to Citibank."

After Citibank agreed, Wells Fargo did not dare to persist. The three parties quickly reached an agreement. Bao Shaofu used 20% of Heiyun Computer Company's shares as collateral to borrow US$2 billion from the two banks. This solved the funding problem, and the two banks

The bank was eager for him to repay the loan, so that he could have a chance to get the shares of Heiyun Computer Company.

The shares of Heiyun Computer Company are definitely a hot commodity, and they may become the number one company in the world after listing. No matter how you look at it, the two banks will not suffer losses. Moreover, there are opportunities to enter the Soviet Union and the Middle East market, which they never dared to think about before.

think.

Seven years later it will be time to reap the fruits of victory in Japan, and that little money will really be nothing to Bao Zixuan by then.