Red Dead Redemption, I Build an Umbrella Company
Chapter 075
Early the next morning.
John, David, and they returned to the rainbow sky.
Someone still needs to watch over there, not to worry about Locke and their little guys.
Instead, they are worried about being discovered by others, such as some bandits who roam the west.
As for Karen, they went to deal with the laundry under the leadership of Chen Xu.
There was no obstacle, and a shop next to Valentine’s livestock auction already belonged to him.
House, plot, and some accompanying furniture.
After friendly discussions with Sheriff Malloy.
In the end, Chen Xu sold for 1200 US dollars.
Then again in a friendly introduction by Sheriff Malloy.
Chen Xu, Karen and Mary Beth went to the bank’s reception room and met Mr. Joman, the branch manager of Valentine Town Bank.
For Sheriff Malloy.
Although Chen Xu has troubled himself many times during this time.
But he wasn’t disgusted.
They’re friends, after all.
Every time after helping a friend do something, the harvest of bringing “May 13” allows him to enjoy physical and mental pleasure.
Even his somewhat awful family is better.
The yellow-faced woman who originally told him to betray himself was also much quieter during this time.
This all made Malloy feel very good.
And more importantly, compared to Donal, who no longer knows where to go.
Now these new friends of his, let him worry a lot.
“Sheriff Malloy, is there anything you need to serve?”
After seeing Sheriff Malloy’s arrival.
Qiao Man immediately asked his bank clerks to close the door of the manager’s office.
Although Valentine is a small town that is much smaller than his hometown.
But the advantages of geography and industrial environment are more important for banks than some slightly larger towns.
After all, it’s full of merchants, and business means there’s money to run.
At the same time, in this kind of town, the importance of rights brought by the identity of the sheriff is, to some extent, even greater than that of the town mayor.
As he spoke, Mr. Joman took out a box of cigarettes from the drawer that he had used exclusively for hospitality.
Then he distributed one to Chen Xu and Sheriff Malloy, including Karen and Mary Bess in the back.
“Of course there is, Mr. Joman, your old business.” Malloy handed the signed contract to Joman.
Sergeant Malloy then introduced: “Mr. Matthew, an outstanding businessman in our town, he is about to open the first large laundry in the town, so he hopes to get a business loan from the bank. ”
Unlike most of Valentine’s ordinary farmers, there are also residents.
As the manager of the Valentine Town Bank, Joman is both a source of contacts and information.
None of them can be compared with ordinary people.
He suddenly thought of some rumors he had heard recently.
Smithfield’s Tavern, which recently launched a brand new drink.
It’s cheap, and it tastes very good.
It has been well received by a large number of Valentine men.
Even some of the regulars in the historic pub south of town couldn’t help but go to the Smithfield Tavern.
So much so that the owner of that tavern is already thinking about transferring it.
There’s also Sheriff Malloy, who has been spending more recently than before.
Qiao Man thought in his heart, couldn’t help but raise his eyebrows, picked up the relevant procedures that had been completed, and carefully examined it.
Although he probably already had some guesses in his mind, he still pretended to know nothing on the surface.
“There is nothing wrong with the materials, but this is a brand new company after all, and the only piece of property that can be mortgaged.” Qiao Man frowned and truthfully said to Malloy and Chen Xu.
He was willing to give Sheriff Malloy some face, too, although he didn’t know Chen Xu.
But being able to get Malloy’s referral, he is also willing to sell some face on something that doesn’t matter.
But some hard rules, he still can’t jump.
“What if this brand new laundry company has already signed an order?” Chen Xu took a file bag from Karen.
Take out a few points of the document again.
Laundry orders from Robert Farm workers, laundry orders from Smithfield Tavern, Valentine Police Department, and workers at a livestock farm.
In addition to the previous ones, the last livestock farm was also introduced by Malloy.
Because the glass bottles for moonshine were ordered through this livestock farm.
Orders for larger batches give the unit price of bottles some room to maneuver.
For the farm, this is equivalent to saving them more money, so that it is not difficult to accept a laundry business.
As long as the profit is greater than the payout. (Read violent novels, just go to Feilu Fiction Network!) )
“Of course… If that’s the case, I can give you a low-interest loan of up to $3,500. ”
Looking at the documents in front of him, Qiao Man called the lawyer in the bank over, and after making sure that there was no problem, he said to Chen Xu with a smile.
Despite these order contracts, a closer look at it can make it feel a little wrong.
For example, a Robert farm that I have not heard much of, why there are so many clothes to wash every week.
For example, why the unit price of laundry is not a little high.
But none of this has anything to do with him.
Because as long as these contracts are legal.
And the amount of the loan is also entirely in his indicators.
After all, occasionally banks also have cases of valuation errors …….
A laundry company that has just opened and already has a lot of stable cooperation business is already a high-quality loan target.
And even if the laundry goes bankrupt, it doesn’t matter.
Every year, banks have certain bad debt indicators in order to cope with these situations.
If these indicators are not used here, Joman will not be rewarded for this, after all, he has the responsibility of risk management in his work.
The same indicators are used, as long as the quota is not exceeded, no one will blame him.
After all, the loan itself also has certain risks.
So since that’s all it.
So why not use these indicators and make friends who need help within your own control.
And then get some gifts from friends?
He touched his bulging pocket, which was a native product that the other party had just given him.
What a warm, friendly and simple friend!
Thinking of this, the smile on Qiao Man’s face became even brighter.
So soon, Chen Xu signed a mortgage contract.
At the same time, he also had an extra 3,500 dollars in his account.
Then, he only needs to pay the bank $62 a month for the next five years until he pays off the money, or he can’t afford to be forced into bankruptcy and auction off his property.
After Chen Xu said goodbye to Joman who sent them to the door of the bank with a smile, then said goodbye to Sheriff Malloy, and finally came to the laundry that had not yet been renovated.
Karen, as well as Marybeth and Tilly, finally couldn’t help but ask the confusion in their hearts.
“Is there much point in doing these things that we’ve been running all day today?” Karen said to Chen Xu.
4.1 “Of course there is. Chen Xu nodded with a smile.
“First of all, we have a decent looking order, without which our plans can still be carried out, but discerning people know that there must be a problem, because ordinary laundries can’t earn that much every month.”
“And these can cover up some of us in the open, at least one reason to say the past.”
“And then although we have been sending money to Sheriff Malloy, just like us, he doesn’t dare to spend it.”
“Because of the small town sheriff, he can’t have such a high income, but now it’s different, he has a large legitimate source of income, as long as he doesn’t spend frequently and the amount exceeds $1,200 at a time.”
“And we are the same, the important thing is not the money itself, but its amount, which can be exposed to the sun for 3,500 US dollars.”
“It’s a clean amount of money that no one can find out what’s wrong.”
“Then we can use this money to make our business grow faster.”
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