Red Mansion: From Champion to King of Different Surnames.

After hearing this, Emperor Qianyuan smiled and said: "Okay, you have a big stick and a candied date in your hand, and you have taken the officials to death." "

"It's just that people's hearts are not enough to swallow elephants, even if the imperial court improves the treatment of officials, there are still people who will not be satisfied. "

Jia Yuan nodded and said: "What Your Majesty said is extremely true, but the minister thinks that if Your Majesty and the imperial court have tolerated it so far, and the group of moths is not satisfied, then it is time for the Imperial City Division to go out, kill him personally, and use blood to tell those who are about to move, I don't know what will happen." "

After listening to Jia Yuan's murderous words, Zhou Qing smiled with satisfaction and said: "If you can do the royal way, ~ you must also be able to be domineering." "

"The inner saint and the outer king-, not the outside. "

"You're right, how can there be no bloodshed in reform, as long as the army of the Great Zhou is not chaotic, everything else is not a problem. "

Jia Yuan also thought that it was true, speaking of harsh treatment of employees, Comrade Zhu Chongba, Emperor Taizu of the Ming Dynasty, could definitely be regarded as a black-hearted boss.

During the Hongwu period ruled by Boss Zhu, an official who embezzled sixty taels had to be skinned and filled with grass.

Boss Zhu has been in power for decades, and the officials and family members killed have not 100,000 but 80,000, but even if it is so cruel, the court situation is still as stable as Mount Tai, and no courtier dares to rebel.

In the final analysis, it is not because Zhu Yuanzhang is the emperor immediately and has extremely high dominance over the army.

Even a general in the army like Lan Yu, the Duke of Liangguo, Zhu Yuanzhang also wanted his life with a word.

In the final analysis, the massacre of officials is not a big deal, and the people will not be affected at all, and even the more they kill, the more the people will think that the emperor does not rub sand in his eyes and cannot tolerate any corrupt officials.

At this time, Emperor Qianyuan was no longer restrained by the emperor, and he had a very high degree of control over the army, so he naturally had confidence.

After hearing this, Jia Yuan said: "What Your Majesty said is that in addition, the minister has some suggestions about the transportation of taxes. "

After hearing this, Emperor Qianyuan said: "This is indeed a problem, in all dynasties, such a huge amount of taxes, all transported to the treasury and distributed uniformly, this back and forth will take a lot of time. "

Jia Yuan took out a copy of the fold from his bosom and handed it to Emperor Qianyuan and said, "Your Majesty, this is a draft of the minister on resolving this matter, please read it for Your Majesty's approval." "

Emperor Qianyuan looked at the cover of the fold, and it was written "Draft for the Establishment of the Royal Bank of the Great Zhou Dynasty".

With curiosity, Emperor Qianyuan looked at Jia Yuan's recital, and before he read two pages, Emperor Qianyuan's eyes emitted a blazing flame.

There is no other reason, but Jia Yuan's proposal is too advanced.

Jia Yuan proposed in the compromises that with the help of Xue's Commercial Bank, the Royal Bank of Dazhou would be established.

Then, paper vouchers were issued in the name of the Royal Bank of Dazhou, and all taxes handed over to the treasury were uniformly established with paper vouchers.

All officials in the Great Zhou Dynasty issued their salaries, and they were also issued through paper vouchers.

At the same time, the Royal Bank of the Great Zhou Dynasty used the Xue Commercial Bank as a springboard to establish branches of the Royal Bank of the Great Zhou in major cities in various provinces to manage the deposit of taxes in the treasury.

At the same time, the establishment of the branch also satisfies the problem of the credit of paper vouchers, and officials can immediately redeem cash in the branch as long as they hold the paper vouchers.

Moreover, paper vouchers are only circulated among officials, which largely solves the problem of a large number of bank frauds by imitating paper vouchers.

After all, officials are only a small number of people, and it is very convenient to trace the source of paper vouchers, which can solve the security problem of tax and silver to a large extent.

Emperor Qianyuan Zhou Qing looked at Jia Yuan in shock after watching Jia Yuan's recital and said, "Champion Hou, the surprises you gave me are one after another, the idea of this bank is simply a stroke of genius." "

"But judging from your compromises, this bank doesn't have any profitability at all, can it last for a long time?"

Jia Yuan said with a smile: "Your Majesty, first of all, even if the bank does not have any profit problems, let's calculate a simple account." "

"No matter how big the bank's cost is, it is not as big as the cost of transporting taxes in the provinces, even if the bank is completely discounted, this is also suitable for my big week. "

Second, banks are not without profitability, to cite the simplest example. (If you read a violent novel, go to Feilu Novel Network!)

"The Royal Bank of Da Zhou is in charge of the tax revenue of the treasury of Da Zhou, and after the implementation of the new policy, the treasury surplus will inevitably increase year by year. "

"It is entirely possible for the branches to lend one-third of the silver in their stock at one cent of interest to some merchants in the private sector who are in urgent need of money, so that they can use their own fields or shops as collateral for easily realized industries. "

"His field is worth a thousand taels of silver, and we can lend him eight hundred taels, and then we will agree on a date for the return of the principal and interest. "

"If he doesn't do it, the bank can take his land and shop to pay off the debt, so that the treasury will not suffer any losses. "

Emperor Qianyuan Zhou Qing was a little moved after hearing this, and then hesitated for a moment, and then said: "The bank must be opened in the name of the royal family, if this is the case, I am afraid that the courtiers should talk about it again." "

"Those imperial historians must play to say that I am competing with the people for profit, which will damage the royal demeanor. "

Jia Yuan said disapprerovingly: "Your Majesty, don't listen to the words of those pedantic people." "

"Nowadays, private lending, let alone one cent of interest, even if it is two or three cents, I am afraid that it is difficult to borrow silver. "[]

"It's more about cutting off the head, nine out of thirteen, and donkey rolling in the form of printing money. "

"The Royal Bank of Da Zhou only asks for a cent of interest, so as to not only solve the urgent needs of those merchants, but also ensure that the bank is self-sufficient. "

"If this is the case, if the group of imperial historians still do not give up, then they are harboring evil intentions. "

"And these things, the minister thought that he could let the left minister come forward to mediate in the court. (Xiao Qinyan: I TM thank you.) ）"

Emperor Qianyuan Zhou Qing's eyes lit up after hearing this, how could he forget this dog's leg, phew, and humerus.

This is the reason why corrupt officials are sometimes better than clean officials, the emperor pinched your pigtails, and you naturally felt at ease with it.

Corrupt officials can only obediently obey the emperor's orders, otherwise their lives will not be guaranteed.

Qing officials are different, especially those who are full of mouths, in fact, the clean officials who occupy the pit and do not and do nothing are simply more hateful than corrupt officials.

It's just that the emperor can't clean up these people with inaction, and they are not greedy for money and lustful, and they can't catch any tricks, so naturally they hate it so much that the roots of their teeth itch and there is no good way to take them.