Resource Tycoon Reborn

Chapter 64 Supermarket location selection

The weather in Fengyuan in May gradually gets hotter, and people's tempers also become irritable. Especially when people are queuing for errands and encountering traffic jams, people can't suppress their tempers.

anger.

With the deepening of the reform and opening up policy, there are fewer and fewer people who had to queue up to buy goods in the past, but at some point, people still can't escape from queuing up to do errands. The most common ones are queuing up to get in the car and

There is a queue at the bank. And queuing up in the bank is particularly annoying - I often see that four or five people have passed by in the queue next to me, and the person in front of me is still occupying the window and has endless business. Such a situation

, I think people who often go to the bank will be familiar with it. And at this time, you can only blame yourself for your bad luck, why did you choose the wrong team. If it is okay to go to the bank to do things during off-peak hours, what if

When everyone is withdrawing money together, it is common to stand in the bank for half an hour and an hour.

But one day in May, those who are interested will find that all Bank of Communications branches suddenly changed overnight. Rows of benches were placed in the open space of the business hall, or against the wall.

When you enter, a staff member will gently ask you whether you are doing business or private business, hand you a small number plate, and tell you that you do not have to queue in front of the window, but can sit on the bench.

Wait for the bank staff to tell you to go to a certain window to do business. Next to the bench, there will be two rows of newspapers for you to kill time while waiting. The Fengyuan branch of the Bank of Communications has excellent services.

We also prepared cold boiled water for people to enjoy for free for customers who came to do business.

This initiative immediately received great praise among Fengyuan citizens, and soon appeared in newspapers and TV, becoming a new measure for the reform and opening up of the financial industry. The name of Bank of Communications also became known to many citizens.

Only then did we realize that the Bank of Communications had such a rich historical heritage. Those citizens who had a Bank of Communications near their homes or workplaces naturally listed the Bank of Communications as their first choice.

Gu Yucheng has been so happy these days that he can't even find the north. A small idea that doesn't cost much at all has achieved better results than advertising in newspapers and TV. In less than a week,

, the new deposits of the Fengyuan Branch of the Bank of Communications increased by 300% compared with the same period in history, reaching a record high! The amount of loans also increased by more than 100% compared with the same period in history, and as time goes by, these two indicators

Still growing further.

The news that Fengyuan City's first large private mortgage loan was issued by the Bank of Communications spread with media reports, and attracted the attention of many people in Fengyuan City. For a while, they came to the Bank of Communications to inquire about this loan.

There is an endless stream of citizens applying for loan projects. With the deepening of the reform and opening up policy, there are more and more individual merchants in the society. They also have urgent needs for funds, but they are simply unable to obtain funds from major banks.

With the money in their hands, Bank of Communications' move undoubtedly gave them a glimmer of hope. These people came to inquire about the specific requirements for mortgage loans.

Fortunately, Gu Yucheng had been prepared for this result and came up with a trial method for mortgage loans that was already rough and unseemly in the eyes of future generations. In this "Method", Fengyuan Branch of the Bank of Communications

Regulations stipulate that the collateral that can be used for mortgage loans in banks is limited to items that are easy to value, such as private houses, precious metals, stocks, stamps, national bonds, etc. Antiques, cultural relics, celebrity calligraphy and paintings, etc. are not included.

Moreover, the mortgagor can only borrow one-half to two-thirds of the market value of the collateral. Once the market value of the mortgage fluctuates violently, the bank has the right to require the mortgagor to make up for the collateral in a timely manner. If the mortgagor does not

If the collateral can be replenished within a limited time, the bank has the right to call back the loan in advance. However, such a "Measures" still caused an uproar among individual merchants in Fengyuan City.

In just ten days, the Fengyuan Branch of the Bank of Communications received thousands of inquiries and reached 21 contracts. The total amount of the loan exceeded 600,000 yuan. Although this amount is not

It is large, but it gives Gu Yucheng enough confidence. In terms of state-owned enterprises, Bank of Communications has been difficult to shake the status of the four major state-owned banks in a short time due to its latecomer status. If Bank of Communications wants to develop and further grow, then

Facing individuals and the private economy, it has undoubtedly opened up a new path and is at the forefront of all banks. For a time, the Fengyuan Branch of the Bank of Communications became a highlight of China's financial reform.

Gu Yucheng also received an explicit commendation from the Bank of Communications head office for this. While he was excited, he was also somewhat grateful to Fang Mingyuan - Fang Mingyuan was really his lucky general. But all of this is a story for another day.

Fang Mingyuan and his wife, who successfully obtained a loan of 400,000 yuan from the Bank of Communications, returned to Haizhuang Town happily. With this huge sum of money, not only could Fang Bin's Pingchuan branch of Fang's Family Restaurant be officially started to operate, Fang Mingyuan had been preparing for a long time.

The supermarket plan can also be officially put on the agenda.

Fang Bin had long found a two-story building with an area of ​​no less than 100 square meters on the main street of Pingchuan County. The owner here was originally the Pingchuan County Machinery Factory. In recent years, due to the worsening situation of the Pingchuan County Machinery Factory, in order to

In order to raise employees' wages, Fang Bin had to change the place that was originally rented out to sell it. Fang Bin spent a sum of money to buy it outright. This is what Fang Mingyuan meant. First, it can ensure the stability of the restaurant and not be affected by it.

Due to the problem of rent, we have to change locations frequently; secondly, we also consider that with the development of the economy, the price of real estate in Pingchuan County has been rising steadily, and we will definitely not suffer a loss after buying it.

County Magistrate Li Dongxing also fulfilled his promise. The Fang Family Restaurant entered Pingchuan County, and no one from all departments set up a card to make it difficult for the Fang Family - no one would mess with the restaurant that the County Magistrate liked. Tangtang

Mr. County Chief, after coming to Pingchuan, I didn’t hear that there were any unique preferences, but I just took a high look at this fish head cake. Moreover, this fish head cake has received rave reviews in Pingchuan County, and many people are looking forward to it.

They came to Pingchuan County to open the restaurant, so the entire preparation process for the restaurant's opening went very smoothly. They soon entered the house decoration process.

Fang Mingyuan found a mid-range restaurant decoration from his memory, drew a schematic diagram, and handed it over to a decoration company introduced by Zhou Yuanchao, who couldn't help but be amazed by it. It was completely different from those restaurants in Pingchuan County. The decoration

The completed Fangjia Restaurant not only looks grand and beautiful, but is also unique in Pingchuan County. It is obviously different from other restaurants from the appearance to the interior. There is no doubt that the completed Fangjia Restaurant is definitely the highest grade in Pingchuan County.

It is also the most distinctive.

At the same time, Fang Mingyuan was busy looking for warehouses and suitable stores in Pingchuan County, recruiting clerks, and preparing for the opening of his first supermarket. Zhou Yuanchao also drove a bread truck to accompany him around the county.

Today, Zhou Yuanchao is also a powerful director in the postal system of Pingchuan County. Thanks to Fang Mingyuan, he is now considered to be somewhat wealthy in Pingchuan County - the monkey tickets he purchased back then are still there today.

.

"Are you saying that this monkey stamp can be turned into 240 yuan a piece in three years?" If someone else said this, Zhou Yuanchao would definitely spit on it. You kid is crazy about money. Eight-cent stamps

It has risen to sixty yuan, but you are still not satisfied. You are still thinking of getting it to two hundred and forty yuan. You think this monkey ticket is made of gold! But this is what Fang Mingyuan said, and he has to seriously consider it. Eight cents back then

When it was eight yuan, he wanted to sell it, but Fang Mingyuan stopped him; later, when it was eight yuan, he wanted to sell it, but Fang Mingyuan stopped him; and later, when the monkey ticket was thirty yuan a piece, he felt that it was already a top dollar.

It was so scary that Fang Mingyuan still stopped him. Everything that happened later undoubtedly proved that Fang Mingyuan's judgment could not be more correct.

"Uncle Zhou doesn't believe it? That's an old saying. I'll pay seventy-five yuan a piece and eat all the monkey tickets in your hand! But the money can't be paid until the funds on hand are turned over. What does Uncle Zhou think?

?" Fang Mingyuan said with a half-smile.

Zhou Yuanchao was immediately agitated. Every time he wanted to sell, Fang Mingyuan did the same. He would simply buy it from him at a 10 to 20 percent increase in market price. "If you don't want to sell, I still believe in your judgment."

No, this money will be of great use in the future!"

Fang Mingyuan smiled nonchalantly and said, "Since Uncle Zhou doesn't want to sell it, it doesn't matter. Just keep it in your hands. Anyway, you just have to inform me in advance when you plan to sell it."

While talking and laughing, they had arrived in front of a factory.

"What do you think of this place?" Zhou Yuanchao pointed to the factory gate and said, "This was originally the old factory area of ​​Pingchuan County Agricultural Machinery Factory. In the past two years, they moved to the other side of the county, leaving such an area here.

He Factory. They really wanted to sell this place, but no one in Pingchuan County was willing to take it over, but it was a pity to demolish the factory, so it has been postponed until now."

Fang Mingyuan looked around. It was close to the edge of Pingchuan County. Fortunately, Pingchuan County was not big. Taking a bus to the center of the county only took seven or eight stops. Moreover, the transportation here is quite convenient.

There are three bus lines, all of which have a stop here. For residents of Pingchuan County, it is obviously very convenient to come here.