Resource Tycoon Reborn

Chapter 227 Harsh Conditions

Fang Mingyuan seemed to have caught a little clue...

"Mingyuan! Wensheng!" Bai Ping opened the door and said with dissatisfaction, "Look at what time it is. Xiaoya, the others, and Jiayi have been waiting for you for more than an hour!" Fang Mingyuan then noticed the wall.

On the watch, the hour hand already pointed to eleven o'clock.

"Ouch!" Fang Mingyuan jumped up quickly and said to Shi Wensheng, "Uncle, that's all for today! We have an appointment with Uncle Su this afternoon. If we don't leave, we will be late!"

"Go, go!" When Shi Wensheng heard that he had an appointment with Su Aijun, he stood up and said, "Be careful on the road and have fun. Will you be back in the evening?"

"Probably not coming back. We plan to stay at Grandpa's place for one night and we will decide tomorrow based on the situation." Fang Mingyuan said as he walked out.

Fang Mingyuan and the others rushed to Fengyuan at lightning speed, but even so, it was already past twelve o'clock when they arrived in Fengyuan City. Su Aijun, Yang Junyi, Ma Yongfu, Li Dongxing, Gu Yucheng and others were already in the Fangjia Restaurant

Waited for them for a quarter of an hour.

"Sorry, sorry, Uncle Su, we're late!" Fang Mingyuan said continuously as soon as he entered the door.

"It doesn't matter, we just arrived not long ago. It's rare for everyone to have time to get together and just chat!" Su Aijun laughed and said, "This one is the apple of the eye of Mr. Zheng Yutong, right?"

On the way here, Zheng Jiayi also roughly heard from Zhao Ya and others about what kind of people these people present today are. So she stepped forward obediently and said: "Hello, Uncle Su, I am Zheng Jiayi!"

Under Fang Mingyuan's introduction, Zheng Jiayi met other people one by one. The people headed by Su Aijun were greeting Zheng Jiayi while secretly winking at each other, with ambiguous smiles hanging on their lips. Fang Mingyuan looked at

It's both helpless and funny! These guys seem to think that they have kidnapped the princess of the Zheng family again!

Since Zheng Jiayi was present, everyone's conversation did not involve political affairs, but instead talked about some local customs and customs in Qinxi Province.

"Master Fang, what are your plans for the afternoon?" Yang Junyi asked casually.

"Go to Lishan Mountain and let her see the Terracotta Warriors and Huaqing Pool. If you come to Fengyuan, you can't just pass by without getting in." Fang Mingyuan said with a smile.

Yang Junyi nodded, reminding himself in his mind that he must remember to say hello to his subordinates and send someone to accompany him secretly for protection. The economy has developed and the people have become relatively rich, but the public security of this society has been in red light every year.

This kind of cases has been rising sharply for several years. Especially in these tourist areas, people from all over the world are mixed together, so don't let anything happen. Otherwise, it will be a big trouble.

"Master Fang, I heard that Mr. Zheng Yutong also attended the Jimin Bank shareholders' meeting in Shanghai this time? Is that right?" After drinking for three rounds, Gu Yucheng asked Fang Mingyuan softly.

Fang Mingyuan nodded and said: "Uncle Gu, Mr. Zheng is also one of the official shareholders of Jimin Bank, holding 5.72% of the shares. Sister Qiu Xia, on behalf of Mr. Guo, also officially invested in Jimin Bank, and also holds 100% of the shares."

5.72% of the shares. Our Fang family’s shares are 6%!” Gu Yucheng’s question was not unexpected at all. The establishment of Jimin Bank will obviously make people with

The Bank of Communications, which the Fang family has been cooperating with smoothly, has a sense of crisis.

The Fang family can now be said to be among the top private enterprise customers of Bank of Communications, both in terms of deposit amount and loan amount. Moreover, the Fang family has never had a record of defaulting on loans since they cooperated with Bank of Communications. For such an excellent large customer,

Naturally, it is a key customer that the Bank of Communications always pays attention to. Now that the Fang family has invested in Jimin Bank, the leaders of the Bank of Communications will naturally be worried about whether the Fang family will lose this big customer!

Gu Yucheng opened his mouth, but said nothing. Fang Mingyuan spoke so briskly that he didn't know how to continue.

"Uncle Gu, I know what you want to ask, and I also know what the leaders of your bank are worried about." Fang Mingyuan filled the wine glass in front of Gu Yucheng and said with a smile, "Uncle Gu, actually you don't have to worry so much. Although Jimin Bank

Now it has been officially established legally, but its official operation will probably not be until the second half of this year. And after its opening, for a long time, its business outlets will not be able to reach Qinxi Province. A private joint-stock bank

, the registered capital is only a few billion, and compared with your Bank of Communications, it is just a squirrel in front of the elephant!"

"Lao Gu is not worried about Jimin Bank, he is worried about the attitude of you and the Fang family!" Su Aijun said with a smile.

"Of course my Fang family and I will continue to support Uncle Gu as always!" Fang Mingyuan pretended to be surprised, "Uncle Gu, what do you have to worry about? To be honest, if it weren't for Jimin Bank, it would only be in its early days.

The small temple cannot accommodate the great Bodhisattva, so I would like to recommend you, Uncle Gu, to be the president of Jimin Bank!"

"Ahem..." Ma Yongfu almost spit out a sip of wine. Fortunately, he turned around quickly, but he still choked. Well, this poacher has even dug into Gu Yucheng's head! You know, now,

Gu Yucheng is the vice president of the Bank of Communications, in charge of the entire northwest region. He is also recognized within the Bank of Communications as the most powerful contender for the next president. If Fang Mingyuan poaches him, the top management of the Bank of Communications will not be able to

Vomited blood!

"Young Master Fang, you really think highly of me!" Gu Yucheng said with a bitter smile. Fang Mingyuan's words can be said to be half true and half false. Of course Gu Yucheng knew that with the relationship between the Fang family and the Guo family, and the current attitude of the Zheng family, if Fang Mingyuan

I really recommend myself, and the board of directors first obtained approval for nearly 17% of the shares. 17% does not seem like much, but Jimin Bank has about 60 shareholders, and on average each shareholder is only less than 100%.

With a few percent of the shares and more people, it would be difficult to unify the opinions. Naturally, it would be better to join forces with the three families of Fang, Guo, and Zheng.

"I'm very serious!" Fang Mingyuan said sternly, "Just considering that in the first few years, Jimin Bank was only a regional branch of several major state-owned banks. Let Uncle Gu take charge, which is really overkill!

"

Fang Mingyuan's words spoke to Gu Yucheng's heart. To be honest, is becoming the first president of Jimin Bank attractive to Gu Yucheng?

Of course there is! After working in a state-owned bank for so many years, Gu Yucheng knows all about the twists and turns in state-owned banks. How many of the loans that China's state-owned banks lend out every year are actually collected?

Back? If it weren’t for the monopoly status granted by the state and those policies that can almost be called predatory, I’m afraid it would have gone bankrupt long ago!

In other words, in these state-owned banks in China, as long as the leaders are not pigs, and as long as the government does not force the banks to provide loans to companies that are definitely unable to repay the loans, it is a damn thing if they are not profitable! Although, he

Gu Yucheng is a bank executive, but Gu Yucheng feels that there is no essential difference between being an official. What he thinks about all day long is not how to increase the bank's profitability, but how to deal with these greedy officials.

If... even if Jimin Bank could be one-tenth the size of Bank of Communications, Gu Yucheng would be willing to give up his current position in Bank of Communications and change jobs! Unfortunately... the current size of Jimin Bank is really too small

, and with Huaxia's financial system, it will take quite a long time for Jimin Bank to quickly develop to even one-tenth the size of a smaller bank such as Bank of Communications among state-owned banks.

He, Gu Yucheng, really can’t afford to wait!

Fang Mingyuan looked at his face and saw that Gu Yucheng was obviously a little moved, and couldn't help but laugh in his heart. Counting Jimin Bank, there were actually more than five banks in which Fang Mingyuan had shares. In addition to those as far away as the United Arab Emirates, and

In addition to the banks that Prince Abdullah and the others cooperate with, there are also Russia's Menatep Private Bank and two local banks in Japan. However, the shares of each of them are not very large, and they are far from the point where they can hold a controlling stake.

.

The road must be walked step by step, and the meal must be eaten bite by bite. Fang Mingyuan is confident that in ten years, he will gradually integrate these financial resources in his hands, thereby creating a core financial institution for Fangjia Industry. And Gu Yu

Cheng is the future leader he has chosen so far.

Before this, Fang Mingyuan was not sure whether Gu Yucheng was willing to give up the administrative level of a state-owned bank executive, but now it seems that this is obviously not an insurmountable barrier!

"Uncle Gu, at the shareholders' meeting of Jimin Bank, I would only choose Jimin Bank if there is a local branch of Carrefour Group. As for the business outlets of Jimin Bank, they have not yet opened.

The places we arrived will naturally remain as they are!" Fang Mingyuan said with a smile.

Gu Yucheng felt relieved for the first time. If this were the case, the impact on Bank of Communications would indeed be small, and for him, it would be minimal.

"Moreover, Sister Qiu Xia, Mr. Zheng, and I put forward a proposal at the shareholders' meeting. After everyone's fierce debate, it was finally passed." Fang Mingyuan said, "After the establishment of Jimin Bank, within fifteen years

If all shareholders, including their affiliates and companies, want to borrow money from Jimin Bank, they must obtain the consent of shareholders who account for 85% of the shares, and the total loan amount must not exceed the number of shares held by the shareholder.

Value! If someone deliberately hides his relationship with the lending company, once found out, not only will he be held accountable, but the shares he holds in Jimin Bank must also be transferred to other shareholders!"

"Ah?" At this time, not only Gu Yucheng, but also Su Aijun, Yang Junyi, Ma Yongfu, Li Dongxing and others were shocked!

Why are such harsh conditions aimed at the bank’s shareholders?