Resource Tycoon Reborn

~Date:~September 29~

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"You can apply for a loan from the Qinxi Provincial Bank of Communications. As long as the procedures are complete, I can guarantee that you will not face any difficulties!" Fang Mingyuan resisted the urge to reach out and pinch Zheng Jiayi's tender and attractive face.

He said impulsively. With the relationship between the Zheng family and himself, if Zheng Jiayi goes to the Bank of Communications, Gu Yucheng will definitely treat her like a distinguished guest. There is no doubt about this!

"Besides that?" Zheng Jiayi said with a narrow smile, "Young Master Fang is known as a business genius. Do you have any other good ideas?"

"Jiayi is going to test me." Fang Mingyuan pondered for a moment and said, "There are ways, but I don't know how much confidence you have in your future, Jiayi!"

Zheng Jiayi was stunned for a moment, what did Fang Mingyuan mean by this?

"If, Jiayi, you have firm confidence in your future, I have a way!" Fang Mingyuan said.

Zheng Jiayi's eyes lit up immediately. In fact, based on Zheng Jiayi's own net worth, although she is not considered a wealthy person in Hong Kong, she can be called a little rich woman in the mainland. To operate the Guanzhong Travel Agency

It is certainly not enough to become a first-class travel agency in the Mainland, but it is not difficult to sustain it!

And as a mainlander with Hong Kong capital, it is not difficult for her to get a loan from a bank. But she just wants to know that without financial support from her family and banks, just with her own net worth, Fang Mingyuan can

Is there any way to realize your wish!

Zheng Jiayi has always been favored by the Zheng family. On the one hand, it is because she is beautiful and cute, and she is good at studying; on the other hand, it is also because Zheng Yutong thinks that she has some talent in business. You know, she single-handedly made Chow Tai Fook Jewelry Gold

From an insignificant small company in Hong Kong to today's leader in Hong Kong's jewelry industry, Zheng Yutong is recognized by Hong Kong people as a business genius. And Zheng Jiayi, who can be praised by Zheng Yutong, will naturally be praised in people's eyes.

Take a look higher.

But since Fang Mingyuan appeared in Zheng Yutong's eyes, Zheng Jiayi heard praise from her grandfather more than once. Especially after going to sea a few days ago, although everyone did not understand, Mr. Guo and the others were at the meeting.

Who did they meet in the living room and what did they talk about? But after Zheng Yutong came home, he praised Fang Mingyuan as being unmatched in the world!

Needless to say, grandpa’s intention is obvious. Zheng Jiayi knows it just by thinking about it. Well, although Zheng Jiayi also admits that, as far as she knows, there is really no one among her peers who can compete with a monster like Fang Mingyuan.

Compared with him. But Zheng Jiayi also has self-esteem. Even though she already likes Fang Mingyuan in her heart, she has to be pursued all the time. She actively pursues Fang Mingyuan, and even makes a good plan to share Fang Mingyuan with other women.

Mentally prepared, she was still a little unwilling!

Although polygamy is not uncommon among the older generation in Hong Kong and Macau, many celebrities of the older generation have more than one wife, and the most famous among them is naturally the gambling king in Macau!

This is due to historical reasons!

Among the younger generation of upper-class people in Hong Kong and Macau, although they are already monogamous, the number of husbands who have confidants outside is also quite considerable. However, some families will fall apart because of this, and some families

, but maintained it quietly.

The same is true for the Zheng family. Zheng Yutong was also a popular figure in the Hong Kong media back then. According to older people in the family, there were more than a dozen of his confidantes with names! Stewardesses, models, singers, etc.

Movie stars, and even foreign women, but Mrs. Zheng has never had any dispute with Zheng Yutong about this in public. For decades, she has perfectly performed her duties as a wife. And now, Zheng

Mr. and Mrs. Yu and Dong have become a model couple in Hong Kong.

Another example is her uncle, Zheng Yutong's eldest son. According to Zheng Jiayi's mother, he had an outhouse outside and even gave birth to two sons for his uncle. However, if nothing unexpected happened to these two children,

Otherwise, it is impossible to be officially included in the Zheng family's genealogy. In the future, they will not have an official share of the Zheng family's property!

If we look at the children of these wealthy families in Hong Kong, of course there are some who live a happy monogamous life, but there are also those who have constant scandals and constant marriage changes! Therefore, for her future husband, Zheng Jiayi does not have the extravagant expectation that he can live a clean life and just keep himself alone.

.After all, this is a world dominated by men, and the better a man is, the more he will attract the favor of women. And no matter how outstanding a man is, when facing an equally outstanding woman, he will have sympathy for her♀ No.

He likes the new and hates the old, but in many cases, this is the instinct of human reproduction!

Sometimes, Zheng Jiayi also wonders, compared with love, is the position of a head wife so important? Zheng Jiayi is not a person who loves money, and her future wealth will not be the same as that of the second generation of the Zheng family.

In comparison, among the third generation, she will definitely be born under the zodiac sign 1 and 2. Even if she can no longer inherit property from her father in the future, her net worth can be regarded as a rich man in Hong Kong!

Therefore, she does not value the material gains brought by marriage, but cares more about the compatibility of souls. What about a marriage without love, even if there is a marriage certificate? Are there still few divorced people in reality?

"Overseas travel from the mainland has only been liberalized this year. However, if domestic people want to go abroad for private purposes, there are still many restrictions compared to going abroad for official business. For example, when going abroad, especially developed countries in Europe and the United States, you must show proof of property and pay fees.

Deposit!" Fang Mingyuan said.

"Wait a minute, I understand the property certificate, what is the deposit?" Zheng Jiayi said in surprise.

"It means to give a certain amount of deposit to the travel agency, and then return it to the overseas personnel after a certain period of time after returning to the country. The amount is usually more than 10,000 yuan!" Fang Mingyuan explained.

"Why?" Zheng Jiayi said strangely. In Hong Kong, I have never heard that a deposit is required for travel.

"The reason is very simple. Travel agencies are worried that after tourists go abroad with a group, they will leave the group and not return! They will sneak into the country in disguise! And once this happens, the travel agency will not only be fined and criticized by the government department, but if it is serious, it is very likely to be cancelled.

Their qualifications to organize overseas travel! Moreover, if this happens, it will also have an impact on travel agencies and embassy application teams to apply abroad!" Fang Mingyuan said, "Many situations in China cannot be compared with Hong Kong!"

Hong Kong residents who go abroad can enjoy visa-free or visa-on-arrival in more than 100 countries around the world, covering most countries and regions in the world. It can be said that Hong Kong residents basically do not need to apply at foreign consulates in Hong Kong when going abroad.

.But residents in mainland China do not have such convenience! In fact, in Fang Mingyuan's view, it is because the living standards between Hong Kong and the mainland are so different. Unless it is for crime, Hong Kong people generally do not need to

Although the country never announces the number of mainland residents who are smuggled abroad and mainland residents are smuggled to developed countries in Europe and the United States through various channels every year, Fang Mingyuan knows that it should be quite considerable. It also causes headaches for the host country.

Therefore, in order to prevent overseas travel from becoming a shortcut for some stowaways, causing international disputes; of course, there is no denying that there is also the factor of risk transfer by travel agencies, so the nondescript thing of security deposit appeared!

Zheng Jiayi nodded with some understanding, but she didn't understand why Fang Mingyuan mentioned this?

"We can make a fuss about this deposit!" Fang Mingyuan said, "Although I don't know the current situation of overseas tours organized by travel agencies, I think one thing is correct, that is, there is also a scale effect in the tourism industry!

"

"That's right!" Zheng Jiayi nodded. The reason why Guanzhong Travel Agency is also quite famous among its colleagues in Hong Kong is because it is the travel agency that delivers the largest number of tourists to Hong Kong in northwest China every year.

"If a travel agency can transport a certain number of tourists to a tourist location every year, then the local tourism industry will definitely give a certain degree of discount. This is just like chartering flights and chartering shops. It is impossible to sell them at market prices. Therefore,

As long as the scale of tourists can reach a certain number, the fees borne by travel agencies on overseas trips will be significantly reduced, which is extra profit!" Fang Mingyuan continued.

"I understand all this, but what does this have to do with the deposit?" Zheng Jiayi said, still a little confused.

"What I mean is that at the beginning, the company can give up these extra profits, or even use the cost price to attract customers! But the amount of the deposit must be increased, and at the same time, the deposit must stay with the company as long as possible!

The company can then use these deposits to expand itself..." Fang Mingyuan said.

Fang Mingyuan's idea is actually very simple. When it comes to organizing overseas tours, travel agencies should try their best to expand the number of tourists while ensuring the quality of service! As long as the operation is good, by then, the company's account can be guaranteed to have a total of

A working capital of millions or even tens of millions of dollars is equivalent to a long-term loan with zero news!

This is just like many supermarket chains in China. Why do they always take three months or even half a year to settle payments with manufacturers? This is the same reason. In the same way, even if supermarket operations are operating at capital guarantee, the profits obtained from these deposits will not be the same.

, is enough to ensure that supermarket operators are overjoyed!

Especially in China, where it is very difficult for non-state-owned enterprises to obtain bank loans, the existence of this deposit is even more valuable! When Fang Mingyuan was building Carrefour Supermarket, he also thought about whether to adopt this model.

But in the end he gave up!

Zheng Jiayi pondered for a long time and said: "However, as far as I know, the domestic income level is not high. For an individual, such a huge sum of money is placed in the hands of a travel agency, so they will not worry about the money fleeing the country.

situation?"

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