Resource Tycoon Reborn
Chapter 273 Request for interest-free
"Age of Discovery", "Resident Evil", "Pocket Monsters"...this series of games that are familiar to game players and have received great praise in Japan and even around the world are all produced by Gamestation Company, and they can be given to Gamestation Company every year.
It has brought extremely huge profits. In the past few years, several games from Blizzard of the United States such as "Heroes of Might and Magic", "Warcraft" and "Diablo" that it has represented have also caused great excitement in Japan.
sensation!
Therefore, in today's Japanese game industry, Gamesstation has been recognized as an emerging company comparable to top game production companies such as Square Enix. Compared with other companies, what it lacks is just historical background. Loan to such a company
For a company, for a municipal bank, it can be said that there is no risk at all.
A huge loan of US$3.8 billion has been transformed from a non-performing debt that is difficult to recover in full into a high-quality loan recognized by the industry. If this news spreads, it will be enough to cause the stock price of Municipal Bank to jump by a hundred on the Tokyo stock market.
Maybe seven or eight. It's just... How could Fang Mingyuan and the others be so kind? Even if they intend to acquire Sogo0 Co., Ltd., they can't be so considerate for the commercial banks, right?
Sasaki Sentaka and Nagano Mabuyuki exchanged glances, and Nagano Mabuyuki expressed this surprise in an extremely tactful tone.
"First, with the needs of corporate economic development, it will be beneficial to both of us to develop a good relationship with your bank and strengthen cooperation in financial services." Lin Lian said with a sweet smile.
Sasaki Sentaka and Nagano Shinyuki's eyes lit up again. Listening to the meaning of Lin Lian's words, if it is not used to perfunctory themselves, it means that there will be other business cooperation between the two parties in the future, which is undoubtedly a good thing. Lin Lian
Most of the companies in our hands are now considered to be in very good operating conditions.
In fact, what Lin Lian said was really sincere. With the construction of Tongyi Special Zone and the launch of several large projects, Fang Mingyuan's funds are also tight, although it is said that Lin Lian will not be transferred.
However, in the short term, unless there are special reasons, Lin Lian will not provide large-scale financial support to Lin Lian. Although these companies in Lin Lian's hands have had business dealings with Japan's financial industry before,
Most of them are doing their own thing.
Lin Lian plans to gradually integrate these enterprises in the next five years, wash them out, sell some of them, and integrate the rest into one enterprise group as much as possible to adapt to the subsequent economic development.
In this case, you need a decent bank as a source of loans.
After many selections by her and Fang Mingyuan, the Japanese Municipal Bank was finally chosen. As a bank that was originally the sixth largest bank in Japan, although the operating conditions of the Municipal Bank cannot be said to be good due to the general economic environment of Japan, it is still thin.
A dead camel is bigger than a horse, and its assets are still very huge. Otherwise, it would be impossible for Sogo0 Co., Ltd. alone to borrow as much as 3.8 billion U.S. dollars from it. And other top ten banks in Japan
Those banks were eventually abandoned by the two of them due to various reasons.
"Second, our family is in China and we plan to invest in the domestic banking industry, so I hope your bank can provide some on-the-spot training opportunities for our employees and future management." Lin Lian added.
Nagano Masayuki was slightly surprised and said: "Has your country already liberalized the establishment of private banks?"
"The Chinese government has not relaxed the ban on the establishment of private banks. This is our Fang family's plan..." Fang Mingyuan laughed and said nothing more, so Nagano Shinyuki wisely stopped asking any more questions.
In fact, Fang Mingyuan's request is just to prepare professional talents for the city commercial banks in Tongyi and Fengyuan in the future. Fengyuan City Commercial Bank is a local joint-stock commercial bank controlled by the municipal government and participated by state-owned capital and private capital.
, had been established in mid-1997, and the Fang family also held 5% of the shares, which was considered an insignificant shareholder.
Although the shares in Fengyuan City Commercial Bank are not consistent with the Fang family's economic status in Fengyuan and even Qinxi Province, Fang Mingyuan is already very satisfied. Should the country advance and the people retreat, or the people should retreat and the country advance?
, even in the first decade of the next century, it is still a proposition that cannot be concluded. The government has always been extremely vigilant about private capital entering the financial industry. Otherwise, foreign banks can enter China
When the market is engaged in RMB storage business, it is still difficult for domestic private capital to enter the banking industry. If you can break a wedge first, you will have greater opportunities in the future.
Tongyi's city commercial bank is still in the process of applying. I believe that given Tongyi's status as a special zone, approval will only be a matter of time.
In Fang Mingyuan's long-term plan, the Second Gulf Bank, Jimin Bank, Fengyuan City Commercial Bank and Tongyicheng Commercial Bank all occupy an extremely important position. Without the firm support of the financial industry behind it, there would be no modern enterprise group.
Rapid development. Although the relationship between the Fang family and Bank of Communications has always been good, Fang Mingyuan does not dare to put all his eggs in this basket. Only what is in his own hands is the most trustworthy.
To Fang Mingyuan's request, Sasaki Sentaka and Nagano Shinyuki naturally agreed wholeheartedly. This was a win-win condition with no risk of competition at all. If they didn't agree, it would be a fool's errand.
"Third, we hope that your bank can waive the loan interest for at least six years!" Lin Lian said nonchalantly, making the request that made Sasaki Sentaka and Nagano Mabuyuki heart-wrenching.
The current average interest rate for external loans of municipal banks is generally below 2%. For a loan of up to 3.8 billion U.S. dollars, it is a high-quality loan. Naturally, the loan interest rate cannot be higher than the average interest rate. This means that
, they have to give up more than 400 million and nearly 500 million US dollars in interest. This is also a considerable amount.
Sasaki Sentaka glanced at Nagano Masayuki and asked for his opinion with his eyes.
Nagano Mabuyuki calculated in his mind that Lin Lian's request was not beyond his and Sasaki Sentaka's expectations. Of course, it was impossible for Gamestation Company to unconditionally take over the bad debts of Sogo0 Co., Ltd. from the Municipal Bank and relieve the Municipal Bank.
There must be some intention behind the scheme. But now it seems that what the other party wants is to become the largest creditor of Sogo0 Co., Ltd. and continue to use this US$3.8 billion loan for several years without compensation.
If there is no loan repayment pressure of US$3.8 billion for several years, for Sogo0 Co., Ltd., it can indeed reduce a lot of financial pressure. (To be continued. Please search Piaotian Literature, Novels Better updates faster!)
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