Resource Tycoon Reborn

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The profit prospects of the Fengtong Railway double-tracking have really excited everyone who knows about it.

The Fengtong Railway was originally a branch railway that transported coal from Tongchuan to Fengyuan. Today, when Tongchuan's coal resources are increasingly depleted, if it were not for the economic rise of Tongyi and Pingchuan, the economic significance of this railway can be said to have been

Not much. However, due to the rapid economic development of Pingchuan and Tongyi, the economic impact on Tongchuan, and the future extension of the Jin-Tong Railway, Jinning's rich coal resources can be continuously transported to the hinterland of Guanzhong via railway.

.This not only greatly reduces the cost of transporting coal from Jinning to Fengyuan, but also facilitates personnel exchanges between the two places. This makes the Fengtong Railway an important passage in the future between the Qinbei region and the Guanzhong region.

Today's Fengtong Railway, the transport capacity from Fengyuan to Tongyi has basically reached its limit, and anyone with long eyes will know that Tongyi's economic development is only the beginning. In the next few years,

, Tongyi's economy will reach a big level. By then, the insufficient transportation capacity of Fengtong Railway will become an important bottleneck for Tongyi's economic development.

It is precisely because of this that the local government of Qinxi Province stood firmly on the side of Pingchuan Railway Transport Company in the Fengtong Railway double-tracking project and requested the Ministry of Railways to approve the project as soon as possible.

Once the double-tracking project is built to Tongyi, the transport capacity of Fengtong Railway will not double or quadruple on the current basis, but may increase seven to eight times. In this way, Tongyi and Pingchuan are currently facing

The problem of insufficient railway transportation capacity will be completely solved! And among them, the economic benefits gained by Pingchuan Railway Transport Company will also be extremely considerable. It is very likely that it will rise somersaulting on the current basis.

The Fengtong Railway's revenue last year was as high as one billion. This is only because when the Pingchuan Railway Transport Company was first established, it operated at a loss and with a low profit for a long time, owed a lot of loans, and later carried out electrification and high-speed transformation.

, coupled with the replacement of new locomotives and carriages, the expenses in all aspects are very high. Otherwise, it will take another three or two years. The Pingchuan Railway Transport Company can fully undertake the Fengtong Railway double-tracking project with its own accumulation.

For banks, customers with no loan risks are naturally the best customers.

Moreover, since the Fang family has always cooperated with Bank of Communications for most of its projects, now there is a second Gulf Bank. As for Jimin Bank, although the Fang family's own industries do not have any loan projects with it,

However, many customers who have financial dealings with the Fang family choose to cooperate with Jimin Bank. As for the other major domestic banks, it can be said that they can only get some scraps.

Several major banks are naturally very dissatisfied with this situation, but the problem is that the Bank of Communications and the Fang family have had a cooperative relationship for many years. The origin can be traced back to the establishment of Carrefour Group Company. At that time, it borrowed money from the Fang family.

It is none other than Gu Yucheng, one of the main people in charge of the Bank of Communications today. It can be said that the Bank of Communications helped the Fang family at that time, and the Fang family also gave Bank of Communications and Gu Yucheng generous returns. And the Second Gulf Bank also has

Foreign capital background. It is not that easy to snatch the Fang family away from the hands of these two banks.

As the largest bank in the country, Hua Xia Industrial and Commercial Bank of China naturally does not want to see this situation happen, so it has been working tirelessly to break this situation. For this reason, they have even moved to replace Gu Yu

Sincerely poached the idea from the Bank of Communications. But this time, the total cost of the Fengtong Railway double-tracking project exceeds 1.2 billion yuan. It is also a big project for Qinxi Province. The new official has three things to do when he takes office.

Rodiga naturally hopes to get at least a share of the pie.

"Based on the profit prospects of Fengtong Railway, I believe that the shareholders of Jimin Bank can see it as long as they have a little vision." Rodiga said with a smile, "However, the shareholders of Jimin Bank can allow Jimin

Will the bank give Pingchuan Railway Transport Company a 50% discount on loan interest rate like we do? "50% off loan interest rate? Fang Zeliang and Gu Haisheng's eyes immediately moved over and focused on Rodiga. Pingchuan Railway Transport Company Construction Fengtong

To build a double-track railway, you must obtain a loan from a bank. If the Industrial and Commercial Bank of China can provide a 50% loan interest rate, you can save a lot of money every year in interest alone.

"And I heard that your company is still actively promoting the construction of Jintong Railway. Even if it is a single-line project, the cost of Jintong Railway will be higher than that of Fengtong Railway. Our bank can also do this project.

Providing a full loan with a 50% discount on the loan interest rate. I wonder if this can tempt Fang Shao?" Rodiga said confidently.

Fang Mingyuan looked at Luo Dijia for a while, then laughed and said: "President Luo, if your bank is really willing to provide such generous conditions and hand over the loan business of the two projects of Pingchuan Railway Transportation Company to your bank, then it will be

It doesn't matter." Anyway, the Fang family has many upcoming projects. Most of them in Shanghai and the southeast coast are divided up by Jimin Bank, Second Gulf Bank and Bank of Communications. So for those in Qinxi Province, let's give them a few projects.

It doesn't matter if ICBC helps share the firepower of other major domestic banks.

Zong Zheng, Fang Zeliang, and Gu Haisheng couldn't help but show a hint of joy. Although they usually received considerable preferential treatment if they came forward for loans, if the amount was relatively small, interest-free loans were not impossible.

But it was the first time that a loan worth more than one billion yuan was charged, and even a loan of several billion yuan was only charged a 50% interest rate. The three of them also understood that although the three of them had the right to make suggestions regarding the affairs of Pingchuan Railway Transport Company,

, but has no right to make decisions. The final decision-maker is Fang Mingyuan. With Fang Mingyuan's words, this loan business can really be discussed.

"Just these two projects are of course not enough. Our bank certainly hopes to have more and in-depth cooperation with Mr. Fang. If there are any big projects, please Mr. Fang consider our bank."

In any case, our bank is also the bank with the most abundant funds in the country." Rodiga said slowly and softly. He liked this feeling, looking at these elites who were dominant in their respective fields and listening carefully to his words.

Yiyu. Maybe his personal wealth is not as good as theirs, but the funds he can mobilize far exceed theirs. In his opinion, the reason why his predecessors have been unable to open up a situation in the Fang family is because they lack courage.

No matter how nostalgic Fang Mingyuan is, no matter how good his relationship with Bank of Communications and Gu Yucheng is, when faced with huge interests, he will not believe in the Fang family or that Fang Mingyuan will not be tempted!

Although it sounds like the bank has lost a lot of money by lending out a loan of more than one billion yuan or even several billion yuan with a 50% interest rate, but in Rodiga's view, if the Fang family can really be won over, then

No loss at all!

First of all, in China, the interest rate difference between banks' deposit and loan interest rates ensures that even if this is the case, the bank will not lose money on this business, the only difference is that it makes more money and less money.

Secondly, the income of Pingchuan Railway Transport Company ensures that the loans for these two projects can be recovered on time and in quantity. Although the interest on the loans is less, it is still better than lending to those who have no ability to repay the loans but have to borrow money from the local government.

Under the requirements of the government, companies that repeatedly add loans are stronger! Whether it is the cost of debt collection in the future or the risk of bad debts, they can be minimized.

Thirdly, the loan amount of Pingchuan Railway Transport Company is huge. After two projects, the loan amount is several billion yuan. The loan task of Fengyuan Branch in half a year has almost been completed. Who doesn't like such a worry-free and labor-saving thing?

I am willing to deal with small businesses whose loans are only a few million yuan - dozens of projects together are not as large as one project of Pingchuan Railway Transportation Company.

Fourth, the Fang family has many overseas connections, and ICBC is also facing the problem of going global. Being on good terms with the Fang family will also be beneficial to ICBC’s overseas operations in the future.

Fifth...

Rodiga can rattle off a host of benefits of doing so.

These are only the benefits to the bank on the surface, but also the benefits to the Luo family in private. Needless to say, how many people in these families in the country actually regret it back then?

Why didn't I have a good relationship with the Fang family? I missed so many years of good times in vain.

Now, under the guidance of Fang Mingyuan, which of the companies established by various investments has not made a lot of money? And more importantly, these wealth came from legitimate channels, not shit on the butt, no one can say

Nothing comes out of it, and when you spend it, you don't have to worry about political opponents using it to make trouble.

"President Luo said that, so I'm not polite." Fang Mingyuan said with a smile, "If nothing unexpected happens, this year or next year, our Fang family will discuss with South Korea's Samsung Group to build a flash memory production base in Qinxi Province.

Both parties jointly invest, and it is estimated that our family will prepare 5 billion to 7 billion for this project..."

Rodiga was overjoyed. He didn't know much about what flash memory was, but he could clearly hear the words Samsung Group of South Korea. Samsung Motors of South Korea and Fengyuan Qinchuan Automobile Co., Ltd. jointly established Qinchuan

Samsung Motors Co., Ltd., as well as South Korea's Samsung Group, cooperated with the Fang family to establish a wafer fab in Tongyi. It can be said that it is a typical example of the use of foreign capital in Qinxi Province today. However, in these two projects, the Fang family's loans are

Cheaper than Bank of Communications and Gulf Second Bank.

So he immediately said: "There is no problem!"