Resource Tycoon Reborn

Chu Pingdong was very glad that he had a driver with him instead of driving by himself. Otherwise, he might have been killed at a certain intersection just now.

How did those two idiots Wang Xuerong and Luo Zhe'an manage the Dengyu Road branch?

An employee of an insurance company went to a bank to sell bancassurance products. He knew that this was a business that the insurance company and the bank carried out in cooperation with the approval of the superior authorities.

Insurance companies use banks' numerous business outlets, number of staff, and large customer base to expand their business. At the same time, insurance companies that launch bancassurance products have to pay certain agency fees to their agent banks.

According to regulations, each bank's insurance agency is not limited to one insurance company, so in order to buy multiple insurance policies, the insurance company also dispatches sales representatives to the business outlets of major banks. Li Xuerong falls into this category.

Due to fierce competition, although higher-level departments have stipulated standards for banks to charge agency fees for bancassurance products, in fact, banks' agency fees are much higher than the standards stipulated by the state. Sometimes they can even reach the level of citizens' fees.

When the premium reaches RMB 10,000, the bank can withdraw six to seven hundred RMB in agency fees. With such generous income, bancassurance products have been rapidly promoted in the domestic banking industry.

Moreover, insurance companies will also issue sales bonuses to bank tellers, and each insurance policy will be rewarded according to the number of years. Therefore, some bank tellers who are bold, eloquent and good will receive bonuses for selling insurance that are much higher than their salary.

This in itself is nothing. After all, it is approved by the superior department and approved by the bank's board of directors. But allowing insurance company employees to wear uniforms of the bank and pretend to be bank employees to sell insurance to depositors, and beating bank customers in public, is

But it’s a taboo! What’s even more troublesome is that this kind of behavior was just seen by Fang Mingyuan, and Fang Mingyuan actually knew the customer who was beaten!

As a senior manager of Jimin Bank, Chu Pingdong is very concerned about the conditions of the industries under Fangjia. These industries under Fangjia have always attached great importance to the external service attitude of employees, whether it is Carrefour supermarket or Fangjia restaurant.

, and Tianding Electric, a chain of electrical appliance supermarkets, whose service level is well-known in the industry. No matter how unreasonable the customers are, the employees are required to serve with a smile and are not allowed to use harsh words, let alone beat the customers in public.

Of course, the forest is big and there are all kinds of birds, and there are indeed some unreasonable people in society. Therefore, these companies have generous compensation regulations for those employees who have been wronged, and the truly unreasonable people

, will also be handled through legal channels. The most famous one is the Peng Yu case. Carrefour Supermarket Group just gave him a bonus of 300,000 yuan to clear his grievances! 300,000 yuan, let alone

It was a considerable amount of wealth back then, and even now. Therefore, the loyalty of employees to the company in Fang Family Industry far exceeds the domestic average.

For such a director who attaches great importance to employee service, but saw with his own eyes the employees of his own industry beating customers in public, Li Xuerong and the others are not looking for death.

Chu Pingdong almost wanted to strangle Wang Xuerong and others. If you want to die, don't drag others down. He was shot even while lying down. Chu Pingdong put down the phone and immediately asked the driver to speed up and called Huaxia at the same time.

The person in charge of the life insurance company in Beijing, I am afraid that this matter will not be solved. What will be done at that time will have to be negotiated between the two parties. Moreover, Chu Pingdong was also angry at this time. If it were not for the Huaxia Life Insurance branch stationed at the Dengyu Road branch

How could something like this happen if the personnel were acting recklessly?

Although Sun Jun looked a little embarrassed, the injuries and bruises were minor and nothing serious. Some of Fang Mingyuan's entourage were knowledgeable in medical care and treated him on the spot.

Fang Mingyuan introduced Lu Mingyue and Mei Dongze to him, but he didn't say much. However, Lu Mingyue and Mei Dongze were very interested in Sun Jun. Fang Mingyuan had many classmates and friends to mention, but

There are very few people who can really be recognized by him and included in his circle. How come you have never heard of this Sun Jun before? But judging from Fang Mingyuan's appearance, he takes him very seriously.

"Ah, I remember!" Zhao Ya suddenly slapped her hands and said, "Are you the candidate who spilled ink on the taxi during the college entrance examination?"

Sun Jun's face couldn't help but feel a little hot. How embarrassed was he that a beautiful woman had remembered his embarrassing things for so long and even called them out in public?

Fang Mingyuan glared at Zhao Ya. After Zhao Ya blurted out, she also realized that something was wrong. When she saw Fang Mingyuan's eyes sweeping over, she couldn't help but spit out her tongue and hid behind Lin Rong.

"Xiao Sun, where are you employed now?" Mei Dongze said with a smile.

Facing Mei Dongze's inquiry, Sun Jun did not dare to be negligent in the slightest. He also saw that the two middle-aged men introduced to him by Fang Mingyuan were probably not ordinary people.

"Uncle Mei, I now work in the Qingwu Subdistrict Office." Sun Jun said quickly. After graduation, he successfully became a civil servant.

"Qingwu Subdistrict Office? I know." Lu Mingyue said with a smile, "Fifteen years ago, Zhiyong served as secretary there." Lu Zhiyong, Lu Mingyue's nephew, is now the deputy secretary of the district committee.

A few people were chatting casually, but Luo Zhe'an and Li Xuerong were sitting on pins and needles. They called Wang Xuerong, but no one answered.

Luo Zhe'an stood there, the sweat on his forehead and back never stopping. Although Chu Pingdong did not say who Fang Mingyuan was in the end, he was not a fool. He just came here from Chu Pingdong.

Sure, this young man must have a lot of background.

At this time, Li Xuerong, Zheng Jun, and Ma Ming also understood that they were in trouble this time. Looking at Luo Zhe'an's appearance and then looking at the four policemen sitting there, they were already flustered and didn't know what to do.

It's good.

Li Xuerong also received a call from the leader of Huaxia Life Insurance Company. A few steps away, Luo Zhe'an and the others could hear the roar coming from the mobile phone.

"Mingyuan, how do you plan to handle this matter?" Lu Mingyue changed the subject and returned to the topic. Based on his understanding of Fang Mingyuan, today's matter can be said to have violated his taboo. Jimin Bank,

Although the Fang family and their allies do not hold a controlling stake, who on the board of directors can despise their opinions.

"It is not impossible for bancassurance products to be sold in banks, but they must be regulated!" Fang Mingyuan said calmly, "At least something like today can never happen again!"

In the previous life, many banks' annual insurance agency fees amounted to several billions. Although it cannot be said that they were basically generated by deceiving the majority of depositors, a large proportion of insurance policies with deceptive elements accounted for them.

People can deny it. Most of the people who were deceived were ordinary people who had no other financial management methods, many of them were elderly people. These insurance policies did not suit their requirements, so that not only did they not get interest on their hard-earned money, but they even lost interest.

In some cases, they will even lose money! In the previous life, the general public was deeply disgusted by this kind of unclear disclosure of the truth to turn depositors' savings into insurance.

Fang Mingyuan originally took a stake in Jimin Bank because he hoped that Jimin Bank could, as its name suggests, earn legitimate profits while also doing some practical things for the people, instead of becoming one of those monopoly banks that take advantage of the people.

The vast number of small and medium-sized enterprises have one more loan channel, bringing a bit of vitality to the stagnant water of China's banking industry.

Therefore, Fang Mingyuan did not want to tolerate the scene that happened at the Dengyu Road branch today.

"It is indeed necessary to regulate, and, I think, these people must be prohibited from selling to the elderly over a certain age!" Sun Jun also said, "Insurance and savings are two completely different businesses. Those who are over 60 or 70 years old

We are very clear about savings, but not necessarily clear about the nature of insurance. Many bank staff take advantage of this to coax the elderly to treat insurance as savings. However, when the elderly need money urgently, they will not be responsible.

I have to take responsibility. I know that there are many disputes because of this. If there are too many things, I think it will not be good for the bank's reputation."

Mei Dongze and Lu Mingyue nodded slightly. Not to mention old people in their 60s and 70s, there were also many young people who were confused about the types of insurance offered by insurance companies. From time to time, they would be exposed in the media.

There were reports of fierce conflicts between insurance company salesmen and customers.

"But we have no choice. Everyone in our office has the task of selling insurance products. The leaders above have assigned it. If we fail to complete the task, we will have to deduct bonuses and wages." Luo Zhe'an complained.

"Everyone has one?" Fang Mingyuan raised his eyebrows and asked, "Everyone here has an insurance agent qualification certificate?"

"No! She is the only one we have here." Luo Zhe'an pointed at Li Xuerong and said.

Fang Mingyuan felt a surge of anger in his chest again. In his previous life, because some of his classmates worked in this industry after graduating from college, he still knew something about the insurance industry. To work in insurance, you must pass the examination, and

That is to say, you must obtain the insurance agent qualification certificate before you can become an insurance salesperson. It does not mean that you can do it just by picking someone up. Because you simply don’t understand the twists and turns involved.

And he remembered that there should be regulations that require those who sell bancassurance products in commercial banks to have insurance agent qualification certificates.

If it is true as Luo Zhe'an said, the Jingcheng Branch of Jimin Bank has violated regulations in the business of selling bancassurance products! (To be continued. Please search Piaotian Literature, the novel will be better and updated faster!)