Resource Tycoon Reborn

Chapter 850 Changes

PS: PS: Thanks to book friends Lv'ao, haiwj, Little Tiger from the Devil's World, Xijiang Yue Chong Chong, and tsaiyun for their monthly votes. Thanks to book friends Dead Beauty and Death Day, Little Tiger from the Devil's World, and Swordsman for their rewards. Urgently request monthly votes and recommended votes.

!

In mid-September, many people were surprised to find that in all Jimin Bank branches across the country, the phenomenon of selling insurance had decreased a lot. As soon as depositors entered the door, there were no longer people chattering like brown candies to you.

Various bancassurance products are recommended, but a special table is set up in the lobby. Interested depositors can take the information themselves, and then insurance company employees dressed in clothes that are clearly different from bank employees will come forward to introduce the products.

Moreover, these depositors who are interested in bancassurance products also find that when explaining these bancassurance products, the employees of these insurance companies no longer take the bancassurance products and savings deposits, bank financial management, etc. like the staff at other bank branches.

products, etc., and make one-sided analogies between the benefits of insurance products and bank deposit returns, treasury bond returns, etc., intentionally exaggerating or disguised exaggeration of insurance contract returns, and promising fixed dividend returns, etc. Instead, they clearly tell these depositors that this

It is an insurance product! For those elderly savers, the employees of these insurance companies will not take the initiative to trick these savers into buying insurance. On the contrary, when they intend to buy insurance, they will still confirm again and again whether they understand that they are buying insurance.

Not saving.

At the same time, all depositors who have applied for bancassurance products at Jimin Bank business outlets will have Jimin Bank staff come to confirm in person. If they are unwilling to continue to take out insurance, Huaxia Life Insurance Company has not paid any compensation.

If so, you can unconditionally surrender the policy. This work took more than half a month. This is because bancassurance products have not been launched for a long time. There are not many depositors who apply for bancassurance products at Jimin Bank. Otherwise,

Even if these staff members of Jimin Bank worked eighteen hours a day and vomited blood from exhaustion, they couldn't have completed it in more than half a month.

Although Jimin Bank and the major life insurance companies that cooperate with it have not publicly publicized this process, after all, there is no airtight wall in this world. After several disputes over bancassurance products, this

The matter was brought to light by the media. It attracted the attention of many people for a time.

A large number of media rushed to Jimin Bank, scrambling to report this positive event. Some media also learned from some "qingren" people from some insurance companies that all this happened only because of a decision by the board of directors of Jimin Bank.

A director accidentally discovered that Jimin Bank Jingcheng Branch had many irregularities in the sales of bancassurance products, causing losses to depositors. The director jointly put forward this proposal with several other directors on the board of directors, asking Jimin Bank to

The People's Bank of China must correct this problem and make up for the losses of those depositors.

After urgent consultations with many insurance companies, Jimin Bank has decided that all depositors who have purchased bancassurance products at Jimin Bank branches will have an unconditional full refund opportunity! And all insurance companies have suffered losses as a result.

The losses were borne by Jimin Bank. All handling fees and bonuses for these policies were also fully refunded to the insurance company.

According to estimates by industry insiders, Jimin Bank will have to bear 50% to 80% of the losses caused by insurance companies for all policies that are ultimately determined to be surrendered in full and unconditionally.

The staff of Jimin Bank came to visit one by one to confirm the various additional expenses incurred. This will be a huge expense of tens of millions of yuan, or even hundreds of millions of yuan.

As for why Jimin Bank did not publicize this approach with great fanfare, the media speculated that this was to avoid dissatisfaction from its peers, that is, other banks. After all, Jimin Bank is a private bank with foreign equity participation.

Suddenly, the image of Jimin Bank in the minds of the Chinese people suddenly became taller. The number of depositors and merchants who came to handle business suddenly increased. People were already concerned about those who took money out of their own pockets in various ways, but they

Banks are disgusted by companies that don't take any bullshit responsibilities, but Jimin Bank's actions make the people of the country feel bright.

And in November, an incident happened on the streets of Tongyi, which added fuel to the fire. In the emerging business district of Tongyi, an ATM machine of Jimin Bank broke down and stopped the customer from withdrawing money.

The ATM would spit out double the amount of cash. This news quickly attracted many people to withdraw money. When Jimin Bank discovered this, there was no cash in the ATM. According to later statistics, the loss exceeded 300,000 yuan.

This matter was quickly reported by the media. Many people in the financial and legal industries believed that the behavior of these people had constituted unjust enrichment, and Jimin Bank had the right to recover the extra cash they received from these people.

But soon Tongyi police publicly announced that according to Chinese law, if a customer has discovered that the ATM machine is malfunctioning when withdrawing cash and continues to withdraw money, then it has indeed constituted unjust enrichment, and those additional benefits should be returned. Jimin

The bank has the right to recover the losses. If it refuses to return the money and the amount is huge, it may constitute the crime of theft. However, Jimin Bank has made it clear that it was due to a malfunction of its own bank's cash machine.

Because of this result, they will not ask these people for extra money. At the same time, Jimin Bank will do its best to avoid similar incidents from happening in the future. Therefore, Tongyi police will not file a case on this matter.

"You should feel very lucky because you have chosen a good and responsible bank! They believe that such regrettable things are all caused by their own work errors! Therefore, they think that the money is

I would like to apologize to you for your compensation. But I would like to remind you that not every bank is so tolerant, and not all situations that occur at ATM machines will be regarded by them as their own work faults, so I would like to advise you that in the following years,

Those who are trying to replicate this lucky event should give up this idea." These words of the Tongyi police spokesman were reprinted in many media outlets across the country.

In the following time, although there are still many people in the media arguing over whether Jimin Bank’s approach is appropriate and in line with the country’s laws and policies, but at Jimin Bank’s business outlets

It was overcrowded for a while, and many people started to move their deposits. At the end of the year, when Jimin Bank compiled statistics on its operations over the past year, according to statistics, in the fourth quarter of 2002, Jimin Bank’s deposit business

There has been a sharp increase, with the total deposits reaching the sum of the first three quarters and nearly 150% more! At the same time, the sales of bancassurance products also showed significant growth, although Jimin Bank

The number of business outlets is far lower than that of the major state-owned banks in China, but final statistics found that in the fourth quarter, Jimin Bank’s total sales of bancassurance products had become fifth in the industry. Except for a few major state-owned banks, other

The banks are all under pressure!

However, Jimin Bank's number of business outlets across the country is probably not even one percent of the number of business outlets of these major banks!

The occurrence of this situation naturally caused other domestic banks to be extremely jealous, so other domestic banks also moved closer to Jimin Bank's approach in selling bancassurance products. They were able to obtain good benefits.

After gaining a good reputation, why not do it? In the board of directors of Jimin Bank, those directors who had strongly opposed Fang Mingyuan's proposal were speechless - regardless of whether it was caused by bank insurance product compensation.

The loss was still the loss of more than 300,000 yuan later, but the result was hundreds of times better than the tens of millions of yuan spent on advertising in national media during the same period last year! Moreover, Jimin Bank is still in the society

Shangbo has gained a great reputation, and people praise it as a responsible and humane bank.

Of course, these are all things for later. At this time, Fang Mingyuan naturally did not know that he could say that he had forced the proposal passed by the Jimin Bank board of directors, and that the ATM malfunction would be left undisclosed due to his strong opposition.

, will bring such a big change to Jimin Bank and even the entire Huaxia banking industry.

After some "heavy medicine" from him, Sun Jun decided to follow his arrangement and waited for transfer at the Qingwu Subdistrict Office. At the same time, Wang Ying, who had entered the Beijing Quality Supervision Bureau, still didn't know that he

His fate for a long period of time in the future has also been decided. He will also be transferred to work in a certain department of the municipal government for a period of time, and then be transferred to the sub-district office where Qinglongguan Community is located. With Jie Guohai to operate, this

Such small things are simply not called things.

Fang Mingyuan believed that these two friends in his previous life, who were also half-angry young men, reassured him more than those officials. If they were still willing to contribute their talents to the development of the country as they were in their previous life, then

The construction of Qinglongguan Community will be a big capital for both of them in their careers!

Moreover, Fang Mingyuan does not expect the two of them to climb to high positions. As long as they have enough space to display their talents and happily do what they want to do, that is enough.

Only two days later, Xie Guohai received news that the organizing committee had approved Fang Mingyuan's proposal and would start selecting sites in the city as soon as possible. However, Fang Mingyuan was required to ensure that these ten three-dimensional parking lots were available.

The parking lot is full of the flavor of the times and cannot be out of tune with the surrounding environment. Since this requirement means a sharp increase in design costs, the organizing committee stated that the ten three-dimensional parking lots can be handed over to the Fang family for operation. As long as the parking is

If the fee does not exceed the standard set by the city, the city will not interfere with the operation of the parking lot.

Tap the screen to use advanced tools Tip: You can use left and right keyboard keys to browse between chapters.

You'll Also Like