Seeking Immortality In The Cultivation World

Hello to all the readers who have been following along!

First of all, I want to clarify that my absence was not due to a hiatus, but rather because there are new updates.

The reason is simple: yesterday, I managed to write two chapters despite being in a very bad state.

As I mentioned in my previous author's note, these chapters may have been a bit rushed and may have wasted your time. I apologize for that.

I want to emphasize that this is not a hiatus because I have made significant adjustments to the previous two chapters, and the plot is now completely different from before.

Key point: You can go back and read the new content in the previous two chapters so that when tomorrow's update comes, you won't be confused and the plot will flow smoothly, enhancing your reading experience.

I apologize for any inconvenience caused by this.

......

The following part is optional, you can skip it if you want.

Because Tomato does not have a system for releasing single chapters, if the word count is less than a thousand, I can't publish it. So, I have to continue writing to meet the word count.

The reason for my bad state...

A friend of mine opened a small company in the middle of 2019. The business mainly serves some public institutions in our city and nearby counties.

Due to the mask situation for the past three years, the business has been struggling.

Finally, when things started to improve and there was hope again, he faced the problem of repaying the bank loan this month.

But he didn't have any money on hand.

The only twenty-something thousand he had was needed to maintain the normal operation of the factory, including water, electricity, liquefied gas, raw material procurement, and workers' wages. This amount of money cannot be touched and is not enough.

The loan must be repaid, which involves the company's credit rating.

So, he had to urge various institutions to settle their payments.

Don't think that hospitals have money now.

The impact of the mask situation on them has also been significant.

Those who understand the government's fund flow process know why.

Almost all of the twenty-something institutions are dragging their feet.

After contacting them, he only managed to collect a little over a hundred thousand, which is not enough.

Therefore, he had to apply for loans from other banks to repay the existing loan.

In the first half of this month, I accompanied him to several banks to apply for loans. Because it is a small and micro enterprise and due to the mask situation, the national policy is favorable, providing tax exemptions.

This was initially a good thing, but it didn't work for tax-related loans.

Because there was no tax payment record in the electronic tax system for the past two years, the application couldn't pass the review. So, we had to rely on invoice loans.

We also went to several financial agencies.

I won't go into the details of the difficult process, but we managed to secure a partial loan, which was still not enough.

I'm just an ordinary worker, otherwise, I wouldn't still be writing despite the poor performance of this book.

I don't have much savings, but I managed to scrape together a hundred thousand. With that, we were able to repay this amount.

But then another problem arose.

We thought that after repaying the loan, we could borrow again to ease the pressure.

However, due to the tax exemption issue, after the review, we were only granted a few thousand yuan, which is insignificant.

He thought he could tough it out since the business now has a promising future and is no longer struggling like before.

Moreover, one institution has already expressed their intention to settle the outstanding payments from the previous months.

That's good news.

This means that we can repay the loan from another institution and still have a significant amount left to expand and purchase new equipment.

The result came yesterday morning at 5 o'clock when he suddenly called me and said another loan had also reached its due date and had to be repaid before midnight.

He got the timing wrong, thinking it was the 24th of next month (there is a 24-hour grace period for loan repayment, so it would be the 25th, which was yesterday).

Early in the morning, we started contacting the company, hoping to settle the payment today, especially since the higher-ups had already signed off on it.

But that leader went out of town for a bidding process and couldn't make it back yesterday. Without his confirmation, no one dared to take action.

The other company that had agreed to make the payment only paid for one month, which was only 20,000 yuan.

This is a mess.

We repeated the previous process.

In the morning, the two of us contacted almost all the banks and financial agents we knew, but none of them could guarantee same-day payment, even if you were willing to bear a very high annual interest rate and agency fees.

At noon, when we had no appetite for lunch, a company from another city said they could do it. We felt like we had heard a heavenly sound and drove two hours to get there.

After going through the process, we hit another roadblock.

The reason was that his personal credit report was bad.

Well, these days, we applied for loans from many banks, and the credit reports were all messed up.

To be honest, when the two of us were on our way back, our hearts were cold.

The consequences of being blacklisted by corporate credit are too severe.

Not only can you not enjoy various policies, but you also won't be able to borrow money from any bank in the future.

In the original plan, we were going to expand the business and had even leased a larger space to renovate and install new equipment.

But all of this could turn into a dream after midnight yesterday, and his company may collapse due to a broken funding chain.

When we got back, it was almost 6 o'clock in the evening. I wanted to take him out for a drink, but he refused.

I don't know what he did to come up with such a large sum of money in six hours, but there's really nothing I can do to help him.

When I got home, I had a simple meal and habitually opened my writing software to start typing.

My mind was blank, but with the determination not to miss an update, I hastily wrote two chapters and uploaded them.

The water was completely different from the outlines of these two chapters.

During this time, I wanted to call and ask about his situation several times, but I held back.

Just before midnight, he called.

"I've put my two cars and the property deed on the line, with an interest rate of ten percent, and I'll have the money in three days!"

I don't know what happened between him and his wife during these few hours.

Women usually have a strong attachment to houses and cars.

I imagine it must have been intense, right?

It's not easy to come up with so much money in one day. It seems that this is the only option left.

But at least the company is saved, which is fortunate.

PASS. That company didn't make the payment today because that leader is supposedly coming back tomorrow.

If the money still can't be repaid in three days, I don't want to ask, and I can't ask what price he will have to pay.

I've said so much, not to find an excuse for my word count, but because I really wanted to find a place to vent.

Our relationship is very good, and he has reached out to help me when I was in difficulty before.

In the past, when we got together, he seemed to be doing very well, dressed in fine clothes and riding a spirited horse.

But through these days of running around with him, I also understand the hardships and helplessness of a small business owner.

Everyone has it tough, and we are all living and striving. I hope everyone won't give up the beauty in life and face difficulties bravely, finding happiness.

I accidentally wrote so much. Why didn't I have this speed when writing a novel?

Maybe it's because this is a real experience, and I don't have to think about the plot.

I'll try to adjust the first two chapters before midnight, and for those who don't want to wait for the update, you can read it tomorrow.

After all, staying up late is not a good habit.

Finally, I wish my friends a happy mood and a happy and healthy family.