Soft and delicate reborn, she is a beautiful boss

Chapter 79 Kangyang Construction Rating Downgrade

Jian Zhiyan's eyebrows were furrowed, and he could tell at a glance that Ding Xiaohan was obviously faking it. He looked around and happened to catch a glimpse of Li Huaicen standing crookedly not far away, looking over here and laughing secretly.

He thought about handing Ding Xiaohan over to this boy, when he heard Song Hewan's gentle voice beside him.

"We happen to be going back to the city, why not go back together?"

But Ding Xiaohan didn't buy it, "I said I'm not feeling well, why should I go back to school? I want to go home, brother Zhiyan, please take me home."

As she spoke, her voice started to squeak, making her sound uncomfortable.

Jian Zhiyan shuddered and said seriously: "It's not going smoothly. By the way, Li Huaicen, please send her back. We will go back to school now."

With that said, he took Song Hewan's wrist and turned around to leave.

Ding Xiaohan stood there, his face ashen.

Li Huaicen walked over slowly, with a smile on his face, "How about it? Let me tell you, it's impossible for Jian Zhiyan to like you, so don't waste your efforts."

Ding Xiaohan was already angry, but when he heard him starting to make sarcastic remarks again, he glared at him and said, "It's up to you to take care of it! Just wait and see, sooner or later I will get Jian Zhiyan!"

Li Huaicen smiled and said nothing.

Jian Zhiyan and Song Hewan left the Jian family mansion after saying hello to Jian's father and mother.

After spending the evening together, Uncle Jian was quite satisfied with Song Hewan. This girl is beautiful, generous and smart, and Xiaoyan does have good taste.

I heard that she was the one who brokered the previous investment in the Zhang family. When we meet next time, if there is a chance, I will test her. Is it just a matter of impulse or a real plan?

"Don't keep complaining that you are too involved in Xiaoyan's affairs." Jian's father paused and whispered to Jian's mother, "This girl is good, we can get along with her again."

Mother Jian seemed to have heard a big joke, and she suddenly became anxious, "Old man, are you also fascinated? Just seeing her today, do you think she is good?"

"Xiaoyan is your biological son. Can you be more attentive to her? Do you know her? That's right, tsk tsk tsk. Neither of us has any serious intentions. We were fooled into thinking by a little vixen."

Father Jian frowned.

My wife is usually gentle and graceful in front of outsiders, but at home she knows how to take out her anger on him and yell at him.

Alas, what else can you do with the wife you have chosen? Just pamper her.

He had no choice but to explain: "Appearance comes from the heart, you know, right? This girl has a very good face, she is kind and blessed..."

Before he could finish speaking, Jian's father was interrupted by Jian's mother, "How about facial recognition? When did you, an old guy, know how to read faces? Oh, I know, did you do something because you thought that girl was pretty?

Wrong thoughts?」

"Look at you, how are you talking? You're becoming suspicious every day. That's Xiaoyan's girlfriend. You're such an unruly mother."

"Am I suspicious? Am I not serious? I think you need to deal with it..."

Jian Zhiyan's father was a wife-loving man. Although he made a fuss in the shopping mall and licked blood with the tip of a knife, he was suffering from bronchitis at home. It took him half a night to make Aunt Jian happy.

It’s April in the blink of an eye.

Ninghai is extremely beautiful at this time of year. The flowers are in full bloom, the earth is full of green, everything is growing and thriving.

On such an ordinary sunny day, the domestic market broke out a big news that will shock the entire financial field in the future.

An authoritative Sino-foreign joint venture credit rating agency lowered the entity rating of Kangyang Construction Group Co., Ltd. from - to -, and the rating outlook was lowered to negative.

This has never happened before.

When something goes wrong, there must be a monster, but——

Financial Person 1: "Have you read the news about Kangyang Construction? What happened? Does anyone have the inside story?"

Financial person 2: "I haven't heard of it. This has never happened before. Kangyang Construction will not breach the contract right now, right? Such a long-established construction company will fail like this?"

Financial person 3: "It should be

Isn't that the case? Isn't it still serial now? The grade indicates that the company has a higher degree of credit and a smaller debt risk. Generally speaking, it is judged that the company has an excellent credit record, good operating conditions, high profitability, and broad development prospects.

Uncertainty factors have little impact on its operations and development."

Financial Person 1: "What you said seems to make sense! If Kangyang Construction really has any big problems, those credit institutions might as well downgrade it to a C-rank?"

Financier 4: "I heard that the boss of Kangyang Construction was on the list of bad guys. According to some colleagues' investigation overnight, two payments were not settled, one was 170,000, and the other was 200,000."

Financial person 5: "I've heard about this. Although this amount of money is nothing to a big boss, it is still strange. My colleague went to Chengdu to investigate the local Kangyang Construction site, and I have several conclusions to share with you.

Everyone."

Financial person 1: "Master upstairs, it's okay. Pick up the small bench and sit down."

Financial Person 5: "I don't dare to be a great person, so I borrowed flowers to offer to Buddha. First, the production and operation of Kangyang Construction are all normal, and the winning bids are coming one after another; second, all employees' wages are paid as usual, and the year-end bonuses are not missing; third

Third, funds are indeed tight, and funds in this industry are very tight. Fourth, can bond financing be repaid? Answer, if the boss of Kangyang Construction wants to repay it, he can certainly afford it, because there are many accounts receivable, so

Let’s see what the boss thinks.”

Finance Person 1: "Sounds reliable! I see that Kangyang Construction's financial statements are indeed good, with profits growing steadily year after year, and a lot of accounts receivable, so the money should not be bad."

Financial Person 6: "Everyone needs to pay attention to one more thing. The domestic bond market is a relatively strange market. It has been rigidly redeemed over the years. We don't care about the fundamentals of the cycle. We just buy the ones with high coupons with our eyes closed and make money quickly."

That’s what matters.”

Discussions among people in major financial groups were lively.

At this time, there have been no defaults in the domestic market. Generally speaking, as long as companies do not make losses in annual reports and do not default on bank loans, everyone will basically think that there will be no major problems.

I also took a look at the newly issued bonds of Kangyang Construction after the downgrade. They are serial-rated high-quality bonds with a premium of 104%. Even if there is some bad news, just cut the bonds and reduce the position.

This is what the capital market is like.

The desire for profit often makes these financial elites and top students "bewildered" and indulge in the dream of huge profits.

It's just that the reality is not always as beautiful as people imagine.

But Mr. Ling of Hengchuan Asset Management didn't think so like others. He looked at the news and felt that his chance to make a comeback was about to come.

Although he tried his best to persuade him not to invest in Kangyang Construction in front of the risk control director.

But later, the man named Xing actually brought the matter to the top leader.

The top leader of Hengchuan Asset Management has always been close to these investors. Then he heard Xing Yansong complain about how much money the company had made less due to Ling Yi's decision-making, and saw that nothing had happened for several months. He did not investigate these matters in depth.

Not to mention spending too much time on the situation of a company.

After all, it was a project that the risk control side had already killed, but after hearing it too much, he had to have some prejudices against Ling Yi.

This is the situation of many financial institutions.

At this point in time, the domestic financial market is in a very good few years, and it is also a few years when people can make a lot of money. People are grabbing assets like crazy, expecting high returns.

Ling Yi knew that the intern who worked under him during the winter vacation was right in his analysis and predictions.

It shouldn't take long for his decision to be proven correct, and then he can use it to slap Xing Yansong's peacock in the face!

Having set a precedent for bond defaults in the market, his credit management department will become more and more important, and the profession of risk control and credit assessment will become more and more valuable and popular.

After thinking about it, he even thought about leaving Song Hewan to join the company formally. You know, his department never recruits "unmarried and childless" women.

But that girl can analyze all this before she graduates. She is indeed a good prospect. Look at how she handles things, she is calm and efficient, and she is extremely smart.

Ming Qingqing, if he could work under him, he would be better than some boys.

"Sneeze! Sneeze! Sneeze!" Song Hewan sneezed three times in a row.

"Who is talking about me?" she whispered with a laugh.

"What's wrong? It's not a cold, right?" Jian Zhiyan said, and his big hands touched Song Hewan's forehead, "It seems to be okay, but you have to pay attention. The weather is warm now, but it is easy to get sick.

It's cold season. As usual, you must pay more attention to keeping warm."

"It's okay, I just sneezed a few times." Song Hewan felt that Jian Zhiyan always made a fuss out of a molehill. Whenever she had something to say, he would be as nervous as if something was wrong.

She is not made of paper or clay, so is it expensive to be so careful?

"Okay, are you tired? Do we want to continue watching?"

Song Hewan and Jian Zhiyan had no classes this afternoon. They made an appointment with a real estate agent to view houses in several prime areas in Ninghai City.

She has long planned to buy a house...

On the one hand, her Script Shark Shop has opened. Sometimes when she is busy outside, returning too late will disturb Han Jia's rest. She does not want to affect others.

On the other hand, she knew how ridiculously housing prices in Ninghai City would rise in the future, especially for housing in the school district. Taking advantage of the fact that there were no purchase restrictions, she could really buy as many units as she wanted. The more the merrier.

She was planning to wait for the script shark store to make more profits in a few months, so she would share some of the profits with Shu Yue and ask her to buy a property in Ninghai as soon as possible. This would save the house prices from skyrocketing in the future, making it difficult to buy.

"No need, I've already chosen them. I'll buy the one next to the school and this one first."

"What?" Jian Zhiyan was shocked. He Wan actually bought two sets at once?

He never understood where she got so much money. She had invested so much money in the Zhang family before, so he thought that was her limit.

But now, could it be the profits from her store?

But although the business of Hewan's script shark store is very good, it has only been open for more than a month! It's not like he made two properties at once, right?

"The school is convenient and the location is good. You may consider buying it. However, I am just suggesting it and it has no reference value!"

Song Hewan didn't know what Jian Zhiyan was confused about, so she said to the agent in a grand voice: "Xiao Zhang, just these two sets, prepare to sign the contract and pay the deposit!"

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