Soft and delicate reborn, she is a beautiful boss
Chapter 42 Due Diligence Unexpected Situation
The working time in southern Xinjiang is 10 o'clock, which is two hours later than Ninghai. This is due to the longitude. If it is dawn at 6 o'clock in the east, it will be dawn at 8 o'clock in southern Xinjiang.
Therefore, 10 o'clock in southern Xinjiang is 8 o'clock in Ninghai.
Song Hewan woke up before 7 o'clock in the morning, and she still insisted on running in the morning. However, the morning in Galinyan City was indeed very cold, and the wind was biting. So, she returned to the hotel building without running a few laps.
We arrived at the breakfast area on the 3rd floor of the hotel.
Song Hewan swiped the room card to enter, walked around, and felt in her heart that although the city of Galinyan was not prosperous, the food and beverages in the five-star hotel were indeed first-class.
The delicacies with southern Xinjiang characteristics have all begun to wake up.
Mutton soup, chowder soup, beef noodles, baked buns, thin-skinned buns, soup dumplings, meatball soup and oil tarts, Bolsack... Song Hewan was dazzled by the sight, and her mouth was watering.
Baked buns are mainly baked in a naan pit. The skin of the buns is rolled out with dough and folded into a square shape. The stuffing is made of diced lamb, diced sheep tail oil, onions, cumin powder, refined salt and pepper, and a small amount of water is added.
, mix well. Then stick the wrapped raw buns in the naan pit and bake them in ten minutes. The skin will be bright yellow, the skin will be crispy in the mouth, the meat will be tender, and the taste will be fresh and oily.
This is one of the favorite delicacies of southern Xinjiang people. Song Hewan took two and paired them with a bowl of milk tea.
The taste of milk tea in southern Xinjiang is different from that in other places. It is salty and made from brick tea and milk slowly boiled. It has a rich milk flavor. When the freshly cooked milk tea is poured into a bowl, it will leave a thin layer after it has dried for a while.
’s milk skin.
A bite of toasted buns and a sip of milk tea, the aftertaste is endless. After eating breakfast, Song Hewan felt that her whole body was exuding warm heat. It was another day full of energy!
At 9:15, a group of people from Hengchuan Securities were ready to go.
Urban investment company, the abbreviation of urban construction investment company, is an investment and financing platform for major cities across the country. It is a special market operating entity. Generally, the business of such companies is basically public welfare or quasi-public welfare, and has almost no profitability.
, such as land consolidation, infrastructure construction, water affairs, etc.
Of course, this weak profitability does not mean that they will collapse. Major financial institutions that are "smart and cunning" will not lend money to such companies just because they do not make money. Because such companies still have
There is financial support from local finance.
Therefore, the relationship between an urban investment company and local government is particularly important.
According to the urban investment logical framework described by Tang Yuwen to Song Hewan, Hengchuan Asset Management’s first two screening criteria for urban investment companies are: local financial strength and the local status of the urban investment company.
Galinyan City Urban Construction Investment Group is the only local infrastructure investment and financing platform. Song Hewan specifically checked it when reading the information. The status of this urban investment company is absolutely core and important in Galinyan City.
But what makes Hengchuan Asset Management waver is that the local financial strength is on the edge of the red line where the credit management department of Hengchuan Asset Management considers it investable or uninvestable.
Therefore, the local government’s views, attitudes and measures towards urban investment companies are crucial.
It would be really great if they could meet the city's asset management leaders during this trip, as the two managers of the fourth project department said.
The hotel where Song Hewan and his party stayed was not far from the Galinyan Urban Investment Company. They arrived at the Urban Investment Company 15 minutes early.
After registering at the front desk, the four people were led to a small reception room by the staff. There were two desks and a sofa in the reception room, and the administrative staff of the urban investment company moved two stools for them.
The project manager and Tang Yuwen made some concessions, and finally let the two people from the credit management department who "have the power to control the life and death of the project" sit on the sofa, while they themselves sat on the stools.
Song Hewan understood that this project was what the Fourth Department was eager to do, and their performance bonuses were linked to the volume of the project, but not to the risks. So, of course, he would be polite to them.
She didn't shirk away from these matters. What she was thinking about at the moment was that the people from the urban investment company actually left the four of them here without any care, which was really beyond her expectation.
She thought there would be at least a conference room... Even so, she did not dare to slack off at all. She quickly turned on the computer and prepared documents and records in case the interview started at any time.
At 10:15, the manager of Project Department 4 began to feel a little unable to sit still.
He realized that the situation was abnormal, and hurriedly went out to find a contact person and called to communicate. After a while, he returned to the reception room and said apologetically to Tang Yuwen: "Sorry, Sister Tang, let's wait a little longer. The management of the group is in a meeting.
, I’ll come over after the meeting is over in a moment.”
"How long will it take?" Tang Yuwen asked with a frown, "We came with a mission, and we sent the interview list to the other party in advance yesterday. If the questions to be asked are not clear, we will not be able to get a credit rating opinion.
"
"Yes, yes, they also have an unexpected situation here. They say that there is a meeting in the city that has been delayed. Our problems will definitely be solved. If it doesn't work, ask them to reply to us by email." The project manager has a good attitude.
, eloquent and eloquent.
But Song Hewan was wondering, if you can reply to questions by email, why bother going to the field to make adjustments?
Tang Yuwen shook her head and continued: "Data and the like can be provided by email, but for some issues, it is better for us to clarify them in person and explain them clearly. You said before that we have made an appointment with the general manager, finance, investment and financing, and marketing staff.
The leaders here, right? I don’t know how you coordinated, can you see them today?”
Tang Yuwen's questions were to the point, and the project manager felt like beads of sweat were dripping from his forehead.
Looking at the current situation, there is a high probability that the city’s leaders will not come. However, this is also to be blamed on the liaison person of the investment and financing department. He vowed: “The city’s leaders attach great importance to our financing and will
Come to the scene in person, communicate with financial institutions, and help them stand up."
But just now, when he went to find them again, the contact person's behavior seemed to be completely different from what he had negotiated before.
Something must have gone wrong in the middle.
The project manager was secretly weighing the possibility that his deal would go bad. He originally wanted to make a big deal before the end of the year. His team had been looking for assets for a long time, and finally contacted this company.
Hengchuan likes to do urban investment projects. The land of this company is in the core of the city. There is a high chance that Hengchuan's credit rating will be negative. But now... alas!
He is also under a lot of pressure. The new year is approaching and the company is about to undergo an assessment. Performance is the king of the project department, but his team's project KPI is still short of the standard. He thought that the amount of this order would be enough and the price was good, so we talked about it.
Maybe I can get more bonuses and enjoy the New Year.
It's good now, I was passed over. If it doesn't work well, I will resign and leave next year.
Tang Yuwen's eyes were full of scrutiny, taking in the project manager's reaction.
She is a veteran credit reviewer with ten years of experience. She has seen many twists and turns, and there are even more tricks in the projects, so she naturally begins to become suspicious.
Regardless of her past life or this life, this was Song Hewan's first contact with credit reviews, and she was filled with questions about the "emergency situation" in front of her.
In her eyes, Hengchuan Securities has always been a "high-class" existence, the cloud of the industry and the top of the pyramid. However, she did not expect that financial people here would also receive a "cold reception" when traveling on business.
The term "financial migrant workers" is indeed well-deserved.
But she chose to put the question in her stomach first, listen to them quietly, and finally ask Tang Yuwen privately.
At 10:45, except for the administrative lady from the urban investment company who was serving tea and water, there was no one who had been transferred from the party in the reception room.
The air seemed to have frozen, which was very embarrassing. However, Tang Yuwen had already started to make phone calls and open WeChat videos to deal with family matters as if nothing had happened.
"Mom, I'm on a business trip. Don't forget to pick up Taotao these days."
"Honey, I took my coat for dry cleaning the day before yesterday. You go to the dry cleaners after get off work tomorrow to get the clothes back."
"..."
Song Hewan just looked at the computer quietly, learning the industry analysis methods of credit rating and becoming familiar with the situation of due diligence companies, without saying a word.
The project manager paced back and forth in the small reception room. Finally, unable to restrain his inner anxiety, he went out to negotiate with people from the city investment company.
11 o'clock sharp.
After waiting for a full hour, the head of the investment and financing department of Galinyan Urban Construction Investment Group walked into the reception room with one of his "little soldiers" with an apologetic expression.
"Sorry, sorry for keeping you waiting for so long. The meeting in the city has just ended, and we have an urgent task. Our entire team has to attend the meeting, and we really can't get away from it."
As if grabbing a life-saving straw, the project manager stepped forward to shake hands with the person in charge. "You are Director Wang, who I contacted before, so we have met. I am Liang Tao, the person in charge of the fourth department of Hengchuan Asset Management Project. This is
Two are senior analysts in our credit management department.”
He casually took out his business card and handed it to Director Wang of the urban investment company.
Director Wang was also prepared. He and his "little soldiers" also took out business cards from their pockets and handed them to everyone in Hengchuan one by one. Liang Tao's male colleague and Tang Yuwen also found them from their respective places.
Business cards. For a time, the reception room turned into a scene where everyone was exchanging business cards.
Song Hewan was on a business trip for the first time, and she had no idea about handing out business cards.
After a brief daze, she quickly responded. When Director Wang handed her the business card, she took it with both hands and said with a professional smile: "Sorry, Director Wang, my business card has been sent out.
The newly printed box has not been sent out yet.”
Director Wang had a kind face and said with a praising expression: "It's still not easy for you to be in finance! I travel all over the country every day and do research everywhere. This card is not enough to give out!"
Song Hewan smiled and nodded in agreement and said, "Yes."
Tang Yuwen and Liang Tao naturally knew that Song Hewan did not have a business card, because Hengchuan could not print business cards for interns. Therefore, Liang Tao just broke out in a cold sweat for Song Hewan.
It was only when he saw her that he remembered that she didn't have a business card, and was worried that she would blurt out something like "I'm an intern." That would be a taboo when dealing with companies.
First, it will make the other party think that your organization is so unprofessional and does not take it seriously. Why do you just send an intern to a billion-dollar financing project?
Secondly, it will also prevent the leaders of the other company from coming to Taiwan. A bunch of their leaders, department heads, and cadres will answer questions for the interns of the agency... Although this is not impossible, it is still a matter of business and projects, and both parties must be taken into consideration in everything.
face.
Thinking of this, Liang Tao couldn't help but look at Song Hewan with approval.
After the two parties exchanged business cards, it seemed that the interview was about to begin.
At this time, Tang Yuwen asked: "I'm sorry, Director Wang, I want to confirm with you, are you the only one to answer the interview questions? That's right, I don't know if you have received the interview outline I provided before.
Actually, there are still some problems with the financial statements. Is our person in charge of finance here?"
Her tone was calm and calm, not offensive or unpleasant, and she expressed her views sincerely. But it was only later that Song Hewan realized that this simple sentence was a crucial issue in this meeting.
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