Soft and delicate reborn, she is a beautiful boss

On a July afternoon in Ninghai, the sun is strong and dazzling.

Drowsiness sweeps over easily, making people feel drowsy and unwilling to move. Even the birds in the trees are too lazy to look for food and rest on the trees with their mouths open. The only ones who still tirelessly call out at the top of their lungs are probably

Only cicada.

Most financial people will take a nap at noon, but the news will not take a break.

The message box on the nd software quietly popped up an entry——

"Huigong International Credit Rating Co., Ltd. analyzed and evaluated the main credit status of Kangyang Construction Co., Ltd., and lowered the main credit rating of Kangyang Construction Co., Ltd. to -, and the rating outlook was lowered to negative."

Tang Yuwen from Hengchuan Asset Management also did not take a lunch break.

She usually goes to the gym near the company for a run or aerobics at noon. After the workout, she eats some fruit salad and chicken breast for lunch.

At this time, she had just finished running and took a hot shower.

While packing her things, she subconsciously glanced at her phone, and the latest nd news that popped up on the screen caught her attention.

Huigong International Credit Rating Co., Ltd. has downgraded Kangyang Construction's rating again? The outlook has also become negative? Is something really going to happen?

Negative means that the credit rating of the subject being rated may have a downward trend in the future. Rating agencies usually give a negative outlook to remind investors to pay attention to risks.

Generally speaking, a negative outlook means that the company's current production and operations may be relatively normal, but sales collections are slowing down, cash flow pressure is increasing, and uncertainty in future operations is increasing.

She recalled that a few months ago, the little intern girl in the department gave a report on Kangyang Construction.

At first, she really didn't notice the problem of Kangyang Construction. Later, the little girl brought it up, and several of their researchers did an in-depth study.

Later, I really found out that this company did have some problems. Think about it, if it weren't for this little intern, would Hengchuan have stumbled on this target?

It’s really hard to say.

Thinking of this, she would think of Song Hewan again.

This little girl is also interesting. She is only a sophomore in college and has not even finished her professional courses. But when I chatted with her about market analysis and industry opinions, she was able to express a lot of insights, which were clear and logical...c

I remember that when she entered the industry, she was not as good as her. It was like the waves behind the Yangtze River pushed the waves ahead.

After Tang Yuwen finished cleaning up, she went to the light food shop on the first floor to buy multi-mango shrimp, avocado and grilled seasonal vegetable salad.

This is her most commonly ordered lunch. Fresh green leaf lettuce is paired with cherry tomatoes, broccoli, mango, etc. to ensure the intake of dietary fiber and vitamins. Fresh shrimps and eggs can supplement protein, not to mention the business value of avocado.

It is said that it can also enhance the feeling of fullness.

About 10 minutes later, Tang Yuwen returned to the workstation of Hengchuan Asset Management.

It was not yet time to go to work, and most people were still taking naps. She opened the food box lightly. At this time, she saw several nd software messages popping up in the message box of her mobile phone.

"Zhongpeng Credit Rating Co., Ltd. lowered the main credit rating of Kangyang Construction Co., Ltd. to -, and the rating outlook was lowered to negative."

"Lianpu Credit Rating Co., Ltd. lowered the main credit rating of Kangyang Construction Co., Ltd. to -, and the rating outlook was lowered to negative."

"Yuanyang Credit Rating (China) Co., Ltd. lowered the main credit rating of Kangyang Construction Co., Ltd. to -, and the rating outlook was lowered to negative."

Several of the top domestic credit rating agencies have successively lowered the ratings of Kangyang Construction, and the pace is surprisingly consistent.

Tang Yuwen's eyes widened in surprise.

Hey, these credit rating agencies usually compete for customers, going back and forth, dissatisfied with each other, and constantly fighting against each other. At this critical moment, they have become in the same boat?

Looking at it this way, they must have received some news one after another.

Inferring from this, there is a high probability that Kangyang Construction will not intend to repay the bonds it issued before? Would this established construction company really make such a choice?

Or has it really reached the point of no return?

Will it default?

Tang Yuwen murmured in her heart that there was no precedent for a default in the market. But there was no such situation where rating agencies downgraded one after another and changed the outlook to negative.

She didn't dare to think that if this was true, the fixed income market would probably undergo major changes in the future.

"Tang Yuwen, come here." At some point, Ling Yi stood behind her. She had been thinking about Kangyang Construction and didn't notice it.

Tang Yuwen put down her chopsticks and mobile phone, "Mr. Ling, what's the matter?"

"You also saw the news, what do you think?" Ling Yi didn't show his expression.

"Mr. Ling, like the previous entities in the domestic market, although there are many rumors that they may default, such as Chaoyang Bonds the year before last and Nanyang Youhua last year, in any case, they all completed the payment in the end. Generally speaking, banks

They will also renew their loans to prevent bad debts from rotting in their own hands, giving companies a chance to breathe."

Tang Yuwen thought for a while and then continued: "But this time seems to be different from the past. This time, several major domestic rating agencies have unanimously downgraded Kangyang Construction, with a negative outlook. Especially Huigong International, who was the former director of Kangyang Construction

The rating agency that issued the bonds must have a deeper understanding of Kangyang Construction than other agencies. Since the beginning of this year, it has downgraded it twice. This situation is really extraordinary."

Ling Yi smiled, a rare smile on his face, "What is your conclusion? Will Kangyang Construction breach the contract?"

Tang Yuwen pondered for a moment. Although her boss was chatting, she couldn't draw conclusions easily. Then she showed a professional smile and said, "Mr. Ling, I think the probability of breach of contract is relatively high. I can predict a probability of 70

%.』

"Haha." Ling Yi smiled again and continued, "It's okay, just a casual chat, go and do your work."

Tang Yuwen was about to return to her work station when Ling Yi seemed to have remembered something and said, "By the way, do you still have contact with that intern from before?"

"Are you talking about Song Hewan?" Tang Yuwen asked after speculation.

"Yes, that's her."

"Those who are in contact asked me some time ago about when Hengchuan's summer internship recruitment will open! Counting the days, she should be taking her final exams in a few days and will be on summer vacation soon."

"Oh well."

Seeing that Ling Yi had no intention of continuing the conversation, Tang Yuwen returned to her work station to eat her lunch.

It was just after 1 p.m., and the part-time workers at Hengchuan Asset Management were waking up one after another to start their afternoon work. Tang Yuwen had not finished her lunch yet. However, she would not bother with these trivial details and continue to work.

It's all the boss's fault for delaying her meal.

Naturally, Ling Yi didn't care about this. His curiosity drove him to walk to the human resources department.

"Haorui, you just woke up." Ling Yi asked.

"Hey, Mr. Ling." Liu Haorui looked sleepy, cleared his throat, and said to Ling Yi: "I went to bed late watching the game last night. I took a break at noon and slept soundly."

He is not very old, but he is never humble or overbearing when dealing with leaders of various departments.

"Haha, it was Real Madrid versus Barcelona last night, it was really exciting."

"Hat-trick, three times behind and three equalizers. I have witnessed history, and a new generation of football champions was born." When it comes to football, Liu Haorui becomes more interested and has no sleepiness at all.

Seeing that he had calmed down, Ling Yi continued, "Ess is indeed a genius."

Seeing Mr. Ling praising his idol, Liu Haorui became even more happy. He immediately regarded Ling Yi as his confidant. However, he suddenly realized that Mr. Ling was usually a serious person and would not come to him at work just to talk about football at noon.

Bar?

Liu Haorui straightened his thoughts and said, "Look, Mr. Ling, I get so excited when we talk about football that I forget about serious matters. Why did you come to see me?"

Ling Yi was no longer polite.

"Oh yes, I do have a little thing to ask you."

"You say."

"I heard that we have started recruiting summer interns again, right? How will our department arrange it this time?

"?" Ling Yi asked.

Liu Haorui was thinking about the quota for a summer intern. Why did Mr. Ling bother to ask about it this time? Could it be that two female interns were assigned to him last time and he was dissatisfied?

Liu Haorui thought for a few seconds and pointed to a pile of printed materials next to him, "This time the asset management side is hiring a lot of people, and we need 6 people. As mentioned before, your department needs 2 places, and the investment banking department needs 3.

One, and the law department also wants one. Now, the preliminary screening has been completed, and there are a total of 20 current students to choose from. Do you want to take a look?"

"Then I'm welcome." Ling Yi took the materials and started flipping through them.

Liu Haorui began to mutter in his heart again, maybe Ling Yi wanted to arrange an intern?

He is a talented person and can be the HR of a large company, so he naturally has a delicate heart.

Backdoors are not uncommon in financial institutions. It's just a vacation internship, and there are often people who rely on connections to put people in, so it's nothing.

Moreover, you can basically find the resources of Hengchuan Asset Management, either your own conditions are not too bad, or your family's strength is not too bad.

Anyway, it just depends on what the department wants.

But that was not what Ling Yi was thinking about at all. He quickly flipped through Song Hewan's information and saw at first glance the department she was interested in - the investment banking department.

In my heart, I started to feel a little uncomfortable right away.

This little white-eyed wolf turns out to be arrogant and targeting the investment banking department!

"Haorui, doesn't our investment banking department not recruit girls?" Ling Yi asked immediately.

Liu Haorui and Zhang Monk were confused. Ling Yi's questions were confusing. How could Mr. Ling get involved in the affairs of the investment banking department?

"Mr. Ling, I really don't want to hire anyone." He answered truthfully.

"Then, is she about to be eliminated?" Ling Yi asked again.

Liu Haorui took a look at the material and had an impression that this girl was very good. He had an impression of her during the winter vacation internship.

It's just that there are many boys applying for internships this time, and all departments don't want girls, so she will most likely be eliminated. Ling Yi specifically asked at this time, what does it mean?

Thinking about it, he left a leeway when he spoke, "The investment banking department may indeed be out of business. What are your department's plans this time?"

Seeing this, Ling Yi said along the way: "That's just right. I was quite satisfied with her internship in our department last time. Let's give her one of the places in our department."

I see.

This girl is lucky enough to fall in love with Ling Yi. She is probably capable and can make this old-fashioned "patriarchal" Ling change his mind.

Liu Haorui was happy to be a favor and said without hesitation: "Okay, I will listen to you, Mr. Ling."