Solovyov in Tsarist Russia 1796

Madame Recamier decided to take her breastfeeding daughter Clara with her because she felt that it was meaningless to stay in St. Petersburg.

The child was born before Soloviev set out, and the newborn looked very fragile. The doctor told her that the child was in very good health, so she decided to take the child to the south.

The climate there is also warmer, and Soloviev worked there. Although they were just lovers, in a community with more French people, this lady is obviously more useful.

If it weren't for the "evil" heresy problem, Soloviev might not have waited for Katya.

The carriage she was riding in was equipped with shock-absorbing springs. Although it is not a new thing now, it also effectively reduced the bumps along the way for the mother and daughter.

After arriving in Crimea, they can also take a boat to come by water.

Steam-powered clipper ships also appeared in the Black Sea shipping. The passenger ship "Taurida" departed from Sevastopol and regularly traveled between Crimea and Odessa. Although this route was relatively new, it was also a fast option.

The lady chose this ship probably because Solovyov provided the idea and it was completed by the shipyard in Kherson.

The ship even had a cargo hold, which actually provided the function of a ferry roll-on/roll-off ship. Horse carriages could also board the ship and be sent to Odessa together.

Before that, Solovyov first waited for Gauss, and the surveying and mapping of the new road naturally had to be handed over to him.

"Doctor, I heard that you knew your father's account was wrong when you were three years old?"

"Is this story the Duke?"

"Indeed, the old Duke told me a lot of stories about you. I am still interested in doing some applied mathematics work. Although my personal ability is limited, it is also a beneficial career. We can do well in the future."

"So, what are you going to do?"

"If I want to join the banking industry, I may not have enough capital, and my family's business does not support this direction. You know, I mentioned my family's origin before, and Odessa is such a coincidence."

When he spoke, he also had a sense of humor.

"It's just that I am more concerned about field measurement. Odessa is a good place with a good climate. It's a pity. If Joanna could come here for recuperation, maybe her body could last a while longer."

Gauss lost his wife not long ago, and he was still a little sad about it, and his father died more than a year ago.

"I understand your feelings, but you can't be so sad all the time. I plan to provide you with a garden where you can live with your family."

"Thank you, my children are still young, but the environment here is more suitable."

"Speaking of which, Mrs. Recamier will be here soon, and you know my affairs."

"What does this lady want to do here?"

"There are many French people here, and she hopes to live in Odessa. In addition, the climate here is very good. I remember that she invited a private doctor who is proficient in pediatrics. How is your child's health?"

"Louis is a little weak, but he took some medicine according to the doctor's advice."

"It's just for children, and the dosage must be reduced. After all, they are too young to bear the full effect of the medicine."

Of course, Solovyov is still a very enthusiastic person. He also cares about Gauss's personal life. Although he is sad to lose his wife, he still has a long life, and he needs someone to take care of his life.

Solovyov invited him to St. Petersburg for this purpose, if not for his friendship with the Duke of Brunswick and the fact that Gauss himself was an academician of the Russian Academy of Sciences.

More importantly, the two men came from different "profiteer" families, and they were more or less "like-minded" when it came to money.

Gauss's father helped people manage property in the countryside and had some savings.

When it came to medicine, Gauss was a little emotional: "Your attention is too scattered, Count."

"I can't help it. I'm a soldier. Although my main energy should be focused on military affairs, you can see that now I am a military governor here and I have to manage local civil affairs. Attention is naturally scattered. If I were in school, I might be more focused, and then I might achieve something in a certain area."

"Yes, your father is very good at managing property. But I also have some ideas that can be analyzed through mathematics. , and the laws of economics, can also accumulate wealth? "

"Are you interested in securities?"

"Yes, but Odessa is far away from any trading venue, but I am also very interested here. You have been investing in the shipping industry, and you have also considered that new technologies have improved efficiency, but you must also pay attention to operating costs. "

"Unfortunately, Julie has no talent in this area. Her ex-husband is very old and overprotective of her. She may be a beautiful salon hostess, but unfortunately she knows nothing about management. "

Soloviev still believes in Gauss's character, so he told him this.

"That lady spends a lot of money every year, although these properties are enough for her future life, even if she lives a long life and can live to the age of Diophantus. "

By the way, this is also a question.

"Do you still want to give a question at this time?"

"I think so. "

"Haha, I still know this topic. After all, it's on the tombstone and it's recorded. It's just that people today may not know where Diophantus's tombstone is. Cicero once went to find Archimedes Tomb, but after 1,800 years, it is difficult for future generations to find traces. "

Gauss also knew that Solovyov's greatest advantage was that he liked reading.

"So, what's going on with Madame Recamier?"

"Although I just mentioned it in passing, the skills I learned at home were mainly about running estates and factories. The shipping industry is all related to technology, which involves the issue of franchise. In the financial industry, banks and securities , bonds and insurance, in addition to these, there are also trusts, which all require mathematics. However, due to its vast territory and technical problems, it is difficult to form an effective financial network in Russia.”

"Is this what you were thinking about?"

"I thought of it when I was building roads. I have this problem. My reaction speed is too fast. I often fall into divergent thinking suddenly."

"This is also a kind of road, but it is invisible. The visible road can naturally be corrected through measurement. If it is not visible, what do you want, Earl?"

"If it is to establish a bank, Count Bobulinsky's recent letter mentioned that he would open a bank in Petersburg. But in addition to the bank, it also has to operate securities and insurance businesses."

Speaking of which, when Gauss was a child, he often saw his father engaged in insurance appraisal work at home, although it was only a small local company in Brunswick.

In this regard, he is still very familiar with it, so it is no wonder that he has a "profiteer" mind.

And in order to study, he would also compete with his father in a battle of wits and courage.

"Ah, it looks like you really need some knowledge in mathematics."

"Julie mentioned to me that she wanted to use her property to invest, but I was also worried that she didn't understand this knowledge and would only lose money in the end. You know, her life depends entirely on the inheritance. , If she had nothing, I could still afford it.”

Of course, he is indeed worried that his lover's investment ability is negative, just like the head of the Goncharov family has a strong spendthrift ability, but the absolute value of his business ability is very high.

Well, that's it, and the lady is still on her way to Odessa, maybe the boat will arrive today.

Although Gauss has a bad temper and easily gets into arguments with others, now he and Solovyov are discussing money issues. When discussing mathematics, astronomy and physics, he may get into a whirlpool of arguments with others.

However, with money mentioned, as well as applied mathematics and some practical content, he was still a good person to discuss at the moment.

"Count, this must also be taken into consideration. If you open a bank in Petersburg, what kind of customers will you target? You will need to borrow money as well as lend money. The interest rate must be appropriate, which also involves operating costs."

This is exactly what a banker does, but Gauss himself is not as evil as a banker. He just mentioned his concerns.

Solovyov recalled that the reason why Mr. Recamil lost his head was not only because he was implicated in the conspiracy group, but also because his business mainly came from the Spanish woolen textile industry and shipping industry.

In this case, he was considered a natural "British spy". This crime was already mentioned in Napoleon's court.

Of course, Mr. Fouche is quite capable in this regard.

"Indeed, Banque Recamier lost its position on the board of directors of the Bank of France because of the blow to the French shipping industry. Moreover, it is not a good idea to open a bank now. It is an insurance company."

There is no insurance industry in Russia yet, but trusts appeared early due to property division, which was also Solovyov's masterpiece.

He now told Gauss about the insurance industry, especially long-term annuity insurance.

After hearing this, Gauss nodded in agreement with this idea.

"If calculated based on compound interest, the value of the property will indeed be guaranteed, but it will be higher than the interest rate given by the bank, and the company must have sufficient solvency. Otherwise, if the insurance premium is returned in the future, it will not be able to pay. If so, this is a huge loophole.”

"Ah, wouldn't that mean we're in a payment crisis?"

Solovyov's financial knowledge is relatively sufficient, and he has naturally heard about the kind of events that eventually lead to crises when he cannot pay.

If some financial crises become serious, Newton, with his great ability, could lose five years of his salary.

Yes, speaking of it, it is the crisis of the South China Sea Company. It is definitely not advisable to rely heavily on speculation.

Gauss had no worries in this regard. He always used speculative skills more cautiously, and considering that the old Gauss often served as an evaluator, the doctor would naturally consider background checks.

In addition, he concentrates on research, is relatively far away from personnel struggles, and is relatively stable at the economic level. It is rare to see him suffer in this regard.

"In this case, an evaluation process must always be introduced. Earl, you can always inspire people. Although your previous letters were only related to statistics and some incompletely derived empirical conclusions, but It also provides a basis for my research. This time, we may have to do something more interesting.”

His passion seemed to be ignited. No one would go against money. Solovyov naturally liked silver rubles, just like Gauss liked thaler gold coins.

This mathematician discovered non-Euclidean geometry but never published it in his lifetime. However, he was still very enthusiastic in the field of applied mathematics.

"What should we do? Do you want to make an assessment or analyze some economic laws of the financial industry?"

"Let's do the assessment, Count. In fact, you are right. This kind of compound interest calculation is indeed useful. We can use a relatively low interest rate to deduce a complete set of income tables, which will look clearer."

"But for this, we still need to calculate manually."

"You are still somewhat talented in simple calculations. You are not an artilleryman, but you can skillfully take square roots and cubes manually. With such a mathematical foundation, it is naturally helpful in the application of indexes."

"In this way, I am doing the opposite work?"

"I think so! You mentioned insurance companies, so you must also pay attention to the income here. The company's overall assets must ensure solvency. If there is no solvency, it will naturally go bankrupt in the end. Even a small rumor may cause the company's stock price to plummet. What this company needs to do is to maintain stability, and the money must be deposited in the bank."

To be honest, Gauss was still very cautious in this regard, and he also wrote a lot of content on the blackboard.

Solovyov was so absorbed in listening that he didn't even notice the servant coming in.

Mrs. Recamier and Clara had already arrived at the Governor's residence in a carriage.

According to Solovyov's usual habit, he would come out to greet them.

But today, there was no trace of this person at all.

"What is your master doing now?"

"The master is discussing something with Dr. Gauss, and it seems to be related to making money."

Mrs. Recamier was a little angry. Michel was indeed not a match for money!

Once money was mentioned, the DNA of the profiteer would naturally awaken, just like the Dnieper River, which was turbulent and uncontrollable.

But she could understand this. With Solovyov's general salary, it would definitely not work. Only by running the manor well could he support his family.