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Chapter 88 Don't really like honesty

After chatting briefly for a while, Deborah found that her beauty, which was always unfavorable, did not seem to have much effect on Locke. The other party's attitude seemed very enthusiastic, but in fact it contained a distance.

This is different from the information she collected before. Since high school, Locke Lee has never stopped beauties. Now he has raised a few, and he even has a future choice.

Such a person saw her, but she had this attitude, which made her feel unwilling and she had the urge to conquer the other party.

Fortunately, these thoughts did not make her forget her business. After shifting the topic to Sky Fund Company, she suddenly said:

"The financial management projects of your fund company seem to be very different from other fund companies. I appreciate your investment methods. But if I were to be an investor, I would rather pay dividends than fixed returns.

And I carefully looked at the information about your fund project. There are no clear regulations on the investment contract for how your company uses the investor's funds and chooses the investment direction."

After hearing these words, Locke realized that the other party had set his sights on Sky Fund Company, or his ability to make money.

Fortunately, he had already prepared for similar topics and took care of them leisurely:

"The choice of fixed income is also for the sake of investors. You should know that apart from us, there is no foundation on Wall Street that clearly makes a promise of guaranteed and fixed income.

Even our management fees are lower than the average in the industry, and we take huge risks for this. This is the responsibility of our Sky Fund Company. Even when the investment returns are too low, we need to fill them ourselves.

Everyone in the industry knows that the average return of the entire Wall Street industry is lower than the fixed income we promise. At the same time, investment always loses and makes profits. We can only ensure that the long-term overall return meets expectations.

If the return is high, most of the dividends will be handed over to investors, and if the return is low, even losses will occur, in order to ensure the promised guaranteed capital, we may even go bankrupt and investors will suffer losses as a result.

So after a few more talks, Locke simply accused him and pulled Page to continue talking to the others.

After she vented her words, she noticed that everyone was watching him, so he simply continued, "Oh, I'm sorry, but I'm telling the truth, what you just said..."

This sentence sounded high-sounding and sounded very reasonable, but Deborah did not agree, because she guessed that the person in front of her must have confidence and used the investor's money to make excess profits.

As for the investment direction mentioned by Ms. You Ying, it involves the issue of commercial secrets. The investment model of Sky Fund Company was carefully designed by me and has taken great effort.

But this is just her guess. Since Wall Street was established for so many years, there have been people who accidentally seized opportunities and gained several times of benefits.

As soon as she said this, little Sheldon's mouth was covered by the principal who rushed over, with awkward tiny, the principal said:

"Sorry, our little genius doesn't seem to have a good rest. He is mentally uncomfortable. I'd better take him back to rest first."

But Deborah has a stubborn personality. After collecting information about Locke, she intuition determined that Locke could obtain excess returns from it.

"Sure enough, you guessed it right." Page whispered in Rock's ear: "Sheldon is probably going to be miserable."

"You are not science at all, you don't understand science at all. The reason I invited you here is just because you need your money."

“It really won’t disappoint.”

Locke was not surprised. More than ten years later, when Sheldon was doing the same thing at Caltech, he was disgusted and unwilling to shake hands with the donor, and said with confidence: "Give out your money."

Deborah's last look, he decided to try not to leave the bank with close ties with the Youying family in the future, and increase investment in the banking industry.

However, such opportunities can often be encountered once every few years or even ten years, and cannot be used as a reference standard.

Peggy couldn't help saying, "Can he do this?"

It’s not that no one has made the same guess as Deborah, but with rational thinking, Locke’s project is really cost-effective.

After some twists and turns, the donor banquet returned to normal. Everyone seemed to have forgotten the scene just now and continued to chat and laugh.

Under normal circumstances, it is indeed the same as Locke said. Even a well-run fund company, the average rate of return is difficult to exceed the fixed income promised by Locke, let alone the promise guaranteed one.

"It doesn't matter, I appreciate the bluntness of this little genius and am willing to provide the school with a 20% donation higher than last year."

Therefore, I do not want the contract to have a clear investment direction, which may lead to the possibility of leaking the results of my hard work. I believe that those who are willing to invest can understand this."

As for what Mr. Taal would think in private, it is not something others can guess.

A sudden high note made the banquet hall quiet suddenly, and everyone looked at the person who said this.

She wanted to get a piece of the pie and proposed to pay dividends, but Locke would never agree with this condition. He wanted to use other people's money to make money for himself, rather than being a tool for helping others make money.

So I think guaranteed plus fixed income is the most in line with the interests of both parties.

Soon, Peggy realized that as Mr. Tal and competing with Sheldon with Mr. Tal would fall into a bad position. It would be better to do so and gain reputation and honor.

The principal asked someone to pull Sheldon away and told him not to let Sheldon speak again. Then he walked to the donor with some trepidation: "I'm so sorry, Mr. Tar, Sheldon..."

"Mr. Tal was willing to donate and even increase the amount because he was a smart man, not really like Sheldon's honesty." Locke pointed and signaled his surroundings.

The next moment, everyone applauded and praised Mr. Tal for his broad mind.

This was an unexpected surprise for the school.

To put it bluntly, Sheldon only has the advantage of age.

More than a decade later, Sheldon, who worked at Caltech, used the same bad attitude and directly said that the behavior of asking those people to hand over the money was no different from now.

The attitudes of the donors later were not explained during the Big Bang, but some clues can be seen from the school's ban on him from participating in similar activities in the future.

This is pretty good. If any donor holds a grudge against Sheldon because of Sheldon's attitude, it's simply too simple.

(End of this chapter)