Start with 10,000 pigs

Time flies so fast, three days later!

While Lei Ziqing was waiting, he received news from the officials. After some discussion, the officials approved his plan to invest heavily in infrastructure construction. They also expressed great praise for his behavior and finally agreed. met his request to set up a private bank。

However, as a restriction, if Lei Ziqing fails to do this after establishing the bank, the official can also ban his bank at any time. Regarding this, a formal agreement has been reached in writing。

As a result, China’s first private bank was established and named ‘Qingyu Investment Bank’’！

In this regard, the official took into account the subsequent impact and had no plans to actively publicize it and wanted to deal with it in a low-key manner; however, Lei Ziqing advertised it widely. After all, paper cannot contain the fire. Even if this matter is not publicized, it should be People who know will still know。

In this case, in Lei Ziqing’s opinion, it is better to publicize it openly and put all this under the sun to save some people from gossiping.。

Therefore, Lei Ziqing announced the news on his personal V-blog first, and also showed the obligations and conditions after the establishment of the bank, without hiding too much.。

Sure enough, one stone stirred up a thousand waves. The emergence of private banks shocked people.。

Compared with many ordinary people who are just eating melons and simply joining in the fun, many people with some strength and ideas have started to think about it. There was no precedent for this before, but now Lei Ziqing has opened a private bank, which proves that this official Their attitude is to be relaxed. There is no reason why they can’t follow suit and open a bank, right?

What are the benefits of opening a bank? Just look at the top 500 companies in China!

Among the top ten domestic companies, four are banks, with annual revenue alone reaching trillions!

Even if private banks cannot be compared with national banks, the interests behind them are enough to make countless people jealous. With a little manipulation, profits of hundreds of billions per year are stable.。

However, they had just begun to prepare for action. After reading Lei Ziqing’s conditions for establishing a bank, they all lost their temper.。

Because in the announced news, Lei Ziqing emphasized his commitment to investing in infrastructure construction, investing 50% of the funds in his account every year, of which 80% is used for infrastructure construction!

The biggest source of profits for banks is actually not loans, but investments!

By borrowing chickens and laying eggs, the deposits of savers are absorbed for investment. After the interest paid to savers is deducted from the income from investment, the rest is pure profit.。

Therefore, investment is the top priority of banking business. If the return on investment is not good and the interest paid is not enough, the bank will lose money.。

For this reason, bank investment itself is also an absolute commercial behavior, and only those profitable industries will be chosen for investment.。

Like Lei Ziqing, after setting up a bank, he invested all his money in infrastructure with little benefit, and there was no profit at all.。

If it’s unprofitable, then why set up a bank? Open a charity hall?

Under such circumstances,

many people have backed down, and many people even regard Lei Ziqing as a fool in their hearts. What is the meaning of establishing a bank under such conditions, apart from actively helping the country with infrastructure construction? ?

These people only see their own financial interests, but they have never thought that helping the country improve its infrastructure and benefiting the people is the greatest meaning in itself!

Of course, many people also saw the meaning behind this and were heartbroken by it!

“Big heart! Great spirit! Great kindness!”

Mr. Ren from Huaban Mobile made this comment right away and highly praised Lei Ziqing’s move!

“I am willing to deposit all my money in Qingyu Investment Bank without any interest!”

After Majek found out, he also said publicly。

“This is a true state and an act of great kindness!”

Many people of insight have also expressed their opinions, praising the establishment of Qingyu Investment Bank and Lei Ziqing himself, and sending boundless praise.。

Then, the Internet became even more lively. Many people didn’t understand what was going on. Didn’t Lei Ziqing just set up a private bank?

Why does it feel like he has become a hero? Each and every one of them boasts that there is nothing in heaven or on earth。

“Not a hero, but a national soldier!”

In the face of many netizens’ confusion and doubts, someone explained it and analyzed its meaning: “Perhaps many people don’t know the meaning of this, and think it’s just the establishment of the first bank in China? It’s not a big deal, Lei At most, Ziqing could change from a pig farmer to a banker and make more money.。”

“This view is very superficial, and they are completely unaware of how much Lei Ziqing has contributed to this, and they are not aware of the benefits that the establishment of Qingyu Investment Bank has brought to the entire country.。”

“Let us first look at the promise given by Lei Ziqing, that no less than 50% of bank funds will be used for investment every year, 80% of which will be used for infrastructure; to put it simply, fake Qingyu The investment bank has 10 billion in funds, and will use 5 billion as investment. Eighty percent of the 5 billion, or 4 billion, will be used to invest in infrastructure!”

“Still don’t understand? Let’s talk about the existence of the infrastructure field. In terms of return rate, if the return from investing in real estate is 100%, then the return from investing in infrastructure may be less than 1%, and there may even be losses!”

“To put it simply, the infrastructure field is related to people’s livelihood development, but for profit-seeking businessmen, this is a thankless and potentially loss-making task.。”

“But now Lei Ziqing has given up on those more profitable industries and risked losing money alone to invest in the infrastructure field, contributing to the development of the country and benefiting the people!”

“There is no doubt that this is an absolutely noble act of benevolence and justice by Lei Ziqing, and it deserves any praise for the country and the people!”

After understanding the meaning behind this, many people were shocked and asked themselves, how many people can do this?

Lei Ziqing’s behavior of not making easy money and taking risks to do such a thankless job was regarded by countless people as a truly selfless contribution!