Starting from not paying back debts to start technological hegemony

After lunch, before two o'clock, there was a knock on the door.

Wang Gang went to open the door, and a group of serious-looking workplace elites appeared in front of Chen Yang and the other two. They were dressed in neat suits, with clear lines, and were appropriately elegant and solemn, giving people a sense of professionalism and competence.

"Hello, Mr. Chen!"

Led by Wang Gang, the crowd walked into the house. There were more than a dozen people, filling the entire rental house. It seemed that there were still people outside the door who had not squeezed in.

The leaders were four middle-aged men.

They stepped forward to introduce themselves.

"Hello, Mr. Chen, I am Zhao Chunlei, representing the Dongjiang Head Office of the Industrial and Commercial Bank of China to discuss loan matters with you."

"Hello, Mr. Chen, I am Zhou Chun, representing the National Bank!"

"Mr. Chen, I am Wen Shuai, representing the Agricultural Bank of China!"

"I am Liu Hui, representing the Construction Bank!"

"Hello!" Chen Yang nodded and greeted them, and the two sides began to communicate about the loan.

Zhao Chunlei is a capable middle-aged man with a mature uncle style. He is thin, clean and not greasy, with a square face.

"Mr. Chen, we have understood what you want to convey to the outside world. After communication between our many banks and capitals, our four major banks will contact you."

"Tell me about the valuation, interest, and the maximum loan that can be provided." Chen Yang nodded.

"20 billion!"

Zhao Chunlei smiled and said, "Don't think it's too little. The product is good, but the risk is really big. No one knows how long it will take to be conquered. This technology is not monopolized and has no value. After our multi-party verification and communication, we can only value Xinghai at 20 billion, with an annual interest rate of 5%. The total loan amount we can provide is also 20 billion, and the term is only one year. The loan is jointly undertaken by our four major banks, and the collateral is 100% of Xinghai's shares. Of course, the key point is that the special strain of bioenergy must belong to Xinghai Company, not you."

This means that if Chen Yang can't pay the money after one year or collapses in the middle, it is equivalent to selling the formula of the special strain directly to the bank at a price of 20 billion.

In terms of value, it is only one year's profit, or even expanding production for half a year, which looks very unprofitable.

But the account is not calculated in this way.

For Chen Yang, the time cost is more important. The settlement is settled once a month, and the more money owed, the more points can be obtained.

In the eyes of capital, once technology is born, it will inevitably be conquered. It just takes a long time. What they invest in is how much market Chen Yang can occupy before others conquer it, and whether it will collapse in the later stage.

"Very good!"

Chen Yang expressed satisfaction, and even felt a little confused in his heart.

Today, Xinghai is just a broken factory. Its only value is the new strains. Capital is so honest?

The two parties did not bargain too much and signed the agreement on the spot.

"Mr. Chen, it's a pleasure to cooperate. The loan will be transferred to your company account tomorrow morning!"

After signing the contract, Zhao Chunlei shook hands with Chen Yang.

Chen Yang stood up to see him off, and they simply left.

"It's very wrong!"

Chen Yang touched his chin and muttered.

"What's wrong?" Wang Gang was confused and only knew that the boss had made a fortune.

"They are too polite."

Chen Yang wondered, "Although the formula of the fungus is far more expensive than this, others don't know. Many people think that we just have the advantage of the first move, and we will definitely be conquered later. Are they so nice? Normally, shouldn't they deliberately suppress and delay, and then seek greater benefits? No one is behind me, so I got the loan so easily? This is not realistic at all. I am ready to fight them. It's really strange!"

"Maybe it has something to do with Miss Lu?" Zheng Qiang said faintly.

"Lu Wangshu? What does it have to do with her?"

"Boss..."

Zheng Qiang looked at Chen Yang in surprise and said, "You don't know it yet, do you?"

"What do I know?" Chen Yang just felt puzzled.

"Miss Lu's father!"

Seeing Chen Yang puzzled, Zheng Qiang hurriedly said, "We came out early, with Miss Lu. Do you know what those people call Miss Lu's father? Speaker Lu, her father is the boss of our Dongjiang."

"What?"

Chen Yang couldn't believe it.

Then he thought of last night's experience, and of Professor Su Deyuan and Professor Chen Jian.

Damn!

He couldn't help but hold his forehead.

He thought that the appearance of the bioenergy strain had alarmed the two, but he didn't expect it was because of Lu Wangshu's father.

Come to think of it, even if this new thing really came to be in front of such a big shot, it would be at least two or three days later. If it could be verified and studied overnight, it must be that Lu Wangshu's father specially invited him to clear his daughter's grievances.

The truth is out.

Lu Wangshu, that girl, has such aA level of identity?

Chen Yang is no longer a social rookie, so he naturally understands what this kind of person means.

Let alone the current him, even if he develops the bioenergy strain to the peak and is worth hundreds of billions, he may only have a chance to speak and show his face in front of her father.

This is the real boss.

Chen Yang picked up the phone and called.

"Hello?"

Lu Wangshu answered the phone, dazed as if he had just woken up.

"Why are you sleeping again?" Chen Yang was stunned.

"Do you think I am you?" Lu Wangshu was numb and said speechlessly: "I heard that you snored loudly in the detention room. When Zhao Qi and others came out, they all had panda eyes. I don't have such a good mentality as you. I didn't sleep at all last night."

Chen Yang's forehead was black, and he said: "There is no need to talk about this topic. I want to ask, does your father seem to have an opinion about me?"

"Are you scared?" Lu Wangshu became energetic.

"I'm not that scared, but I'm just thinking about when to visit with gifts?"

"(ˉ▽￣～) Tsk~~!"

Lu Wangshu said disdainfully, "Put away your little thoughts. He is him and I am me. He is famous for not recognizing his relatives. It's useless to please him."

Got it!

He only recognizes you!

It's better to please you than to please him!

After all... he is obsessed with his daughter!

After hanging up the phone, Chen Yang showed a strange smile.

In any case, this is a pleasant surprise. With Lu Wangshu here, he will have fewer troubles and can focus on how to owe debts.

After thinking for a long time, Chen Yang re-finalized his future plans and went out.

Su Deyuan and Chen Jian called to take students to visit the factory of Xinghai Company. At the same time, reporters will also go there. The two sides will hold a cooperation signing press conference in Xinghai.

Of course, it's just a preliminary intention.

The real press conference will be held in Yongda Medical College and Kyoto's biological laboratory in a few days.

Therefore, there are not many reporters coming, all of whom are reporters from related professions.

After arriving in Wei County, Chen Yang took them on a tour and explained, and then after signing the contract, they had dinner together, and then they dispersed.

Although the reporters reported it, it was a pity that the three parties were all powerful but unknown.

In addition to causing some shocks in the biological, medical and powerful financial circles, they were the type that could not be found in the news.

Chen Yang searched on the short video platform, and there were only dozens of comments on such an important matter.

It was miserable.

After sending people away, Xinghai held its first meeting.

When Chen Yang told everyone that he had borrowed 20 billion, everyone's expression was stupid.

Although they knew that the company had a very good prospect, no one thought that it would only take a few days for the company to earn 20 billion, although it was borrowed.

"Boss, I don't think I can handle the position of general manager anymore."

Jiang Lihai's hands and feet trembled slightly while he was excited. He was very nervous.

He was just an unknown professional manager. The largest company he had led was a few years ago when he served as vice president of a company with a market value of hundreds of millions.

Later, he returned home to start a business, but the business went bankrupt and his wife ran away.

This is a company worth hundreds of billions. If he lets himself go bankrupt...

"I believe in you!"

Chen Yang patted him on the shoulder and said, "No one is born knowing anything. If you don't know how to do it, you can learn. I believe you can do it. You can spend the 20 billion as you like. I just want the results."

Just kidding.

In another half a month, he will get 2 million points next month.

How much can he lose? Even if the company goes bankrupt, it doesn't matter. He can make up for it by just taking out a technology next month.

For Chen Yang, talent is not important. His products are overwhelming. What's important is loyalty and obedience.

Jiang Lihai has performed very well in the past half month.

Chen Yang only needs to give instructions and leave the rest to him.

What is talent?

This is talent!