Starting From The Internet Shenhao

Hu Xiaoyan was not discouraged after the last call was rejected.

Because when she first started, the manager told her during the training that rich people are very savvy, and it is naturally not easy to get their approval.

Especially for such rich people who have reached the threshold of private banks, it is even more difficult for them to hand over their money to the bank.

In China, because the development of private banking is relatively late, many wealthy people have no corresponding concepts.

They would rather throw their money on their bank cards for interest, and they would not join any private bank, and even less would they let the so-called financial advisors help them with their asset allocation.

In the impression of many people, these financial consultants at the bank are scammers, all for the purpose of swindling money!

This cannot be said to be a misunderstanding of the public.

It is that the level of financial advisors of some domestic banks is indeed not high, and they will only persuade customers to buy various insurance or high-risk financial products all day long.

Because of investment losses, there are often even cases of lawsuits between private bank customers and the bank.

However, Hu Xiaoyan considers herself a responsible account manager, she will be very serious and responsible to help clients make reasonable asset allocation, so that clients' funds will not be idle.

It is a pity that she has relatively junior qualifications, and she has just entered the private banking department to work, and has not been assigned a serious client yet.

Now, Chen Hao is assigned to her potential customers. Whether she can win it depends on her own efforts.

After being rejected once, Hu Xiaoyan made careful preparations again and planned to call again in two days. It is best to make an appointment with the client and have a face-to-face meeting.

She believes that with her professionalism, she will be able to convince her customers!

What surprised Hu Xiaoyan was that this customer named Chen Hao actually spent the money on the card directly after he contacted him.

And it was all spent!

What's even more outrageous is that all the money is used to recharge the game...

Is this the real rich man?

Hu Xiaoyan felt that she didn't understand the real rich world at all.

Chen Hao's card was almost cleared, and naturally it no longer meets the requirements of potential customers of China Merchants Bank's private bank.

But Hu Xiaoyan did not give up. She even filed an application for the leader to attract Chen Hao as a private bank customer, even if his card is now only a few hundred thousand!

That's because Hu Xiaoyan believes that Chen Hao's client's source of funds is extremely stable, and the daily amount of more than 500,000 yuan is still hitting his card every second.

Such customers, as long as they don't spend money randomly, they can accumulate close to 20 million on the card in one month!

It's simply...

Too high quality!

Hu Xiaoyan definitely doesn't want to let such a client go.

The department leader is also very open-minded. After carefully reading the funds transfer record of Chen Hao's account, he readily approved Hu Xiaoyan's expression.

That's why we have this second call today.

………………

Chen Hao simply refused Hu Xiaoyan's visit request, which did not discourage Hu Xiaoyan.

Hearing Chen Hao said that he does not need the services of a private bank, Hu Xiaoyan smiled slightly, and replied softly but firmly: "No, you need it!"

Chen Hao was stunned on the spot.Don't you know if you need it or not?

This CMB account manager on the phone is so sure that he needs it?

Suddenly, he became a little interested. He didn't rush to hang up, but instead asked, "Then tell me, why do I need this so-called private banking service? What can you bring to me?"

That was what Hu Xiaoyan was waiting for!

After hearing Chen Hao's question, she took a deep breath and replied calmly: "In short, our private bank can help you make professional and reasonable asset allocation and keep your wealth increasing!"

Chen Hao was not satisfied with this answer. He shook his head and said, “I don’t need you to help me earn money. To be honest, when it comes to earning money, the so-called professional investment consultants of your private banks are not enough! Thank God for making customers lose money."

The smile on Hu Xiaoyan's face stagnated, almost speechless.

Chen Hao is right to say so.

According to the information, this customer named Chen Hao is only in his early twenties, and can hold tens of millions of net worth!

It is even more than half a million yuan every day!

According to the analysis by Hu Xiaoyan's professional investment consultant, this client is most likely a master of futures or foreign exchange speculation in the international market.

As for why it is necessary to remit more than 500,000 yuan to the account of China Merchants Bank every day, it may be because of some "quirks" of the customers, or it may be Chen Hao's "pocket money" and living expenses.

Such a master naturally looks down on the so-called investment consultants of domestic private banks.

If those investment consultants were really of a very high level, they would not come out to work.

Setting up a private equity fund on your own won't make more money than this!

After waiting for two seconds, Chen Hao was a little impatient before he heard the opposite.

He said, "Is it all right? That's it."

Hu Xiaoyan was agitated, and said quickly, "Mr. Shen, please wait! Our private bank can help you spend more reasonable money, and can help you buy anything you want!"

The services she mentioned are also standard features of private banks.

However, in the past, these things were not mainly introduced to customers.

After all, most of them are still interested in how to make oneself richer, rather than finding someone to help yourself spend money.

When Hu Xiaoyan said this, she had nothing to ask for, and she didn't want Chen Hao to hang up.

She understands that if the call is hung up again today, it will be basically useless...

What she never expected was that what she said casually actually aroused Chen Hao's interest!

Chen Hao doesn't understand what services the private bank has. He never thought that he could become a client of a private bank more than a month ago.

There is absolutely no understanding in this area.

The reason why he rejected Hu Xiaoyan was that he didn't need the bank to help him make money.

Just kidding, even if their investment team is strong, they can help their assets achieve more than 20% of the income in a year!

What's that...

I don't need to rely on investment to make money. What I need more is how to spend money reasonably and how to quickly accumulate system experience so that the system can be upgraded as soon as possible!

As long as the system can be upgraded earlier, it can be much more profitable than investing!

Hu Xiaoyan said that he could spend money more reasonably for herself and also help herself to buy whatever she wanted. This really pricked Chen Hao on the itch.

He is the kind of "the poor get rich", and he still doesn't know how to be a rich man.

There are no wealthy friends around, so the experience in spending money is really lacking.

Just like a nouveau riche, buy a car, buy a watch, buy luxury...

What Hu Xiaoyan said now made him interested.

He asked with interest: "Oh? Reasonably spend money? Can you buy anything you want? Can you explain it in detail?"

Hu Xiaoyan heard from Chen Hao's words that he was indeed interested, not perfunctory, and let out a sigh of relief.

As long as you don’t just hang up, it’s a good thing!

A smile appeared on her face again, and she said in a soft voice: "About this, I think we need to meet and have a good chat. Will Mr. Shen have time for a few days? Can I visit you?"

Chen Hao looked at Rainbow Di in his hand, it was past eleven now.

He said, "Come here, the top floor of the Qianhai World Trade Center. Let's have lunch together at noon, and we will talk while eating."

………………

After hanging up the phone, Hu Xiaoyan clenched her small fist and exclaimed "YES!"

The colleague next to him was taken aback.

She ignored the explanation, hurriedly packed her things, and said casually: "I'll go out and see a customer. If the boss asks, please help me."

They work as client managers of private banks, and work hours are fairly free.

After all, it is a one-to-one service. Many times, when encountering troublesome customers, they almost become the customers' "personal butlers".

Even to pick up children for clients...

Carrying an exquisite briefcase, Hu Xiaoyan quickly walked downstairs to stop a taxi, and headed straight for the Qianhai World Trade Center.

Fortunately, their headquarters is not far from the Qianhai World Trade Center, and there is no traffic jam on the road at this point. They came downstairs to the World Trade Center in less than 20 minutes.

Look up at the towering World Trade Building.

Hu Xiaoyan took out the makeup mirror from her bag, took a closer look, and added a little lipstick.

Well, the makeup is not messy, the hair is neat, and the person is beautiful...

After finishing the black dress, I walked into the lobby with my head upright...

Chen Hao was looking at the computer, the landline rang, and the secretary's voice came.

"Mr. Shen, a bank account manager came and said that he had made an appointment with you."

Chen Hao replied: "Let her come in."

Not long after, the office door was pushed open, and two girls walked in one after another.

The girl behind, in a decent black dress, with her hair pulled up, a pair of black flat-heeled shoes on her feet, and a briefcase.

This should be the private bank account manager who called himself.

Chen Hao smiled and stood up and asked Hu Xiaoyan to sit down by the sofa.

After the secretary brought two glasses of water, seeing Chen Hao did not tell her to stay, he quietly stepped out and closed the door.

Since Hu Xiaoyan walked into the office, she has been a little lost. The size of this office is so big that it shocks her!

She could hardly imagine that it was in Pengcheng, and it was in a location like Qianhai.

It's too wasteful for someone to use such a large office area...Owing to her professional habit, she had already begun to calculate silently in her mind.

The rent for this piece of land should be two to three hundred yuan per square meter per month. This is the top floor of the World Trade Center, and it is estimated to be three hundred yuan!

As for this office, the area should be 500 square feet.

In other words, for just such an office, the monthly rent will cost more than 150,000 yuan!

"Miss Hu?"

Chen Hao saw that Hu Xiaoyan was there and didn't say a word, so he called her aloud.

"Ah..., ah! Hello, Mr. Shen, I am Hu Xiaoyan, the account manager of China Merchants Bank Private Bank. This is my business card."

Only then did Hu Xiaoyan come back to her senses, got up quickly, took out a business card from her bag, and handed it to Chen Hao with both hands.

Without getting up, he just reached out to take the business card, and after a glance, Chen Hao put it on the coffee table casually.

It is said that Chen Hao is not polite enough to do so.

Others get up and hand over the business card with both hands. Generally, you should also get up and take it with both hands, then take a look at it carefully, and then give your business card to the other party.

But that is applicable when the identities of the two parties are equal or the difference is small.

Between Chen Hao and Hu Xiaoyan, it doesn't exist anymore.

Hu Xiaoyan is just a small clerk in the bank, and now she comes to the door to beg Chen Hao to become their private bank customer.

As for Chen Hao, he is a billionaire owner!

Naturally, there is no need to be more polite to Hu Xiaoyan.

To be honest, it would be an honor for Hu Xiaoyan to let her come over to the office to see herself...

………………

"Let's talk about it, is it reasonable or unreasonable to spend money? In addition, is there anything I can't buy with my own money?" Chen Hao asked with a smile.

Hu Xiaoyan raised her head, stared at Chen Hao, and replied with a smile: "Of course, unreasonable consumption is equivalent to waste. And reasonable consumption not only improves your quality of life, but also contributes to your career. Provide help. In addition, Mr. Shen, our private banking department has a very wide range of channels, such as contacting major auctions, which can help customers buy their favorite cherished items at a reasonable price. You must know that the real good things are basically Those that will not be circulated on the market generally appear in major auctions..."

After hearing Hu Xiaoyan's introduction, Chen Hao couldn't help but sigh secretly.

Sure enough, I can't be regarded as a real rich man, and I didn't even enter that door!

If it weren't for Hu Xiaoyan to introduce herself, Chen Hao really hadn't thought about buying things at auctions in the past.

Aren’t those places all "money laundering" places...

On the way, Hu Xiaoyan was still "make up lessons" in a taxi, that is, how private banks can help customers spend money.

Just now, she introduced Chen Hao in detail. For example, you can buy rare giant diamonds, rare vintage wines, top-quality cigars, real limited-edition watches and so on at auctions.

These things can only be consumed by the really rich.

It also has a collection value. If you resell it in the future, you might be able to make money.

Of course, Chen Hao is not concerned about making money, he just feels that this is indeed a good channel for spending money.

A box of cigars is hundreds of thousands, a bottle of wine is millions, and a famous watch is tens of millions!

Sure enough, my own money is just a poor man...

Seeing Chen Hao nodding slightly, Hu Xiaoyan hurriedly hit the railroad while it was hot: "Did Mr. Shen buy a house in Pengcheng? Actually, in terms of Mr. Shen's strength and spending power, buying a house is the best choice. Although Pengcheng's housing prices are already very high. High, but according to our bank’s forecast, there is still a lot of room for growth."

No way, although Chen Hao said long ago, he didn't want to invest in anything, and he never thought about letting the bank help him make money.

However, as a bank employee, Hu Xiaoyan, the words "investment", "financial management" and "value-added" have long penetrated into her "blood". As she talked, her thoughts were biased towards investment.

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